Churchill Funding I LLC Mortgage Lending & HMDA Data, 2024

In 2024, Churchill Funding I LLC of Charlotte, NC reported 2,863 mortgage applications totaling $2.8 billion, up 38% from 2023. The average application was for $960,689, and applicants reported an average income of $0. 17% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (292), Cape Coral-Fort Myers, FL (263) and Los Angeles-Long Beach-Glendale, CA (222) (applications in parentheses).

Mortgage Company & Address Churchill Funding I LLC
3220 Wilkinson Blvd Unit A4
Charlotte, NC 28203
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 2,863
Total Mortgage Loan Application Amount $2,750,455,000
Average Mortgage Loan Application Amount $960,689
Highest Mortgage Loan Application Amount $5,545,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Churchill Funding I LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Churchill Funding I LLC by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Miami-Miami Beach-Kendall, FL 292 $ 259,160,000 $ 887,534 $ 0
Cape Coral-Fort Myers, FL 263 $ 91,045,000 $ 346,178 $ 0
Los Angeles-Long Beach-Glendale, CA 222 $ 476,610,000 $ 2,146,891 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 138 $ 118,200,000 $ 856,521 $ 0
Punta Gorda, FL 100 $ 36,820,000 $ 368,200 $ 0
Orlando-Kissimmee-Sanford, FL 84 $ 89,710,000 $ 1,067,976 $ 0
Outside any metro area 79 $ 58,825,000 $ 744,620 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 70 $ 36,770,000 $ 525,285 $ 0
New York-Jersey City-White Plains, NY-NJ 69 $ 88,825,000 $ 1,287,318 $ 0
Charlotte-Concord-Gastonia, NC-SC 61 $ 47,835,000 $ 784,180 $ 0
Baltimore-Columbia-Towson, MD 53 $ 10,265,000 $ 193,679 $ 0
Boston, MA 53 $ 126,975,000 $ 2,395,754 $ 0
Charleston-North Charleston, SC 51 $ 36,135,000 $ 708,529 $ 0
Atlanta-Sandy Springs-Roswell, GA 49 $ 51,785,000 $ 1,056,836 $ 0
San Diego-Carlsbad, CA 49 $ 77,485,000 $ 1,581,326 $ 0
Houston-The Woodlands-Sugar Land, TX 44 $ 16,610,000 $ 377,500 $ 0
Newark, NJ-PA 42 $ 37,620,000 $ 895,714 $ 0
Seattle-Bellevue-Everett, WA 42 $ 86,820,000 $ 2,067,142 $ 0
Cambridge-Newton-Framingham, MA 40 $ 77,040,000 $ 1,926,000 $ 0
St. Petersburg-Clearwater-Largo, FL 40 $ 28,470,000 $ 711,750 $ 0
Chicago-Naperville, IL 37 $ 25,995,000 $ 702,567 $ 0
Dallas-Plano-Irving, TX 36 $ 42,100,000 $ 1,169,444 $ 0
Philadelphia, PA 32 $ 19,410,000 $ 606,562 $ 0
Tampa, FL 30 $ 19,780,000 $ 659,333 $ 0
North Port-Sarasota-Bradenton, FL 29 $ 28,955,000 $ 998,448 $ 0
Ocala, FL 28 $ 14,890,000 $ 531,785 $ 0
New Haven-Milford, CT 27 $ 11,125,000 $ 412,037 $ 0
Greenville-Anderson-Mauldin, SC 26 $ 22,670,000 $ 871,923 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 26 $ 34,260,000 $ 1,317,692 $ 0
Anaheim-Santa Ana-Irvine, CA 25 $ 65,635,000 $ 2,625,400 $ 0
Wilmington, NC 25 $ 61,965,000 $ 2,478,600 $ 0
Denver-Aurora-Lakewood, CO 23 $ 30,565,000 $ 1,328,913 $ 0
Boise City, ID 22 $ 28,880,000 $ 1,312,727 $ 0
Phoenix-Mesa-Scottsdale, AZ 22 $ 43,640,000 $ 1,983,636 $ 0
Riverside-San Bernardino-Ontario, CA 22 $ 26,880,000 $ 1,221,818 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 21 $ 12,025,000 $ 572,619 $ 0
Greensboro-High Point, NC 20 $ 9,500,000 $ 475,000 $ 0
Jacksonville, FL 19 $ 14,325,000 $ 753,947 $ 0
Austin-Round Rock, TX 18 $ 19,380,000 $ 1,076,666 $ 0
Lakewood-New Brunswick, NJ 18 $ 24,390,000 $ 1,355,000 $ 0
Bridgeport-Stamford-Norwalk, CT 17 $ 18,145,000 $ 1,067,352 $ 0
Palm Bay-Melbourne-Titusville, FL 15 $ 5,135,000 $ 342,333 $ 0
Richmond, VA 15 $ 3,875,000 $ 258,333 $ 0
Marietta, GA 14 $ 8,020,000 $ 572,857 $ 0
Naples-Immokalee-Marco Island, FL 14 $ 8,360,000 $ 597,142 $ 0
Columbia, SC 13 $ 8,325,000 $ 640,384 $ 0
Memphis, TN-MS-AR 13 $ 6,575,000 $ 505,769 $ 0
Knoxville, TN 12 $ 13,750,000 $ 1,145,833 $ 0
Oakland-Hayward-Berkeley, CA 12 $ 16,580,000 $ 1,381,666 $ 0
Trenton, NJ 12 $ 2,190,000 $ 182,500 $ 0
Urban Honolulu, HI 12 $ 18,530,000 $ 1,544,166 $ 0
Nassau County-Suffolk County, NY 11 $ 15,705,000 $ 1,427,727 $ 0
Port St. Lucie, FL 11 $ 5,225,000 $ 475,000 $ 0
Worcester, MA-CT 10 $ 3,380,000 $ 338,000 $ 0
Athens-Clarke County, GA 9 $ 1,515,000 $ 168,333 $ 0
Kahului-Wailuku-Lahaina, HI 9 $ 12,485,000 $ 1,387,222 $ 0
Pittsburgh, PA 9 $ 2,445,000 $ 271,666 $ 0
Raleigh, NC 9 $ 15,035,000 $ 1,670,555 $ 0
Syracuse, NY 9 $ 1,565,000 $ 173,888 $ 0
Winston-Salem, NC 9 $ 3,915,000 $ 435,000 $ 0
Arlington-Alexandria-Reston, VA-WV 8 $ 3,680,000 $ 460,000 $ 0
Indianapolis-Carmel-Anderson, IN 8 $ 1,860,000 $ 232,500 $ 0
Lakeland-Winter Haven, FL 8 $ 1,960,000 $ 245,000 $ 0
Buffalo-Cheektowaga-Niagara Falls, NY 7 $ 4,145,000 $ 592,142 $ 0
Wilmington, DE-MD-NJ 7 $ 1,425,000 $ 203,571 $ 0
Birmingham-Hoover, AL 6 $ 4,840,000 $ 806,666 $ 0
Cincinnati, OH-KY-IN 6 $ 6,620,000 $ 1,103,333 $ 0
Hickory-Lenoir-Morganton, NC 6 $ 3,100,000 $ 516,666 $ 0
Kiryas Joel-Poughkeepsie-Newburgh, NY 6 $ 7,400,000 $ 1,233,333 $ 0
Lafayette, LA 6 $ 12,870,000 $ 2,145,000 $ 0
Louisville/Jefferson County, KY-IN 6 $ 1,270,000 $ 211,666 $ 0
Sebastian-Vero Beach, FL 6 $ 1,390,000 $ 231,666 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 6 $ 3,110,000 $ 518,333 $ 0
Coeur D'Alene, ID 5 $ 2,145,000 $ 429,000 $ 0
Logan, UT-ID 5 $ 1,675,000 $ 335,000 $ 0
McAllen-Edinburg-Mission, TX 5 $ 1,805,000 $ 361,000 $ 0
San Jose-Sunnyvale-Santa Clara, CA 5 $ 9,745,000 $ 1,949,000 $ 0
Santa Maria-Santa Barbara, CA 5 $ 10,045,000 $ 2,009,000 $ 0
Savannah, GA 5 $ 1,625,000 $ 325,000 $ 0
Tacoma-Lakewood, WA 5 $ 4,685,000 $ 937,000 $ 0
Chattanooga, TN-GA 4 $ 1,420,000 $ 355,000 $ 0
Detroit-Dearborn-Livonia, MI 4 $ 840,000 $ 210,000 $ 0
Fort Worth-Arlington, TX 4 $ 3,120,000 $ 780,000 $ 0
Lawton, OK 4 $ 650,000 $ 162,500 $ 0
St. Louis, MO-IL 4 $ 1,110,000 $ 277,500 $ 0
Washington, DC-MD 4 $ 1,460,000 $ 365,000 $ 0
Waterbury-Shelton, CT 4 $ 1,980,000 $ 495,000 $ 0
Akron, OH 3 $ 585,000 $ 195,000 $ 0
Albany-Schenectady-Troy, NY 3 $ 1,855,000 $ 618,333 $ 0
Binghamton, NY 3 $ 755,000 $ 251,666 $ 0
Cleveland, OH 3 $ 665,000 $ 221,666 $ 0
Columbus, OH 3 $ 725,000 $ 241,666 $ 0
Everett, WA 3 $ 4,625,000 $ 1,541,666 $ 0
Killeen-Temple, TX 3 $ 915,000 $ 305,000 $ 0
Milwaukee-Waukesha-West Allis, WI 3 $ 425,000 $ 141,666 $ 0
New Orleans-Metairie, LA 3 $ 1,015,000 $ 338,333 $ 0
San Antonio-New Braunfels, TX 3 $ 1,675,000 $ 558,333 $ 0
San Francisco-Redwood City-South San Francisco, CA 3 $ 9,975,000 $ 3,325,000 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 3 $ 705,000 $ 235,000 $ 0
Springfield, MA 3 $ 905,000 $ 301,666 $ 0
Allentown-Bethlehem-Easton, PA-NJ 2 $ 590,000 $ 295,000 $ 0
Atlantic City-Hammonton, NJ 2 $ 600,000 $ 300,000 $ 0
Augusta-Richmond County, GA-SC 2 $ 360,000 $ 180,000 $ 0
Camden, NJ 2 $ 380,000 $ 190,000 $ 0
Colorado Springs, CO 2 $ 1,110,000 $ 555,000 $ 0
Daphne-Fairhope-Foley, AL 2 $ 640,000 $ 320,000 $ 0
Dayton-Springfield-Kettering, OH 2 $ 930,000 $ 465,000 $ 0
El Paso, TX 2 $ 830,000 $ 415,000 $ 0
Gainesville, GA 2 $ 1,630,000 $ 815,000 $ 0
Greenville, NC 2 $ 240,000 $ 120,000 $ 0
Hartford-West Hartford-East Hartford, CT 2 $ 1,120,000 $ 560,000 $ 0
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 670,000 $ 335,000 $ 0
Jackson, MS 2 $ 460,000 $ 230,000 $ 0
Jacksonville, NC 2 $ 2,870,000 $ 1,435,000 $ 0
Montgomery, AL 2 $ 470,000 $ 235,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 2 $ 3,850,000 $ 1,925,000 $ 0
Redding, CA 2 $ 990,000 $ 495,000 $ 0
Rochester, NY 2 $ 430,000 $ 215,000 $ 0
Sacramento--Roseville--Arden-Arcade, CA 2 $ 3,050,000 $ 1,525,000 $ 0
Sebring, FL 2 $ 700,000 $ 350,000 $ 0
Warner Robins, GA 2 $ 270,000 $ 135,000 $ 0
Warren-Troy-Farmington Hills, MI 2 $ 380,000 $ 190,000 $ 0
Alexandria, LA 1 $ 95,000 $ 95,000 $ 0
Asheville, NC 1 $ 2,875,000 $ 2,875,000 $ 0
Barnstable Town, MA 1 $ 1,225,000 $ 1,225,000 $ 0
Bend-Redmond, OR 1 $ 985,000 $ 985,000 $ 0
Clarksville, TN-KY 1 $ 455,000 $ 455,000 $ 0
Crestview-Fort Walton Beach-Destin, FL 1 $ 365,000 $ 365,000 $ 0
Des Moines-West Des Moines, IA 1 $ 195,000 $ 195,000 $ 0
Dover, DE 1 $ 175,000 $ 175,000 $ 0
Durham-Chapel Hill, NC 1 $ 875,000 $ 875,000 $ 0
Elgin, IL 1 $ 135,000 $ 135,000 $ 0
Evansville, IN-KY 1 $ 175,000 $ 175,000 $ 0
Fresno, CA 1 $ 695,000 $ 695,000 $ 0
Gainesville, FL 1 $ 325,000 $ 325,000 $ 0
Grand Rapids-Wyoming, MI 1 $ 125,000 $ 125,000 $ 0
Hagerstown-Martinsburg, MD-WV 1 $ 175,000 $ 175,000 $ 0
Idaho Falls, ID 1 $ 3,515,000 $ 3,515,000 $ 0
Kansas City, MO-KS 1 $ 225,000 $ 225,000 $ 0
Kingsport-Bristol-Bristol, TN-VA 1 $ 125,000 $ 125,000 $ 0
Kingston, NY 1 $ 365,000 $ 365,000 $ 0
Lafayette-West Lafayette, IN 1 $ 165,000 $ 165,000 $ 0
Lake County-Porter County-Jasper County, IN 1 $ 115,000 $ 115,000 $ 0
Lexington Park, MD 1 $ 265,000 $ 265,000 $ 0
Little Rock-North Little Rock-Conway, AR 1 $ 265,000 $ 265,000 $ 0
Lubbock, TX 1 $ 135,000 $ 135,000 $ 0
Montgomery County-Bucks County-Chester County, PA 1 $ 905,000 $ 905,000 $ 0
Morristown, TN 1 $ 725,000 $ 725,000 $ 0
Muskegon, MI 1 $ 75,000 $ 75,000 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 205,000 $ 205,000 $ 0
Napa, CA 1 $ 1,125,000 $ 1,125,000 $ 0
Norwich-New London, CT 1 $ 525,000 $ 525,000 $ 0
Oklahoma City, OK 1 $ 1,105,000 $ 1,105,000 $ 0
Panama City, FL 1 $ 355,000 $ 355,000 $ 0
Portland-South Portland, ME 1 $ 1,195,000 $ 1,195,000 $ 0
Providence-Warwick, RI-MA 1 $ 1,725,000 $ 1,725,000 $ 0
Pueblo, CO 1 $ 135,000 $ 135,000 $ 0
Rockingham County-Strafford County, NH 1 $ 435,000 $ 435,000 $ 0
Salisbury, MD-DE 1 $ 185,000 $ 185,000 $ 0
San Luis Obispo-Paso Robles-Arroyo Grande, CA 1 $ 865,000 $ 865,000 $ 0
Springfield, IL 1 $ 105,000 $ 105,000 $ 0
Stockton-Lodi, CA 1 $ 455,000 $ 455,000 $ 0
Tallahassee, FL 1 $ 165,000 $ 165,000 $ 0
Tyler, TX 1 $ 115,000 $ 115,000 $ 0
Utica-Rome, NY 1 $ 115,000 $ 115,000 $ 0
Vallejo-Fairfield, CA 1 $ 375,000 $ 375,000 $ 0
Visalia-Porterville, CA 1 $ 545,000 $ 545,000 $ 0
Washington-Baltimore-Arlington, DC 1 $ 245,000 $ 245,000 $ 0
Wichita, KS 1 $ 685,000 $ 685,000 $ 0
Winchester, VA-WV 1 $ 405,000 $ 405,000 $ 0
Youngstown-Warren-Boardman, OH-PA 1 $ 135,000 $ 135,000 $ 0

Mortgage Loan Application Detail Totals for Churchill Funding I LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,322 $1,498,350,000 $1,133,000 $5,545,000 $0 $0
Home Purchase 1,022 $872,390,000 $853,000 $5,005,000 $0 $0
Cash-out Refinancing 519 $379,715,000 $731,000 $4,025,000 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,863 $2,750,455,000 $960,000 $5,545,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,863 $2,750,455,000 $960,000 $5,545,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 2,239 $2,083,605,000 $930,000 $5,545,000 $0 $0
Loan Originated 482 $553,280,000 $1,147,000 $4,755,000 $0 $0
Application Denied By Financial Institution 76 $52,780,000 $694,000 $3,515,000 $0 $0
Application Withdrawn By Applicant 66 $60,790,000 $921,000 $4,865,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,787 $2,697,675,000 $967,000 $5,545,000 $0 $0
Credit History 36 $29,340,000 $815,000 $2,625,000 $0 $0
Unverifiable Information 22 $12,920,000 $587,000 $3,515,000 $0 $0
Collateral 17 $10,095,000 $593,000 $2,075,000 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 1 $425,000 $425,000 $425,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Churchill Funding I LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Churchill Funding I LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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