Cimarron Mortgage Company Mortgage Lending & HMDA Data, 2010

In 2010, Cimarron Mortgage Company of Jackson, MS reported 2,170 mortgage applications totaling $298.0 million, down 27% from 2009. The average application was for $137,317, and applicants reported an average income of $74,953. 59% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Lafayette, LA (193), Jackson, MS (77) and Baton Rouge, LA (70) (applications in parentheses).

Mortgage Company & Address Cimarron Mortgage Company
6311 Ridgewood Rd, Suite 400w
Jackson, MS 39211
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,170
Total Mortgage Loan Application Amount $297,979,000
Average Mortgage Loan Application Amount $137,317
Highest Mortgage Loan Application Amount $450,000
Average Applicant Income $74,953
Highest Applicant Income $1,896,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cimarron Mortgage Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cimarron Mortgage Company by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Lafayette, Louisiana 177 $ 31,070,000 $ 175,536 $ 98,000
Putnam, Tennessee 86 $ 12,258,000 $ 142,534 $ 79,000
Warren, Mississippi 82 $ 13,040,000 $ 159,024 $ 84,000
Cumberland, Tennessee 81 $ 10,770,000 $ 132,962 $ 64,000
Wayne, Georgia 64 $ 7,381,000 $ 115,328 $ 61,000
Alcorn, Mississippi 58 $ 6,138,000 $ 105,827 $ 58,000
Neshoba, Mississippi 57 $ 7,533,000 $ 132,157 $ 71,000
Prentiss, Mississippi 53 $ 5,109,000 $ 96,396 $ 62,000
Lauderdale, Mississippi 51 $ 7,535,000 $ 147,745 $ 73,000
Overton, Tennessee 50 $ 6,768,000 $ 135,360 $ 67,000
Rhea, Tennessee 45 $ 5,703,000 $ 126,733 $ 77,000
Bolivar, Mississippi 41 $ 5,411,000 $ 131,975 $ 77,000
Tangipahoa, Louisiana 40 $ 6,399,000 $ 159,975 $ 56,000
Lafayette, Mississippi 38 $ 6,221,000 $ 163,710 $ 96,000
Union, Mississippi 36 $ 5,007,000 $ 139,083 $ 74,000
East Baton Rouge, Louisiana 34 $ 6,692,000 $ 196,823 $ 114,000
Tift, Georgia 33 $ 4,879,000 $ 147,848 $ 84,000
Washington, Mississippi 32 $ 3,224,000 $ 100,750 $ 65,000
Pierce, Georgia 30 $ 4,454,000 $ 148,466 $ 74,000
Rankin, Mississippi 29 $ 4,713,000 $ 162,517 $ 77,000
Logan, Kentucky 28 $ 2,698,000 $ 96,357 $ 63,000
St. Tammany, Louisiana 28 $ 5,568,000 $ 198,857 $ 124,000
Mobile, Alabama 27 $ 3,647,000 $ 135,074 $ 71,000
Ware, Georgia 26 $ 2,543,000 $ 97,807 $ 49,000
Hinds, Mississippi 26 $ 3,228,000 $ 124,153 $ 67,000
White, Tennessee 26 $ 2,819,000 $ 108,423 $ 44,000
Newton, Mississippi 25 $ 3,234,000 $ 129,360 $ 67,000
Adams, Mississippi 23 $ 1,978,000 $ 86,000 $ 43,000
Madison, Mississippi 23 $ 4,408,000 $ 191,652 $ 80,000
Marion, Mississippi 22 $ 2,474,000 $ 112,454 $ 87,000
DeSoto, Mississippi 21 $ 3,360,000 $ 160,000 $ 72,000
Pearl River, Mississippi 21 $ 2,810,000 $ 133,809 $ 67,000
Lamar, Mississippi 20 $ 2,473,000 $ 123,650 $ 52,000
Lincoln, Kentucky 19 $ 2,206,000 $ 116,105 $ 68,000
Concordia, Louisiana 19 $ 2,474,000 $ 130,210 $ 68,000
Tate, Mississippi 19 $ 2,087,000 $ 109,842 $ 50,000
Garrard, Kentucky 18 $ 2,262,000 $ 125,666 $ 64,000
Attala, Mississippi 18 $ 1,973,000 $ 109,611 $ 56,000
Roane, Tennessee 18 $ 2,286,000 $ 127,000 $ 175,000
Fayette, Kentucky 17 $ 2,425,000 $ 142,647 $ 98,000
Lee, Mississippi 17 $ 2,308,000 $ 135,764 $ 74,000
Jessamine, Kentucky 16 $ 2,262,000 $ 141,375 $ 79,000
St. Martin, Louisiana 16 $ 2,788,000 $ 174,250 $ 87,000
Oktibbeha, Mississippi 16 $ 1,844,000 $ 115,250 $ 45,000
Livingston, Louisiana 15 $ 2,565,000 $ 171,000 $ 74,000
Jones, Mississippi 15 $ 1,660,000 $ 110,666 $ 55,000
Leake, Mississippi 14 $ 1,536,000 $ 109,714 $ 75,000
Itawamba, Mississippi 13 $ 1,181,000 $ 90,846 $ 60,000
Panola, Mississippi 13 $ 1,385,000 $ 106,538 $ 42,000
McMinn, Tennessee 13 $ 2,051,000 $ 157,769 $ 75,000
Madison, Kentucky 12 $ 1,592,000 $ 132,666 $ 70,000
Ouachita, Louisiana 12 $ 1,637,000 $ 136,416 $ 62,000
St. Landry, Louisiana 11 $ 1,953,000 $ 177,545 $ 101,000
Grenada, Mississippi 11 $ 1,120,000 $ 101,818 $ 43,000
Lincoln, Mississippi 11 $ 1,532,000 $ 139,272 $ 71,000
Winston, Mississippi 11 $ 1,396,000 $ 126,909 $ 62,000
Ascension, Louisiana 10 $ 1,902,000 $ 190,200 $ 64,000
Acadia, Louisiana 9 $ 1,298,000 $ 144,222 $ 82,000
Sunflower, Mississippi 9 $ 842,000 $ 93,555 $ 62,000
Vermilion, Louisiana 8 $ 1,072,000 $ 134,000 $ 96,000
Leflore, Mississippi 8 $ 966,000 $ 120,750 $ 46,000
Hamilton, Tennessee 8 $ 1,589,000 $ 198,625 $ 184,000
Washington, Alabama 7 $ 931,000 $ 133,000 $ 68,000
Boyle, Kentucky 7 $ 1,471,000 $ 210,142 $ 127,000
Wayne, Kentucky 7 $ 704,000 $ 100,571 $ 47,000
Jefferson, Louisiana 7 $ 1,480,000 $ 211,428 $ 82,000
Pointe Coupee, Louisiana 7 $ 1,228,000 $ 175,428 $ 78,000
Colquitt, Georgia 6 $ 685,000 $ 114,166 $ 65,000
Warren, Kentucky 6 $ 868,000 $ 144,666 $ 75,000
Covington, Mississippi 6 $ 814,000 $ 135,666 $ 71,000
Forrest, Mississippi 6 $ 633,000 $ 105,500 $ 35,000
Jackson, Mississippi 6 $ 736,000 $ 122,666 $ 36,000
Scott, Mississippi 6 $ 1,010,000 $ 168,333 $ 243,000
Wayne, Tennessee 6 $ 621,000 $ 103,500 $ 56,000
Pickens, Georgia 5 $ 617,000 $ 123,400 $ 65,000
Turner, Georgia 5 $ 545,000 $ 109,000 $ 80,000
Worth, Georgia 5 $ 553,000 $ 110,600 $ 60,000
Harrison, Mississippi 5 $ 558,000 $ 111,600 $ 47,000
Tippah, Mississippi 5 $ 604,000 $ 120,800 $ 53,000
Tishomingo, Mississippi 5 $ 890,000 $ 178,000 $ 118,000
Webster, Mississippi 5 $ 433,000 $ 86,600 $ 51,000
Bacon, Georgia 4 $ 312,000 $ 78,000 $ 44,000
Ben Hill, Georgia 4 $ 391,000 $ 97,750 $ 49,000
Pulaski, Kentucky 4 $ 466,000 $ 116,500 $ 111,000
Caddo, Louisiana 4 $ 719,000 $ 179,750 $ 73,000
Clarke, Mississippi 4 $ 338,000 $ 84,500 $ 57,000
Lowndes, Mississippi 4 $ 270,000 $ 67,500 $ 31,000
Marshall, Mississippi 4 $ 473,000 $ 118,250 $ 44,000
Montgomery, Mississippi 4 $ 504,000 $ 126,000 $ 42,000
Walthall, Mississippi 4 $ 417,000 $ 104,250 $ 72,000
DeKalb, Tennessee 4 $ 784,000 $ 196,000 $ 57,000
Pickett, Tennessee 4 $ 514,000 $ 128,500 $ 82,000
Baldwin, Alabama 3 $ 806,000 $ 268,666 $ 60,000
Mississippi, Arkansas 3 $ 362,000 $ 120,666 $ 52,000
Berrien, Georgia 3 $ 291,000 $ 97,000 $ 50,000
Glynn, Georgia 3 $ 463,000 $ 154,333 $ 94,000
Todd, Kentucky 3 $ 256,000 $ 85,333 $ 52,000
Iberia, Louisiana 3 $ 295,000 $ 98,333 $ 48,000
Lafourche, Louisiana 3 $ 415,000 $ 138,333 $ 85,000
Orleans, Louisiana 3 $ 1,193,000 $ 397,666 $ 257,000
Washington, Louisiana 3 $ 378,000 $ 126,000 $ 58,000
West Baton Rouge, Louisiana 3 $ 378,000 $ 126,000 $ 54,000
Coahoma, Mississippi 3 $ 590,000 $ 196,666 $ 111,000
Jefferson Davis, Mississippi 3 $ 336,000 $ 112,000 $ 37,000
Lawrence, Mississippi 3 $ 375,000 $ 125,000 $ 74,000
Pontotoc, Mississippi 3 $ 297,000 $ 99,000 $ 71,000
Clay, Tennessee 3 $ 189,000 $ 63,000 $ 34,000
McNairy, Tennessee 3 $ 496,000 $ 165,333 $ 89,000
Winston, Alabama 2 $ 135,000 $ 67,500 $ 51,000
Chicot, Arkansas 2 $ 226,000 $ 113,000 $ 97,000
Brantley, Georgia 2 $ 218,000 $ 109,000 $ 41,000
Coffee, Georgia 2 $ 157,000 $ 78,500 $ 26,000
Gilmer, Georgia 2 $ 349,000 $ 174,500 $ 73,000
Irwin, Georgia 2 $ 200,000 $ 100,000 $ 49,000
Long, Georgia 2 $ 258,000 $ 129,000 $ 90,000
Lowndes, Georgia 2 $ 280,000 $ 140,000 $ 35,000
Marshall, Kentucky 2 $ 226,000 $ 113,000 $ 51,000
McCracken, Kentucky 2 $ 374,000 $ 187,000 $ 108,000
Mercer, Kentucky 2 $ 170,000 $ 85,000 $ 66,000
Muhlenberg, Kentucky 2 $ 167,000 $ 83,500 $ 93,000
Scott, Kentucky 2 $ 307,000 $ 153,500 $ 41,000
Whitley, Kentucky 2 $ 405,000 $ 202,500 $ 81,000
Amite, Mississippi 2 $ 204,000 $ 102,000 $ 66,000
Carroll, Mississippi 2 $ 248,000 $ 124,000 $ 70,000
Copiah, Mississippi 2 $ 256,000 $ 128,000 $ 69,000
George, Mississippi 2 $ 151,000 $ 75,500 $ 38,000
Hancock, Mississippi 2 $ 203,000 $ 101,500 $ 55,000
Humphreys, Mississippi 2 $ 240,000 $ 120,000 $ 48,000
Noxubee, Mississippi 2 $ 121,000 $ 60,500 $ 45,000
Smith, Mississippi 2 $ 104,000 $ 52,000 $ 17,000
Tunica, Mississippi 2 $ 180,000 $ 90,000 $ 30,000
Yazoo, Mississippi 2 $ 120,000 $ 60,000 $ 52,000
Fentress, Tennessee 2 $ 346,000 $ 173,000 $ 77,000
Hardin, Tennessee 2 $ 213,000 $ 106,500 $ 46,000
Jackson, Tennessee 2 $ 224,000 $ 112,000 $ 72,000
Knox, Tennessee 2 $ 271,000 $ 135,500 $ 105,000
Lewis, Tennessee 2 $ 275,000 $ 137,500 $ 50,000
Van Buren, Tennessee 2 $ 268,000 $ 134,000 $ 41,000
Williamson, Tennessee 2 $ 350,000 $ 175,000 $ 49,000
Cullman, Alabama 1 $ 66,000 $ 66,000 $ 47,000
Fayette, Alabama 1 $ 262,000 $ 262,000 $ 85,000
Macon, Alabama 1 $ 46,000 $ 46,000 $ 117,000
Marion, Alabama 1 $ 40,000 $ 40,000 $ 10,000
Shelby, Alabama 1 $ 83,000 $ 83,000 $ 16,000
Tuscaloosa, Alabama 1 $ 50,000 $ 50,000 $ 76,000
Craighead, Arkansas 1 $ 118,000 $ 118,000 $ 48,000
Logan, Arkansas 1 $ 150,000 $ 150,000 $ 106,000
Poinsett, Arkansas 1 $ 50,000 $ 50,000 $ 123,000
Van Buren, Arkansas 1 $ 201,000 $ 201,000 $ 144,000
Polk, Florida 1 $ 124,000 $ 124,000 $ 63,000
Walton, Florida 1 $ 262,000 $ 262,000 $ 235,000
Appling, Georgia 1 $ 160,000 $ 160,000 $ 63,000
Carroll, Georgia 1 $ 82,000 $ 82,000 $ 58,000
Charlton, Georgia 1 $ 201,000 $ 201,000 $ 80,000
Clayton, Georgia 1 $ 140,000 $ 140,000 $ 20,000
Cook, Georgia 1 $ 77,000 $ 77,000 $ 40,000
Crisp, Georgia 1 $ 153,000 $ 153,000 $ 38,000
Effingham, Georgia 1 $ 122,000 $ 122,000 $ 84,000
Gwinnett, Georgia 1 $ 136,000 $ 136,000 $ 55,000
Liberty, Georgia 1 $ 181,000 $ 181,000 $ 210,000
Murray, Georgia 1 $ 250,000 $ 250,000 $ 79,000
Thomas, Georgia 1 $ 109,000 $ 109,000 $ 35,000
Walker, Georgia 1 $ 173,000 $ 173,000 $ 99,000
Whitfield, Georgia 1 $ 35,000 $ 35,000 $ 106,000
Anderson, Kentucky 1 $ 210,000 $ 210,000 $ 56,000
Ballard, Kentucky 1 $ 165,000 $ 165,000 $ 74,000
Ohio, Kentucky 1 $ 120,000 $ 120,000 $ 10,000
Oldham, Kentucky 1 $ 250,000 $ 250,000 $ 957,000
Rockcastle, Kentucky 1 $ 52,000 $ 52,000 $ 25,000
Simpson, Kentucky 1 $ 96,000 $ 96,000 $ 54,000
Trigg, Kentucky 1 $ 120,000 $ 120,000 $ 97,000
Catahoula, Louisiana 1 $ 148,000 $ 148,000 $ 40,000
Iberville, Louisiana 1 $ 52,000 $ 52,000 $ 31,000
Jackson, Louisiana 1 $ 186,000 $ 186,000 $ 82,000
Morehouse, Louisiana 1 $ 126,000 $ 126,000 $ 58,000
Rapides, Louisiana 1 $ 144,000 $ 144,000 $ 40,000
Benton, Mississippi 1 $ 129,000 $ 129,000 $ 34,000
Calhoun, Mississippi 1 $ 116,000 $ 116,000 $ 68,000
Choctaw, Mississippi 1 $ 208,000 $ 208,000 $ 48,000
Claiborne, Mississippi 1 $ 107,000 $ 107,000 $ 96,000
Franklin, Mississippi 1 $ 136,000 $ 136,000 $ 55,000
Greene, Mississippi 1 $ 129,000 $ 129,000 $ 26,000
Kemper, Mississippi 1 $ 71,000 $ 71,000 $ 40,000
Pike, Mississippi 1 $ 72,000 $ 72,000 $ 246,000
Quitman, Mississippi 1 $ 62,000 $ 62,000 $ 28,000
Sharkey, Mississippi 1 $ 41,000 $ 41,000 $ 35,000
Simpson, Mississippi 1 $ 75,000 $ 75,000 $ 34,000
Stone, Mississippi 1 $ 64,000 $ 64,000 $ 35,000
Berkeley, South Carolina 1 $ 203,000 $ 203,000 $ 106,000
Anderson, Tennessee 1 $ 60,000 $ 60,000 $ 41,000
Decatur, Tennessee 1 $ 112,000 $ 112,000 $ 101,000
Fayette, Tennessee 1 $ 102,000 $ 102,000 $ 88,000
Greene, Tennessee 1 $ 58,000 $ 58,000 $ 36,000
Lawrence, Tennessee 1 $ 60,000 $ 60,000 $ 24,000
Loudon, Tennessee 1 $ 118,000 $ 118,000 $ 44,000
Macon, Tennessee 1 $ 50,000 $ 50,000 $ 19,000
Meigs, Tennessee 1 $ 126,000 $ 126,000 $ 113,000
Monroe, Tennessee 1 $ 112,000 $ 112,000 $ 51,000
Morgan, Tennessee 1 $ 66,000 $ 66,000 $ 44,000
Shelby, Tennessee 1 $ 71,000 $ 71,000 $ 26,000
Sullivan, Tennessee 1 $ 301,000 $ 301,000 $ 145,000
Warren, Tennessee 1 $ 53,000 $ 53,000 $ 38,000
Wilson, Tennessee 1 $ 185,000 $ 185,000 $ 175,000
Hardin, Texas 1 $ 74,000 $ 74,000 $ 95,000

Mortgage Loan Application Detail Totals for Cimarron Mortgage Company in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,415 $205,900,000 $145,000 $450,000 $84,000 $1,896,000
Home Purchase 755 $92,079,000 $121,000 $408,000 $58,000 $938,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,986 $275,417,000 $138,000 $450,000 $77,000 $1,896,000
Black or African American 123 $14,237,000 $115,000 $376,000 $52,000 $296,000
Not Provided 35 $3,850,000 $110,000 $250,000 $47,000 $109,000
Hispanic 11 $1,555,000 $141,000 $359,000 $42,000 $71,000
Asian 9 $2,053,000 $228,000 $417,000 $105,000 $213,000
Native Hawaiian or Other Pacific Islander 4 $684,000 $171,000 $350,000 $122,000 $270,000
American Indian or Alaskan Native 2 $183,000 $91,000 $124,000 $110,000 $121,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,585 $229,481,000 $144,000 $450,000 $85,000 $1,896,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 393 $43,397,000 $110,000 $262,000 $42,000 $533,000
FHA-insured (Federal Housing Administration) 184 $23,702,000 $128,000 $359,000 $60,000 $145,000
VA-guaranteed (Veterans Administration) 8 $1,399,000 $174,000 $338,000 $71,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,283 $167,348,000 $130,000 $417,000 $73,000 $1,896,000
Loan Purchased By The Institution 432 $68,567,000 $158,000 $417,000 $89,000 $765,000
Application Denied By Financial Institution 243 $33,570,000 $138,000 $450,000 $64,000 $1,158,000
Application Withdrawn By Applicant 118 $17,248,000 $146,000 $417,000 $75,000 $327,000
Application Approved But Not Accepted 46 $5,541,000 $120,000 $276,000 $72,000 $326,000
File Closed For Incompleteness 38 $4,299,000 $113,000 $375,000 $61,000 $213,000
Preapproval Denied by Financial Institution 7 $983,000 $140,000 $190,000 $51,000 $79,000
Preapproval Approved but not Accepted 3 $423,000 $141,000 $245,000 $51,000 $97,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 75 $11,017,000 $146,000 $417,000 $45,000 $197,000
Collateral 73 $10,784,000 $147,000 $380,000 $76,000 $249,000
Credit History 53 $6,079,000 $114,000 $259,000 $47,000 $118,000
Other 20 $2,852,000 $142,000 $450,000 $130,000 $1,158,000
Unverifiable Information 8 $1,097,000 $137,000 $268,000 $54,000 $90,000
Employment History 7 $724,000 $103,000 $190,000 $38,000 $70,000
Mortgage Insurance Denied 6 $1,184,000 $197,000 $356,000 $100,000 $143,000
Credit Application Incomplete 4 $387,000 $96,000 $150,000 $85,000 $218,000
Insufficient Cash (Downpayment, Closing Cost) 3 $330,000 $110,000 $173,000 $60,000 $68,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cimarron Mortgage Company's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cimarron Mortgage Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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