Citifinancial Inc Mortgage Lending & HMDA Data, 2010

In 2010, Citifinancial Inc of Baltimore, MD reported 6,003 mortgage applications totaling $277.8 million, down 35% from 2009. The average application was for $46,270, and applicants reported an average income of $42,570. 19% of its applications resulted in an originated loan and 64% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (883), McAllen-Edinburg-Mission, TX (651) and Dallas-Plano-Irving, TX (413) (applications in parentheses).

Mortgage Company & Address Citifinancial Inc
300 St Paul Place
Baltimore, MD 21202
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,003
Total Mortgage Loan Application Amount $277,764,000
Average Mortgage Loan Application Amount $46,270
Highest Mortgage Loan Application Amount $857,000
Average Applicant Income $42,570
Highest Applicant Income $900,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citifinancial Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citifinancial Inc by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Hidalgo, Texas 651 $ 26,628,000 $ 40,903 $ 36,000
Harris, Texas 568 $ 29,089,000 $ 51,213 $ 46,000
Cameron, Texas 408 $ 14,909,000 $ 36,541 $ 35,000
El Paso, Texas 325 $ 19,049,000 $ 58,612 $ 41,000
Bexar, Texas 273 $ 10,582,000 $ 38,761 $ 39,000
Tarrant, Texas 238 $ 10,346,000 $ 43,470 $ 43,000
Dallas, Texas 215 $ 11,337,000 $ 52,730 $ 41,000
Nueces, Texas 131 $ 6,940,000 $ 52,977 $ 42,000
Travis, Texas 120 $ 8,555,000 $ 71,291 $ 54,000
Jefferson, Texas 116 $ 4,163,000 $ 35,887 $ 46,000
Ector, Texas 103 $ 5,524,000 $ 53,631 $ 56,000
Lubbock, Texas 89 $ 3,368,000 $ 37,842 $ 43,000
Montgomery, Texas 68 $ 4,407,000 $ 64,808 $ 48,000
Victoria, Texas 65 $ 2,801,000 $ 43,092 $ 43,000
Fort Bend, Texas 59 $ 3,083,000 $ 52,254 $ 51,000
Tom Green, Texas 58 $ 2,326,000 $ 40,103 $ 50,000
Grayson, Texas 57 $ 2,480,000 $ 43,508 $ 45,000
Wharton, Texas 56 $ 2,526,000 $ 45,107 $ 46,000
Smith, Texas 55 $ 2,443,000 $ 44,418 $ 39,000
Brazoria, Texas 53 $ 2,632,000 $ 49,660 $ 46,000
Collin, Texas 52 $ 3,706,000 $ 71,269 $ 50,000
Denton, Texas 52 $ 3,366,000 $ 64,730 $ 55,000
Webb, Texas 50 $ 2,329,000 $ 46,580 $ 45,000
Galveston, Texas 49 $ 2,618,000 $ 53,428 $ 51,000
Potter, Texas 49 $ 1,967,000 $ 40,142 $ 36,000
Gregg, Texas 47 $ 2,524,000 $ 53,702 $ 46,000
Angelina, Texas 45 $ 1,716,000 $ 38,133 $ 45,000
Williamson, Texas 43 $ 2,906,000 $ 67,581 $ 56,000
Brazos, Texas 41 $ 2,474,000 $ 60,341 $ 52,000
Val Verde, Texas 41 $ 1,417,000 $ 34,560 $ 33,000
Bell, Texas 39 $ 2,220,000 $ 56,923 $ 54,000
Rusk, Texas 36 $ 1,685,000 $ 46,805 $ 40,000
Starr, Texas 35 $ 1,373,000 $ 39,228 $ 36,000
Henderson, Texas 34 $ 1,372,000 $ 40,352 $ 36,000
Guadalupe, Texas 33 $ 1,434,000 $ 43,454 $ 42,000
Orange, Texas 33 $ 1,297,000 $ 39,303 $ 47,000
Liberty, Texas 32 $ 1,692,000 $ 52,875 $ 44,000
McLennan, Texas 32 $ 1,705,000 $ 53,281 $ 37,000
Ellis, Texas 31 $ 1,239,000 $ 39,967 $ 45,000
Walker, Texas 31 $ 1,628,000 $ 52,516 $ 64,000
Johnson, Texas 30 $ 1,610,000 $ 53,666 $ 40,000
Anderson, Texas 29 $ 1,328,000 $ 45,793 $ 46,000
Kaufman, Texas 29 $ 1,547,000 $ 53,344 $ 44,000
Comal, Texas 27 $ 1,596,000 $ 59,111 $ 41,000
Hunt, Texas 27 $ 867,000 $ 32,111 $ 41,000
Uvalde, Texas 27 $ 823,000 $ 30,481 $ 35,000
Matagorda, Texas 26 $ 1,453,000 $ 55,884 $ 52,000
Polk, Texas 26 $ 1,154,000 $ 44,384 $ 47,000
Maverick, Texas 25 $ 970,000 $ 38,800 $ 29,000
San Jacinto, Texas 25 $ 1,369,000 $ 54,760 $ 43,000
San Patricio, Texas 25 $ 1,378,000 $ 55,120 $ 62,000
Caldwell, Texas 24 $ 1,330,000 $ 55,416 $ 44,000
Hale, Texas 24 $ 614,000 $ 25,583 $ 40,000
Hays, Texas 24 $ 1,530,000 $ 63,750 $ 49,000
Van Zandt, Texas 24 $ 1,294,000 $ 53,916 $ 42,000
Cherokee, Texas 23 $ 986,000 $ 42,869 $ 37,000
Medina, Texas 22 $ 1,111,000 $ 50,500 $ 47,000
Wichita, Texas 22 $ 853,000 $ 38,772 $ 40,000
Lamar, Texas 21 $ 659,000 $ 31,380 $ 37,000
Trinity, Texas 20 $ 621,000 $ 31,050 $ 41,000
Waller, Texas 20 $ 1,138,000 $ 56,900 $ 45,000
Nacogdoches, Texas 19 $ 707,000 $ 37,210 $ 35,000
Reeves, Texas 19 $ 593,000 $ 31,210 $ 49,000
Wilson, Texas 19 $ 890,000 $ 46,842 $ 44,000
Bowie, Texas 18 $ 615,000 $ 34,166 $ 33,000
Deaf Smith, Texas 18 $ 703,000 $ 39,055 $ 66,000
Hopkins, Texas 18 $ 722,000 $ 40,111 $ 46,000
Taylor, Texas 18 $ 435,000 $ 24,166 $ 32,000
Jim Wells, Texas 17 $ 652,000 $ 38,352 $ 40,000
Midland, Texas 17 $ 1,229,000 $ 72,294 $ 75,000
Navarro, Texas 17 $ 626,000 $ 36,823 $ 36,000
Willacy, Texas 17 $ 552,000 $ 32,470 $ 33,000
Bastrop, Texas 16 $ 768,000 $ 48,000 $ 34,000
Hockley, Texas 16 $ 528,000 $ 33,000 $ 39,000
Hood, Texas 16 $ 559,000 $ 34,937 $ 58,000
Kleberg, Texas 16 $ 515,000 $ 32,187 $ 35,000
Harrison, Texas 15 $ 822,000 $ 54,800 $ 37,000
Calhoun, Texas 14 $ 715,000 $ 51,071 $ 53,000
Cass, Texas 14 $ 543,000 $ 38,785 $ 42,000
Madison, Texas 14 $ 623,000 $ 44,500 $ 29,000
Titus, Texas 14 $ 460,000 $ 32,857 $ 38,000
Andrews, Texas 13 $ 736,000 $ 56,615 $ 52,000
Atascosa, Texas 13 $ 626,000 $ 48,153 $ 44,000
Brewster, Texas 13 $ 746,000 $ 57,384 $ 64,000
Cooke, Texas 13 $ 1,064,000 $ 81,846 $ 45,000
DeWitt, Texas 13 $ 556,000 $ 42,769 $ 31,000
Fannin, Texas 13 $ 464,000 $ 35,692 $ 33,000
Pecos, Texas 11 $ 405,000 $ 36,818 $ 34,000
Randall, Texas 11 $ 882,000 $ 80,181 $ 54,000
Red River, Texas 11 $ 316,000 $ 28,727 $ 41,000
Upshur, Texas 11 $ 615,000 $ 55,909 $ 49,000
Bee, Texas 10 $ 380,000 $ 38,000 $ 50,000
Brown, Texas 10 $ 477,000 $ 47,700 $ 55,000
Gaines, Texas 10 $ 381,000 $ 38,100 $ 63,000
Howard, Texas 10 $ 272,000 $ 27,200 $ 48,000
Jackson, Texas 10 $ 427,000 $ 42,700 $ 36,000
Parker, Texas 10 $ 683,000 $ 68,300 $ 37,000
Aransas, Texas 9 $ 603,000 $ 67,000 $ 31,000
Burleson, Texas 9 $ 428,000 $ 47,555 $ 53,000
Colorado, Texas 9 $ 309,000 $ 34,333 $ 30,000
Grimes, Texas 9 $ 443,000 $ 49,222 $ 33,000
Karnes, Texas 9 $ 293,000 $ 32,555 $ 33,000
Morris, Texas 9 $ 181,000 $ 20,111 $ 30,000
Nolan, Texas 9 $ 291,000 $ 32,333 $ 35,000
Panola, Texas 9 $ 467,000 $ 51,888 $ 50,000
Tyler, Texas 9 $ 385,000 $ 42,777 $ 36,000
Burnet, Texas 8 $ 350,000 $ 43,750 $ 38,000
Erath, Texas 8 $ 492,000 $ 61,500 $ 55,000
Floyd, Texas 8 $ 152,000 $ 19,000 $ 42,000
Lampasas, Texas 8 $ 506,000 $ 63,250 $ 46,000
Lynn, Texas 8 $ 213,000 $ 26,625 $ 50,000
Robertson, Texas 8 $ 468,000 $ 58,500 $ 48,000
Swisher, Texas 8 $ 216,000 $ 27,000 $ 41,000
Washington, Texas 8 $ 397,000 $ 49,625 $ 66,000
Coryell, Texas 7 $ 362,000 $ 51,714 $ 56,000
Dawson, Texas 7 $ 203,000 $ 29,000 $ 43,000
Freestone, Texas 7 $ 192,000 $ 27,428 $ 58,000
Rains, Texas 7 $ 212,000 $ 30,285 $ 27,000
Wood, Texas 7 $ 272,000 $ 38,857 $ 58,000
Zavala, Texas 7 $ 157,000 $ 22,428 $ 25,000
Austin, Texas 6 $ 326,000 $ 54,333 $ 41,000
Goliad, Texas 6 $ 211,000 $ 35,166 $ 34,000
Jones, Texas 6 $ 180,000 $ 30,000 $ 46,000
Lamb, Texas 6 $ 185,000 $ 30,833 $ 39,000
Lavaca, Texas 6 $ 246,000 $ 41,000 $ 34,000
Milam, Texas 6 $ 245,000 $ 40,833 $ 34,000
Montague, Texas 6 $ 224,000 $ 37,333 $ 43,000
Ward, Texas 6 $ 195,000 $ 32,500 $ 40,000
Wilbarger, Texas 6 $ 167,000 $ 27,833 $ 59,000
Winkler, Texas 6 $ 177,000 $ 29,500 $ 39,000
Camp, Texas 5 $ 180,000 $ 36,000 $ 29,000
Fayette, Texas 5 $ 290,000 $ 58,000 $ 37,000
Frio, Texas 5 $ 120,000 $ 24,000 $ 32,000
Limestone, Texas 5 $ 189,000 $ 37,800 $ 49,000
Moore, Texas 5 $ 237,000 $ 47,400 $ 67,000
Terry, Texas 5 $ 109,000 $ 21,800 $ 27,000
Young, Texas 5 $ 216,000 $ 43,200 $ 64,000
Brooks, Texas 4 $ 147,000 $ 36,750 $ 48,000
Coke, Texas 4 $ 187,000 $ 46,750 $ 35,000
Duval, Texas 4 $ 148,000 $ 37,000 $ 46,000
Franklin, Texas 4 $ 137,000 $ 34,250 $ 53,000
Gonzales, Texas 4 $ 116,000 $ 29,000 $ 69,000
Hill, Texas 4 $ 121,000 $ 30,250 $ 42,000
Jack, Texas 4 $ 117,000 $ 29,250 $ 37,000
Jim Hogg, Texas 4 $ 175,000 $ 43,750 $ 61,000
Kerr, Texas 4 $ 241,000 $ 60,250 $ 54,000
Kinney, Texas 4 $ 99,000 $ 24,750 $ 30,000
Lee, Texas 4 $ 113,000 $ 28,250 $ 28,000
Martin, Texas 4 $ 114,000 $ 28,500 $ 30,000
Reagan, Texas 4 $ 149,000 $ 37,250 $ 41,000
Refugio, Texas 4 $ 104,000 $ 26,000 $ 74,000
Rockwall, Texas 4 $ 386,000 $ 96,500 $ 41,000
Zapata, Texas 4 $ 178,000 $ 44,500 $ 50,000
Archer, Texas 3 $ 73,000 $ 24,333 $ 49,000
Baylor, Texas 3 $ 62,000 $ 20,666 $ 29,000
Callahan, Texas 3 $ 139,000 $ 46,333 $ 32,000
Chambers, Texas 3 $ 123,000 $ 41,000 $ 68,000
Clay, Texas 3 $ 64,000 $ 21,333 $ 61,000
Crane, Texas 3 $ 90,000 $ 30,000 $ 74,000
Crockett, Texas 3 $ 93,000 $ 31,000 $ 52,000
Crosby, Texas 3 $ 46,000 $ 15,333 $ 38,000
Culberson, Texas 3 $ 70,000 $ 23,333 $ 72,000
Delta, Texas 3 $ 113,000 $ 37,666 $ 65,000
Dimmit, Texas 3 $ 90,000 $ 30,000 $ 83,000
Eastland, Texas 3 $ 129,000 $ 43,000 $ 53,000
Marion, Texas 3 $ 129,000 $ 43,000 $ 25,000
Mitchell, Texas 3 $ 104,000 $ 34,666 $ 56,000
Palo Pinto, Texas 3 $ 96,000 $ 32,000 $ 13,000
Parmer, Texas 3 $ 46,000 $ 15,333 $ 38,000
Runnels, Texas 3 $ 89,000 $ 29,666 $ 48,000
Schleicher, Texas 3 $ 168,000 $ 56,000 $ 64,000
Scurry, Texas 3 $ 51,000 $ 17,000 $ 44,000
Shelby, Texas 3 $ 98,000 $ 32,666 $ 67,000
Wise, Texas 3 $ 122,000 $ 40,666 $ 99,000
Bandera, Texas 2 $ 161,000 $ 80,500 $ 28,000
Carson, Texas 2 $ 37,000 $ 18,500 $ 24,000
Gray, Texas 2 $ 24,000 $ 12,000 $ 22,000
Hardeman, Texas 2 $ 58,000 $ 29,000 $ 58,000
Hardin, Texas 2 $ 42,000 $ 21,000 $ 38,000
Houston, Texas 2 $ 114,000 $ 57,000 $ 42,000
Jasper, Texas 2 $ 44,000 $ 22,000 $ 29,000
Leon, Texas 2 $ 50,000 $ 25,000 $ 30,000
Sabine, Texas 2 $ 31,000 $ 15,500 $ 40,000
Terrell, Texas 2 $ 50,000 $ 25,000 $ 29,000
Upton, Texas 2 $ 117,000 $ 58,500 $ 63,000
Blanco, Texas 1 $ 85,000 $ 85,000 $ 78,000
Bosque, Texas 1 $ 28,000 $ 28,000 $ 16,000
Childress, Texas 1 $ 24,000 $ 24,000 $ 19,000
Cochran, Texas 1 $ 14,000 $ 14,000 $ 41,000
Coleman, Texas 1 $ 27,000 $ 27,000 $ 13,000
Comanche, Texas 1 $ 15,000 $ 15,000 $ 67,000
Dallam, Texas 1 $ 23,000 $ 23,000 $ 49,000
Falls, Texas 1 $ 49,000 $ 49,000 $ 34,000
Gillespie, Texas 1 $ 66,000 $ 66,000 $ 38,000
Hamilton, Texas 1 $ 72,000 $ 72,000 $ 46,000
Hansford, Texas 1 $ 34,000 $ 34,000 $ 61,000
Hemphill, Texas 1 $ 58,000 $ 58,000 $ 51,000
Hudspeth, Texas 1 $ 79,000 $ 79,000 $ 25,000
Hutchinson, Texas 1 $ 36,000 $ 36,000 $ 29,000
Jeff Davis, Texas 1 $ 32,000 $ 32,000 $ 28,000
Kendall, Texas 1 $ 150,000 $ 150,000 $ 60,000
Motley, Texas 1 $ 16,000 $ 16,000 $ 30,000
Newton, Texas 1 $ 22,000 $ 22,000 $ 43,000
Presidio, Texas 1 $ 64,000 $ 64,000 $ 21,000
San Augustine, Texas 1 $ 24,000 $ 24,000 $ 16,000
Shackelford, Texas 1 $ 25,000 $ 25,000 $ 58,000
Sherman, Texas 1 $ 21,000 $ 21,000 $ 53,000
Somervell, Texas 1 $ 36,000 $ 36,000 $ 47,000
Sutton, Texas 1 $ 30,000 $ 30,000 $ 26,000

Mortgage Loan Application Detail Totals for Citifinancial Inc in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 4,291 $213,629,000 $49,000 $857,000 $42,000 $900,000
Home Improvement 1,712 $64,135,000 $37,000 $513,000 $44,000 $264,000
Home Purchase 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 2,976 $127,842,000 $42,000 $513,000 $39,000 $435,000
White 1,533 $82,747,000 $53,000 $857,000 $49,000 $900,000
Black or African American 732 $32,590,000 $44,000 $176,000 $42,000 $178,000
Not Provided 715 $31,986,000 $44,000 $302,000 $45,000 $322,000
Asian 27 $1,780,000 $65,000 $278,000 $65,000 $150,000
American Indian or Alaskan Native 14 $657,000 $46,000 $150,000 $51,000 $219,000
Native Hawaiian or Other Pacific Islander 6 $162,000 $27,000 $71,000 $34,000 $74,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 6,003 $277,764,000 $46,000 $857,000 $43,000 $900,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 3,850 $184,175,000 $47,000 $857,000 $39,000 $900,000
Loan Originated 1,158 $52,024,000 $44,000 $278,000 $47,000 $264,000
Application Approved But Not Accepted 845 $35,927,000 $42,000 $325,000 $53,000 $199,000
Application Withdrawn By Applicant 149 $5,534,000 $37,000 $174,000 $49,000 $200,000
Loan Purchased By The Institution 1 $104,000 $104,000 $104,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citifinancial Inc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citifinancial Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet with aggregated HMDA statistics today.

Download the Maryland Lender List