Citizens Bank of Connecticut Mortgage Lending & HMDA Data, 2006
In 2006, Citizens Bank of Connecticut of New London, CT reported 3,444 mortgage applications totaling $551.1 million, up 23% from 2005. The average application was for $160,005, and applicants reported an average income of $69,226. 46% of its applications resulted in an originated loan and 22% were denied. Its largest markets were New Haven-Milford, CT (808), Hartford-West Hartford-East Hartford, CT (771) and Norwich-New London, CT (744) (applications in parentheses).
| Mortgage Company & Address | Citizens Bank of Connecticut 63 Eugene O'neill Drive New London, CT 06320 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,444 |
| Total Mortgage Loan Application Amount | $551,060,000 |
| Average Mortgage Loan Application Amount | $160,005 |
| Highest Mortgage Loan Application Amount | $22,750,000 |
| Average Applicant Income | $69,226 |
| Highest Applicant Income | $1,954,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Bank of Connecticut filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New Haven-Milford, CT | 808 | $ 72,383,000 | $ 89,582 | $ 93,000 |
| Hartford-West Hartford-East Hartford, CT | 771 | $ 97,602,000 | $ 126,591 | $ 98,000 |
| Norwich-New London, CT | 744 | $ 64,998,000 | $ 87,362 | $ 82,000 |
| Bridgeport-Stamford-Norwalk, CT | 112 | $ 11,912,000 | $ 106,357 | $ 129,000 |
| Los Angeles-Long Beach-Glendale, CA | 34 | $ 17,790,000 | $ 523,235 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 29 | $ 2,171,000 | $ 74,862 | $ 92,551 |
| Chicago-Naperville-Joliet, IL | 28 | $ 11,540,000 | $ 412,142 | $ 0 |
| Atlanta-Sandy Springs-Marietta, GA | 25 | $ 9,898,000 | $ 395,920 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 21 | $ 9,963,000 | $ 474,428 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 20 | $ 7,242,000 | $ 362,100 | $ 0 |
| Nassau-Suffolk, NY | 19 | $ 5,575,000 | $ 293,421 | $ 7,000 |
| Riverside-San Bernardino-Ontario, CA | 17 | $ 5,839,000 | $ 343,470 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 15 | $ 8,541,000 | $ 569,400 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 15 | $ 7,535,000 | $ 502,333 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 15 | $ 5,144,000 | $ 342,933 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 15 | $ 8,594,000 | $ 572,933 | $ 0 |
| Orlando-Kissimmee, FL | 14 | $ 5,537,000 | $ 395,500 | $ 0 |
| Philadelphia, PA | 13 | $ 4,674,000 | $ 359,538 | $ 0 |
| Kansas City, MO-KS | 12 | $ 3,580,000 | $ 298,333 | $ 0 |
| Baltimore-Towson, MD | 11 | $ 5,222,000 | $ 474,727 | $ 0 |
| Dallas-Plano-Irving, TX | 10 | $ 5,405,000 | $ 540,500 | $ 0 |
| Denver-Aurora, CO | 10 | $ 2,089,000 | $ 208,900 | $ 0 |
| Oakland-Fremont-Hayward, CA | 10 | $ 3,464,000 | $ 346,400 | $ 0 |
| Cape Coral-Fort Myers, FL | 9 | $ 3,847,000 | $ 427,444 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 9 | $ 3,189,000 | $ 354,333 | $ 0 |
| Nashville-Davidson--Murfreesboro, TN | 9 | $ 1,937,000 | $ 215,222 | $ 0 |
| San Francisco-San Mateo-Redwood City, CA | 9 | $ 5,700,000 | $ 633,333 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 9 | $ 3,217,000 | $ 357,444 | $ 0 |
| Albuquerque, NM | 8 | $ 2,851,000 | $ 356,375 | $ 0 |
| Cambridge-Newton-Framingham, MA | 8 | $ 4,496,000 | $ 562,000 | $ 12,000 |
| Columbus, OH | 8 | $ 1,051,000 | $ 131,375 | $ 0 |
| Portland-Vancouver-Beaverton, OR-WA | 8 | $ 1,519,000 | $ 189,875 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 8 | $ 4,896,000 | $ 612,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 8 | $ 2,731,000 | $ 341,375 | $ 0 |
| Boston-Quincy, MA | 7 | $ 2,659,000 | $ 379,857 | $ 38,000 |
| Charleston-North Charleston, SC | 7 | $ 3,639,000 | $ 519,857 | $ 0 |
| Edison, NJ | 7 | $ 1,570,000 | $ 224,285 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 7 | $ 3,929,000 | $ 561,285 | $ 0 |
| Bethesda-Gaithersburg-Frederick, MD | 6 | $ 2,869,000 | $ 478,166 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 6 | $ 1,923,000 | $ 320,500 | $ 0 |
| St. Louis, MO-IL | 6 | $ 1,222,000 | $ 203,666 | $ 0 |
| Tampa-St. Petersburg-Clearwater, FL | 6 | $ 2,134,000 | $ 355,666 | $ 0 |
| Birmingham-Hoover, AL | 5 | $ 2,305,000 | $ 461,000 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 5 | $ 1,152,000 | $ 230,400 | $ 0 |
| Fort Walton Beach-Crestview-Destin, FL | 5 | $ 1,145,000 | $ 229,000 | $ 0 |
| Gainesville, FL | 5 | $ 754,000 | $ 150,800 | $ 0 |
| Indianapolis-Carmel, IN | 5 | $ 1,415,000 | $ 283,000 | $ 0 |
| Lake County-Kenosha County, IL-WI | 5 | $ 2,164,000 | $ 432,800 | $ 0 |
| Las Vegas-Paradise, NV | 5 | $ 1,091,000 | $ 218,200 | $ 0 |
| Newark-Union, NJ-PA | 5 | $ 786,000 | $ 157,200 | $ 0 |
| Ogden-Clearfield, UT | 5 | $ 124,000 | $ 24,800 | $ 0 |
| Panama City-Lynn Haven, FL | 5 | $ 3,768,000 | $ 753,600 | $ 0 |
| Richmond, VA | 5 | $ 2,403,000 | $ 480,600 | $ 0 |
| Sacramento--Arden-Arcade--Roseville, CA | 5 | $ 414,000 | $ 82,800 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 1,653,000 | $ 330,600 | $ 0 |
| Sarasota-Bradenton-Venice, FL | 5 | $ 2,570,000 | $ 514,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 4 | $ 128,000 | $ 32,000 | $ 0 |
| Camden, NJ | 4 | $ 117,000 | $ 29,250 | $ 0 |
| Columbia, SC | 4 | $ 1,199,000 | $ 299,750 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 4 | $ 2,579,000 | $ 644,750 | $ 0 |
| Fresno, CA | 4 | $ 1,561,000 | $ 390,250 | $ 0 |
| Jacksonville, FL | 4 | $ 2,207,000 | $ 551,750 | $ 0 |
| Louisville-Jefferson County, KY-IN | 4 | $ 252,000 | $ 63,000 | $ 0 |
| Memphis, TN-MS-AR | 4 | $ 2,707,000 | $ 676,750 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 507,000 | $ 126,750 | $ 0 |
| Olympia, WA | 4 | $ 1,024,000 | $ 256,000 | $ 0 |
| Pittsburgh, PA | 4 | $ 241,000 | $ 60,250 | $ 0 |
| Punta Gorda, FL | 4 | $ 951,000 | $ 237,750 | $ 0 |
| Raleigh-Cary, NC | 4 | $ 240,000 | $ 60,000 | $ 0 |
| Salt Lake City, UT | 4 | $ 1,045,000 | $ 261,250 | $ 0 |
| Tallahassee, FL | 4 | $ 2,508,000 | $ 627,000 | $ 0 |
| Tucson, AZ | 4 | $ 1,765,000 | $ 441,250 | $ 0 |
| Worcester, MA | 4 | $ 522,000 | $ 130,500 | $ 135,000 |
| Ann Arbor, MI | 3 | $ 569,000 | $ 189,666 | $ 0 |
| Augusta-Richmond County, GA-SC | 3 | $ 398,000 | $ 132,666 | $ 0 |
| Bakersfield, CA | 3 | $ 529,000 | $ 176,333 | $ 0 |
| Boise City-Nampa, ID | 3 | $ 144,000 | $ 48,000 | $ 0 |
| Boulder, CO | 3 | $ 1,418,000 | $ 472,666 | $ 0 |
| Chattanooga, TN-GA | 3 | $ 757,000 | $ 252,333 | $ 0 |
| Fort Worth-Arlington, TX | 3 | $ 2,171,000 | $ 723,666 | $ 0 |
| Grand Rapids-Wyoming, MI | 3 | $ 698,000 | $ 232,666 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 3 | $ 698,000 | $ 232,666 | $ 0 |
| Lakeland, FL | 3 | $ 145,000 | $ 48,333 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 3 | $ 1,144,000 | $ 381,333 | $ 0 |
| Reno-Sparks, NV | 3 | $ 1,576,000 | $ 525,333 | $ 0 |
| Santa Fe, NM | 3 | $ 1,086,000 | $ 362,000 | $ 0 |
| Springfield, MA | 3 | $ 87,000 | $ 29,000 | $ 48,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 1,325,000 | $ 441,666 | $ 0 |
| Visalia-Porterville, CA | 3 | $ 598,000 | $ 199,333 | $ 0 |
| Albany-Schenectady-Troy, NY | 2 | $ 61,000 | $ 30,500 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 49,000 | $ 24,500 | $ 0 |
| Anniston-Oxford, AL | 2 | $ 29,000 | $ 14,500 | $ 0 |
| Atlantic City, NJ | 2 | $ 58,000 | $ 29,000 | $ 0 |
| Charlotte-Gastonia-Concord, NC-SC | 2 | $ 652,000 | $ 326,000 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 2 | $ 1,294,000 | $ 647,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 2 | $ 52,000 | $ 26,000 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 2 | $ 953,000 | $ 476,500 | $ 0 |
| Eugene-Springfield, OR | 2 | $ 68,000 | $ 34,000 | $ 0 |
| Fort Collins-Loveland, CO | 2 | $ 671,000 | $ 335,500 | $ 0 |
| Gary, IN | 2 | $ 164,000 | $ 82,000 | $ 0 |
| Grand Junction, CO | 2 | $ 239,000 | $ 119,500 | $ 0 |
| Holland-Grand Haven, MI | 2 | $ 643,000 | $ 321,500 | $ 0 |
| Madison, WI | 2 | $ 1,178,000 | $ 589,000 | $ 0 |
| Mobile, AL | 2 | $ 114,000 | $ 57,000 | $ 0 |
| Ocean City, NJ | 2 | $ 1,145,000 | $ 572,500 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 2 | $ 1,031,000 | $ 515,500 | $ 0 |
| Pittsfield, MA | 2 | $ 221,000 | $ 110,500 | $ 175,000 |
| Prescott, AZ | 2 | $ 58,000 | $ 29,000 | $ 0 |
| San Antonio, TX | 2 | $ 817,000 | $ 408,500 | $ 0 |
| Springfield, IL | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Toledo, OH | 2 | $ 49,000 | $ 24,500 | $ 0 |
| Tulsa, OK | 2 | $ 651,000 | $ 325,500 | $ 0 |
| Tuscaloosa, AL | 2 | $ 1,074,000 | $ 537,000 | $ 0 |
| Vallejo-Fairfield, CA | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Wilmington, NC | 2 | $ 543,000 | $ 271,500 | $ 0 |
| Winston-Salem, NC | 2 | $ 1,195,000 | $ 597,500 | $ 0 |
| Akron, OH | 1 | $ 154,000 | $ 154,000 | $ 0 |
| Alexandria, LA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Anchorage, AK | 1 | $ 698,000 | $ 698,000 | $ 0 |
| Asheville, NC | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Austin-Round Rock, TX | 1 | $ 562,000 | $ 562,000 | $ 0 |
| Barnstable Town, MA | 1 | $ 250,000 | $ 250,000 | $ 201,000 |
| Baton Rouge, LA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Bellingham, WA | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Bend, OR | 1 | $ 804,000 | $ 804,000 | $ 0 |
| Binghamton, NY | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Bloomington, IN | 1 | $ 766,000 | $ 766,000 | $ 0 |
| Bremerton-Silverdale, WA | 1 | $ 897,000 | $ 897,000 | $ 0 |
| Burlington-South Burlington, VT | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Casper, WY | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Cedar Rapids, IA | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Chico, CA | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Columbus, GA-AL | 1 | $ 693,000 | $ 693,000 | $ 0 |
| Cumberland, MD-WV | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Des Moines-West Des Moines, IA | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Dothan, AL | 1 | $ 33,000 | $ 33,000 | $ 0 |
| Durham, NC | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Fayetteville, NC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Flint, MI | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Greeley, CO | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Green Bay, WI | 1 | $ 638,000 | $ 638,000 | $ 0 |
| Greenville, SC | 1 | $ 594,000 | $ 594,000 | $ 0 |
| Gulfport-Biloxi, MS | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Jackson, MS | 1 | $ 590,000 | $ 590,000 | $ 0 |
| Joplin, MO | 1 | $ 23,000 | $ 23,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Knoxville, TN | 1 | $ 989,000 | $ 989,000 | $ 0 |
| Lafayette, LA | 1 | $ 11,000 | $ 11,000 | $ 0 |
| Las Cruces, NM | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Lawton, OK | 1 | $ 463,000 | $ 463,000 | $ 0 |
| Lynchburg, VA | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Macon, GA | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Madera, CA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Mansfield, OH | 1 | $ 32,000 | $ 32,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Medford, OR | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Merced, CA | 1 | $ 654,000 | $ 654,000 | $ 0 |
| Modesto, CA | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Muskegon-Norton Shores, MI | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 1 | $ 416,000 | $ 416,000 | $ 0 |
| Napa, CA | 1 | $ 420,000 | $ 420,000 | $ 0 |
| Naples-Marco Island, FL | 1 | $ 794,000 | $ 794,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Oklahoma City, OK | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 943,000 | $ 943,000 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Peoria, IL | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Port St. Lucie-Fort Pierce, FL | 1 | $ 670,000 | $ 670,000 | $ 0 |
| Provo-Orem, UT | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Rapid City, SD | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Reading, PA | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Redding, CA | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Roanoke, VA | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Rochester, MN | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Salem, OR | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Salinas, CA | 1 | $ 469,000 | $ 469,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Santa Barbara-Santa Maria, CA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Savannah, GA | 1 | $ 39,000 | $ 39,000 | $ 0 |
| Scranton--Wilkes-Barre, PA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Spokane, WA | 1 | $ 1,117,000 | $ 1,117,000 | $ 0 |
| Stockton, CA | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Tacoma, WA | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Utica-Rome, NY | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Waco, TX | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Wausau, WI | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Wilmington, DE-MD-NJ | 1 | $ 30,000 | $ 30,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Citizens Bank of Connecticut in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,667 | $88,864,000 | $53,000 | $3,300,000 | $66,000 | $1,954,000 |
| Refinancing | 1,501 | $297,549,000 | $198,000 | $1,946,000 | $78,000 | $1,800,000 |
| Home Purchase | 276 | $164,647,000 | $596,000 | $22,750,000 | $41,000 | $1,331,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,938 | $148,056,000 | $76,000 | $862,000 | $95,000 | $1,954,000 |
| Not applicable | 890 | $356,594,000 | $400,000 | $22,750,000 | $0 | $0 |
| Not Provided | 276 | $24,476,000 | $88,000 | $750,000 | $105,000 | $863,000 |
| Hispanic | 138 | $8,586,000 | $62,000 | $481,000 | $70,000 | $945,000 |
| Black or African American | 126 | $7,437,000 | $59,000 | $385,000 | $67,000 | $408,000 |
| Asian | 48 | $3,774,000 | $78,000 | $390,000 | $95,000 | $290,000 |
| American Indian or Alaskan Native | 16 | $1,287,000 | $80,000 | $230,000 | $82,000 | $340,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $850,000 | $70,000 | $250,000 | $93,000 | $333,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,444 | $551,060,000 | $160,000 | $22,750,000 | $69,000 | $1,954,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,589 | $178,002,000 | $112,000 | $22,750,000 | $98,000 | $1,800,000 |
| Loan Purchased By The Institution | 867 | $293,924,000 | $339,000 | $1,986,000 | $0 | $0 |
| Application Denied By Financial Institution | 753 | $56,254,000 | $74,000 | $700,000 | $75,000 | $863,000 |
| Application Approved But Not Accepted | 216 | $16,150,000 | $74,000 | $650,000 | $121,000 | $1,954,000 |
| Application Withdrawn By Applicant | 18 | $5,830,000 | $323,000 | $1,000,000 | $19,000 | $135,000 |
| File Closed For Incompleteness | 1 | $900,000 | $900,000 | $900,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 275 | $16,577,000 | $60,000 | $535,000 | $67,000 | $814,000 |
| Debt-To-Income Ratio | 222 | $18,066,000 | $81,000 | $700,000 | $54,000 | $280,000 |
| Collateral | 170 | $16,530,000 | $97,000 | $546,000 | $115,000 | $863,000 |
| Other | 53 | $1,986,000 | $37,000 | $262,000 | $63,000 | $220,000 |
| Unverifiable Information | 22 | $2,576,000 | $117,000 | $425,000 | $98,000 | $434,000 |
| Employment History | 6 | $396,000 | $66,000 | $160,000 | $90,000 | $220,000 |
| Credit Application Incomplete | 5 | $123,000 | $24,000 | $35,000 | $101,000 | $181,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Bank of Connecticut's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citizens Bank of Connecticut's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Connecticut, download the full spreadsheet
with aggregated HMDA statistics today.
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