Bonvenu Bank, NA Mortgage Lending & HMDA Data, 2017

In 2017, Bonvenu Bank, NA of Bossier City, LA reported 563 mortgage applications totaling $118.1 million, up 14% from 2016. The average application was for $209,751, and applicants reported an average income of $112,211. 81% of its applications resulted in an originated loan and 11% were denied. Its largest markets were Shreveport-Bossier City, LA (492), Monroe, LA (5) and Crestview-Fort Walton Beach-Destin, FL (4) (applications in parentheses).

Mortgage Company & Address Bonvenu Bank, NA
2711 E. Texas Street
Bossier City, LA 71111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 563
Total Mortgage Loan Application Amount $118,090,000
Average Mortgage Loan Application Amount $209,751
Highest Mortgage Loan Application Amount $9,050,000
Average Applicant Income $112,211
Highest Applicant Income $2,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bonvenu Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bonvenu Bank, NA by County in 2017

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bossier, Louisiana 236 $ 44,316,000 $ 187,779 $ 119,000
Caddo, Louisiana 172 $ 45,995,000 $ 267,412 $ 105,000
Webster, Louisiana 53 $ 4,574,000 $ 86,301 $ 51,000
De Soto, Louisiana 31 $ 5,068,000 $ 163,483 $ 76,000
Claiborne, Louisiana 19 $ 948,000 $ 49,894 $ 55,000
Ouachita, Louisiana 4 $ 965,000 $ 241,250 $ 66,000
Garland, Arkansas 3 $ 297,000 $ 99,000 $ 78,000
Walton, Florida 3 $ 1,318,000 $ 439,333 $ 1,156,000
Natchitoches, Louisiana 3 $ 297,000 $ 99,000 $ 142,000
Harrison, Texas 3 $ 389,000 $ 129,666 $ 70,000
Lafayette, Arkansas 2 $ 915,000 $ 457,500 $ 761,000
Santa Rosa, Florida 2 $ 191,000 $ 95,500 $ 36,000
Calloway, Kentucky 2 $ 1,577,000 $ 788,500 $ 0
East Baton Rouge, Louisiana 2 $ 508,000 $ 254,000 $ 167,000
Red River, Louisiana 2 $ 470,000 $ 235,000 $ 97,000
Gillespie, Texas 2 $ 1,542,000 $ 771,000 $ 253,000
Columbia, Arkansas 1 $ 4,000 $ 4,000 $ 132,000
Izard, Arkansas 1 $ 146,000 $ 146,000 $ 74,000
Nevada, Arkansas 1 $ 30,000 $ 30,000 $ 38,000
St. Francis, Arkansas 1 $ 400,000 $ 400,000 $ 0
Washington, Arkansas 1 $ 381,000 $ 381,000 $ 0
San Luis Obispo, California 1 $ 539,000 $ 539,000 $ 0
Escambia, Florida 1 $ 118,000 $ 118,000 $ 34,000
Okaloosa, Florida 1 $ 87,000 $ 87,000 $ 146,000
DuPage, Illinois 1 $ 682,000 $ 682,000 $ 246,000
Bienville, Louisiana 1 $ 314,000 $ 314,000 $ 63,000
Grant, Louisiana 1 $ 1,159,000 $ 1,159,000 $ 1,226,000
Jefferson, Louisiana 1 $ 253,000 $ 253,000 $ 0
Lafayette, Louisiana 1 $ 100,000 $ 100,000 $ 52,000
Lincoln, Louisiana 1 $ 125,000 $ 125,000 $ 6,000
Madison, Louisiana 1 $ 75,000 $ 75,000 $ 560,000
Rapides, Louisiana 1 $ 110,000 $ 110,000 $ 58,000
Union, Louisiana 1 $ 191,000 $ 191,000 $ 0
Adams, Mississippi 1 $ 671,000 $ 671,000 $ 221,000
Camden, Missouri 1 $ 1,964,000 $ 1,964,000 $ 0
Dallas, Texas 1 $ 560,000 $ 560,000 $ 83,000
Harris, Texas 1 $ 145,000 $ 145,000 $ 73,000
Midland, Texas 1 $ 324,000 $ 324,000 $ 167,000
Panola, Texas 1 $ 112,000 $ 112,000 $ 210,000
Smith, Texas 1 $ 230,000 $ 230,000 $ 85,000

Mortgage Loan Application Detail Totals for Bonvenu Bank, NA in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 272 $66,442,000 $244,000 $5,500,000 $122,000 $2,999,000
Refinancing 222 $49,996,000 $225,000 $9,050,000 $118,000 $1,658,000
Home Improvement 69 $1,652,000 $23,000 $233,000 $55,000 $235,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 315 $53,999,000 $171,000 $1,349,000 $133,000 $1,658,000
Not applicable 118 $42,553,000 $360,000 $9,050,000 $3,000 $416,000
Not Provided 78 $17,716,000 $227,000 $880,000 $213,000 $2,999,000
Black or African American 41 $2,300,000 $56,000 $358,000 $58,000 $349,000
Hispanic 7 $1,017,000 $145,000 $333,000 $204,000 $867,000
American Indian or Alaskan Native 3 $500,000 $166,000 $422,000 $119,000 $187,000
Asian 1 $5,000 $5,000 $5,000 $67,000 $67,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 534 $111,877,000 $209,000 $9,050,000 $110,000 $2,999,000
VA-guaranteed (Veterans Administration) 21 $4,890,000 $232,000 $418,000 $182,000 $1,860,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,323,000 $165,000 $208,000 $45,000 $61,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 456 $95,835,000 $210,000 $9,050,000 $105,000 $1,658,000
Application Denied By Financial Institution 60 $7,263,000 $121,000 $950,000 $104,000 $2,028,000
Application Approved But Not Accepted 45 $13,415,000 $298,000 $5,500,000 $199,000 $2,999,000
Loan Purchased By The Institution 2 $1,577,000 $788,000 $1,290,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 36 $3,813,000 $105,000 $950,000 $96,000 $2,028,000
Debt-To-Income Ratio 12 $1,109,000 $92,000 $245,000 $117,000 $779,000
Collateral 9 $1,341,000 $149,000 $417,000 $127,000 $349,000
Insufficient Cash (Downpayment, Closing Cost) 2 $440,000 $220,000 $350,000 $65,000 $67,000
Employment History 1 $560,000 $560,000 $560,000 $83,000 $83,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bonvenu Bank, NA's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bonvenu Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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