Bonvenu Bank, NA Mortgage Lending & HMDA Data, 2022

In 2022, Bonvenu Bank, NA of Bossier City, LA reported 396 mortgage applications totaling $132.2 million, down 28% from 2021. The average application was for $333,762, and applicants reported an average income of $167,654. 76% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Shreveport-Bossier City, LA (258), San Antonio-New Braunfels, TX (17) and New Orleans-Metairie, LA (15) (applications in parentheses).

Mortgage Company & Address Bonvenu Bank, NA
2711 E. Texas Street
Bossier City, LA 71111
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 396
Total Mortgage Loan Application Amount $132,170,000
Average Mortgage Loan Application Amount $333,762
Highest Mortgage Loan Application Amount $12,205,000
Average Applicant Income $167,654
Highest Applicant Income $2,253,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bonvenu Bank, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Bonvenu Bank, NA by County in 2022

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Bossier, Louisiana 130 $ 41,970,000 $ 322,846 $ 165,000
Caddo, Louisiana 107 $ 26,525,000 $ 247,897 $ 174,000
Webster, Louisiana 32 $ 5,260,000 $ 164,375 $ 97,000
De Soto, Louisiana 21 $ 4,885,000 $ 232,619 $ 119,000
Jefferson, Louisiana 11 $ 5,365,000 $ 487,727 $ 508,000
Guadalupe, Texas 9 $ 1,915,000 $ 212,777 $ 0
Comal, Texas 8 $ 2,070,000 $ 258,750 $ 0
Claiborne, Louisiana 7 $ 1,255,000 $ 179,285 $ 126,000
East Baton Rouge, Louisiana 6 $ 3,820,000 $ 636,666 $ 208,000
Bienville, Louisiana 5 $ 1,555,000 $ 311,000 $ 106,000
Hays, Texas 5 $ 2,385,000 $ 477,000 $ 0
Walton, Florida 4 $ 2,740,000 $ 685,000 $ 873,000
McCurtain, Oklahoma 4 $ 2,950,000 $ 737,500 $ 0
Lincoln, Louisiana 3 $ 395,000 $ 131,666 $ 57,000
Orleans, Louisiana 3 $ 1,065,000 $ 355,000 $ 145,000
Rapides, Louisiana 3 $ 2,715,000 $ 905,000 $ 62,000
Tangipahoa, Louisiana 3 $ 1,635,000 $ 545,000 $ 0
Brazos, Texas 3 $ 605,000 $ 201,666 $ 0
Livingston, Louisiana 2 $ 420,000 $ 210,000 $ 149,000
St. Martin, Louisiana 2 $ 110,000 $ 55,000 $ 35,000
Hinds, Mississippi 2 $ 690,000 $ 345,000 $ 207,000
Panola, Texas 2 $ 1,250,000 $ 625,000 $ 213,000
Baldwin, Alabama 1 $ 475,000 $ 475,000 $ 100,000
Columbia, Arkansas 1 $ 95,000 $ 95,000 $ 60,000
Garland, Arkansas 1 $ 195,000 $ 195,000 $ 99,000
Lafayette, Arkansas 1 $ 985,000 $ 985,000 $ 0
Pike, Arkansas 1 $ 535,000 $ 535,000 $ 0
Escambia, Florida 1 $ 625,000 $ 625,000 $ 0
Okaloosa, Florida 1 $ 65,000 $ 65,000 $ 214,000
Chatham, Georgia 1 $ 385,000 $ 385,000 $ 312,000
Beauregard, Louisiana 1 $ 35,000 $ 35,000 $ 0
Cameron, Louisiana 1 $ 165,000 $ 165,000 $ 0
Lafayette, Louisiana 1 $ 505,000 $ 505,000 $ 0
Natchitoches, Louisiana 1 $ 735,000 $ 735,000 $ 0
Ouachita, Louisiana 1 $ 85,000 $ 85,000 $ 0
Richland, Louisiana 1 $ 825,000 $ 825,000 $ 0
Sabine, Louisiana 1 $ 175,000 $ 175,000 $ 164,000
St. Charles, Louisiana 1 $ 305,000 $ 305,000 $ 115,000
Hickory, Missouri 1 $ 175,000 $ 175,000 $ 0
Jefferson, Tennessee 1 $ 475,000 $ 475,000 $ 0
Burnet, Texas 1 $ 345,000 $ 345,000 $ 0
Collin, Texas 1 $ 155,000 $ 155,000 $ 0
Dallas, Texas 1 $ 12,205,000 $ 12,205,000 $ 0
Harrison, Texas 1 $ 335,000 $ 335,000 $ 67,000
Rusk, Texas 1 $ 485,000 $ 485,000 $ 115,000
Travis, Texas 1 $ 225,000 $ 225,000 $ 0

Mortgage Loan Application Detail Totals for Bonvenu Bank, NA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 237 $91,315,000 $385,000 $12,205,000 $163,000 $2,253,000
Refinancing 123 $35,185,000 $286,000 $2,505,000 $181,000 $1,330,000
Cash-out Refinancing 17 $3,405,000 $200,000 $675,000 $102,000 $205,000
Home Improvement 16 $2,040,000 $127,000 $445,000 $223,000 $1,330,000
Other Purpose 3 $225,000 $75,000 $155,000 $65,000 $120,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 156 $66,890,000 $428,000 $12,205,000 $0 $0
White 146 $35,170,000 $240,000 $1,565,000 $163,000 $2,253,000
Not Provided 79 $26,305,000 $332,000 $905,000 $179,000 $1,330,000
Black or African American 9 $2,335,000 $259,000 $635,000 $123,000 $218,000
Hispanic 3 $645,000 $215,000 $395,000 $94,000 $158,000
Asian 3 $825,000 $275,000 $295,000 $98,000 $146,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 380 $125,670,000 $330,000 $12,205,000 $167,000 $2,253,000
VA-guaranteed (Veterans Administration) 13 $5,915,000 $455,000 $725,000 $148,000 $234,000
FHA-insured (Federal Housing Administration) 2 $330,000 $165,000 $215,000 $104,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $255,000 $255,000 $255,000 $81,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 302 $99,680,000 $330,000 $12,205,000 $189,000 $2,253,000
Application Approved But Not Accepted 60 $23,080,000 $384,000 $875,000 $135,000 $362,000
Application Denied By Financial Institution 30 $8,480,000 $282,000 $1,005,000 $88,000 $234,000
Application Withdrawn By Applicant 2 $510,000 $255,000 $395,000 $106,000 $158,000
File Closed For Incompleteness 2 $420,000 $210,000 $275,000 $92,000 $145,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 366 $123,690,000 $337,000 $12,205,000 $176,000 $2,253,000
Debt-To-Income Ratio 14 $4,860,000 $347,000 $1,005,000 $78,000 $227,000
Credit History 9 $1,095,000 $121,000 $405,000 $79,000 $234,000
Other 3 $1,405,000 $468,000 $675,000 $135,000 $199,000
Collateral 2 $390,000 $195,000 $305,000 $71,000 $74,000
Employment History 2 $730,000 $365,000 $425,000 $132,000 $142,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Bonvenu Bank, NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Bonvenu Bank, NA's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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