Cnb St Louis Bank Mortgage Lending & HMDA Data, 2020
In 2020, Cnb St Louis Bank of Maplewood, MO reported 638 mortgage applications totaling $198.2 million. The average application was for $310,658, and applicants reported an average income of $193,692. 85% of its applications resulted in an originated loan and 3% were denied. Its largest markets were St. Louis, MO-IL (575), Kansas City, MO-KS (4) and Chicago-Naperville, IL (3) (applications in parentheses).
| Mortgage Company & Address | Cnb St Louis Bank 7305 Manchester Ave. Maplewood, MO 63143 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 638 |
| Total Mortgage Loan Application Amount | $198,200,000 |
| Average Mortgage Loan Application Amount | $310,658 |
| Highest Mortgage Loan Application Amount | $2,805,000 |
| Average Applicant Income | $193,692 |
| Highest Applicant Income | $8,937,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cnb St Louis Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, Missouri | 352 | $ 113,020,000 | $ 321,079 | $ 219,000 |
| St. Charles, Missouri | 96 | $ 24,570,000 | $ 255,937 | $ 120,000 |
| St. Louis City, Missouri | 72 | $ 23,970,000 | $ 332,916 | $ 146,000 |
| Jefferson, Missouri | 23 | $ 5,175,000 | $ 225,000 | $ 138,000 |
| Franklin, Missouri | 10 | $ 2,480,000 | $ 248,000 | $ 107,000 |
| Warren, Missouri | 8 | $ 2,150,000 | $ 268,750 | $ 184,000 |
| Camden, Missouri | 7 | $ 1,815,000 | $ 259,285 | $ 289,000 |
| Lincoln, Missouri | 5 | $ 1,775,000 | $ 355,000 | $ 90,000 |
| St. Clair, Illinois | 4 | $ 1,040,000 | $ 260,000 | $ 163,000 |
| Cook, Illinois | 3 | $ 1,235,000 | $ 411,666 | $ 227,000 |
| Madison, Illinois | 3 | $ 1,075,000 | $ 358,333 | $ 199,000 |
| Perry, Missouri | 3 | $ 345,000 | $ 115,000 | $ 196,000 |
| Denver, Colorado | 2 | $ 1,090,000 | $ 545,000 | $ 460,000 |
| Weld, Colorado | 2 | $ 730,000 | $ 365,000 | $ 109,000 |
| Walton, Florida | 2 | $ 1,630,000 | $ 815,000 | $ 182,000 |
| Teton, Idaho | 2 | $ 550,000 | $ 275,000 | $ 531,000 |
| Monroe, Illinois | 2 | $ 730,000 | $ 365,000 | $ 148,000 |
| Miller, Missouri | 2 | $ 770,000 | $ 385,000 | $ 199,000 |
| Platte, Missouri | 2 | $ 620,000 | $ 310,000 | $ 123,000 |
| Taney, Missouri | 2 | $ 310,000 | $ 155,000 | $ 246,000 |
| York, Virginia | 2 | $ 550,000 | $ 275,000 | $ 95,000 |
| Jefferson, Alabama | 1 | $ 255,000 | $ 255,000 | $ 240,000 |
| Madison, Alabama | 1 | $ 495,000 | $ 495,000 | $ 172,000 |
| Maricopa, Arizona | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Pima, Arizona | 1 | $ 515,000 | $ 515,000 | $ 263,000 |
| Pulaski, Arkansas | 1 | $ 265,000 | $ 265,000 | $ 196,000 |
| Placer, California | 1 | $ 495,000 | $ 495,000 | $ 390,000 |
| Boulder, Colorado | 1 | $ 365,000 | $ 365,000 | $ 630,000 |
| Monroe, Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,388,000 |
| Sarasota, Florida | 1 | $ 495,000 | $ 495,000 | $ 276,000 |
| Macon, Illinois | 1 | $ 55,000 | $ 55,000 | $ 45,000 |
| Johnson, Kansas | 1 | $ 175,000 | $ 175,000 | $ 98,000 |
| Baltimore City, Maryland | 1 | $ 1,115,000 | $ 1,115,000 | $ 526,000 |
| Howard, Maryland | 1 | $ 235,000 | $ 235,000 | $ 168,000 |
| Manistee, Michigan | 1 | $ 305,000 | $ 305,000 | $ 540,000 |
| Ottawa, Michigan | 1 | $ 245,000 | $ 245,000 | $ 210,000 |
| Boone, Missouri | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Cape Girardeau, Missouri | 1 | $ 495,000 | $ 495,000 | $ 436,000 |
| Clay, Missouri | 1 | $ 275,000 | $ 275,000 | $ 98,000 |
| Crawford, Missouri | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Morgan, Missouri | 1 | $ 215,000 | $ 215,000 | $ 78,000 |
| Douglas, Nevada | 1 | $ 485,000 | $ 485,000 | $ 280,000 |
| Morris, New Jersey | 1 | $ 365,000 | $ 365,000 | $ 94,000 |
| Santa Fe, New Mexico | 1 | $ 365,000 | $ 365,000 | $ 182,000 |
| Nassau, New York | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Oklahoma, Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Deschutes, Oregon | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Josephine, Oregon | 1 | $ 335,000 | $ 335,000 | $ 77,000 |
| Delaware, Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Beaufort, South Carolina | 1 | $ 415,000 | $ 415,000 | $ 390,000 |
| Loudon, Tennessee | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Wilson, Tennessee | 1 | $ 515,000 | $ 515,000 | $ 183,000 |
| Denton, Texas | 1 | $ 365,000 | $ 365,000 | $ 192,000 |
| Smith, Texas | 1 | $ 345,000 | $ 345,000 | $ 157,000 |
| King, Washington | 1 | $ 375,000 | $ 375,000 | $ 143,000 |
Mortgage Loan Application Detail Totals for Cnb St Louis Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 338 | $108,210,000 | $320,000 | $2,805,000 | $174,000 | $822,000 |
| Home Purchase | 166 | $49,480,000 | $298,000 | $1,425,000 | $190,000 | $2,196,000 |
| Cash-out Refinancing | 132 | $40,450,000 | $306,000 | $1,025,000 | $250,000 | $8,937,000 |
| Home Improvement | 2 | $60,000 | $30,000 | $35,000 | $112,000 | $112,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 385 | $118,505,000 | $307,000 | $1,295,000 | $204,000 | $8,937,000 |
| Asian | 195 | $56,985,000 | $292,000 | $905,000 | $179,000 | $2,162,000 |
| Not applicable | 46 | $20,230,000 | $439,000 | $2,805,000 | $0 | $0 |
| Black or African American | 7 | $1,095,000 | $156,000 | $375,000 | $59,000 | $176,000 |
| Hispanic | 5 | $1,385,000 | $277,000 | $495,000 | $138,000 | $260,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 614 | $192,830,000 | $314,000 | $2,805,000 | $198,000 | $8,937,000 |
| FHA-insured (Federal Housing Administration) | 15 | $2,665,000 | $177,000 | $335,000 | $65,000 | $185,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,705,000 | $300,000 | $495,000 | $120,000 | $176,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 545 | $167,715,000 | $307,000 | $1,385,000 | $196,000 | $8,937,000 |
| Application Approved But Not Accepted | 45 | $15,815,000 | $351,000 | $2,805,000 | $202,000 | $2,162,000 |
| Application Denied By Financial Institution | 21 | $5,415,000 | $257,000 | $585,000 | $112,000 | $432,000 |
| File Closed For Incompleteness | 14 | $4,450,000 | $317,000 | $575,000 | $155,000 | $335,000 |
| Application Withdrawn By Applicant | 13 | $4,805,000 | $369,000 | $1,005,000 | $242,000 | $1,388,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 617 | $192,785,000 | $312,000 | $2,805,000 | $196,000 | $8,937,000 |
| Debt-To-Income Ratio | 8 | $2,770,000 | $346,000 | $585,000 | $75,000 | $177,000 |
| Collateral | 6 | $710,000 | $118,000 | $205,000 | $86,000 | $136,000 |
| Other | 5 | $1,455,000 | $291,000 | $455,000 | $191,000 | $432,000 |
| Credit History | 2 | $480,000 | $240,000 | $425,000 | $122,000 | $200,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cnb St Louis Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cnb St Louis Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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