Cnb St Louis Bank Mortgage Lending & HMDA Data, 2022
In 2022, Cnb St Louis Bank of Maplewood, MO reported 237 mortgage applications totaling $100.4 million, down 53% from 2021. The average application was for $423,565, and applicants reported an average income of $215,337. 81% of its applications resulted in an originated loan and 6% were denied. Its largest markets were St. Louis, MO-IL (216), Orlando-Kissimmee-Sanford, FL (2) and Tuscaloosa, AL (2) (applications in parentheses).
| Mortgage Company & Address | Cnb St Louis Bank 7305 Manchester Ave. Maplewood, MO 63143 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 237 |
| Total Mortgage Loan Application Amount | $100,385,000 |
| Average Mortgage Loan Application Amount | $423,565 |
| Highest Mortgage Loan Application Amount | $8,245,000 |
| Average Applicant Income | $215,337 |
| Highest Applicant Income | $2,126,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cnb St Louis Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis, MO-IL | 216 | $ 88,960,000 | $ 411,851 | $ 197,694 |
| Outside any metro area | 7 | $ 4,285,000 | $ 612,142 | $ 399,000 |
| Orlando-Kissimmee-Sanford, FL | 2 | $ 1,170,000 | $ 585,000 | $ 171,000 |
| Tuscaloosa, AL | 2 | $ 800,000 | $ 400,000 | $ 333,000 |
| Cape Coral-Fort Myers, FL | 1 | $ 265,000 | $ 265,000 | $ 508,000 |
| Chicago-Naperville, IL | 1 | $ 185,000 | $ 185,000 | $ 296,000 |
| Columbia, MO | 1 | $ 345,000 | $ 345,000 | $ 124,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 485,000 | $ 485,000 | $ 405,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 1,455,000 | $ 1,455,000 | $ 616,000 |
| Kansas City, MO-KS | 1 | $ 225,000 | $ 225,000 | $ 137,000 |
| Las Vegas-Henderson-Paradise, NV | 1 | $ 365,000 | $ 365,000 | $ 71,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 655,000 | $ 655,000 | $ 126,000 |
| Sebastian-Vero Beach, FL | 1 | $ 545,000 | $ 545,000 | $ 807,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 1 | $ 645,000 | $ 645,000 | $ 739,000 |
Mortgage Loan Application Detail Totals for Cnb St Louis Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 167 | $61,485,000 | $368,000 | $2,265,000 | $199,000 | $953,000 |
| Refinancing | 50 | $26,110,000 | $522,000 | $3,495,000 | $286,000 | $2,126,000 |
| Cash-out Refinancing | 16 | $3,950,000 | $246,000 | $545,000 | $181,000 | $807,000 |
| Home Improvement | 3 | $8,805,000 | $2,935,000 | $8,245,000 | $124,000 | $214,000 |
| Other Purpose | 1 | $35,000 | $35,000 | $35,000 | $234,000 | $234,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 161 | $62,925,000 | $390,000 | $3,495,000 | $219,000 | $2,126,000 |
| Not applicable | 40 | $25,210,000 | $630,000 | $8,245,000 | $0 | $0 |
| Asian | 17 | $7,225,000 | $425,000 | $1,125,000 | $281,000 | $953,000 |
| Black or African American | 10 | $1,830,000 | $183,000 | $645,000 | $89,000 | $378,000 |
| Not Provided | 4 | $1,010,000 | $252,000 | $385,000 | $63,000 | $79,000 |
| Hispanic | 3 | $465,000 | $155,000 | $255,000 | $55,000 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $1,195,000 | $1,195,000 | $1,195,000 | $720,000 | $720,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 233 | $99,335,000 | $426,000 | $8,245,000 | $218,000 | $2,126,000 |
| VA-guaranteed (Veterans Administration) | 3 | $825,000 | $275,000 | $385,000 | $84,000 | $132,000 |
| FHA-insured (Federal Housing Administration) | 1 | $225,000 | $225,000 | $225,000 | $50,000 | $50,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 191 | $83,755,000 | $438,000 | $8,245,000 | $225,000 | $2,126,000 |
| Application Withdrawn By Applicant | 20 | $9,530,000 | $476,000 | $3,495,000 | $277,000 | $1,081,000 |
| Application Denied By Financial Institution | 14 | $3,580,000 | $255,000 | $645,000 | $71,000 | $161,000 |
| File Closed For Incompleteness | 8 | $2,880,000 | $360,000 | $975,000 | $109,000 | $299,000 |
| Application Approved But Not Accepted | 4 | $640,000 | $160,000 | $255,000 | $79,000 | $121,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 223 | $96,805,000 | $434,000 | $8,245,000 | $224,000 | $2,126,000 |
| Debt-To-Income Ratio | 8 | $2,230,000 | $278,000 | $645,000 | $78,000 | $161,000 |
| Other | 2 | $720,000 | $360,000 | $555,000 | $88,000 | $88,000 |
| Collateral | 2 | $140,000 | $70,000 | $105,000 | $56,000 | $77,000 |
| Credit History | 2 | $490,000 | $245,000 | $385,000 | $33,000 | $33,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cnb St Louis Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cnb St Louis Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.
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