Citizens Progressive Bank Mortgage Lending & HMDA Data, 2025

In 2025, Citizens Progressive Bank of Columbia, LA reported 214 mortgage applications totaling $48.4 million, up 12% from 2024. The average application was for $226,121, and applicants reported an average income of $111,032. 89% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Monroe, LA (139), Shreveport-Bossier City, LA (2) and Alexandria, LA (1) (applications in parentheses).

Mortgage Company & Address Citizens Progressive Bank
7712 Us-165
Columbia, LA 71418
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  
Total Number of Mortgage Applications 214
Total Mortgage Loan Application Amount $48,390,000
Average Mortgage Loan Application Amount $226,121
Highest Mortgage Loan Application Amount $2,535,000
Average Applicant Income $111,032
Highest Applicant Income $674,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citizens Progressive Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Citizens Progressive Bank by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Monroe, LA 139 $ 35,715,000 $ 256,942 $ 113,000
Outside any metro area 70 $ 9,600,000 $ 137,142 $ 88,000
Shreveport-Bossier City, LA 2 $ 2,460,000 $ 1,230,000 $ 592,000
Alexandria, LA 1 $ 125,000 $ 125,000 $ 47,000
Houma-Thibodaux, LA 1 $ 125,000 $ 125,000 $ 259,000
New Orleans-Metairie, LA 1 $ 365,000 $ 365,000 $ 380,000

Mortgage Loan Application Detail Totals for Citizens Progressive Bank in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 131 $30,585,000 $233,000 $1,265,000 $123,000 $674,000
Refinancing 68 $15,790,000 $232,000 $2,535,000 $96,000 $350,000
Cash-out Refinancing 11 $1,775,000 $161,000 $465,000 $76,000 $140,000
Other Purpose 3 $185,000 $61,000 $65,000 $56,000 $66,000
Home Improvement 1 $55,000 $55,000 $55,000 $116,000 $116,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 145 $28,245,000 $194,000 $1,265,000 $112,000 $674,000
Not applicable 44 $13,510,000 $307,000 $2,535,000 $0 $0
Black or African American 20 $2,920,000 $146,000 $285,000 $76,000 $164,000
Asian 3 $2,835,000 $945,000 $1,215,000 $239,000 $350,000
Hispanic 2 $880,000 $440,000 $465,000 $189,000 $266,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 167 $38,695,000 $231,000 $2,535,000 $117,000 $674,000
FHA-insured (Federal Housing Administration) 45 $9,455,000 $210,000 $465,000 $100,000 $380,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $115,000 $115,000 $115,000 $38,000 $38,000
VA-guaranteed (Veterans Administration) 1 $125,000 $125,000 $125,000 $47,000 $47,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 190 $43,720,000 $230,000 $2,535,000 $112,000 $510,000
Application Withdrawn By Applicant 15 $3,695,000 $246,000 $1,195,000 $135,000 $674,000
Application Approved But Not Accepted 5 $515,000 $103,000 $135,000 $46,000 $86,000
Application Denied By Financial Institution 4 $460,000 $115,000 $265,000 $75,000 $121,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 214 $48,390,000 $226,000 $2,535,000 $111,000 $674,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Citizens Progressive Bank's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Citizens Progressive Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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