Citymark Federal Credit Union Mortgage Lending & HMDA Data, 2020
In 2020, Citymark Federal Credit Union of Plains, PA reported 85 mortgage applications totaling $9.6 million, up 29% from 2019. The average application was for $112,764, and applicants reported an average income of $99,400. 72% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Scranton--Wilkes-Barre--Hazleton, PA (48), East Stroudsburg, PA (5) and Allentown-Bethlehem-Easton, PA-NJ (2) (applications in parentheses).
| Mortgage Company & Address | Citymark Federal Credit Union 40 E Market St Plains, PA 18705 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2020 2019 |
| Total Number of Mortgage Applications | 85 |
| Total Mortgage Loan Application Amount | $9,585,000 |
| Average Mortgage Loan Application Amount | $112,764 |
| Highest Mortgage Loan Application Amount | $495,000 |
| Average Applicant Income | $99,400 |
| Highest Applicant Income | $497,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Citymark Federal Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Luzerne, Pennsylvania | 40 | $ 3,200,000 | $ 80,000 | $ 102,000 |
| Lackawanna, Pennsylvania | 6 | $ 1,060,000 | $ 176,666 | $ 119,000 |
| Monroe, Pennsylvania | 5 | $ 735,000 | $ 147,000 | $ 73,000 |
| Wyoming, Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 117,000 |
| Berks, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 180,000 |
| Bradford, Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Carbon, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Columbia, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Lancaster, Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 163,000 |
| Lehigh, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 103,000 |
| Montgomery, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Montour, Pennsylvania | 1 | $ 465,000 | $ 465,000 | $ 246,000 |
| Philadelphia, Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for Citymark Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 40 | $5,150,000 | $128,000 | $495,000 | $106,000 | $497,000 |
| Cash-out Refinancing | 21 | $2,535,000 | $120,000 | $285,000 | $92,000 | $175,000 |
| Other Purpose | 13 | $605,000 | $46,000 | $75,000 | $96,000 | $280,000 |
| Refinancing | 10 | $1,250,000 | $125,000 | $245,000 | $100,000 | $181,000 |
| Home Improvement | 1 | $45,000 | $45,000 | $45,000 | $29,000 | $29,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 83 | $9,375,000 | $112,000 | $495,000 | $99,000 | $497,000 |
| Black or African American | 1 | $105,000 | $105,000 | $105,000 | $31,000 | $31,000 |
| Hispanic | 1 | $105,000 | $105,000 | $105,000 | $180,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 85 | $9,585,000 | $112,000 | $495,000 | $99,000 | $497,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 61 | $6,885,000 | $112,000 | $495,000 | $102,000 | $280,000 |
| Application Denied By Financial Institution | 14 | $1,460,000 | $104,000 | $215,000 | $71,000 | $170,000 |
| Application Withdrawn By Applicant | 8 | $980,000 | $122,000 | $175,000 | $127,000 | $497,000 |
| Preapproval Approved but not Accepted | 1 | $105,000 | $105,000 | $105,000 | $81,000 | $81,000 |
| Application Approved But Not Accepted | 1 | $155,000 | $155,000 | $155,000 | $93,000 | $93,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 85 | $9,585,000 | $112,000 | $495,000 | $99,000 | $497,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Citymark Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Citymark Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About