Clark County Credit Union Mortgage Lending & HMDA Data, 2024
In 2024, Clark County Credit Union of Las Vegas, NV reported 1,302 mortgage applications totaling $167.3 million, up 7% from 2023. The average application was for $128,456, and applicants reported an average income of $136,038. 45% of its applications resulted in an originated loan and 29% were denied. Its largest markets were Las Vegas-Henderson-Paradise, NV (1,263), Reno, NV (3) and Albuquerque, NM (1) (applications in parentheses).
| Mortgage Company & Address | Clark County Credit Union 2625 N Tenaya Way Las Vegas, NV 89128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2020 |
| Total Number of Mortgage Applications | 1,302 |
| Total Mortgage Loan Application Amount | $167,250,000 |
| Average Mortgage Loan Application Amount | $128,456 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $136,038 |
| Highest Applicant Income | $1,896,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clark County Credit Union filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Las Vegas-Henderson-Paradise, NV | 1,263 | $ 160,865,000 | $ 127,367 | $ 135,643 |
| Outside any metro area | 26 | $ 4,910,000 | $ 188,846 | $ 164,846 |
| Reno, NV | 3 | $ 385,000 | $ 128,333 | $ 90,000 |
| Albuquerque, NM | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Billings, MT | 1 | $ 65,000 | $ 65,000 | $ 299,000 |
| Boulder, CO | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Chicago-Naperville, IL | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Cleveland, OH | 1 | $ 215,000 | $ 215,000 | $ 270,000 |
| Denver-Aurora-Lakewood, CO | 1 | $ 255,000 | $ 255,000 | $ 140,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 1 | $ 75,000 | $ 75,000 | $ 172,000 |
| Sherman-Denison, TX | 1 | $ 45,000 | $ 45,000 | $ 230,000 |
| St. George, UT | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
Mortgage Loan Application Detail Totals for Clark County Credit Union in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 608 | $52,620,000 | $86,000 | $505,000 | $130,000 | $989,000 |
| Home Improvement | 431 | $42,845,000 | $99,000 | $505,000 | $149,000 | $1,896,000 |
| Home Purchase | 137 | $48,715,000 | $355,000 | $1,005,000 | $119,000 | $847,000 |
| Cash-out Refinancing | 113 | $18,305,000 | $161,000 | $885,000 | $134,000 | $1,656,000 |
| Refinancing | 13 | $4,765,000 | $366,000 | $745,000 | $186,000 | $510,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 581 | $67,325,000 | $115,000 | $885,000 | $150,000 | $1,896,000 |
| Hispanic | 289 | $35,865,000 | $124,000 | $515,000 | $117,000 | $545,000 |
| Asian | 169 | $21,945,000 | $129,000 | $535,000 | $147,000 | $989,000 |
| Black or African American | 157 | $20,185,000 | $128,000 | $725,000 | $105,000 | $293,000 |
| Not Provided | 91 | $19,905,000 | $218,000 | $1,005,000 | $141,000 | $1,000,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $885,000 | $98,000 | $225,000 | $119,000 | $172,000 |
| American Indian or Alaskan Native | 6 | $1,140,000 | $190,000 | $345,000 | $124,000 | $152,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,247 | $146,735,000 | $117,000 | $1,005,000 | $137,000 | $1,896,000 |
| FHA-insured (Federal Housing Administration) | 52 | $19,070,000 | $366,000 | $505,000 | $101,000 | $267,000 |
| VA-guaranteed (Veterans Administration) | 3 | $1,445,000 | $481,000 | $605,000 | $119,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 591 | $83,315,000 | $140,000 | $885,000 | $142,000 | $1,656,000 |
| Application Denied By Financial Institution | 372 | $40,520,000 | $108,000 | $1,005,000 | $116,000 | $893,000 |
| Application Withdrawn By Applicant | 213 | $29,175,000 | $136,000 | $535,000 | $142,000 | $1,896,000 |
| File Closed For Incompleteness | 111 | $11,835,000 | $106,000 | $415,000 | $159,000 | $1,000,000 |
| Application Approved But Not Accepted | 15 | $2,405,000 | $160,000 | $755,000 | $132,000 | $440,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 930 | $126,730,000 | $136,000 | $885,000 | $144,000 | $1,896,000 |
| Debt-To-Income Ratio | 158 | $18,160,000 | $114,000 | $1,005,000 | $93,000 | $893,000 |
| Collateral | 77 | $6,465,000 | $83,000 | $385,000 | $145,000 | $794,000 |
| Credit History | 67 | $7,255,000 | $108,000 | $455,000 | $117,000 | $360,000 |
| Other | 42 | $4,750,000 | $113,000 | $675,000 | $158,000 | $750,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,880,000 | $134,000 | $375,000 | $71,000 | $210,000 |
| Unverifiable Information | 11 | $1,815,000 | $165,000 | $485,000 | $124,000 | $384,000 |
| Employment History | 3 | $195,000 | $65,000 | $125,000 | $115,000 | $156,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clark County Credit Union's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clark County Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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