Clearedge Lending LLC Mortgage Lending & HMDA Data, 2024

In 2024, Clearedge Lending LLC of Aliso Viejo, CA reported 3,565 mortgage applications totaling $2.2 billion, up 33% from 2023. The average application was for $606,711, and applicants reported an average income of $533,765. 60% of its applications resulted in an originated loan and 23% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (350), Miami-Miami Beach-Kendall, FL (195) and Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (153) (applications in parentheses).

Mortgage Company & Address Clearedge Lending LLC
20 Enterprise Suite 350
Aliso Viejo, CA 92656
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 3,565
Total Mortgage Loan Application Amount $2,162,925,000
Average Mortgage Loan Application Amount $606,711
Highest Mortgage Loan Application Amount $4,005,000
Average Applicant Income $533,765
Highest Applicant Income $9,451,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearedge Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearedge Lending LLC by County in 2024

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 350 $ 452,580,000 $ 1,293,085 $ 723,000
Miami-Dade, Florida 195 $ 106,605,000 $ 546,692 $ 474,000
Broward, Florida 153 $ 73,895,000 $ 482,973 $ 517,000
Orange, California 141 $ 186,575,000 $ 1,323,226 $ 876,000
Palm Beach, Florida 133 $ 90,025,000 $ 676,879 $ 673,000
San Diego, California 94 $ 88,540,000 $ 941,914 $ 660,000
Clark, Nevada 81 $ 40,865,000 $ 504,506 $ 505,000
Orange, Florida 61 $ 24,025,000 $ 393,852 $ 372,000
Riverside, California 58 $ 38,570,000 $ 665,000 $ 493,000
Hillsborough, Florida 54 $ 19,980,000 $ 370,000 $ 285,000
Fulton, Georgia 51 $ 28,475,000 $ 558,333 $ 566,000
Lee, Florida 49 $ 16,965,000 $ 346,224 $ 262,000
Pinellas, Florida 49 $ 22,485,000 $ 458,877 $ 561,000
Osceola, Florida 47 $ 16,505,000 $ 351,170 $ 677,000
Maricopa, Arizona 44 $ 29,460,000 $ 669,545 $ 418,000
Polk, Florida 39 $ 9,605,000 $ 246,282 $ 226,000
San Bernardino, California 33 $ 21,295,000 $ 645,303 $ 564,000
Santa Barbara, California 33 $ 44,085,000 $ 1,335,909 $ 906,000
Cook, Illinois 33 $ 15,285,000 $ 463,181 $ 443,000
Gwinnett, Georgia 30 $ 14,150,000 $ 471,666 $ 893,000
Contra Costa, California 28 $ 21,700,000 $ 775,000 $ 643,000
Brevard, Florida 28 $ 10,790,000 $ 385,357 $ 216,000
Collier, Florida 28 $ 12,010,000 $ 428,928 $ 527,000
St. Lucie, Florida 25 $ 7,315,000 $ 292,600 $ 732,000
Chatham, Georgia 25 $ 11,855,000 $ 474,200 $ 280,000
Bexar, Texas 25 $ 10,265,000 $ 410,600 $ 503,000
Alameda, California 23 $ 20,285,000 $ 881,956 $ 333,000
Cobb, Georgia 23 $ 7,015,000 $ 305,000 $ 175,000
Dallas, Texas 23 $ 11,185,000 $ 486,304 $ 777,000
Harris, Texas 23 $ 7,665,000 $ 333,260 $ 345,000
Ventura, California 22 $ 19,130,000 $ 869,545 $ 1,088,000
Seminole, Florida 22 $ 8,970,000 $ 407,727 $ 495,000
Mecklenburg, North Carolina 22 $ 9,530,000 $ 433,181 $ 710,000
Bay, Florida 21 $ 7,335,000 $ 349,285 $ 338,000
King, Washington 21 $ 16,765,000 $ 798,333 $ 313,000
Volusia, Florida 20 $ 5,090,000 $ 254,500 $ 194,000
Tarrant, Texas 20 $ 6,530,000 $ 326,500 $ 324,000
Marion, Florida 19 $ 4,085,000 $ 215,000 $ 239,000
Franklin, Ohio 19 $ 7,575,000 $ 398,684 $ 126,000
Hennepin, Minnesota 17 $ 9,005,000 $ 529,705 $ 669,000
Cuyahoga, Ohio 17 $ 2,805,000 $ 165,000 $ 172,000
Collin, Texas 17 $ 6,525,000 $ 383,823 $ 339,000
Duval, Florida 16 $ 6,670,000 $ 416,875 $ 403,000
Monroe, Florida 16 $ 17,410,000 $ 1,088,125 $ 1,522,000
Pasco, Florida 16 $ 7,700,000 $ 481,250 $ 547,000
Davidson, Tennessee 16 $ 7,000,000 $ 437,500 $ 299,000
Santa Clara, California 15 $ 17,225,000 $ 1,148,333 $ 539,000
Charlotte, Florida 15 $ 5,415,000 $ 361,000 $ 267,000
Sarasota, Florida 15 $ 6,355,000 $ 423,666 $ 219,000
Prince George's, Maryland 15 $ 4,395,000 $ 293,000 $ 530,000
Philadelphia, Pennsylvania 15 $ 4,115,000 $ 274,333 $ 1,583,000
Travis, Texas 15 $ 12,895,000 $ 859,666 $ 1,102,000
DeKalb, Georgia 14 $ 3,150,000 $ 225,000 $ 111,000
Baltimore, Maryland 14 $ 4,460,000 $ 318,571 $ 486,000
Flagler, Florida 13 $ 5,595,000 $ 430,384 $ 404,000
Lake, Florida 13 $ 4,875,000 $ 375,000 $ 498,000
Douglas, Georgia 13 $ 3,455,000 $ 265,769 $ 280,000
Sacramento, California 12 $ 8,190,000 $ 682,500 $ 259,000
San Joaquin, California 12 $ 4,590,000 $ 382,500 $ 294,000
Manatee, Florida 12 $ 3,760,000 $ 313,333 $ 253,000
Greenville, South Carolina 12 $ 2,570,000 $ 214,166 $ 247,000
Horry, South Carolina 12 $ 3,940,000 $ 328,333 $ 187,000
Denton, Texas 12 $ 6,800,000 $ 566,666 $ 647,000
Placer, California 11 $ 9,645,000 $ 876,818 $ 561,000
Baltimore City, Maryland 11 $ 2,145,000 $ 195,000 $ 0
Charleston, South Carolina 11 $ 3,365,000 $ 305,909 $ 161,000
Milwaukee, Wisconsin 11 $ 1,985,000 $ 180,454 $ 95,000
Marin, California 10 $ 11,840,000 $ 1,184,000 $ 316,000
Indian River, Florida 10 $ 3,570,000 $ 357,000 $ 342,000
Martin, Florida 10 $ 5,140,000 $ 514,000 $ 244,000
Kern, California 9 $ 2,835,000 $ 315,000 $ 265,000
San Luis Obispo, California 9 $ 5,945,000 $ 660,555 $ 431,000
Macomb, Michigan 9 $ 1,515,000 $ 168,333 $ 87,000
Oakland, Michigan 9 $ 2,285,000 $ 253,888 $ 259,000
Wayne, Michigan 9 $ 1,305,000 $ 145,000 $ 50,000
Bucks, Pennsylvania 9 $ 3,405,000 $ 378,333 $ 231,000
Fort Bend, Texas 9 $ 3,605,000 $ 400,555 $ 198,000
Washington, Utah 9 $ 3,045,000 $ 338,333 $ 416,000
Snohomish, Washington 9 $ 7,145,000 $ 793,888 $ 272,000
St. Johns, Florida 8 $ 4,710,000 $ 588,750 $ 303,000
Cherokee, Georgia 8 $ 3,760,000 $ 470,000 $ 393,000
Effingham, Georgia 8 $ 2,070,000 $ 258,750 $ 0
Henry, Georgia 8 $ 3,380,000 $ 422,500 $ 409,000
Montgomery, Maryland 8 $ 3,230,000 $ 403,750 $ 213,000
Summit, Ohio 8 $ 1,350,000 $ 168,750 $ 133,000
Spartanburg, South Carolina 8 $ 1,500,000 $ 187,500 $ 82,000
Sumner, Tennessee 8 $ 1,910,000 $ 238,750 $ 151,000
Montgomery, Texas 8 $ 4,160,000 $ 520,000 $ 237,000
Virginia Beach, Virginia 8 $ 3,390,000 $ 423,750 $ 267,000
Pierce, Washington 8 $ 4,290,000 $ 536,250 $ 374,000
Sonoma, California 7 $ 5,965,000 $ 852,142 $ 301,000
Stanislaus, California 7 $ 2,635,000 $ 376,428 $ 188,000
Walton, Florida 7 $ 5,175,000 $ 739,285 $ 336,000
Forsyth, Georgia 7 $ 5,115,000 $ 730,714 $ 312,000
Marion, Indiana 7 $ 2,065,000 $ 295,000 $ 98,000
Anoka, Minnesota 7 $ 1,885,000 $ 269,285 $ 173,000
Ellis, Texas 7 $ 2,415,000 $ 345,000 $ 242,000
Yavapai, Arizona 6 $ 3,560,000 $ 593,333 $ 491,000
El Dorado, California 6 $ 3,800,000 $ 633,333 $ 274,000
Alachua, Florida 6 $ 1,580,000 $ 263,333 $ 0
Sumter, Florida 6 $ 1,370,000 $ 228,333 $ 127,000
Oklahoma, Oklahoma 6 $ 1,780,000 $ 296,666 $ 288,000
Guadalupe, Texas 6 $ 1,370,000 $ 228,333 $ 116,000
Rockwall, Texas 6 $ 3,410,000 $ 568,333 $ 512,000
Salt Lake, Utah 6 $ 5,140,000 $ 856,666 $ 360,000
Danville, Virginia 6 $ 1,140,000 $ 190,000 $ 126,000
Whatcom, Washington 6 $ 2,540,000 $ 423,333 $ 178,000
Monterey, California 5 $ 5,395,000 $ 1,079,000 $ 462,000
San Francisco, California 5 $ 6,885,000 $ 1,377,000 $ 442,000
Arapahoe, Colorado 5 $ 2,115,000 $ 423,000 $ 386,000
Jefferson, Colorado 5 $ 2,775,000 $ 555,000 $ 114,000
Greater Bridgeport Planning Region, Connecticut 5 $ 1,175,000 $ 235,000 $ 76,000
South Central Connecticut Planning Region, Connecticut 5 $ 1,535,000 $ 307,000 $ 214,000
New Castle, Delaware 5 $ 1,455,000 $ 291,000 $ 230,000
District of Columbia, District Of Columbia 5 $ 3,285,000 $ 657,000 $ 308,000
Clayton, Georgia 5 $ 1,025,000 $ 205,000 $ 447,000
Paulding, Georgia 5 $ 1,755,000 $ 351,000 $ 299,000
Ramsey, Minnesota 5 $ 1,605,000 $ 321,000 $ 260,000
Washington, Minnesota 5 $ 3,035,000 $ 607,000 $ 489,000
Carson City, Nevada 5 $ 2,425,000 $ 485,000 $ 931,000
Grafton, New Hampshire 5 $ 1,125,000 $ 225,000 $ 155,000
Essex, New Jersey 5 $ 2,235,000 $ 447,000 $ 444,000
Durham, North Carolina 5 $ 1,765,000 $ 353,000 $ 437,000
Montgomery, Pennsylvania 5 $ 2,515,000 $ 503,000 $ 180,000
Dorchester, South Carolina 5 $ 1,395,000 $ 279,000 $ 192,000
Williamson, Tennessee 5 $ 4,655,000 $ 931,000 $ 661,000
Cameron, Texas 5 $ 1,475,000 $ 295,000 $ 130,000
San Mateo, California 4 $ 5,720,000 $ 1,430,000 $ 1,428,000
Western Connecticut Planning Region, Connecticut 4 $ 4,770,000 $ 1,192,500 $ 355,000
Citrus, Florida 4 $ 1,270,000 $ 317,500 $ 1,843,000
Okaloosa, Florida 4 $ 4,370,000 $ 1,092,500 $ 967,000
Fayette, Georgia 4 $ 1,460,000 $ 365,000 $ 248,000
Glynn, Georgia 4 $ 1,360,000 $ 340,000 $ 228,000
Richmond, Georgia 4 $ 1,180,000 $ 295,000 $ 295,000
DuPage, Illinois 4 $ 1,030,000 $ 257,500 $ 203,000
Will, Illinois 4 $ 1,730,000 $ 432,500 $ 348,000
Anne Arundel, Maryland 4 $ 1,260,000 $ 315,000 $ 652,000
Monmouth, New Jersey 4 $ 2,010,000 $ 502,500 $ 499,000
Gaston, North Carolina 4 $ 1,030,000 $ 257,500 $ 281,000
Wake, North Carolina 4 $ 2,460,000 $ 615,000 $ 254,000
Berkeley, South Carolina 4 $ 910,000 $ 227,500 $ 141,000
Hays, Texas 4 $ 1,100,000 $ 275,000 $ 93,000
Williamson, Texas 4 $ 990,000 $ 247,500 $ 121,000
Summit, Utah 4 $ 1,810,000 $ 452,500 $ 312,000
Fairfax, Virginia 4 $ 4,850,000 $ 1,212,500 $ 958,000
Pittsylvania, Virginia 4 $ 1,260,000 $ 315,000 $ 121,000
Thurston, Washington 4 $ 1,290,000 $ 322,500 $ 504,000
Mobile, Alabama 3 $ 995,000 $ 331,666 $ 388,000
Saline, Arkansas 3 $ 575,000 $ 191,666 $ 82,000
Napa, California 3 $ 3,185,000 $ 1,061,666 $ 680,000
Nevada, California 3 $ 2,105,000 $ 701,666 $ 271,000
Solano, California 3 $ 1,275,000 $ 425,000 $ 237,000
Eagle, Colorado 3 $ 3,275,000 $ 1,091,666 $ 564,000
Park, Colorado 3 $ 985,000 $ 328,333 $ 1,035,000
Clay, Florida 3 $ 665,000 $ 221,666 $ 79,000
Highlands, Florida 3 $ 915,000 $ 305,000 $ 239,000
Leon, Florida 3 $ 555,000 $ 185,000 $ 440,000
Okeechobee, Florida 3 $ 835,000 $ 278,333 $ 156,000
Bryan, Georgia 3 $ 1,795,000 $ 598,333 $ 2,101,000
Carroll, Georgia 3 $ 525,000 $ 175,000 $ 251,000
Houston, Georgia 3 $ 585,000 $ 195,000 $ 0
Rockdale, Georgia 3 $ 805,000 $ 268,333 $ 72,000
White, Georgia 3 $ 1,185,000 $ 395,000 $ 146,000
Ada, Idaho 3 $ 1,215,000 $ 405,000 $ 794,000
Kootenai, Idaho 3 $ 3,655,000 $ 1,218,333 $ 524,000
Kane, Illinois 3 $ 765,000 $ 255,000 $ 175,000
Frederick, Maryland 3 $ 865,000 $ 288,333 $ 0
Kent, Michigan 3 $ 1,025,000 $ 341,666 $ 179,000
Clay, Minnesota 3 $ 625,000 $ 208,333 $ 634,000
Scott, Minnesota 3 $ 1,445,000 $ 481,666 $ 328,000
Washoe, Nevada 3 $ 5,185,000 $ 1,728,333 $ 336,000
Hillsborough, New Hampshire 3 $ 2,545,000 $ 848,333 $ 578,000
Bergen, New Jersey 3 $ 2,665,000 $ 888,333 $ 1,620,000
Mercer, New Jersey 3 $ 755,000 $ 251,666 $ 0
Union, New Jersey 3 $ 1,685,000 $ 561,666 $ 203,000
Buncombe, North Carolina 3 $ 995,000 $ 331,666 $ 0
Iredell, North Carolina 3 $ 4,075,000 $ 1,358,333 $ 404,000
Delaware, Ohio 3 $ 845,000 $ 281,666 $ 840,000
Hamilton, Ohio 3 $ 585,000 $ 195,000 $ 0
Lucas, Ohio 3 $ 575,000 $ 191,666 $ 107,000
Montgomery, Ohio 3 $ 375,000 $ 125,000 $ 136,000
Ottawa, Ohio 3 $ 565,000 $ 188,333 $ 201,000
Klamath, Oregon 3 $ 935,000 $ 311,666 $ 494,000
Hamilton, Tennessee 3 $ 845,000 $ 281,666 $ 329,000
Rutherford, Tennessee 3 $ 1,015,000 $ 338,333 $ 176,000
Shelby, Tennessee 3 $ 445,000 $ 148,333 $ 0
Aransas, Texas 3 $ 1,015,000 $ 338,333 $ 0
Bell, Texas 3 $ 495,000 $ 165,000 $ 0
Comal, Texas 3 $ 1,835,000 $ 611,666 $ 379,000
Galveston, Texas 3 $ 435,000 $ 145,000 $ 792,000
Hidalgo, Texas 3 $ 1,485,000 $ 495,000 $ 217,000
Hood, Texas 3 $ 1,205,000 $ 401,666 $ 453,000
Utah, Utah 3 $ 4,275,000 $ 1,425,000 $ 1,854,000
Prince William, Virginia 3 $ 1,435,000 $ 478,333 $ 483,000
Clark, Washington 3 $ 2,505,000 $ 835,000 $ 1,827,000
Spokane, Washington 3 $ 1,345,000 $ 448,333 $ 0
Dane, Wisconsin 3 $ 1,095,000 $ 365,000 $ 109,000
Kenosha, Wisconsin 3 $ 645,000 $ 215,000 $ 160,000
Jefferson, Alabama 2 $ 1,250,000 $ 625,000 $ 0
Yuma, Arizona 2 $ 370,000 $ 185,000 $ 127,000
Benton, Arkansas 2 $ 520,000 $ 260,000 $ 455,000
Pulaski, Arkansas 2 $ 440,000 $ 220,000 $ 0
Fresno, California 2 $ 720,000 $ 360,000 $ 572,000
Santa Cruz, California 2 $ 1,930,000 $ 965,000 $ 503,000
Tuolumne, California 2 $ 610,000 $ 305,000 $ 424,000
Adams, Colorado 2 $ 1,650,000 $ 825,000 $ 852,000
Denver, Colorado 2 $ 820,000 $ 410,000 $ 97,000
Douglas, Colorado 2 $ 1,750,000 $ 875,000 $ 333,000
El Paso, Colorado 2 $ 230,000 $ 115,000 $ 0
Northwest Hills Planning Region, Connecticut 2 $ 2,240,000 $ 1,120,000 $ 0
Columbia, Florida 2 $ 350,000 $ 175,000 $ 218,000
Escambia, Florida 2 $ 520,000 $ 260,000 $ 137,000
Gulf, Florida 2 $ 850,000 $ 425,000 $ 164,000
Santa Rosa, Florida 2 $ 840,000 $ 420,000 $ 271,000
Camden, Georgia 2 $ 410,000 $ 205,000 $ 258,000
Habersham, Georgia 2 $ 540,000 $ 270,000 $ 142,000
Haralson, Georgia 2 $ 1,340,000 $ 670,000 $ 557,000
Liberty, Georgia 2 $ 450,000 $ 225,000 $ 115,000
Rabun, Georgia 2 $ 1,080,000 $ 540,000 $ 263,000
Walton, Georgia 2 $ 720,000 $ 360,000 $ 675,000
McHenry, Illinois 2 $ 380,000 $ 190,000 $ 0
Jefferson, Kentucky 2 $ 430,000 $ 215,000 $ 96,000
Harford, Maryland 2 $ 570,000 $ 285,000 $ 0
Howard, Maryland 2 $ 480,000 $ 240,000 $ 0
Norfolk, Massachusetts 2 $ 2,010,000 $ 1,005,000 $ 0
Suffolk, Massachusetts 2 $ 1,060,000 $ 530,000 $ 0
Barry, Michigan 2 $ 450,000 $ 225,000 $ 186,000
Ingham, Michigan 2 $ 230,000 $ 115,000 $ 0
Kalamazoo, Michigan 2 $ 650,000 $ 325,000 $ 199,000
Montcalm, Michigan 2 $ 290,000 $ 145,000 $ 111,000
Chisago, Minnesota 2 $ 850,000 $ 425,000 $ 1,857,000
Dakota, Minnesota 2 $ 840,000 $ 420,000 $ 464,000
Cass, Missouri 2 $ 780,000 $ 390,000 $ 278,000
Clay, Missouri 2 $ 450,000 $ 225,000 $ 93,000
Jackson, Missouri 2 $ 230,000 $ 115,000 $ 0
St. Louis, Missouri 2 $ 220,000 $ 110,000 $ 0
Cape May, New Jersey 2 $ 980,000 $ 490,000 $ 126,000
Hunterdon, New Jersey 2 $ 1,360,000 $ 680,000 $ 330,000
Morris, New Jersey 2 $ 2,590,000 $ 1,295,000 $ 2,498,000
Carteret, North Carolina 2 $ 1,880,000 $ 940,000 $ 503,000
Guilford, North Carolina 2 $ 360,000 $ 180,000 $ 0
Jackson, North Carolina 2 $ 650,000 $ 325,000 $ 418,000
Butler, Ohio 2 $ 770,000 $ 385,000 $ 135,000
Clermont, Ohio 2 $ 610,000 $ 305,000 $ 296,000
Lorain, Ohio 2 $ 340,000 $ 170,000 $ 67,000
Stark, Ohio 2 $ 1,030,000 $ 515,000 $ 606,000
Deschutes, Oregon 2 $ 850,000 $ 425,000 $ 0
Lane, Oregon 2 $ 520,000 $ 260,000 $ 86,000
Washington, Oregon 2 $ 1,930,000 $ 965,000 $ 275,000
Delaware, Pennsylvania 2 $ 1,000,000 $ 500,000 $ 267,000
Lackawanna, Pennsylvania 2 $ 300,000 $ 150,000 $ 48,000
Anderson, South Carolina 2 $ 570,000 $ 285,000 $ 109,000
Greenwood, South Carolina 2 $ 470,000 $ 235,000 $ 185,000
Lancaster, South Carolina 2 $ 790,000 $ 395,000 $ 112,000
York, South Carolina 2 $ 340,000 $ 170,000 $ 247,000
Knox, Tennessee 2 $ 440,000 $ 220,000 $ 0
Putnam, Tennessee 2 $ 640,000 $ 320,000 $ 114,000
Austin, Texas 2 $ 810,000 $ 405,000 $ 0
Brazoria, Texas 2 $ 750,000 $ 375,000 $ 192,000
Hunt, Texas 2 $ 610,000 $ 305,000 $ 118,000
Kaufman, Texas 2 $ 700,000 $ 350,000 $ 544,000
Lubbock, Texas 2 $ 460,000 $ 230,000 $ 148,000
Maverick, Texas 2 $ 450,000 $ 225,000 $ 82,000
McLennan, Texas 2 $ 720,000 $ 360,000 $ 143,000
Chelan, Washington 2 $ 1,280,000 $ 640,000 $ 721,000
Grant, Washington 2 $ 860,000 $ 430,000 $ 165,000
Island, Washington 2 $ 590,000 $ 295,000 $ 0
Kitsap, Washington 2 $ 2,060,000 $ 1,030,000 $ 772,000
Racine, Wisconsin 2 $ 600,000 $ 300,000 $ 0
St. Croix, Wisconsin 2 $ 2,160,000 $ 1,080,000 $ 458,000
Washington, Wisconsin 2 $ 1,130,000 $ 565,000 $ 139,000
Baldwin, Alabama 1 $ 525,000 $ 525,000 $ 535,000
Walker, Alabama 1 $ 195,000 $ 195,000 $ 69,000
Crittenden, Arkansas 1 $ 105,000 $ 105,000 $ 0
Hot Spring, Arkansas 1 $ 155,000 $ 155,000 $ 0
Lonoke, Arkansas 1 $ 175,000 $ 175,000 $ 192,000
Lake, California 1 $ 455,000 $ 455,000 $ 148,000
Merced, California 1 $ 565,000 $ 565,000 $ 262,000
Mono, California 1 $ 405,000 $ 405,000 $ 141,000
Shasta, California 1 $ 255,000 $ 255,000 $ 190,000
Broomfield, Colorado 1 $ 755,000 $ 755,000 $ 254,000
Fremont, Colorado 1 $ 265,000 $ 265,000 $ 153,000
Larimer, Colorado 1 $ 335,000 $ 335,000 $ 66,000
Weld, Colorado 1 $ 315,000 $ 315,000 $ 62,000
Capitol Planning Region, Connecticut 1 $ 285,000 $ 285,000 $ 0
Naugatuck Valley Planning Region, Connecticut 1 $ 175,000 $ 175,000 $ 81,000
Southeastern Connecticut Planning Region, Connecticut 1 $ 235,000 $ 235,000 $ 0
Sussex, Delaware 1 $ 1,475,000 $ 1,475,000 $ 796,000
Gilchrist, Florida 1 $ 305,000 $ 305,000 $ 0
Hendry, Florida 1 $ 315,000 $ 315,000 $ 792,000
Hernando, Florida 1 $ 345,000 $ 345,000 $ 0
Putnam, Florida 1 $ 275,000 $ 275,000 $ 1,501,000
Taylor, Florida 1 $ 105,000 $ 105,000 $ 0
Barrow, Georgia 1 $ 225,000 $ 225,000 $ 0
Bulloch, Georgia 1 $ 395,000 $ 395,000 $ 205,000
Catoosa, Georgia 1 $ 325,000 $ 325,000 $ 175,000
Fannin, Georgia 1 $ 515,000 $ 515,000 $ 0
Greene, Georgia 1 $ 865,000 $ 865,000 $ 1,102,000
Hall, Georgia 1 $ 325,000 $ 325,000 $ 0
Jackson, Georgia 1 $ 315,000 $ 315,000 $ 0
Long, Georgia 1 $ 205,000 $ 205,000 $ 58,000
Lumpkin, Georgia 1 $ 305,000 $ 305,000 $ 0
Monroe, Georgia 1 $ 775,000 $ 775,000 $ 0
Muscogee, Georgia 1 $ 105,000 $ 105,000 $ 0
Newton, Georgia 1 $ 295,000 $ 295,000 $ 379,000
Oconee, Georgia 1 $ 515,000 $ 515,000 $ 2,299,000
Pickens, Georgia 1 $ 205,000 $ 205,000 $ 55,000
Pierce, Georgia 1 $ 345,000 $ 345,000 $ 359,000
Putnam, Georgia 1 $ 265,000 $ 265,000 $ 184,000
Thomas, Georgia 1 $ 235,000 $ 235,000 $ 0
Ware, Georgia 1 $ 135,000 $ 135,000 $ 0
Bonneville, Idaho 1 $ 555,000 $ 555,000 $ 0
Canyon, Idaho 1 $ 405,000 $ 405,000 $ 162,000
Twin Falls, Idaho 1 $ 405,000 $ 405,000 $ 120,000
Bureau, Illinois 1 $ 165,000 $ 165,000 $ 231,000
Kendall, Illinois 1 $ 195,000 $ 195,000 $ 224,000
Sangamon, Illinois 1 $ 225,000 $ 225,000 $ 0
Boone, Indiana 1 $ 125,000 $ 125,000 $ 0
Kosciusko, Indiana 1 $ 165,000 $ 165,000 $ 105,000
Lake, Indiana 1 $ 195,000 $ 195,000 $ 61,000
Morgan, Indiana 1 $ 165,000 $ 165,000 $ 132,000
St. Joseph, Indiana 1 $ 105,000 $ 105,000 $ 0
Johnson, Kansas 1 $ 305,000 $ 305,000 $ 115,000
Leavenworth, Kansas 1 $ 255,000 $ 255,000 $ 130,000
Fayette, Kentucky 1 $ 1,285,000 $ 1,285,000 $ 0
Grayson, Kentucky 1 $ 275,000 $ 275,000 $ 232,000
Shelby, Kentucky 1 $ 215,000 $ 215,000 $ 101,000
Todd, Kentucky 1 $ 105,000 $ 105,000 $ 170,000
Warren, Kentucky 1 $ 165,000 $ 165,000 $ 0
Calcasieu, Louisiana 1 $ 105,000 $ 105,000 $ 0
Cameron, Louisiana 1 $ 775,000 $ 775,000 $ 496,000
Jefferson Davis, Louisiana 1 $ 145,000 $ 145,000 $ 0
Lafayette, Louisiana 1 $ 255,000 $ 255,000 $ 99,000
Orleans, Louisiana 1 $ 815,000 $ 815,000 $ 0
Rapides, Louisiana 1 $ 455,000 $ 455,000 $ 201,000
Kennebec, Maine 1 $ 185,000 $ 185,000 $ 0
Knox, Maine 1 $ 505,000 $ 505,000 $ 0
Oxford, Maine 1 $ 265,000 $ 265,000 $ 0
Penobscot, Maine 1 $ 325,000 $ 325,000 $ 0
York, Maine 1 $ 425,000 $ 425,000 $ 803,000
Calvert, Maryland 1 $ 585,000 $ 585,000 $ 285,000
Queen Anne's, Maryland 1 $ 235,000 $ 235,000 $ 0
Washington, Maryland 1 $ 275,000 $ 275,000 $ 0
Worcester, Maryland 1 $ 155,000 $ 155,000 $ 0
Essex, Massachusetts 1 $ 505,000 $ 505,000 $ 0
Hampden, Massachusetts 1 $ 265,000 $ 265,000 $ 0
Middlesex, Massachusetts 1 $ 335,000 $ 335,000 $ 0
Worcester, Massachusetts 1 $ 175,000 $ 175,000 $ 0
Cheboygan, Michigan 1 $ 145,000 $ 145,000 $ 106,000
Genesee, Michigan 1 $ 515,000 $ 515,000 $ 294,000
Gladwin, Michigan 1 $ 105,000 $ 105,000 $ 0
Leelanau, Michigan 1 $ 475,000 $ 475,000 $ 1,088,000
Livingston, Michigan 1 $ 145,000 $ 145,000 $ 0
Monroe, Michigan 1 $ 145,000 $ 145,000 $ 0
Ottawa, Michigan 1 $ 265,000 $ 265,000 $ 285,000
Washtenaw, Michigan 1 $ 165,000 $ 165,000 $ 435,000
Carver, Minnesota 1 $ 365,000 $ 365,000 $ 78,000
Freeborn, Minnesota 1 $ 125,000 $ 125,000 $ 0
Itasca, Minnesota 1 $ 1,505,000 $ 1,505,000 $ 758,000
Lake, Minnesota 1 $ 145,000 $ 145,000 $ 110,000
Rice, Minnesota 1 $ 365,000 $ 365,000 $ 1,219,000
Sherburne, Minnesota 1 $ 255,000 $ 255,000 $ 71,000
Steele, Minnesota 1 $ 225,000 $ 225,000 $ 0
DeSoto, Mississippi 1 $ 305,000 $ 305,000 $ 323,000
Hancock, Mississippi 1 $ 185,000 $ 185,000 $ 0
Lafayette, Mississippi 1 $ 305,000 $ 305,000 $ 0
Madison, Mississippi 1 $ 185,000 $ 185,000 $ 59,000
Rankin, Mississippi 1 $ 185,000 $ 185,000 $ 156,000
Morgan, Missouri 1 $ 605,000 $ 605,000 $ 518,000
Polk, Missouri 1 $ 125,000 $ 125,000 $ 72,000
St. Francois, Missouri 1 $ 825,000 $ 825,000 $ 283,000
St. Louis City, Missouri 1 $ 195,000 $ 195,000 $ 96,000
Warren, Missouri 1 $ 215,000 $ 215,000 $ 0
Nye, Nevada 1 $ 235,000 $ 235,000 $ 117,000
Atlantic, New Jersey 1 $ 225,000 $ 225,000 $ 59,000
Cumberland, New Jersey 1 $ 375,000 $ 375,000 $ 96,000
Middlesex, New Jersey 1 $ 335,000 $ 335,000 $ 0
Ocean, New Jersey 1 $ 345,000 $ 345,000 $ 139,000
Passaic, New Jersey 1 $ 285,000 $ 285,000 $ 0
Bernalillo, New Mexico 1 $ 195,000 $ 195,000 $ 74,000
Dona Ana, New Mexico 1 $ 275,000 $ 275,000 $ 168,000
Sandoval, New Mexico 1 $ 285,000 $ 285,000 $ 313,000
Lewis, New York 1 $ 255,000 $ 255,000 $ 0
Richmond, New York 1 $ 625,000 $ 625,000 $ 0
Schenectady, New York 1 $ 185,000 $ 185,000 $ 0
Westchester, New York 1 $ 545,000 $ 545,000 $ 0
Alamance, North Carolina 1 $ 205,000 $ 205,000 $ 55,000
Anson, North Carolina 1 $ 225,000 $ 225,000 $ 67,000
Brunswick, North Carolina 1 $ 745,000 $ 745,000 $ 340,000
Cabarrus, North Carolina 1 $ 285,000 $ 285,000 $ 0
Catawba, North Carolina 1 $ 1,485,000 $ 1,485,000 $ 610,000
Craven, North Carolina 1 $ 215,000 $ 215,000 $ 238,000
Cumberland, North Carolina 1 $ 195,000 $ 195,000 $ 227,000
Currituck, North Carolina 1 $ 245,000 $ 245,000 $ 66,000
Forsyth, North Carolina 1 $ 335,000 $ 335,000 $ 0
Franklin, North Carolina 1 $ 945,000 $ 945,000 $ 814,000
Granville, North Carolina 1 $ 855,000 $ 855,000 $ 684,000
Harnett, North Carolina 1 $ 145,000 $ 145,000 $ 214,000
Macon, North Carolina 1 $ 235,000 $ 235,000 $ 0
Moore, North Carolina 1 $ 885,000 $ 885,000 $ 27,000
Orange, North Carolina 1 $ 265,000 $ 265,000 $ 0
Pitt, North Carolina 1 $ 165,000 $ 165,000 $ 0
Rowan, North Carolina 1 $ 425,000 $ 425,000 $ 360,000
Union, North Carolina 1 $ 365,000 $ 365,000 $ 355,000
Wayne, North Carolina 1 $ 305,000 $ 305,000 $ 0
Greene, Ohio 1 $ 175,000 $ 175,000 $ 0
Hocking, Ohio 1 $ 435,000 $ 435,000 $ 0
Lake, Ohio 1 $ 255,000 $ 255,000 $ 57,000
Licking, Ohio 1 $ 235,000 $ 235,000 $ 83,000
Logan, Ohio 1 $ 95,000 $ 95,000 $ 0
Mahoning, Ohio 1 $ 135,000 $ 135,000 $ 42,000
Richland, Ohio 1 $ 105,000 $ 105,000 $ 0
Seneca, Ohio 1 $ 165,000 $ 165,000 $ 0
Vinton, Ohio 1 $ 205,000 $ 205,000 $ 0
Warren, Ohio 1 $ 265,000 $ 265,000 $ 61,000
Cleveland, Oklahoma 1 $ 245,000 $ 245,000 $ 258,000
Grady, Oklahoma 1 $ 465,000 $ 465,000 $ 370,000
Clackamas, Oregon 1 $ 555,000 $ 555,000 $ 751,000
Douglas, Oregon 1 $ 765,000 $ 765,000 $ 208,000
Jackson, Oregon 1 $ 205,000 $ 205,000 $ 0
Lincoln, Oregon 1 $ 945,000 $ 945,000 $ 522,000
Multnomah, Oregon 1 $ 585,000 $ 585,000 $ 138,000
Allegheny, Pennsylvania 1 $ 125,000 $ 125,000 $ 70,000
Butler, Pennsylvania 1 $ 125,000 $ 125,000 $ 0
Chester, Pennsylvania 1 $ 365,000 $ 365,000 $ 95,000
Cumberland, Pennsylvania 1 $ 515,000 $ 515,000 $ 307,000
Lancaster, Pennsylvania 1 $ 405,000 $ 405,000 $ 833,000
York, Pennsylvania 1 $ 175,000 $ 175,000 $ 0
Newport, Rhode Island 1 $ 535,000 $ 535,000 $ 0
Colleton, South Carolina 1 $ 125,000 $ 125,000 $ 51,000
Pickens, South Carolina 1 $ 135,000 $ 135,000 $ 0
Coffee, Tennessee 1 $ 235,000 $ 235,000 $ 47,000
DeKalb, Tennessee 1 $ 615,000 $ 615,000 $ 125,000
Hamblen, Tennessee 1 $ 245,000 $ 245,000 $ 126,000
Jefferson, Tennessee 1 $ 295,000 $ 295,000 $ 0
Madison, Tennessee 1 $ 165,000 $ 165,000 $ 0
Marion, Tennessee 1 $ 295,000 $ 295,000 $ 0
Marshall, Tennessee 1 $ 605,000 $ 605,000 $ 291,000
Montgomery, Tennessee 1 $ 325,000 $ 325,000 $ 84,000
Sevier, Tennessee 1 $ 1,015,000 $ 1,015,000 $ 0
Warren, Tennessee 1 $ 195,000 $ 195,000 $ 0
Wilson, Tennessee 1 $ 275,000 $ 275,000 $ 0
Burnet, Texas 1 $ 2,285,000 $ 2,285,000 $ 1,751,000
Chambers, Texas 1 $ 785,000 $ 785,000 $ 915,000
Grayson, Texas 1 $ 315,000 $ 315,000 $ 185,000
Hardin, Texas 1 $ 325,000 $ 325,000 $ 134,000
Henderson, Texas 1 $ 175,000 $ 175,000 $ 48,000
Kendall, Texas 1 $ 285,000 $ 285,000 $ 0
Liberty, Texas 1 $ 215,000 $ 215,000 $ 123,000
Medina, Texas 1 $ 675,000 $ 675,000 $ 414,000
Midland, Texas 1 $ 485,000 $ 485,000 $ 973,000
Parker, Texas 1 $ 475,000 $ 475,000 $ 86,000
Randall, Texas 1 $ 195,000 $ 195,000 $ 0
Rusk, Texas 1 $ 125,000 $ 125,000 $ 130,000
San Patricio, Texas 1 $ 145,000 $ 145,000 $ 141,000
Smith, Texas 1 $ 205,000 $ 205,000 $ 73,000
Somervell, Texas 1 $ 375,000 $ 375,000 $ 113,000
Tom Green, Texas 1 $ 165,000 $ 165,000 $ 0
Van Zandt, Texas 1 $ 555,000 $ 555,000 $ 688,000
Victoria, Texas 1 $ 225,000 $ 225,000 $ 0
Waller, Texas 1 $ 215,000 $ 215,000 $ 199,000
Wilson, Texas 1 $ 455,000 $ 455,000 $ 196,000
Cache, Utah 1 $ 325,000 $ 325,000 $ 139,000
Carbon, Utah 1 $ 265,000 $ 265,000 $ 0
Davis, Utah 1 $ 375,000 $ 375,000 $ 303,000
Iron, Utah 1 $ 285,000 $ 285,000 $ 120,000
Sanpete, Utah 1 $ 225,000 $ 225,000 $ 129,000
Tooele, Utah 1 $ 255,000 $ 255,000 $ 0
Wasatch, Utah 1 $ 1,105,000 $ 1,105,000 $ 0
Weber, Utah 1 $ 1,225,000 $ 1,225,000 $ 1,714,000
Arlington, Virginia 1 $ 175,000 $ 175,000 $ 0
Chesterfield, Virginia 1 $ 305,000 $ 305,000 $ 496,000
Covington, Virginia 1 $ 115,000 $ 115,000 $ 0
Loudoun, Virginia 1 $ 1,205,000 $ 1,205,000 $ 3,986,000
Manassas, Virginia 1 $ 145,000 $ 145,000 $ 1,030,000
Manassas Park, Virginia 1 $ 355,000 $ 355,000 $ 0
Montgomery, Virginia 1 $ 125,000 $ 125,000 $ 0
Norfolk, Virginia 1 $ 315,000 $ 315,000 $ 197,000
Richmond City, Virginia 1 $ 155,000 $ 155,000 $ 249,000
Roanoke, Virginia 1 $ 265,000 $ 265,000 $ 0
Shenandoah, Virginia 1 $ 335,000 $ 335,000 $ 0
Southampton, Virginia 1 $ 735,000 $ 735,000 $ 536,000
Stafford, Virginia 1 $ 175,000 $ 175,000 $ 0
Douglas, Washington 1 $ 545,000 $ 545,000 $ 1,271,000
Lewis, Washington 1 $ 425,000 $ 425,000 $ 161,000
Mason, Washington 1 $ 615,000 $ 615,000 $ 242,000
Yakima, Washington 1 $ 135,000 $ 135,000 $ 53,000
Brown, Wisconsin 1 $ 185,000 $ 185,000 $ 0
Columbia, Wisconsin 1 $ 205,000 $ 205,000 $ 90,000
Dunn, Wisconsin 1 $ 295,000 $ 295,000 $ 168,000
Grant, Wisconsin 1 $ 265,000 $ 265,000 $ 53,000
Jefferson, Wisconsin 1 $ 335,000 $ 335,000 $ 0
Juneau, Wisconsin 1 $ 355,000 $ 355,000 $ 187,000
Marathon, Wisconsin 1 $ 155,000 $ 155,000 $ 0
Vilas, Wisconsin 1 $ 485,000 $ 485,000 $ 201,000
Walworth, Wisconsin 1 $ 155,000 $ 155,000 $ 67,000

Mortgage Loan Application Detail Totals for Clearedge Lending LLC in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,333 $1,401,975,000 $600,000 $4,005,000 $489,000 $9,451,000
Cash-out Refinancing 747 $448,005,000 $599,000 $3,505,000 $608,000 $7,520,000
Refinancing 332 $227,680,000 $685,000 $3,505,000 $660,000 $7,579,000
Other Purpose 153 $85,265,000 $557,000 $2,505,000 $580,000 $5,272,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,374 $998,260,000 $726,000 $4,005,000 $560,000 $9,451,000
Hispanic 685 $321,945,000 $469,000 $3,005,000 $450,000 $5,949,000
Not Provided 490 $351,130,000 $716,000 $3,505,000 $611,000 $6,000,000
Not applicable 410 $157,310,000 $383,000 $2,505,000 $0 $0
Asian 329 $208,125,000 $632,000 $3,215,000 $542,000 $6,214,000
Black or African American 253 $111,035,000 $438,000 $2,615,000 $351,000 $5,774,000
American Indian or Alaskan Native 15 $9,515,000 $634,000 $1,455,000 $331,000 $822,000
Native Hawaiian or Other Pacific Islander 8 $5,160,000 $645,000 $905,000 $622,000 $1,127,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,565 $2,162,925,000 $606,000 $4,005,000 $528,000 $9,451,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,135 $1,338,115,000 $626,000 $3,995,000 $554,000 $9,451,000
Application Denied By Financial Institution 814 $464,190,000 $570,000 $3,505,000 $521,000 $6,214,000
Application Withdrawn By Applicant 579 $342,525,000 $591,000 $4,005,000 $452,000 $6,840,000
Application Approved But Not Accepted 37 $18,095,000 $489,000 $2,765,000 $290,000 $1,081,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,751 $1,698,735,000 $617,000 $4,005,000 $530,000 $9,451,000
Collateral 396 $196,930,000 $497,000 $3,505,000 $616,000 $5,000,000
Credit Application Incomplete 128 $89,800,000 $701,000 $3,505,000 $634,000 $4,856,000
Credit History 82 $51,080,000 $622,000 $2,685,000 $733,000 $6,214,000
Debt-To-Income Ratio 82 $48,800,000 $595,000 $3,005,000 $141,000 $534,000
Unverifiable Information 64 $45,490,000 $710,000 $3,005,000 $510,000 $4,746,000
Other 44 $22,210,000 $504,000 $3,215,000 $514,000 $1,895,000
Insufficient Cash (Downpayment, Closing Cost) 14 $6,210,000 $443,000 $1,455,000 $258,000 $518,000
Employment History 3 $3,445,000 $1,148,000 $2,385,000 $314,000 $611,000
Mortgage Insurance Denied 1 $225,000 $225,000 $225,000 $195,000 $195,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearedge Lending LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearedge Lending LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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