Clearedge Lending LLC Mortgage Lending & HMDA Data, 2025
In 2025, Clearedge Lending LLC of Aliso Viejo, CA reported 4,575 mortgage applications totaling $3.0 billion, up 28% from 2024. The average application was for $653,944, and applicants reported an average income of $598,982. 60% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (518), Miami-Miami Beach-Kendall, FL (205) and Dallas-Plano-Irving, TX (188) (applications in parentheses).
| Mortgage Company & Address | Clearedge Lending LLC 20 Enterprise Suite 350 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 4,575 |
| Total Mortgage Loan Application Amount | $2,991,795,000 |
| Average Mortgage Loan Application Amount | $653,944 |
| Highest Mortgage Loan Application Amount | $4,005,000 |
| Average Applicant Income | $598,982 |
| Highest Applicant Income | $8,740,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearedge Lending LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 518 | $ 638,920,000 | $ 1,233,436 | $ 795,000 |
| Outside any metro area | 211 | $ 119,925,000 | $ 568,364 | $ 526,510 |
| Miami-Miami Beach-Kendall, FL | 205 | $ 131,705,000 | $ 642,463 | $ 532,000 |
| Dallas-Plano-Irving, TX | 188 | $ 90,220,000 | $ 479,893 | $ 562,000 |
| Anaheim-Santa Ana-Irvine, CA | 184 | $ 257,510,000 | $ 1,399,510 | $ 988,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 150 | $ 95,310,000 | $ 635,400 | $ 670,000 |
| Orlando-Kissimmee-Sanford, FL | 149 | $ 68,145,000 | $ 457,348 | $ 533,000 |
| Riverside-San Bernardino-Ontario, CA | 145 | $ 77,895,000 | $ 537,206 | $ 469,000 |
| Atlanta-Sandy Springs-Roswell, GA | 139 | $ 64,915,000 | $ 467,014 | $ 604,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 124 | $ 79,200,000 | $ 638,709 | $ 505,000 |
| San Diego-Carlsbad, CA | 110 | $ 110,890,000 | $ 1,008,090 | $ 618,000 |
| San Antonio-New Braunfels, TX | 93 | $ 37,605,000 | $ 404,354 | $ 732,000 |
| Houston-The Woodlands-Sugar Land, TX | 84 | $ 28,530,000 | $ 339,642 | $ 456,000 |
| Tampa, FL | 80 | $ 31,230,000 | $ 390,375 | $ 877,000 |
| Phoenix-Mesa-Scottsdale, AZ | 76 | $ 47,110,000 | $ 619,868 | $ 492,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 69 | $ 48,795,000 | $ 707,173 | $ 447,000 |
| Oakland-Hayward-Berkeley, CA | 62 | $ 55,310,000 | $ 892,096 | $ 617,000 |
| Cape Coral-Fort Myers, FL | 54 | $ 18,610,000 | $ 344,629 | $ 452,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 49 | $ 48,445,000 | $ 988,673 | $ 590,000 |
| Marietta, GA | 47 | $ 17,325,000 | $ 368,617 | $ 226,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 47 | $ 32,015,000 | $ 681,170 | $ 734,000 |
| Chicago-Naperville, IL | 46 | $ 17,220,000 | $ 374,347 | $ 276,000 |
| Santa Maria-Santa Barbara, CA | 45 | $ 45,965,000 | $ 1,021,444 | $ 1,070,000 |
| St. Petersburg-Clearwater-Largo, FL | 45 | $ 24,085,000 | $ 535,222 | $ 571,000 |
| Fort Worth-Arlington, TX | 44 | $ 17,590,000 | $ 399,772 | $ 303,000 |
| Las Vegas-Henderson-Paradise, NV | 44 | $ 23,450,000 | $ 532,954 | $ 449,000 |
| North Port-Sarasota-Bradenton, FL | 43 | $ 20,345,000 | $ 473,139 | $ 549,000 |
| Seattle-Bellevue-Everett, WA | 39 | $ 29,525,000 | $ 757,051 | $ 538,000 |
| Baltimore-Columbia-Towson, MD | 33 | $ 11,805,000 | $ 357,727 | $ 194,000 |
| Austin-Round Rock, TX | 32 | $ 17,780,000 | $ 555,625 | $ 722,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 32 | $ 28,530,000 | $ 891,562 | $ 1,109,000 |
| Philadelphia, PA | 31 | $ 8,995,000 | $ 290,161 | $ 435,000 |
| San Francisco-Redwood City-South San Francisco, CA | 31 | $ 41,145,000 | $ 1,327,258 | $ 619,000 |
| Denver-Aurora-Lakewood, CO | 29 | $ 15,655,000 | $ 539,827 | $ 627,000 |
| Columbus, OH | 28 | $ 8,030,000 | $ 286,785 | $ 449,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 28 | $ 9,250,000 | $ 330,357 | $ 319,000 |
| Port St. Lucie, FL | 28 | $ 13,990,000 | $ 499,642 | $ 342,000 |
| Salt Lake City, UT | 28 | $ 20,280,000 | $ 724,285 | $ 375,000 |
| St. George, UT | 25 | $ 19,375,000 | $ 775,000 | $ 680,000 |
| St. Louis, MO-IL | 25 | $ 8,075,000 | $ 323,000 | $ 375,440 |
| Jacksonville, FL | 23 | $ 9,295,000 | $ 404,130 | $ 1,113,000 |
| Naples-Immokalee-Marco Island, FL | 23 | $ 12,015,000 | $ 522,391 | $ 338,000 |
| Lakeland-Winter Haven, FL | 22 | $ 5,580,000 | $ 253,636 | $ 461,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 21 | $ 7,915,000 | $ 376,904 | $ 207,000 |
| Reno, NV | 21 | $ 16,305,000 | $ 776,428 | $ 726,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 21 | $ 32,885,000 | $ 1,565,952 | $ 700,000 |
| Washington, DC-MD | 21 | $ 12,085,000 | $ 575,476 | $ 493,285 |
| Washington-Baltimore-Arlington, DC | 21 | $ 10,565,000 | $ 503,095 | $ 371,000 |
| Charlotte-Concord-Gastonia, NC-SC | 20 | $ 5,510,000 | $ 275,500 | $ 367,400 |
| Indianapolis-Carmel-Anderson, IN | 20 | $ 6,090,000 | $ 304,500 | $ 168,000 |
| New York-Jersey City-White Plains, NY-NJ | 20 | $ 14,750,000 | $ 737,500 | $ 1,630,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 20 | $ 12,020,000 | $ 601,000 | $ 318,200 |
| Punta Gorda, FL | 18 | $ 6,420,000 | $ 356,666 | $ 546,000 |
| Arlington-Alexandria-Reston, VA-WV | 17 | $ 7,225,000 | $ 425,000 | $ 134,000 |
| Corpus Christi, TX | 17 | $ 4,605,000 | $ 270,882 | $ 252,000 |
| Lakewood-New Brunswick, NJ | 17 | $ 7,575,000 | $ 445,588 | $ 699,000 |
| Palm Bay-Melbourne-Titusville, FL | 17 | $ 6,205,000 | $ 365,000 | $ 849,000 |
| Savannah, GA | 17 | $ 7,045,000 | $ 414,411 | $ 511,000 |
| Charleston-North Charleston, SC | 16 | $ 9,650,000 | $ 603,125 | $ 850,000 |
| Milwaukee-Waukesha-West Allis, WI | 16 | $ 3,530,000 | $ 220,625 | $ 100,000 |
| Santa Rosa, CA | 16 | $ 16,300,000 | $ 1,018,750 | $ 753,000 |
| Warren-Troy-Farmington Hills, MI | 15 | $ 4,775,000 | $ 318,333 | $ 247,000 |
| Knoxville, TN | 14 | $ 5,460,000 | $ 390,000 | $ 183,000 |
| Montgomery County-Bucks County-Chester County, PA | 14 | $ 5,940,000 | $ 424,285 | $ 244,000 |
| Ocala, FL | 14 | $ 3,810,000 | $ 272,142 | $ 126,000 |
| Tacoma-Lakewood, WA | 14 | $ 7,680,000 | $ 548,571 | $ 447,000 |
| Vallejo-Fairfield, CA | 14 | $ 4,710,000 | $ 336,428 | $ 994,000 |
| Greenville-Anderson-Mauldin, SC | 13 | $ 3,615,000 | $ 278,076 | $ 246,000 |
| Modesto, CA | 13 | $ 5,515,000 | $ 424,230 | $ 857,000 |
| Newark, NJ-PA | 13 | $ 9,155,000 | $ 704,230 | $ 737,000 |
| Stockton-Lodi, CA | 13 | $ 6,725,000 | $ 517,307 | $ 334,000 |
| Bellingham, WA | 12 | $ 6,190,000 | $ 515,833 | $ 370,000 |
| New Haven-Milford, CT | 12 | $ 3,810,000 | $ 317,500 | $ 165,000 |
| Bakersfield, CA | 11 | $ 3,025,000 | $ 275,000 | $ 109,000 |
| Camden, NJ | 11 | $ 3,165,000 | $ 287,727 | $ 709,000 |
| Cleveland, OH | 11 | $ 1,865,000 | $ 169,545 | $ 76,000 |
| Detroit-Dearborn-Livonia, MI | 11 | $ 1,955,000 | $ 177,727 | $ 199,000 |
| Provo-Orem, UT | 10 | $ 5,100,000 | $ 510,000 | $ 249,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 10 | $ 2,310,000 | $ 231,000 | $ 143,000 |
| Durham-Chapel Hill, NC | 9 | $ 3,095,000 | $ 343,888 | $ 210,000 |
| Chattanooga, TN-GA | 8 | $ 3,310,000 | $ 413,750 | $ 173,000 |
| Crestview-Fort Walton Beach-Destin, FL | 8 | $ 4,460,000 | $ 557,500 | $ 583,000 |
| El Paso, TX | 8 | $ 1,470,000 | $ 183,750 | $ 366,000 |
| Fresno, CA | 8 | $ 3,900,000 | $ 487,500 | $ 576,000 |
| Kansas City, MO-KS | 8 | $ 2,930,000 | $ 366,250 | $ 116,500 |
| Killeen-Temple, TX | 8 | $ 2,490,000 | $ 311,250 | $ 1,949,000 |
| Lubbock, TX | 8 | $ 5,280,000 | $ 660,000 | $ 579,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 8 | $ 3,060,000 | $ 382,500 | $ 201,000 |
| Wildwood-The Villages, FL | 8 | $ 2,340,000 | $ 292,500 | $ 111,000 |
| Albuquerque, NM | 7 | $ 2,685,000 | $ 383,571 | $ 550,000 |
| Birmingham-Hoover, AL | 7 | $ 1,445,000 | $ 206,428 | $ 132,000 |
| Brunswick, GA | 7 | $ 1,745,000 | $ 249,285 | $ 132,000 |
| Dayton-Springfield-Kettering, OH | 7 | $ 935,000 | $ 133,571 | $ 0 |
| Lake Havasu City-Kingman, AZ | 7 | $ 5,195,000 | $ 742,142 | $ 816,000 |
| Nassau County-Suffolk County, NY | 7 | $ 4,345,000 | $ 620,714 | $ 0 |
| Redding, CA | 7 | $ 2,195,000 | $ 313,571 | $ 110,000 |
| Tucson, AZ | 7 | $ 2,275,000 | $ 325,000 | $ 198,000 |
| Augusta-Richmond County, GA-SC | 6 | $ 1,720,000 | $ 286,666 | $ 190,000 |
| Boston, MA | 6 | $ 4,810,000 | $ 801,666 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 6 | $ 4,480,000 | $ 746,666 | $ 486,000 |
| Everett, WA | 6 | $ 5,810,000 | $ 968,333 | $ 944,000 |
| Memphis, TN-MS-AR | 6 | $ 1,200,000 | $ 200,000 | $ 114,000 |
| Napa, CA | 6 | $ 3,650,000 | $ 608,333 | $ 583,000 |
| Oklahoma City, OK | 6 | $ 1,770,000 | $ 295,000 | $ 122,000 |
| Sebastian-Vero Beach, FL | 6 | $ 3,490,000 | $ 581,666 | $ 138,000 |
| Sherman-Denison, TX | 6 | $ 1,810,000 | $ 301,666 | $ 2,182,000 |
| Visalia-Porterville, CA | 6 | $ 2,300,000 | $ 383,333 | $ 305,000 |
| Waterbury-Shelton, CT | 6 | $ 2,570,000 | $ 428,333 | $ 107,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 5 | $ 2,255,000 | $ 451,000 | $ 1,144,000 |
| Atlantic City-Hammonton, NJ | 5 | $ 2,195,000 | $ 439,000 | $ 227,000 |
| Cincinnati, OH-KY-IN | 5 | $ 1,565,000 | $ 313,000 | $ 97,000 |
| Gainesville, FL | 5 | $ 1,305,000 | $ 261,000 | $ 0 |
| Longview, TX | 5 | $ 1,165,000 | $ 233,000 | $ 246,000 |
| Macon-Bibb County, GA | 5 | $ 1,485,000 | $ 297,000 | $ 309,000 |
| Ogden-Clearfield, UT | 5 | $ 2,415,000 | $ 483,000 | $ 157,000 |
| Olympia-Tumwater, WA | 5 | $ 1,825,000 | $ 365,000 | $ 108,000 |
| Salinas, CA | 5 | $ 7,915,000 | $ 1,583,000 | $ 790,000 |
| San Rafael, CA | 5 | $ 5,945,000 | $ 1,189,000 | $ 891,000 |
| Wilmington, DE-MD-NJ | 5 | $ 1,175,000 | $ 235,000 | $ 144,000 |
| Flagstaff, AZ | 4 | $ 2,400,000 | $ 600,000 | $ 780,000 |
| Hartford-West Hartford-East Hartford, CT | 4 | $ 1,020,000 | $ 255,000 | $ 185,000 |
| Homosassa Springs, FL | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Lynchburg, VA | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Pittsburgh, PA | 4 | $ 870,000 | $ 217,500 | $ 85,000 |
| Prescott Valley-Prescott, AZ | 4 | $ 2,060,000 | $ 515,000 | $ 206,000 |
| Richmond, VA | 4 | $ 1,120,000 | $ 280,000 | $ 115,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,990,000 | $ 497,500 | $ 814,000 |
| Santa Cruz-Watsonville, CA | 4 | $ 4,720,000 | $ 1,180,000 | $ 671,000 |
| Tallahassee, FL | 4 | $ 1,100,000 | $ 275,000 | $ 805,000 |
| Wilmington, NC | 4 | $ 2,800,000 | $ 700,000 | $ 309,000 |
| Albany-Schenectady-Troy, NY | 3 | $ 725,000 | $ 241,666 | $ 0 |
| Asheville, NC | 3 | $ 1,065,000 | $ 355,000 | $ 208,000 |
| Boise City, ID | 3 | $ 4,195,000 | $ 1,398,333 | $ 641,000 |
| Boulder, CO | 3 | $ 1,815,000 | $ 605,000 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 1,305,000 | $ 435,000 | $ 319,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 2,955,000 | $ 985,000 | $ 0 |
| Coeur D'Alene, ID | 3 | $ 1,915,000 | $ 638,333 | $ 550,000 |
| Columbia, SC | 3 | $ 535,000 | $ 178,333 | $ 73,000 |
| Columbus, GA-AL | 3 | $ 585,000 | $ 195,000 | $ 0 |
| Corvallis, OR | 3 | $ 1,145,000 | $ 381,666 | $ 61,000 |
| El Centro, CA | 3 | $ 815,000 | $ 271,666 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 3 | $ 1,265,000 | $ 421,666 | $ 473,000 |
| Kiryas Joel-Poughkeepsie-Newburgh, NY | 3 | $ 1,275,000 | $ 425,000 | $ 0 |
| Lexington-Fayette, KY | 3 | $ 985,000 | $ 328,333 | $ 117,000 |
| Madison, WI | 3 | $ 685,000 | $ 228,333 | $ 81,000 |
| Manchester-Nashua, NH | 3 | $ 3,285,000 | $ 1,095,000 | $ 2,085,000 |
| Merced, CA | 3 | $ 915,000 | $ 305,000 | $ 29,000 |
| Mount Vernon-Anacortes, WA | 3 | $ 1,855,000 | $ 618,333 | $ 557,000 |
| New Orleans-Metairie, LA | 3 | $ 655,000 | $ 218,333 | $ 100,000 |
| Norwich-New London, CT | 3 | $ 2,885,000 | $ 961,666 | $ 2,401,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 615,000 | $ 205,000 | $ 166,000 |
| Providence-Warwick, RI-MA | 3 | $ 1,955,000 | $ 651,666 | $ 0 |
| Raleigh, NC | 3 | $ 1,725,000 | $ 575,000 | $ 316,000 |
| Shreveport-Bossier City, LA | 3 | $ 2,235,000 | $ 745,000 | $ 490,000 |
| Watertown-Fort Drum, NY | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Amarillo, TX | 2 | $ 730,000 | $ 365,000 | $ 225,000 |
| Ann Arbor, MI | 2 | $ 690,000 | $ 345,000 | $ 141,000 |
| Appleton, WI | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Athens-Clarke County, GA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Beaumont-Port Arthur, TX | 2 | $ 570,000 | $ 285,000 | $ 773,000 |
| Bowling Green, KY | 2 | $ 860,000 | $ 430,000 | $ 121,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Charlottesville, VA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Clarksville, TN-KY | 2 | $ 430,000 | $ 215,000 | $ 60,000 |
| College Station-Bryan, TX | 2 | $ 850,000 | $ 425,000 | $ 386,000 |
| Colorado Springs, CO | 2 | $ 800,000 | $ 400,000 | $ 335,000 |
| Eugene, OR | 2 | $ 710,000 | $ 355,000 | $ 102,000 |
| Fort Collins, CO | 2 | $ 860,000 | $ 430,000 | $ 95,000 |
| Gainesville, GA | 2 | $ 340,000 | $ 170,000 | $ 32,000 |
| Grand Rapids-Wyoming, MI | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Greenville, NC | 2 | $ 440,000 | $ 220,000 | $ 147,000 |
| Jackson, MS | 2 | $ 490,000 | $ 245,000 | $ 129,000 |
| Kennewick-Richland, WA | 2 | $ 610,000 | $ 305,000 | $ 107,000 |
| Lake County-Kenosha County, IL-WI | 2 | $ 1,320,000 | $ 660,000 | $ 189,000 |
| Mansfield, OH | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Panama City, FL | 2 | $ 510,000 | $ 255,000 | $ 132,000 |
| Rochester, MN | 2 | $ 940,000 | $ 470,000 | $ 556,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Sebring, FL | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Sierra Vista-Douglas, AZ | 2 | $ 450,000 | $ 225,000 | $ 122,000 |
| Slidell-Mandeville-Covington, LA | 2 | $ 1,520,000 | $ 760,000 | $ 266,000 |
| Spartanburg, SC | 2 | $ 500,000 | $ 250,000 | $ 124,000 |
| Spokane-Spokane Valley, WA | 2 | $ 790,000 | $ 395,000 | $ 205,000 |
| Traverse City, MI | 2 | $ 1,800,000 | $ 900,000 | $ 751,000 |
| Trenton, NJ | 2 | $ 660,000 | $ 330,000 | $ 133,000 |
| Tulsa, OK | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Twin Falls, ID | 2 | $ 270,000 | $ 135,000 | $ 65,000 |
| Wenatchee, WA | 2 | $ 1,010,000 | $ 505,000 | $ 391,000 |
| Bend-Redmond, OR | 1 | $ 375,000 | $ 375,000 | $ 85,000 |
| Bloomington, IN | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Brownsville-Harlingen, TX | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Canton-Massillon, OH | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chico, CA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Cleveland, TN | 1 | $ 575,000 | $ 575,000 | $ 1,027,000 |
| Daphne-Fairhope-Foley, AL | 1 | $ 255,000 | $ 255,000 | $ 252,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 125,000 | $ 125,000 | $ 220,000 |
| Elgin, IL | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Erie, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Fayetteville, NC | 1 | $ 525,000 | $ 525,000 | $ 154,000 |
| Fond Du Lac, WI | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Glens Falls, NY | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Greeley, CO | 1 | $ 1,265,000 | $ 1,265,000 | $ 82,000 |
| Green Bay, WI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Greensboro-High Point, NC | 1 | $ 415,000 | $ 415,000 | $ 420,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Hinesville, GA | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Hot Springs, AR | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jacksonville, NC | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Johnson City, TN | 1 | $ 445,000 | $ 445,000 | $ 635,000 |
| Kalamazoo-Portage, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kokomo, IN | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Lafayette, LA | 1 | $ 895,000 | $ 895,000 | $ 374,000 |
| Lafayette-West Lafayette, IN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Las Cruces, NM | 1 | $ 295,000 | $ 295,000 | $ 140,000 |
| Lawton, OK | 1 | $ 215,000 | $ 215,000 | $ 153,000 |
| Lima, OH | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Louisville/Jefferson County, KY-IN | 1 | $ 155,000 | $ 155,000 | $ 300,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Midland, TX | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Montgomery, AL | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Odessa, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 395,000 | $ 395,000 | $ 197,000 |
| Oshkosh-Neenah, WI | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Peoria, IL | 1 | $ 375,000 | $ 375,000 | $ 250,000 |
| Pittsfield, MA | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Portland-South Portland, ME | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Reading, PA | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Roanoke, VA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Rome, GA | 1 | $ 385,000 | $ 385,000 | $ 907,000 |
| Saginaw, MI | 1 | $ 195,000 | $ 195,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Toledo, OH | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 685,000 | $ 685,000 | $ 2,908,000 |
| Tyler, TX | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Valdosta, GA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Waco, TX | 1 | $ 245,000 | $ 245,000 | $ 175,000 |
| Warner Robins, GA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Williamsport, PA | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Winston-Salem, NC | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Worcester, MA-CT | 1 | $ 335,000 | $ 335,000 | $ 0 |
| York-Hanover, PA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Yuba City, CA | 1 | $ 135,000 | $ 135,000 | $ 696,000 |
Mortgage Loan Application Detail Totals for Clearedge Lending LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,716 | $1,819,070,000 | $669,000 | $3,885,000 | $592,000 | $8,540,000 |
| Cash-out Refinancing | 1,053 | $629,995,000 | $598,000 | $3,505,000 | $515,000 | $4,760,000 |
| Refinancing | 562 | $412,550,000 | $734,000 | $4,005,000 | $784,000 | $7,084,000 |
| Other Purpose | 244 | $130,180,000 | $533,000 | $3,505,000 | $613,000 | $8,740,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,776 | $1,376,510,000 | $775,000 | $4,005,000 | $634,000 | $8,514,000 |
| Hispanic | 865 | $450,765,000 | $521,000 | $3,505,000 | $534,000 | $8,740,000 |
| Not Provided | 721 | $575,405,000 | $798,000 | $3,405,000 | $718,000 | $8,540,000 |
| Not applicable | 561 | $222,785,000 | $397,000 | $2,695,000 | $0 | $0 |
| Asian | 357 | $232,105,000 | $650,000 | $3,505,000 | $478,000 | $5,990,000 |
| Black or African American | 279 | $126,395,000 | $453,000 | $2,805,000 | $391,000 | $2,963,000 |
| American Indian or Alaskan Native | 10 | $5,050,000 | $505,000 | $1,155,000 | $213,000 | $597,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,780,000 | $463,000 | $925,000 | $193,000 | $277,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,575 | $2,991,795,000 | $653,000 | $4,005,000 | $600,000 | $8,740,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,742 | $1,821,780,000 | $664,000 | $3,885,000 | $624,000 | $8,740,000 |
| Application Denied By Financial Institution | 1,096 | $675,960,000 | $616,000 | $4,005,000 | $547,000 | $8,540,000 |
| Application Withdrawn By Applicant | 684 | $451,820,000 | $660,000 | $3,715,000 | $578,000 | $7,751,000 |
| Application Approved But Not Accepted | 53 | $42,235,000 | $796,000 | $3,465,000 | $508,000 | $2,393,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,479 | $2,315,835,000 | $665,000 | $3,885,000 | $614,000 | $8,740,000 |
| Collateral | 542 | $315,680,000 | $582,000 | $3,505,000 | $734,000 | $5,777,000 |
| Credit Application Incomplete | 189 | $116,805,000 | $618,000 | $3,505,000 | $546,000 | $5,000,000 |
| Debt-To-Income Ratio | 125 | $105,105,000 | $840,000 | $3,505,000 | $188,000 | $1,800,000 |
| Credit History | 84 | $43,780,000 | $521,000 | $3,005,000 | $636,000 | $3,272,000 |
| Other | 73 | $37,425,000 | $512,000 | $3,505,000 | $685,000 | $8,540,000 |
| Unverifiable Information | 48 | $28,430,000 | $592,000 | $4,005,000 | $482,000 | $4,886,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 27 | $23,825,000 | $882,000 | $3,405,000 | $657,000 | $2,533,000 |
| Employment History | 8 | $4,910,000 | $613,000 | $2,295,000 | $271,000 | $1,277,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearedge Lending LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearedge Lending LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About