Clearpointe Capital, LLC Mortgage Lending & HMDA Data, 2010

In 2010, Clearpointe Capital, LLC of Menomonee Falls, WI reported 329 mortgage applications totaling $7.3 million, down 31% from 2009. The average application was for $22,088, and applicants reported an average income of $29,006. 50% of its applications resulted in an originated loan and 30% were denied. Its largest markets were Janesville, WI (68), Oshkosh-Neenah, WI (41) and Wausau, WI (30) (applications in parentheses).

Mortgage Company & Address Clearpointe Capital, LLC
N86w14041 Beacon Street
Menomonee Falls, WI 53051
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 329
Total Mortgage Loan Application Amount $7,267,000
Average Mortgage Loan Application Amount $22,088
Highest Mortgage Loan Application Amount $89,000
Average Applicant Income $29,006
Highest Applicant Income $83,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clearpointe Capital, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Clearpointe Capital, LLC by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Rock, Wisconsin 68 $ 1,472,000 $ 21,647 $ 30,000
Winnebago, Wisconsin 41 $ 918,000 $ 22,390 $ 31,000
Marathon, Wisconsin 30 $ 542,000 $ 18,066 $ 27,000
Green, Wisconsin 21 $ 489,000 $ 23,285 $ 24,000
Benton, Minnesota 16 $ 480,000 $ 30,000 $ 27,000
Outagamie, Wisconsin 15 $ 278,000 $ 18,533 $ 30,000
Calumet, Wisconsin 14 $ 241,000 $ 17,214 $ 26,000
Fond du Lac, Wisconsin 12 $ 256,000 $ 21,333 $ 30,000
Columbia, Wisconsin 11 $ 244,000 $ 22,181 $ 28,000
Dodge, Wisconsin 10 $ 138,000 $ 13,800 $ 31,000
Waukesha, Wisconsin 10 $ 414,000 $ 41,400 $ 40,000
Waupaca, Wisconsin 10 $ 127,000 $ 12,700 $ 19,000
Portage, Wisconsin 8 $ 149,000 $ 18,625 $ 32,000
Polk, Wisconsin 7 $ 161,000 $ 23,000 $ 31,000
Barron, Wisconsin 6 $ 109,000 $ 18,166 $ 26,000
Brown, Wisconsin 6 $ 111,000 $ 18,500 $ 27,000
Jefferson, Wisconsin 6 $ 169,000 $ 28,166 $ 39,000
Wood, Wisconsin 6 $ 138,000 $ 23,000 $ 36,000
Dunn, Wisconsin 4 $ 109,000 $ 27,250 $ 34,000
Green Lake, Wisconsin 4 $ 46,000 $ 11,500 $ 27,000
Grant, Wisconsin 3 $ 121,000 $ 40,333 $ 29,000
Kenosha, Wisconsin 3 $ 95,000 $ 31,666 $ 35,000
Walworth, Wisconsin 3 $ 77,000 $ 25,666 $ 21,000
Washington, Wisconsin 3 $ 108,000 $ 36,000 $ 44,000
Stearns, Minnesota 2 $ 65,000 $ 32,500 $ 42,000
Kewaunee, Wisconsin 2 $ 47,000 $ 23,500 $ 15,000
Marinette, Wisconsin 2 $ 25,000 $ 12,500 $ 17,000
Dodge, Minnesota 1 $ 17,000 $ 17,000 $ 61,000
Olmsted, Minnesota 1 $ 19,000 $ 19,000 $ 29,000
Rice, Minnesota 1 $ 7,000 $ 7,000 $ 55,000
Manitowoc, Wisconsin 1 $ 22,000 $ 22,000 $ 13,000
Milwaukee, Wisconsin 1 $ 41,000 $ 41,000 $ 48,000
Pierce, Wisconsin 1 $ 32,000 $ 32,000 $ 40,000

Mortgage Loan Application Detail Totals for Clearpointe Capital, LLC in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 328 $7,197,000 $21,000 $89,000 $29,000 $83,000
Refinancing 1 $70,000 $70,000 $70,000 $31,000 $31,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 237 $5,360,000 $22,000 $89,000 $30,000 $83,000
Not Provided 62 $1,252,000 $20,000 $54,000 $27,000 $64,000
Hispanic 22 $403,000 $18,000 $44,000 $33,000 $65,000
Asian 3 $93,000 $31,000 $52,000 $36,000 $53,000
Black or African American 3 $72,000 $24,000 $35,000 $25,000 $29,000
American Indian or Alaskan Native 2 $87,000 $43,000 $50,000 $21,000 $25,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 329 $7,267,000 $22,000 $89,000 $29,000 $83,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 166 $3,405,000 $20,000 $89,000 $30,000 $83,000
Application Denied By Financial Institution 98 $2,482,000 $25,000 $56,000 $28,000 $58,000
Application Withdrawn By Applicant 44 $996,000 $22,000 $54,000 $32,000 $77,000
Application Approved But Not Accepted 21 $384,000 $18,000 $37,000 $26,000 $77,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 43 $1,038,000 $24,000 $51,000 $32,000 $54,000
Debt-To-Income Ratio 37 $989,000 $26,000 $56,000 $23,000 $53,000
Employment History 2 $31,000 $15,000 $20,000 $31,000 $36,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpointe Capital, LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clearpointe Capital, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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