Clm Mortgage, Inc Mortgage Lending & HMDA Data, 2018

In 2018, Clm Mortgage, Inc of Spring, TX reported 1,548 mortgage applications totaling $429.0 million, up 9% from 2017. The average application was for $277,118, and applicants reported an average income of $119,863. 71% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (624), San Antonio-New Braunfels, TX (425) and Austin-Round Rock, TX (353) (applications in parentheses).

Mortgage Company & Address Clm Mortgage, Inc
480 Wildwood Forest Dr Ste 802 Spring
Spring, TX 77380
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  
Total Number of Mortgage Applications 1,548
Total Mortgage Loan Application Amount $428,980,000
Average Mortgage Loan Application Amount $277,118
Highest Mortgage Loan Application Amount $745,000
Average Applicant Income $119,863
Highest Applicant Income $974,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Clm Mortgage, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Clm Mortgage, Inc in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,520 $422,140,000 $277,000 $745,000 $120,000 $974,000
Refinancing 17 $4,655,000 $273,000 $745,000 $114,000 $282,000
Cash-out Refinancing 11 $2,185,000 $198,000 $425,000 $110,000 $215,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 722 $196,020,000 $271,000 $745,000 $124,000 $764,000
Not Provided 363 $101,225,000 $278,000 $615,000 $123,000 $974,000
Hispanic 220 $61,620,000 $280,000 $565,000 $108,000 $501,000
Black or African American 154 $46,730,000 $303,000 $665,000 $114,000 $480,000
Asian 75 $19,725,000 $263,000 $455,000 $118,000 $309,000
American Indian or Alaskan Native 8 $2,030,000 $253,000 $385,000 $151,000 $225,000
Native Hawaiian or Other Pacific Islander 6 $1,630,000 $271,000 $305,000 $99,000 $130,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 942 $242,970,000 $257,000 $745,000 $127,000 $974,000
VA-guaranteed (Veterans Administration) 321 $111,645,000 $347,000 $735,000 $120,000 $306,000
FHA-insured (Federal Housing Administration) 282 $73,670,000 $261,000 $395,000 $100,000 $706,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 3 $695,000 $231,000 $265,000 $77,000 $113,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,096 $300,240,000 $273,000 $745,000 $119,000 $974,000
Application Withdrawn By Applicant 384 $110,510,000 $287,000 $735,000 $126,000 $764,000
Application Denied By Financial Institution 63 $16,905,000 $268,000 $455,000 $107,000 $451,000
Application Approved But Not Accepted 2 $370,000 $185,000 $215,000 $61,000 $87,000
File Closed For Incompleteness 2 $770,000 $385,000 $555,000 $97,000 $104,000
Preapproval Denied by Financial Institution 1 $185,000 $185,000 $185,000 $108,000 $108,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,484 $411,890,000 $277,000 $745,000 $121,000 $974,000
Debt-To-Income Ratio 34 $9,450,000 $277,000 $455,000 $100,000 $249,000
Credit History 13 $3,555,000 $273,000 $455,000 $98,000 $200,000
Employment History 11 $2,745,000 $249,000 $325,000 $133,000 $250,000
Collateral 3 $525,000 $175,000 $275,000 $43,000 $58,000
Insufficient Cash (Downpayment, Closing Cost) 2 $570,000 $285,000 $435,000 $82,000 $124,000
Unverifiable Information 1 $245,000 $245,000 $245,000 $451,000 $451,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Clm Mortgage, Inc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Clm Mortgage, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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