1 mortgage lender is based in Cloquet, MN, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Carlton County, MN in 2025.
In 2025, 128 lenders made 912 home loans worth $188.7 million in Carlton County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Carlton County, which includes Cloquet.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Members Cooperative Credit Union Duluth, MN | 115 | $16.5M | $144,000 | 12.6% |
| 2 | Northwoods Credit Union Cloquet, MN | 83 | $7.0M | $85,000 | 9.1% |
| 3 | North Shore Bank of Commerce Duluth, MN | 45 | $12.5M | $278,000 | 4.9% |
| 4 | Frandsen Bank & Trust Lonsdale, MN | 36 | $7.3M | $204,000 | 3.9% |
| 5 | Northview Bank Sandstone, MN | 34 | $7.9M | $232,000 | 3.7% |
| 6 | Centricity Credit Union Duluth, MN | 32 | $3.9M | $123,000 | 3.5% |
| 7 | Servion New Brighton, MN | 29 | $6.9M | $237,000 | 3.2% |
| 8 | US Bank, N.A. Cincinnati, OH | 29 | $5.8M | $201,000 | 3.2% |
| 9 | Affinity Plus Federal Credit Union Saint Paul, MN | 28 | $3.9M | $138,000 | 3.1% |
| 10 | Mortgage Research Center Columbia, MO | 24 | $7.2M | $301,000 | 2.6% |
See every lender in Carlton County and its 2025 mortgage data · top lenders in Minnesota · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| Northwoods Credit Union
1702 AVE B CLOQUET, MN 55720 |
* | 2,345 | $221,863,000 |
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