Coastline Home Mortgage Mortgage Lending & HMDA Data, 2023

In 2023, Coastline Home Mortgage of Jacksonville, FL reported 116 mortgage applications totaling $16.5 million, up 23% from 2022. The average application was for $141,810, and applicants reported an average income of $138,801. 97% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Jacksonville, FL (95), Deltona-Daytona Beach-Ormond Beach, FL (4) and Ocala, FL (2) (applications in parentheses).

Mortgage Company & Address Coastline Home Mortgage
8011 Philips Hwy
Jacksonville, FL 32207
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 116
Total Mortgage Loan Application Amount $16,450,000
Average Mortgage Loan Application Amount $141,810
Highest Mortgage Loan Application Amount $495,000
Average Applicant Income $138,801
Highest Applicant Income $565,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Coastline Home Mortgage filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Coastline Home Mortgage by County in 2023

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Duval, Florida 51 $ 6,875,000 $ 134,803 $ 123,000
Nassau, Florida 15 $ 2,235,000 $ 149,000 $ 116,000
St. Johns, Florida 15 $ 1,565,000 $ 104,333 $ 178,000
Clay, Florida 14 $ 1,970,000 $ 140,714 $ 116,000
Flagler, Florida 4 $ 430,000 $ 107,500 $ 194,000
Marion, Florida 2 $ 480,000 $ 240,000 $ 110,000
Putnam, Florida 2 $ 450,000 $ 225,000 $ 165,000
Bradford, Florida 1 $ 385,000 $ 385,000 $ 166,000
Collier, Florida 1 $ 75,000 $ 75,000 $ 62,000
Hillsborough, Florida 1 $ 105,000 $ 105,000 $ 138,000

Mortgage Loan Application Detail Totals for Coastline Home Mortgage in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 56 $4,970,000 $88,000 $155,000 $140,000 $565,000
Home Purchase 34 $8,240,000 $242,000 $465,000 $160,000 $428,000
Refinancing 17 $2,565,000 $150,000 $495,000 $122,000 $232,000
Cash-out Refinancing 9 $675,000 $75,000 $145,000 $83,000 $176,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 97 $13,285,000 $136,000 $495,000 $142,000 $565,000
Black or African American 16 $2,500,000 $156,000 $445,000 $124,000 $247,000
Hispanic 2 $620,000 $310,000 $465,000 $95,000 $129,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 116 $16,450,000 $141,000 $495,000 $138,000 $565,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 113 $16,055,000 $142,000 $495,000 $138,000 $565,000
Loan Purchased By The Institution 2 $340,000 $170,000 $225,000 $0 $0
Application Approved But Not Accepted 1 $55,000 $55,000 $55,000 $145,000 $145,000
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 116 $16,450,000 $141,000 $495,000 $138,000 $565,000
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Coastline Home Mortgage's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Coastline Home Mortgage's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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