Mortgage Lenders in Cold Spring, MN 56320
3 mortgage lenders are based in ZIP code 56320, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Stearns County, MN in 2025.
Most active mortgage lenders in Stearns County, MN (2025)
In 2025, 225 lenders made 3,149 home loans worth $821.4 million in Stearns County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Stearns County, which includes ZIP code 56320.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Magnifi Financial Credit Union Melrose, MN | 355 | $62.6M | $176,000 | 11.3% |
| 2 | Homeowners Financial Group, LLC Scottsdale, AZ | 151 | $29.1M | $193,000 | 4.8% |
| 3 | St. Cloud Financial Credit Union Saint Cloud, MN | 149 | $19.9M | $134,000 | 4.7% |
| 4 | Liberty Bank Minnesota St Cloud, MN | 147 | $34.6M | $235,000 | 4.7% |
| 5 | United Wholesale Mortgage Plymouth, MI | 117 | $31.6M | $270,000 | 3.7% |
| 6 | Plaza Home Mortgage, Inc San Diego, CA | 106 | $28.3M | $267,000 | 3.4% |
| 7 | Deerwood Bank Waite Park, MN | 91 | $21.9M | $241,000 | 2.9% |
| 8 | Trustone Financial Credit Union Plymouth, MN | 82 | $10.4M | $127,000 | 2.6% |
| 9 | US Bank, N.A. Cincinnati, OH | 81 | $15.3M | $189,000 | 2.6% |
| 10 | Affinity Plus Federal Credit Union Saint Paul, MN | 69 | $7.8M | $113,000 | 2.2% |
See every lender in Stearns County and its 2025 mortgage data · top lenders in Minnesota · the top 100 lenders nationwide
Mortgage Lender List and Loan Application Data Totals
for Lenders in Cold Spring, MN 56320
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| First Natl Bank of Cold Spring
301 MAIN STREET, P.O. BOX 416 COLD SPRING, MN 56320 |
* | 1,157 | $151,977,000 |
| Granite Bank
202 2ND AVENUE SOUTH, P.O. BOX 416 COLD SPRING, MN 56320 |
* | 5,061 | $1,442,515,000 |
| State Bank of Cold Spring
401 MAIN STREET P.O. BOX 415 COLD SPRING, MN 56320 |
* | 337 | $45,101,000 |
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