Colina Mortgage Group Mortgage Lending & HMDA Data, 2021

In 2021, Colina Mortgage Group of Houston, TX reported 726 mortgage applications totaling $164.3 million. The average application was for $226,280, and applicants reported an average income of $82,432. 56% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (724) and Beaumont-Port Arthur, TX (1).

Mortgage Company & Address Colina Mortgage Group
10370 Richmond Ave. Suite 901
Houston, TX 77042
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  
Total Number of Mortgage Applications 726
Total Mortgage Loan Application Amount $164,280,000
Average Mortgage Loan Application Amount $226,280
Highest Mortgage Loan Application Amount $465,000
Average Applicant Income $82,432
Highest Applicant Income $2,595,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Colina Mortgage Group filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Colina Mortgage Group in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 718 $163,010,000 $227,000 $465,000 $82,000 $2,595,000
Refinancing 6 $880,000 $146,000 $285,000 $121,000 $168,000
Cash-out Refinancing 2 $390,000 $195,000 $275,000 $122,000 $167,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 226 $52,640,000 $232,000 $465,000 $73,000 $218,000
Hispanic 224 $50,160,000 $223,000 $395,000 $80,000 $2,595,000
White 172 $37,740,000 $219,000 $365,000 $94,000 $478,000
Not Provided 53 $12,415,000 $234,000 $325,000 $82,000 $389,000
Asian 44 $9,740,000 $221,000 $375,000 $102,000 $318,000
American Indian or Alaskan Native 7 $1,585,000 $226,000 $295,000 $68,000 $87,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 393 $91,195,000 $232,000 $365,000 $72,000 $440,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 270 $57,120,000 $211,000 $405,000 $99,000 $2,595,000
VA-guaranteed (Veterans Administration) 56 $14,230,000 $254,000 $465,000 $76,000 $164,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $1,735,000 $247,000 $305,000 $72,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 404 $90,240,000 $223,000 $395,000 $78,000 $478,000
Application Withdrawn By Applicant 158 $35,620,000 $225,000 $465,000 $106,000 $2,595,000
Application Denied By Financial Institution 84 $19,740,000 $235,000 $375,000 $64,000 $209,000
Application Approved But Not Accepted 75 $17,295,000 $230,000 $465,000 $81,000 $461,000
File Closed For Incompleteness 5 $1,385,000 $277,000 $405,000 $85,000 $118,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 642 $144,540,000 $225,000 $465,000 $85,000 $2,595,000
Debt-To-Income Ratio 52 $12,030,000 $231,000 $375,000 $56,000 $105,000
Credit History 18 $4,500,000 $250,000 $325,000 $90,000 $209,000
Employment History 7 $1,515,000 $216,000 $295,000 $55,000 $78,000
Unverifiable Information 4 $970,000 $242,000 $315,000 $66,000 $95,000
Other 2 $470,000 $235,000 $265,000 $75,000 $91,000
Mortgage Insurance Denied 1 $255,000 $255,000 $255,000 $68,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Colina Mortgage Group's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Colina Mortgage Group's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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