Comerica Bank Mortgage Lending & HMDA Data, 2014

In 2014, Comerica Bank of Farmington Hills, MI reported 2,422 mortgage applications totaling $907.7 million, down 47% from 2013. The average application was for $374,770, and applicants reported an average income of $197,454. 45% of its applications resulted in an originated loan and 28% were denied. Its largest markets were Warren-Troy-Farmington Hills, MI (571), Houston-The Woodlands-Sugar Land, TX (328) and Detroit-Dearborn-Livonia, MI (270) (applications in parentheses).

Mortgage Company & Address Comerica Bank

Farmington Hills, MI 48331
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 2,422
Total Mortgage Loan Application Amount $907,693,000
Average Mortgage Loan Application Amount $374,770
Highest Mortgage Loan Application Amount $31,500,000
Average Applicant Income $197,454
Highest Applicant Income $9,999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Comerica Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Comerica Bank by County in 2014

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Oakland, Michigan 305 $ 77,208,000 $ 253,140 $ 156,000
Wayne, Michigan 270 $ 37,515,000 $ 138,944 $ 78,000
Macomb, Michigan 233 $ 28,556,000 $ 122,557 $ 71,000
Harris, Texas 232 $ 41,584,000 $ 179,241 $ 108,000
Dallas, Texas 140 $ 42,954,000 $ 306,814 $ 214,000
Los Angeles, California 96 $ 165,025,000 $ 1,719,010 $ 695,000
Jackson, Michigan 62 $ 7,004,000 $ 112,967 $ 72,000
Kent, Michigan 60 $ 7,470,000 $ 124,500 $ 70,000
Maricopa, Arizona 59 $ 30,200,000 $ 511,864 $ 248,000
Collin, Texas 45 $ 11,639,000 $ 258,644 $ 148,000
Fort Bend, Texas 45 $ 26,370,000 $ 586,000 $ 140,000
Palm Beach, Florida 44 $ 25,504,000 $ 579,636 $ 364,000
Washtenaw, Michigan 43 $ 9,724,000 $ 226,139 $ 99,000
Travis, Texas 40 $ 14,101,000 $ 352,525 $ 156,000
Broward, Florida 38 $ 13,998,000 $ 368,368 $ 165,000
Tarrant, Texas 36 $ 7,107,000 $ 197,416 $ 105,000
Bexar, Texas 29 $ 3,121,000 $ 107,620 $ 71,000
San Diego, California 26 $ 30,533,000 $ 1,174,346 $ 407,000
Kalamazoo, Michigan 26 $ 8,843,000 $ 340,115 $ 170,000
Muskegon, Michigan 23 $ 3,278,000 $ 142,521 $ 64,000
Orange, California 22 $ 63,560,000 $ 2,889,090 $ 1,011,000
Ingham, Michigan 22 $ 2,489,000 $ 113,136 $ 110,000
Galveston, Texas 20 $ 5,567,000 $ 278,350 $ 181,000
Santa Clara, California 19 $ 14,662,000 $ 771,684 $ 223,000
Ottawa, Michigan 19 $ 4,247,000 $ 223,526 $ 77,000
Denton, Texas 19 $ 3,570,000 $ 187,894 $ 153,000
Livingston, Michigan 18 $ 5,113,000 $ 284,055 $ 85,000
Santa Cruz, California 16 $ 7,359,000 $ 459,937 $ 348,000
Collier, Florida 16 $ 7,639,000 $ 477,437 $ 488,000
Calhoun, Michigan 16 $ 1,786,000 $ 111,625 $ 86,000
Montgomery, Texas 16 $ 3,962,000 $ 247,625 $ 196,000
Alameda, California 15 $ 7,794,000 $ 519,600 $ 235,000
Brazoria, Texas 13 $ 1,776,000 $ 136,615 $ 72,000
Monterey, California 11 $ 9,312,000 $ 846,545 $ 322,000
San Bernardino, California 10 $ 3,031,000 $ 303,100 $ 169,000
Riverside, California 9 $ 15,057,000 $ 1,673,000 $ 171,000
Eaton, Michigan 9 $ 1,384,000 $ 153,777 $ 91,000
San Mateo, California 8 $ 5,919,000 $ 739,875 $ 245,000
Genesee, Michigan 8 $ 1,580,000 $ 197,500 $ 53,000
St. Clair, Michigan 8 $ 1,207,000 $ 150,875 $ 79,000
Lapeer, Michigan 7 $ 2,079,000 $ 297,000 $ 1,174,000
Sarasota, Florida 6 $ 919,000 $ 153,166 $ 145,000
Clinton, Michigan 6 $ 1,415,000 $ 235,833 $ 69,000
Midland, Michigan 6 $ 674,000 $ 112,333 $ 54,000
Clark, Nevada 6 $ 23,942,000 $ 3,990,333 $ 222,000
Marin, California 5 $ 3,778,000 $ 755,600 $ 1,449,000
Gladwin, Michigan 5 $ 393,000 $ 78,600 $ 70,000
Lenawee, Michigan 5 $ 688,000 $ 137,600 $ 67,000
Ellis, Texas 5 $ 285,000 $ 57,000 $ 66,000
Kerr, Texas 5 $ 517,000 $ 103,400 $ 52,000
Williamson, Texas 5 $ 539,000 $ 107,800 $ 58,000
Contra Costa, California 4 $ 5,424,000 $ 1,356,000 $ 675,000
Sacramento, California 4 $ 2,033,000 $ 508,250 $ 208,000
Lee, Florida 4 $ 1,472,000 $ 368,000 $ 346,000
Antrim, Michigan 4 $ 1,147,000 $ 286,750 $ 183,000
Newaygo, Michigan 4 $ 358,000 $ 89,500 $ 104,000
Pinal, Arizona 3 $ 355,000 $ 118,333 $ 114,000
Yavapai, Arizona 3 $ 3,259,000 $ 1,086,333 $ 488,000
San Joaquin, California 3 $ 578,000 $ 192,666 $ 777,000
Sonoma, California 3 $ 3,237,000 $ 1,079,000 $ 145,000
Ventura, California 3 $ 5,612,000 $ 1,870,666 $ 216,000
Boulder, Colorado 3 $ 3,744,000 $ 1,248,000 $ 1,451,000
Gunnison, Colorado 3 $ 2,716,000 $ 905,333 $ 1,424,000
Alcona, Michigan 3 $ 251,000 $ 83,666 $ 108,000
Charlevoix, Michigan 3 $ 1,140,000 $ 380,000 $ 331,000
Huron, Michigan 3 $ 416,000 $ 138,666 $ 196,000
Montcalm, Michigan 3 $ 230,000 $ 76,666 $ 43,000
Roscommon, Michigan 3 $ 1,121,000 $ 373,666 $ 1,846,000
Brazos, Texas 3 $ 1,939,000 $ 646,333 $ 101,000
Comal, Texas 3 $ 353,000 $ 117,666 $ 81,000
Johnson, Texas 3 $ 240,000 $ 80,000 $ 76,000
Kendall, Texas 3 $ 146,000 $ 48,666 $ 51,000
Parker, Texas 3 $ 1,092,000 $ 364,000 $ 151,000
Napa, California 2 $ 2,250,000 $ 1,125,000 $ 485,000
Placer, California 2 $ 1,565,000 $ 782,500 $ 402,000
Santa Barbara, California 2 $ 2,041,000 $ 1,020,500 $ 121,000
Jefferson, Colorado 2 $ 876,000 $ 438,000 $ 306,000
Charlotte, Florida 2 $ 571,000 $ 285,500 $ 82,000
Manatee, Florida 2 $ 433,000 $ 216,500 $ 155,000
Miami-Dade, Florida 2 $ 500,000 $ 250,000 $ 514,000
Cobb, Georgia 2 $ 601,000 $ 300,500 $ 26,000
Fulton, Georgia 2 $ 370,000 $ 185,000 $ 85,000
Cook, Illinois 2 $ 897,000 $ 448,500 $ 213,000
Allegan, Michigan 2 $ 1,001,000 $ 500,500 $ 101,000
Barry, Michigan 2 $ 393,000 $ 196,500 $ 58,000
Bay, Michigan 2 $ 110,000 $ 55,000 $ 33,000
Grand Traverse, Michigan 2 $ 434,000 $ 217,000 $ 96,000
Hillsdale, Michigan 2 $ 229,000 $ 114,500 $ 101,000
Iosco, Michigan 2 $ 132,000 $ 66,000 $ 101,000
Oceana, Michigan 2 $ 172,000 $ 86,000 $ 28,000
Shiawassee, Michigan 2 $ 157,000 $ 78,500 $ 29,000
St. Joseph, Michigan 2 $ 1,453,000 $ 726,500 $ 407,000
Van Buren, Michigan 2 $ 232,000 $ 116,000 $ 138,000
Santa Fe, New Mexico 2 $ 2,400,000 $ 1,200,000 $ 1,713,000
Beaufort, South Carolina 2 $ 443,000 $ 221,500 $ 320,000
Richland, South Carolina 2 $ 171,000 $ 85,500 $ 163,000
Aransas, Texas 2 $ 631,000 $ 315,500 $ 243,000
Rockwall, Texas 2 $ 336,000 $ 168,000 $ 37,000
Mobile, Alabama 1 $ 118,000 $ 118,000 $ 60,000
Coconino, Arizona 1 $ 281,000 $ 281,000 $ 55,000
Pima, Arizona 1 $ 200,000 $ 200,000 $ 857,000
Santa Cruz, Arizona 1 $ 160,000 $ 160,000 $ 783,000
Amador, California 1 $ 125,000 $ 125,000 $ 95,000
Fresno, California 1 $ 377,000 $ 377,000 $ 272,000
Kern, California 1 $ 158,000 $ 158,000 $ 75,000
Lake, California 1 $ 144,000 $ 144,000 $ 48,000
Merced, California 1 $ 73,000 $ 73,000 $ 29,000
Mono, California 1 $ 70,000 $ 70,000 $ 125,000
Plumas, California 1 $ 1,687,000 $ 1,687,000 $ 9,999,000
Solano, California 1 $ 7,000,000 $ 7,000,000 $ 1,159,000
Yuba, California 1 $ 82,000 $ 82,000 $ 22,000
Eagle, Colorado 1 $ 995,000 $ 995,000 $ 751,000
Logan, Colorado 1 $ 142,000 $ 142,000 $ 41,000
Pitkin, Colorado 1 $ 2,960,000 $ 2,960,000 $ 722,000
Summit, Colorado 1 $ 990,000 $ 990,000 $ 260,000
Fairfield, Connecticut 1 $ 217,000 $ 217,000 $ 1,409,000
Sussex, Delaware 1 $ 280,000 $ 280,000 $ 118,000
Citrus, Florida 1 $ 28,000 $ 28,000 $ 62,000
Lake, Florida 1 $ 148,000 $ 148,000 $ 185,000
Monroe, Florida 1 $ 650,000 $ 650,000 $ 619,000
Orange, Florida 1 $ 1,180,000 $ 1,180,000 $ 1,009,000
Pasco, Florida 1 $ 32,000 $ 32,000 $ 65,000
Pinellas, Florida 1 $ 162,000 $ 162,000 $ 100,000
St. Lucie, Florida 1 $ 225,000 $ 225,000 $ 305,000
Sumter, Florida 1 $ 95,000 $ 95,000 $ 39,000
Chatham, Georgia 1 $ 360,000 $ 360,000 $ 75,000
Muscogee, Georgia 1 $ 9,000,000 $ 9,000,000 $ 0
Hawaii, Hawaii 1 $ 3,400,000 $ 3,400,000 $ 2,049,000
Honolulu, Hawaii 1 $ 775,000 $ 775,000 $ 1,311,000
Maui, Hawaii 1 $ 1,875,000 $ 1,875,000 $ 438,000
Elkhart, Indiana 1 $ 336,000 $ 336,000 $ 525,000
Marion, Indiana 1 $ 215,000 $ 215,000 $ 374,000
Tippecanoe, Indiana 1 $ 170,000 $ 170,000 $ 775,000
Johnson, Kansas 1 $ 112,000 $ 112,000 $ 103,000
Orleans, Louisiana 1 $ 290,000 $ 290,000 $ 115,000
Arenac, Michigan 1 $ 68,000 $ 68,000 $ 62,000
Benzie, Michigan 1 $ 1,000,000 $ 1,000,000 $ 718,000
Berrien, Michigan 1 $ 99,000 $ 99,000 $ 86,000
Cheboygan, Michigan 1 $ 510,000 $ 510,000 $ 277,000
Crawford, Michigan 1 $ 40,000 $ 40,000 $ 30,000
Emmet, Michigan 1 $ 348,000 $ 348,000 $ 120,000
Houghton, Michigan 1 $ 65,000 $ 65,000 $ 39,000
Lake, Michigan 1 $ 300,000 $ 300,000 $ 200,000
Manistee, Michigan 1 $ 264,000 $ 264,000 $ 84,000
Mecosta, Michigan 1 $ 22,000 $ 22,000 $ 28,000
Monroe, Michigan 1 $ 5,000 $ 5,000 $ 49,000
Montmorency, Michigan 1 $ 30,000 $ 30,000 $ 67,000
Ogemaw, Michigan 1 $ 1,381,000 $ 1,381,000 $ 0
Osceola, Michigan 1 $ 45,000 $ 45,000 $ 221,000
Oscoda, Michigan 1 $ 86,000 $ 86,000 $ 175,000
Sanilac, Michigan 1 $ 119,000 $ 119,000 $ 58,000
Tuscola, Michigan 1 $ 74,000 $ 74,000 $ 115,000
Wexford, Michigan 1 $ 138,000 $ 138,000 $ 53,000
Lake of the Woods, Minnesota 1 $ 104,000 $ 104,000 $ 32,000
Lake, Montana 1 $ 2,019,000 $ 2,019,000 $ 655,000
Sandoval, New Mexico 1 $ 184,000 $ 184,000 $ 131,000
Taos, New Mexico 1 $ 125,000 $ 125,000 $ 139,000
Avery, North Carolina 1 $ 978,000 $ 978,000 $ 675,000
Caldwell, North Carolina 1 $ 1,500,000 $ 1,500,000 $ 727,000
Wake, North Carolina 1 $ 150,000 $ 150,000 $ 89,000
Franklin, Ohio 1 $ 154,000 $ 154,000 $ 107,000
Greene, Ohio 1 $ 87,000 $ 87,000 $ 145,000
Canadian, Oklahoma 1 $ 128,000 $ 128,000 $ 262,000
Douglas, Oregon 1 $ 95,000 $ 95,000 $ 34,000
Multnomah, Oregon 1 $ 225,000 $ 225,000 $ 202,000
Sevier, Tennessee 1 $ 322,000 $ 322,000 $ 103,000
Shelby, Tennessee 1 $ 1,380,000 $ 1,380,000 $ 8,000,000
Sullivan, Tennessee 1 $ 143,000 $ 143,000 $ 32,000
Bastrop, Texas 1 $ 57,000 $ 57,000 $ 62,000
Colorado, Texas 1 $ 338,000 $ 338,000 $ 151,000
Gillespie, Texas 1 $ 236,000 $ 236,000 $ 689,000
Grayson, Texas 1 $ 10,000 $ 10,000 $ 79,000
Hays, Texas 1 $ 1,200,000 $ 1,200,000 $ 377,000
Hidalgo, Texas 1 $ 125,000 $ 125,000 $ 55,000
Jackson, Texas 1 $ 247,000 $ 247,000 $ 62,000
Kaufman, Texas 1 $ 104,000 $ 104,000 $ 42,000
Lamar, Texas 1 $ 168,000 $ 168,000 $ 65,000
Liberty, Texas 1 $ 95,000 $ 95,000 $ 80,000
Llano, Texas 1 $ 1,480,000 $ 1,480,000 $ 2,255,000
Matagorda, Texas 1 $ 63,000 $ 63,000 $ 414,000
Navarro, Texas 1 $ 46,000 $ 46,000 $ 86,000
San Jacinto, Texas 1 $ 256,000 $ 256,000 $ 260,000
Smith, Texas 1 $ 360,000 $ 360,000 $ 140,000
Tyler, Texas 1 $ 48,000 $ 48,000 $ 24,000
Van Zandt, Texas 1 $ 176,000 $ 176,000 $ 79,000
Waller, Texas 1 $ 142,000 $ 142,000 $ 36,000
Summit, Utah 1 $ 1,008,000 $ 1,008,000 $ 440,000
Windham, Vermont 1 $ 176,000 $ 176,000 $ 193,000
Fairfax, Virginia 1 $ 221,000 $ 221,000 $ 745,000
King, Washington 1 $ 1,520,000 $ 1,520,000 $ 2,565,000
Mason, Washington 1 $ 279,000 $ 279,000 $ 310,000
Lincoln, Wyoming 1 $ 2,800,000 $ 2,800,000 $ 229,000

Mortgage Loan Application Detail Totals for Comerica Bank in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,143 $401,972,000 $351,000 $31,500,000 $177,000 $9,999,000
Home Purchase 1,107 $496,960,000 $448,000 $22,620,000 $239,000 $9,999,000
Home Improvement 172 $8,761,000 $50,000 $2,277,000 $66,000 $1,384,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,105 $261,641,000 $236,000 $7,200,000 $134,000 $9,999,000
Not Provided 613 $391,025,000 $637,000 $7,250,000 $452,000 $9,999,000
Hispanic 194 $28,244,000 $145,000 $1,080,000 $73,000 $1,426,000
Black or African American 185 $16,055,000 $86,000 $1,530,000 $103,000 $7,200,000
Not applicable 171 $180,374,000 $1,054,000 $31,500,000 $32,000 $205,000
Asian 132 $27,270,000 $206,000 $3,938,000 $99,000 $1,605,000
American Indian or Alaskan Native 17 $2,373,000 $139,000 $400,000 $70,000 $272,000
Native Hawaiian or Other Pacific Islander 5 $711,000 $142,000 $170,000 $96,000 $136,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,294 $892,838,000 $389,000 $31,500,000 $206,000 $9,999,000
FHA-insured (Federal Housing Administration) 128 $14,855,000 $116,000 $516,000 $52,000 $272,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,079 $558,069,000 $517,000 $31,500,000 $259,000 $9,999,000
Application Denied By Financial Institution 675 $162,863,000 $241,000 $7,250,000 $125,000 $9,999,000
Application Approved But Not Accepted 218 $59,252,000 $271,000 $3,899,000 $145,000 $1,599,000
Application Withdrawn By Applicant 213 $86,628,000 $406,000 $4,895,000 $289,000 $9,999,000
Loan Purchased By The Institution 128 $12,312,000 $96,000 $192,000 $43,000 $205,000
File Closed For Incompleteness 109 $28,569,000 $262,000 $6,700,000 $146,000 $3,771,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Comerica Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Comerica Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet with aggregated HMDA statistics today.

Download the Michigan Lender List