Commonwealth Mortgage, LLC Mortgage Lending & HMDA Data, 2018
In 2018, Commonwealth Mortgage, LLC of Woburn, MA reported 1,382 mortgage applications totaling $404.3 million, down 35% from 2017. The average application was for $292,554, and applicants reported an average income of $126,222. 68% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Cambridge-Newton-Framingham, MA (234), Boston, MA (111) and Worcester, MA-CT (77) (applications in parentheses).
| Mortgage Company & Address | Commonwealth Mortgage, LLC 600 West Cummings Park Suite 2500 Woburn, MA 01801 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 1,382 |
| Total Mortgage Loan Application Amount | $404,310,000 |
| Average Mortgage Loan Application Amount | $292,554 |
| Highest Mortgage Loan Application Amount | $4,485,000 |
| Average Applicant Income | $126,222 |
| Highest Applicant Income | $1,232,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Commonwealth Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex, Massachusetts | 177 | $ 64,405,000 | $ 363,870 | $ 131,000 |
| Worcester, Massachusetts | 75 | $ 20,855,000 | $ 278,066 | $ 118,000 |
| Essex, Massachusetts | 57 | $ 18,585,000 | $ 326,052 | $ 115,000 |
| Pinellas, Florida | 48 | $ 10,950,000 | $ 228,125 | $ 103,000 |
| Norfolk, Massachusetts | 45 | $ 15,815,000 | $ 351,444 | $ 117,000 |
| Hillsborough, New Hampshire | 45 | $ 13,205,000 | $ 293,444 | $ 133,000 |
| Suffolk, Massachusetts | 35 | $ 14,675,000 | $ 419,285 | $ 135,000 |
| Barnstable, Massachusetts | 34 | $ 9,920,000 | $ 291,764 | $ 145,000 |
| Orange, Florida | 32 | $ 7,580,000 | $ 236,875 | $ 109,000 |
| Bristol, Massachusetts | 31 | $ 9,365,000 | $ 302,096 | $ 120,000 |
| Plymouth, Massachusetts | 31 | $ 9,945,000 | $ 320,806 | $ 142,000 |
| Palm Beach, Florida | 29 | $ 7,275,000 | $ 250,862 | $ 100,000 |
| Rockingham, New Hampshire | 29 | $ 8,275,000 | $ 285,344 | $ 116,000 |
| Broward, Florida | 26 | $ 6,590,000 | $ 253,461 | $ 95,000 |
| Hillsborough, Florida | 16 | $ 3,540,000 | $ 221,250 | $ 90,000 |
| Hampden, Massachusetts | 15 | $ 3,815,000 | $ 254,333 | $ 123,000 |
| Duval, Florida | 14 | $ 3,050,000 | $ 217,857 | $ 92,000 |
| Philadelphia, Pennsylvania | 14 | $ 3,090,000 | $ 220,714 | $ 125,000 |
| Fairfax, Virginia | 14 | $ 4,440,000 | $ 317,142 | $ 133,000 |
| Harris, Texas | 13 | $ 3,405,000 | $ 261,923 | $ 181,000 |
| Allegheny, Pennsylvania | 12 | $ 3,360,000 | $ 280,000 | $ 133,000 |
| Dallas, Texas | 12 | $ 4,140,000 | $ 345,000 | $ 152,000 |
| Montgomery, Maryland | 11 | $ 4,045,000 | $ 367,727 | $ 181,000 |
| Montgomery, Pennsylvania | 11 | $ 3,015,000 | $ 274,090 | $ 129,000 |
| Berkeley, West Virginia | 11 | $ 1,375,000 | $ 125,000 | $ 51,000 |
| Los Angeles, California | 10 | $ 3,690,000 | $ 369,000 | $ 80,000 |
| Merrimack, New Hampshire | 10 | $ 2,540,000 | $ 254,000 | $ 132,000 |
| Chester, Pennsylvania | 9 | $ 3,175,000 | $ 352,777 | $ 134,000 |
| Providence, Rhode Island | 9 | $ 2,255,000 | $ 250,555 | $ 136,000 |
| Sacramento, California | 7 | $ 2,035,000 | $ 290,714 | $ 119,000 |
| Lee, Florida | 7 | $ 1,705,000 | $ 243,571 | $ 127,000 |
| Polk, Florida | 7 | $ 1,295,000 | $ 185,000 | $ 41,000 |
| Volusia, Florida | 7 | $ 1,135,000 | $ 162,142 | $ 69,000 |
| Prince George's, Maryland | 7 | $ 2,165,000 | $ 309,285 | $ 103,000 |
| Bucks, Pennsylvania | 7 | $ 1,955,000 | $ 279,285 | $ 166,000 |
| Cumberland, Pennsylvania | 7 | $ 1,825,000 | $ 260,714 | $ 128,000 |
| Delaware, Pennsylvania | 7 | $ 2,145,000 | $ 306,428 | $ 197,000 |
| Loudoun, Virginia | 7 | $ 2,455,000 | $ 350,714 | $ 140,000 |
| Prince William, Virginia | 7 | $ 2,485,000 | $ 355,000 | $ 163,000 |
| King, Washington | 7 | $ 2,755,000 | $ 393,571 | $ 183,000 |
| Contra Costa, California | 6 | $ 2,450,000 | $ 408,333 | $ 160,000 |
| Hartford, Connecticut | 6 | $ 1,250,000 | $ 208,333 | $ 135,000 |
| Lake, Florida | 6 | $ 1,750,000 | $ 291,666 | $ 71,000 |
| Cobb, Georgia | 6 | $ 1,230,000 | $ 205,000 | $ 133,000 |
| Anne Arundel, Maryland | 6 | $ 1,740,000 | $ 290,000 | $ 107,000 |
| Strafford, New Hampshire | 6 | $ 1,430,000 | $ 238,333 | $ 164,000 |
| Monmouth, New Jersey | 6 | $ 1,770,000 | $ 295,000 | $ 136,000 |
| Cuyahoga, Ohio | 6 | $ 1,470,000 | $ 245,000 | $ 94,000 |
| Collin, Texas | 6 | $ 1,850,000 | $ 308,333 | $ 169,000 |
| Miami-Dade, Florida | 5 | $ 1,445,000 | $ 289,000 | $ 108,000 |
| Seminole, Florida | 5 | $ 1,565,000 | $ 313,000 | $ 140,000 |
| Cook, Illinois | 5 | $ 1,515,000 | $ 303,000 | $ 156,000 |
| Middlesex, New Jersey | 5 | $ 1,275,000 | $ 255,000 | $ 154,000 |
| Morris, New Jersey | 5 | $ 1,625,000 | $ 325,000 | $ 161,000 |
| Tarrant, Texas | 5 | $ 1,225,000 | $ 245,000 | $ 157,000 |
| Travis, Texas | 5 | $ 1,565,000 | $ 313,000 | $ 107,000 |
| Chesterfield, Virginia | 5 | $ 1,635,000 | $ 327,000 | $ 138,000 |
| Jefferson, West Virginia | 5 | $ 1,125,000 | $ 225,000 | $ 78,000 |
| Riverside, California | 4 | $ 1,000,000 | $ 250,000 | $ 99,000 |
| Santa Clara, California | 4 | $ 1,600,000 | $ 400,000 | $ 325,000 |
| Fairfield, Connecticut | 4 | $ 720,000 | $ 180,000 | $ 123,000 |
| Brevard, Florida | 4 | $ 1,270,000 | $ 317,500 | $ 130,000 |
| Manatee, Florida | 4 | $ 1,010,000 | $ 252,500 | $ 102,000 |
| Osceola, Florida | 4 | $ 800,000 | $ 200,000 | $ 141,000 |
| St. Johns, Florida | 4 | $ 1,360,000 | $ 340,000 | $ 192,000 |
| Baltimore, Maryland | 4 | $ 830,000 | $ 207,500 | $ 91,000 |
| Howard, Maryland | 4 | $ 1,390,000 | $ 347,500 | $ 179,000 |
| Berkshire, Massachusetts | 4 | $ 1,370,000 | $ 342,500 | $ 232,000 |
| Hampshire, Massachusetts | 4 | $ 790,000 | $ 197,500 | $ 97,000 |
| Belknap, New Hampshire | 4 | $ 900,000 | $ 225,000 | $ 208,000 |
| Burlington, New Jersey | 4 | $ 990,000 | $ 247,500 | $ 141,000 |
| Camden, New Jersey | 4 | $ 1,060,000 | $ 265,000 | $ 137,000 |
| Washington, Pennsylvania | 4 | $ 1,000,000 | $ 250,000 | $ 106,000 |
| Shelby, Tennessee | 4 | $ 760,000 | $ 190,000 | $ 92,000 |
| Alexandria, Virginia | 4 | $ 1,470,000 | $ 367,500 | $ 155,000 |
| Frederick, Virginia | 4 | $ 630,000 | $ 157,500 | $ 38,000 |
| Henrico, Virginia | 4 | $ 1,400,000 | $ 350,000 | $ 141,000 |
| Stafford, Virginia | 4 | $ 1,340,000 | $ 335,000 | $ 134,000 |
| Alameda, California | 3 | $ 765,000 | $ 255,000 | $ 101,000 |
| Orange, California | 3 | $ 1,125,000 | $ 375,000 | $ 70,000 |
| San Diego, California | 3 | $ 945,000 | $ 315,000 | $ 120,000 |
| San Joaquin, California | 3 | $ 1,145,000 | $ 381,666 | $ 115,000 |
| Arapahoe, Colorado | 3 | $ 1,185,000 | $ 395,000 | $ 177,000 |
| Collier, Florida | 3 | $ 975,000 | $ 325,000 | $ 145,000 |
| Flagler, Florida | 3 | $ 715,000 | $ 238,333 | $ 118,000 |
| Pasco, Florida | 3 | $ 905,000 | $ 301,666 | $ 98,000 |
| Sarasota, Florida | 3 | $ 835,000 | $ 278,333 | $ 92,000 |
| St. Lucie, Florida | 3 | $ 685,000 | $ 228,333 | $ 95,000 |
| DeKalb, Georgia | 3 | $ 805,000 | $ 268,333 | $ 94,000 |
| Lake, Illinois | 3 | $ 545,000 | $ 181,666 | $ 101,000 |
| Franklin, Massachusetts | 3 | $ 665,000 | $ 221,666 | $ 152,000 |
| Hudson, New Jersey | 3 | $ 1,005,000 | $ 335,000 | $ 169,000 |
| Mercer, New Jersey | 3 | $ 955,000 | $ 318,333 | $ 125,000 |
| Ocean, New Jersey | 3 | $ 1,005,000 | $ 335,000 | $ 180,000 |
| Somerset, New Jersey | 3 | $ 1,135,000 | $ 378,333 | $ 181,000 |
| Franklin, Ohio | 3 | $ 745,000 | $ 248,333 | $ 121,000 |
| Berks, Pennsylvania | 3 | $ 525,000 | $ 175,000 | $ 70,000 |
| Rutherford, Tennessee | 3 | $ 675,000 | $ 225,000 | $ 117,000 |
| Montgomery, Texas | 3 | $ 405,000 | $ 135,000 | $ 68,000 |
| Williamson, Texas | 3 | $ 885,000 | $ 295,000 | $ 135,000 |
| Clark, Washington | 3 | $ 755,000 | $ 251,666 | $ 106,000 |
| Pierce, Washington | 3 | $ 875,000 | $ 291,666 | $ 144,000 |
| Snohomish, Washington | 3 | $ 955,000 | $ 318,333 | $ 95,000 |
| Fresno, California | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Solano, California | 2 | $ 500,000 | $ 250,000 | $ 74,000 |
| Middlesex, Connecticut | 2 | $ 580,000 | $ 290,000 | $ 122,000 |
| New Haven, Connecticut | 2 | $ 260,000 | $ 130,000 | $ 47,000 |
| Windham, Connecticut | 2 | $ 810,000 | $ 405,000 | $ 163,000 |
| Leon, Florida | 2 | $ 380,000 | $ 190,000 | $ 85,000 |
| Marion, Florida | 2 | $ 420,000 | $ 210,000 | $ 70,000 |
| Hall, Georgia | 2 | $ 350,000 | $ 175,000 | $ 122,000 |
| Will, Illinois | 2 | $ 530,000 | $ 265,000 | $ 127,000 |
| Baltimore City, Maryland | 2 | $ 540,000 | $ 270,000 | $ 150,000 |
| Cecil, Maryland | 2 | $ 620,000 | $ 310,000 | $ 148,000 |
| Frederick, Maryland | 2 | $ 580,000 | $ 290,000 | $ 147,000 |
| Dukes, Massachusetts | 2 | $ 670,000 | $ 335,000 | $ 223,000 |
| Macomb, Michigan | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Oakland, Michigan | 2 | $ 390,000 | $ 195,000 | $ 68,000 |
| Wayne, Michigan | 2 | $ 570,000 | $ 285,000 | $ 146,000 |
| Carroll, New Hampshire | 2 | $ 470,000 | $ 235,000 | $ 149,000 |
| Bergen, New Jersey | 2 | $ 510,000 | $ 255,000 | $ 143,000 |
| Gloucester, New Jersey | 2 | $ 500,000 | $ 250,000 | $ 154,000 |
| Hunterdon, New Jersey | 2 | $ 790,000 | $ 395,000 | $ 170,000 |
| Lancaster, Pennsylvania | 2 | $ 460,000 | $ 230,000 | $ 157,000 |
| Lehigh, Pennsylvania | 2 | $ 410,000 | $ 205,000 | $ 132,000 |
| Northampton, Pennsylvania | 2 | $ 540,000 | $ 270,000 | $ 167,000 |
| Wayne, Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 79,000 |
| York, Pennsylvania | 2 | $ 560,000 | $ 280,000 | $ 110,000 |
| Davidson, Tennessee | 2 | $ 440,000 | $ 220,000 | $ 74,000 |
| Tipton, Tennessee | 2 | $ 270,000 | $ 135,000 | $ 99,000 |
| Williamson, Tennessee | 2 | $ 730,000 | $ 365,000 | $ 180,000 |
| Bexar, Texas | 2 | $ 320,000 | $ 160,000 | $ 242,000 |
| Denton, Texas | 2 | $ 750,000 | $ 375,000 | $ 153,000 |
| Rockwall, Texas | 2 | $ 780,000 | $ 390,000 | $ 138,000 |
| Arlington, Virginia | 2 | $ 520,000 | $ 260,000 | $ 110,000 |
| Fauquier, Virginia | 2 | $ 730,000 | $ 365,000 | $ 126,000 |
| Richmond City, Virginia | 2 | $ 680,000 | $ 340,000 | $ 100,000 |
| Spotsylvania, Virginia | 2 | $ 510,000 | $ 255,000 | $ 143,000 |
| Virginia Beach, Virginia | 2 | $ 690,000 | $ 345,000 | $ 171,000 |
| Morgan, West Virginia | 2 | $ 300,000 | $ 150,000 | $ 64,000 |
| Imperial, California | 1 | $ 285,000 | $ 285,000 | $ 146,000 |
| Kern, California | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Merced, California | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Nevada, California | 1 | $ 345,000 | $ 345,000 | $ 239,000 |
| Placer, California | 1 | $ 665,000 | $ 665,000 | $ 140,000 |
| San Benito, California | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| San Luis Obispo, California | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Stanislaus, California | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Ventura, California | 1 | $ 255,000 | $ 255,000 | $ 103,000 |
| Denver, Colorado | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Douglas, Colorado | 1 | $ 395,000 | $ 395,000 | $ 286,000 |
| El Paso, Colorado | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Litchfield, Connecticut | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Tolland, Connecticut | 1 | $ 205,000 | $ 205,000 | $ 192,000 |
| Alachua, Florida | 1 | $ 335,000 | $ 335,000 | $ 177,000 |
| Bradford, Florida | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Charlotte, Florida | 1 | $ 115,000 | $ 115,000 | $ 420,000 |
| Clay, Florida | 1 | $ 345,000 | $ 345,000 | $ 81,000 |
| Highlands, Florida | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Indian River, Florida | 1 | $ 355,000 | $ 355,000 | $ 325,000 |
| Suwannee, Florida | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Fulton, Georgia | 1 | $ 305,000 | $ 305,000 | $ 138,000 |
| Gwinnett, Georgia | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Haralson, Georgia | 1 | $ 265,000 | $ 265,000 | $ 153,000 |
| Pickens, Georgia | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Kane, Illinois | 1 | $ 395,000 | $ 395,000 | $ 163,000 |
| McHenry, Illinois | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Stephenson, Illinois | 1 | $ 195,000 | $ 195,000 | $ 142,000 |
| Bartholomew, Indiana | 1 | $ 345,000 | $ 345,000 | $ 227,000 |
| Hamilton, Indiana | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Kosciusko, Indiana | 1 | $ 395,000 | $ 395,000 | $ 1,232,000 |
| Putnam, Indiana | 1 | $ 125,000 | $ 125,000 | $ 145,000 |
| St. Joseph, Indiana | 1 | $ 35,000 | $ 35,000 | $ 62,000 |
| York, Maine | 1 | $ 175,000 | $ 175,000 | $ 223,000 |
| Carroll, Maryland | 1 | $ 385,000 | $ 385,000 | $ 89,000 |
| Harford, Maryland | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Kent, Maryland | 1 | $ 205,000 | $ 205,000 | $ 107,000 |
| Somerset, Maryland | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| St. Mary's, Maryland | 1 | $ 245,000 | $ 245,000 | $ 161,000 |
| Antrim, Michigan | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Eaton, Michigan | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Ottawa, Michigan | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Cheshire, New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Grafton, New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Sullivan, New Hampshire | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Atlantic, New Jersey | 1 | $ 195,000 | $ 195,000 | $ 167,000 |
| Cape May, New Jersey | 1 | $ 415,000 | $ 415,000 | $ 305,000 |
| Essex, New Jersey | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Passaic, New Jersey | 1 | $ 335,000 | $ 335,000 | $ 160,000 |
| Sussex, New Jersey | 1 | $ 205,000 | $ 205,000 | $ 153,000 |
| Union, New Jersey | 1 | $ 245,000 | $ 245,000 | $ 258,000 |
| Warren, New Jersey | 1 | $ 125,000 | $ 125,000 | $ 118,000 |
| Buncombe, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Davie, North Carolina | 1 | $ 375,000 | $ 375,000 | $ 87,000 |
| Johnston, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 179,000 |
| Union, North Carolina | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Wake, North Carolina | 1 | $ 245,000 | $ 245,000 | $ 104,000 |
| Auglaize, Ohio | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Brown, Ohio | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Delaware, Ohio | 1 | $ 235,000 | $ 235,000 | $ 210,000 |
| Geauga, Ohio | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Hamilton, Ohio | 1 | $ 535,000 | $ 535,000 | $ 172,000 |
| Pickaway, Ohio | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Stark, Ohio | 1 | $ 175,000 | $ 175,000 | $ 118,000 |
| Union, Ohio | 1 | $ 385,000 | $ 385,000 | $ 235,000 |
| Warren, Ohio | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Centre, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Lackawanna, Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Lebanon, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 720,000 |
| Luzerne, Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Schuylkill, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 161,000 |
| Westmoreland, Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Bristol, Rhode Island | 1 | $ 355,000 | $ 355,000 | $ 158,000 |
| Kent, Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 95,000 |
| Washington, Rhode Island | 1 | $ 365,000 | $ 365,000 | $ 132,000 |
| Putnam, Tennessee | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Washington, Tennessee | 1 | $ 425,000 | $ 425,000 | $ 134,000 |
| Bell, Texas | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Brazoria, Texas | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Galveston, Texas | 1 | $ 455,000 | $ 455,000 | $ 217,000 |
| Johnson, Texas | 1 | $ 315,000 | $ 315,000 | $ 160,000 |
| Nueces, Texas | 1 | $ 235,000 | $ 235,000 | $ 148,000 |
| Bedford, Virginia | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Botetourt, Virginia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Campbell, Virginia | 1 | $ 315,000 | $ 315,000 | $ 78,000 |
| Chesapeake, Virginia | 1 | $ 365,000 | $ 365,000 | $ 124,000 |
| Culpeper, Virginia | 1 | $ 385,000 | $ 385,000 | $ 135,000 |
| Gloucester, Virginia | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Hanover, Virginia | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
| James City, Virginia | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Nelson, Virginia | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Orange, Virginia | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Roanoke, Virginia | 1 | $ 365,000 | $ 365,000 | $ 54,000 |
| Warren, Virginia | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Westmoreland, Virginia | 1 | $ 185,000 | $ 185,000 | $ 179,000 |
| York, Virginia | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Grays Harbor, Washington | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Kitsap, Washington | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Spokane, Washington | 1 | $ 195,000 | $ 195,000 | $ 137,000 |
| Hampshire, West Virginia | 1 | $ 45,000 | $ 45,000 | $ 21,000 |
| Dane, Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Walworth, Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 201,000 |
Mortgage Loan Application Detail Totals for Commonwealth Mortgage, LLC in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 653 | $191,775,000 | $293,000 | $765,000 | $121,000 | $720,000 |
| Refinancing | 311 | $91,515,000 | $294,000 | $4,485,000 | $135,000 | $1,232,000 |
| Cash-out Refinancing | 275 | $79,735,000 | $289,000 | $665,000 | $131,000 | $581,000 |
| Home Improvement | 142 | $40,830,000 | $287,000 | $605,000 | $122,000 | $350,000 |
| Other Purpose | 1 | $455,000 | $455,000 | $455,000 | $93,000 | $93,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 747 | $217,675,000 | $291,000 | $655,000 | $128,000 | $1,232,000 |
| Not Provided | 381 | $107,265,000 | $281,000 | $1,505,000 | $124,000 | $475,000 |
| Asian | 152 | $51,460,000 | $338,000 | $4,485,000 | $144,000 | $693,000 |
| Hispanic | 53 | $14,025,000 | $264,000 | $505,000 | $83,000 | $238,000 |
| Black or African American | 33 | $8,765,000 | $265,000 | $765,000 | $102,000 | $236,000 |
| American Indian or Alaskan Native | 3 | $815,000 | $271,000 | $385,000 | $88,000 | $140,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $500,000 | $250,000 | $365,000 | $52,000 | $104,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,229 | $364,265,000 | $296,000 | $4,485,000 | $132,000 | $1,232,000 |
| FHA-insured (Federal Housing Administration) | 127 | $33,015,000 | $259,000 | $765,000 | $78,000 | $258,000 |
| VA-guaranteed (Veterans Administration) | 19 | $5,855,000 | $308,000 | $455,000 | $87,000 | $195,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,175,000 | $167,000 | $265,000 | $48,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 946 | $268,310,000 | $283,000 | $615,000 | $124,000 | $693,000 |
| Application Withdrawn By Applicant | 288 | $91,160,000 | $316,000 | $4,485,000 | $138,000 | $720,000 |
| Application Denied By Financial Institution | 96 | $30,050,000 | $313,000 | $595,000 | $105,000 | $286,000 |
| File Closed For Incompleteness | 45 | $12,675,000 | $281,000 | $455,000 | $145,000 | $1,232,000 |
| Application Approved But Not Accepted | 7 | $2,115,000 | $302,000 | $455,000 | $125,000 | $296,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,286 | $374,260,000 | $291,000 | $4,485,000 | $128,000 | $1,232,000 |
| Collateral | 36 | $10,690,000 | $296,000 | $505,000 | $133,000 | $286,000 |
| Debt-To-Income Ratio | 35 | $12,255,000 | $350,000 | $595,000 | $85,000 | $214,000 |
| Credit History | 8 | $1,900,000 | $237,000 | $535,000 | $78,000 | $172,000 |
| Other | 6 | $1,690,000 | $281,000 | $425,000 | $144,000 | $256,000 |
| Unverifiable Information | 5 | $1,785,000 | $357,000 | $455,000 | $75,000 | $128,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,110,000 | $277,000 | $415,000 | $87,000 | $140,000 |
| Employment History | 2 | $620,000 | $310,000 | $365,000 | $77,000 | $142,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Commonwealth Mortgage, LLC's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Commonwealth Mortgage, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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