Community Bank, National Association
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage loan statistics, lending data, and loan application totals for New York.
The mortgage statistics and data below are specific to mortgage loan applications for Community Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Community Bank, National Association 45-49 Court Street Canton, NY 13617 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,833 |
| Total Mortgage Loan Application Amount | $731,895,000 |
| Average Mortgage Loan Application Amount | $112,600 |
| Highest Mortgage Loan Application Amount | $33,505,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $1,620,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chautauqua County New York | 521 | $ 43,145,000 | $ 82,000 | $ 72,000 |
| St. Lawrence County New York | 395 | $ 32,905,000 | $ 83,000 | $ 82,000 |
| Jefferson County New York | 336 | $ 35,860,000 | $ 106,000 | $ 90,000 |
| Luzerne County Pennsylvania | 327 | $ 35,645,000 | $ 109,000 | $ 67,000 |
| Cattaraugus County New York | 298 | $ 20,790,000 | $ 69,000 | $ 73,000 |
| Lackawanna County Pennsylvania | 285 | $ 28,225,000 | $ 99,000 | $ 75,000 |
| Oneida County New York | 269 | $ 29,525,000 | $ 109,000 | $ 86,000 |
| Clinton County New York | 260 | $ 28,730,000 | $ 110,000 | $ 87,000 |
| Allegany County New York | 242 | $ 17,310,000 | $ 71,000 | $ 69,000 |
| Steuben County New York | 237 | $ 19,685,000 | $ 83,000 | $ 69,000 |
| Madison County New York | 220 | $ 24,090,000 | $ 109,000 | $ 89,000 |
| Lewis County New York | 216 | $ 17,700,000 | $ 81,000 | $ 74,000 |
| Ontario County New York | 212 | $ 19,180,000 | $ 90,000 | $ 95,000 |
| Erie County New York | 211 | $ 37,495,000 | $ 177,000 | $ 96,000 |
| Otsego County New York | 208 | $ 24,780,000 | $ 119,000 | $ 97,000 |
| Franklin County New York | 202 | $ 20,400,000 | $ 100,000 | $ 89,000 |
| Essex County New York | 150 | $ 24,560,000 | $ 163,000 | $ 108,000 |
| Oswego County New York | 134 | $ 11,340,000 | $ 84,000 | $ 79,000 |
| Onondaga County New York | 121 | $ 14,585,000 | $ 120,000 | $ 93,000 |
| Wayne County New York | 116 | $ 7,010,000 | $ 60,000 | $ 62,000 |
| Chittenden County Vermont | 104 | $ 53,560,000 | $ 515,000 | $ 117,000 |
| Seneca County New York | 95 | $ 8,815,000 | $ 92,000 | $ 70,000 |
| Rutland County Vermont | 93 | $ 10,235,000 | $ 110,000 | $ 73,000 |
| Livingston County New York | 87 | $ 6,415,000 | $ 73,000 | $ 77,000 |
| Delaware County New York | 83 | $ 8,885,000 | $ 107,000 | $ 79,000 |
| Chemung County New York | 79 | $ 6,465,000 | $ 81,000 | $ 66,000 |
| Yates County New York | 73 | $ 6,175,000 | $ 84,000 | $ 75,000 |
| Chenango County New York | 71 | $ 6,265,000 | $ 88,000 | $ 68,000 |
| Bradford County Pennsylvania | 67 | $ 6,195,000 | $ 92,000 | $ 69,000 |
| Cayuga County New York | 65 | $ 6,405,000 | $ 98,000 | $ 78,000 |
| Susquehanna County Pennsylvania | 62 | $ 6,220,000 | $ 100,000 | $ 78,000 |
| Wyoming County Pennsylvania | 59 | $ 7,135,000 | $ 120,000 | $ 88,000 |
| Tioga County New York | 52 | $ 4,660,000 | $ 89,000 | $ 58,000 |
| Schuyler County New York | 47 | $ 4,365,000 | $ 92,000 | $ 74,000 |
| Tompkins County New York | 39 | $ 4,335,000 | $ 111,000 | $ 82,000 |
| Carbon County Pennsylvania | 39 | $ 3,195,000 | $ 81,000 | $ 66,000 |
| Fulton County New York | 38 | $ 3,500,000 | $ 92,000 | $ 122,000 |
| Addison County Vermont | 38 | $ 4,700,000 | $ 123,000 | $ 71,000 |
| Broome County New York | 34 | $ 3,150,000 | $ 92,000 | $ 75,000 |
| Wyoming County New York | 33 | $ 3,195,000 | $ 96,000 | $ 90,000 |
| Windham County Vermont | 32 | $ 3,160,000 | $ 98,000 | $ 114,000 |
| Washington County Vermont | 30 | $ 2,790,000 | $ 93,000 | $ 100,000 |
| Albany County New York | 29 | $ 9,175,000 | $ 316,000 | $ 233,000 |
| Bennington County Vermont | 29 | $ 3,155,000 | $ 108,000 | $ 83,000 |
| Caledonia County Vermont | 26 | $ 2,850,000 | $ 109,000 | $ 85,000 |
| Monroe County New York | 25 | $ 2,925,000 | $ 117,000 | $ 84,000 |
| Schuylkill County Pennsylvania | 25 | $ 1,475,000 | $ 59,000 | $ 50,000 |
| Washington County New York | 24 | $ 2,070,000 | $ 86,000 | $ 67,000 |
| Franklin County Vermont | 24 | $ 2,890,000 | $ 120,000 | $ 84,000 |
| Montgomery County New York | 22 | $ 1,760,000 | $ 80,000 | $ 87,000 |
| Hamilton County New York | 21 | $ 2,195,000 | $ 104,000 | $ 85,000 |
| Herkimer County New York | 21 | $ 2,925,000 | $ 139,000 | $ 103,000 |
| Schoharie County New York | 21 | $ 2,105,000 | $ 100,000 | $ 74,000 |
| Orange County Vermont | 20 | $ 1,830,000 | $ 91,000 | $ 56,000 |
| McKean County Pennsylvania | 19 | $ 1,005,000 | $ 52,000 | $ 59,000 |
| Wayne County Pennsylvania | 19 | $ 2,115,000 | $ 111,000 | $ 83,000 |
| Warren County New York | 18 | $ 2,260,000 | $ 125,000 | $ 88,000 |
| Columbia County New York | 17 | $ 2,205,000 | $ 129,000 | $ 121,000 |
| Rensselaer County New York | 17 | $ 2,665,000 | $ 156,000 | $ 121,000 |
| Grand Isle County Vermont | 16 | $ 2,090,000 | $ 130,000 | $ 131,000 |
| Windsor County Vermont | 15 | $ 2,015,000 | $ 134,000 | $ 87,000 |
| Ulster County New York | 14 | $ 2,420,000 | $ 172,000 | $ 90,000 |
| Warren County Pennsylvania | 12 | $ 1,300,000 | $ 108,000 | $ 78,000 |
| Cortland County New York | 11 | $ 1,075,000 | $ 97,000 | $ 107,000 |
| Lamoille County Vermont | 11 | $ 1,515,000 | $ 137,000 | $ 86,000 |
| Orleans County Vermont | 11 | $ 905,000 | $ 82,000 | $ 59,000 |
| Hampden County Massachusetts | 8 | $ 2,030,000 | $ 253,000 | $ 77,000 |
| Schenectady County New York | 8 | $ 860,000 | $ 107,000 | $ 93,000 |
| Potter County Pennsylvania | 8 | $ 450,000 | $ 56,000 | $ 44,000 |
| Monroe County Pennsylvania | 6 | $ 370,000 | $ 61,000 | $ 112,000 |
| Tioga County Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 69,000 |
| Saratoga County New York | 5 | $ 1,195,000 | $ 239,000 | $ 119,000 |
| Erie County Pennsylvania | 5 | $ 375,000 | $ 75,000 | $ 61,000 |
| Niagara County New York | 4 | $ 1,080,000 | $ 270,000 | $ 688,000 |
| Cheshire County New Hampshire | 3 | $ 335,000 | $ 111,000 | $ 75,000 |
| Grafton County New Hampshire | 3 | $ 405,000 | $ 135,000 | $ 152,000 |
| Genesee County New York | 3 | $ 335,000 | $ 111,000 | $ 73,000 |
| Sullivan County Pennsylvania | 3 | $ 385,000 | $ 128,000 | $ 68,000 |
| Essex County Vermont | 3 | $ 215,000 | $ 71,000 | $ 97,000 |
| Franklin County Massachusetts | 2 | $ 200,000 | $ 100,000 | $ 39,000 |
| Sullivan County New Hampshire | 2 | $ 250,000 | $ 125,000 | $ 90,000 |
| Greene County New York | 2 | $ 260,000 | $ 130,000 | $ 117,000 |
| Sullivan County New York | 2 | $ 180,000 | $ 90,000 | $ 68,000 |
| Columbia County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 88,000 |
| Orange County New York | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Westchester County New York | 1 | $ 355,000 | $ 355,000 | $ 240,000 |
| Adams County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 134,000 |
| Bucks County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Cameron County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Crawford County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Delaware County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Lehigh County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Lycoming County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Philadelphia County Pennsylvania | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Pike County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of New York,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,994 | $389,680,000 | $130,000 | $8,005,000 | $82,000 | $1,620,000 |
| Refinancing | 1,978 | $233,170,000 | $117,000 | $33,505,000 | $79,000 | $1,287,000 |
| Home Improvement | 1,226 | $70,420,000 | $57,000 | $3,555,000 | $85,000 | $1,481,000 |
| Other Purpose | 629 | $37,425,000 | $59,000 | $1,005,000 | $85,000 | $1,287,000 |
| Cash-out Refinancing | 6 | $1,200,000 | $200,000 | $355,000 | $99,000 | $240,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,403 | $604,665,000 | $94,000 | $995,000 | $82,000 | $1,481,000 |
| Hispanic | 151 | $13,185,000 | $87,000 | $355,000 | $59,000 | $682,000 |
| Not applicable | 78 | $88,350,000 | $1,132,000 | $33,505,000 | $0 | $0 |
| Not Provided | 58 | $9,180,000 | $158,000 | $1,355,000 | $152,000 | $1,620,000 |
| Black or African American | 57 | $7,585,000 | $133,000 | $1,005,000 | $75,000 | $420,000 |
| Asian | 43 | $4,415,000 | $102,000 | $225,000 | $98,000 | $522,000 |
| American Indian or Alaskan Native | 21 | $1,845,000 | $87,000 | $305,000 | $71,000 | $226,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $115,000 | $115,000 | $115,000 | $83,000 | $83,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,806 | $729,130,000 | $107,000 | $33,505,000 | $82,000 | $1,620,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 27 | $2,765,000 | $102,000 | $185,000 | $55,000 | $101,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,299 | $580,855,000 | $109,000 | $33,505,000 | $83,000 | $1,380,000 |
| Application Denied By Financial Institution | 1,023 | $94,905,000 | $92,000 | $2,505,000 | $66,000 | $800,000 |
| Application Withdrawn By Applicant | 408 | $46,730,000 | $114,000 | $1,355,000 | $103,000 | $1,620,000 |
| Application Approved But Not Accepted | 67 | $5,245,000 | $78,000 | $435,000 | $93,000 | $750,000 |
| File Closed For Incompleteness | 36 | $4,160,000 | $115,000 | $365,000 | $108,000 | $679,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,810 | $636,990,000 | $109,000 | $33,505,000 | $85,000 | $1,620,000 |
| Debt-To-Income Ratio | 452 | $44,190,000 | $97,000 | $605,000 | $55,000 | $219,000 |
| Credit History | 222 | $15,810,000 | $71,000 | $285,000 | $69,000 | $516,000 |
| Collateral | 187 | $17,285,000 | $92,000 | $505,000 | $86,000 | $800,000 |
| Other | 93 | $11,115,000 | $119,000 | $2,505,000 | $72,000 | $420,000 |
| Mortgage Insurance Denied | 24 | $2,640,000 | $110,000 | $335,000 | $63,000 | $128,000 |
| Unverifiable Information | 18 | $1,310,000 | $72,000 | $165,000 | $77,000 | $262,000 |
| Employment History | 11 | $825,000 | $75,000 | $245,000 | $50,000 | $101,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,095,000 | $121,000 | $405,000 | $62,000 | $100,000 |
| Credit Application Incomplete | 7 | $635,000 | $90,000 | $155,000 | $58,000 | $76,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information at your convenience.