Cmnty Bank-Wheaton/Glen Ellyn Mortgage Lending & HMDA Data, 2011
In 2011, Cmnty Bank-Wheaton/Glen Ellyn of Glen Ellyn, IL reported 52 mortgage applications totaling $13.2 million, down 41% from 2010. The average application was for $254,750, and applicants reported an average income of $111,711. 29% of its applications resulted in an originated loan and 35% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (50) and Peoria, IL (1).
| Mortgage Company & Address | Cmnty Bank-Wheaton/Glen Ellyn 357 Roosevelt Road Glen Ellyn, IL 60187 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 52 |
| Total Mortgage Loan Application Amount | $13,247,000 |
| Average Mortgage Loan Application Amount | $254,750 |
| Highest Mortgage Loan Application Amount | $1,958,000 |
| Average Applicant Income | $111,711 |
| Highest Applicant Income | $1,329,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cmnty Bank-Wheaton/Glen Ellyn filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DuPage, Illinois | 24 | $ 4,875,000 | $ 203,125 | $ 121,000 |
| Cook, Illinois | 18 | $ 5,068,000 | $ 281,555 | $ 131,000 |
| Will, Illinois | 5 | $ 2,152,000 | $ 430,400 | $ 23,000 |
| Kane, Illinois | 3 | $ 656,000 | $ 218,666 | $ 46,000 |
| Peoria, Illinois | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Walworth, Wisconsin | 1 | $ 349,000 | $ 349,000 | $ 269,000 |
Mortgage Loan Application Detail Totals for Cmnty Bank-Wheaton/Glen Ellyn in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 35 | $10,115,000 | $289,000 | $1,958,000 | $97,000 | $311,000 |
| Home Purchase | 17 | $3,132,000 | $184,000 | $720,000 | $142,000 | $1,329,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 36 | $7,291,000 | $202,000 | $800,000 | $152,000 | $1,329,000 |
| Not applicable | 9 | $4,764,000 | $529,000 | $1,958,000 | $0 | $0 |
| Asian | 3 | $238,000 | $79,000 | $163,000 | $95,000 | $161,000 |
| Black or African American | 2 | $399,000 | $199,000 | $246,000 | $27,000 | $54,000 |
| Not Provided | 2 | $555,000 | $277,000 | $355,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50 | $12,875,000 | $257,000 | $1,958,000 | $111,000 | $1,329,000 |
| FHA-insured (Federal Housing Administration) | 2 | $372,000 | $186,000 | $292,000 | $134,000 | $217,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 18 | $4,813,000 | $267,000 | $1,282,000 | $65,000 | $269,000 |
| Loan Originated | 15 | $5,049,000 | $336,000 | $1,958,000 | $121,000 | $1,329,000 |
| Application Approved But Not Accepted | 8 | $1,723,000 | $215,000 | $355,000 | $233,000 | $311,000 |
| Application Withdrawn By Applicant | 6 | $655,000 | $109,000 | $175,000 | $78,000 | $268,000 |
| File Closed For Incompleteness | 5 | $1,007,000 | $201,000 | $292,000 | $101,000 | $217,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 8 | $3,231,000 | $403,000 | $1,282,000 | $39,000 | $79,000 |
| Collateral | 7 | $1,081,000 | $154,000 | $349,000 | $98,000 | $269,000 |
| Credit History | 2 | $317,000 | $158,000 | $175,000 | $52,000 | $60,000 |
| Unverifiable Information | 1 | $184,000 | $184,000 | $184,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cmnty Bank-Wheaton/Glen Ellyn's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cmnty Bank-Wheaton/Glen Ellyn's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.
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