Community National Bank & Trust Mortgage Lending & HMDA Data, 2024
In 2024, Community National Bank & Trust of Chanute, KS reported 1,454 mortgage applications totaling $198.2 million, up 3% from 2023. The average application was for $136,327, and applicants reported an average income of $110,185. 82% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Wichita, KS (301), Kansas City, MO-KS (36) and Joplin, MO (21) (applications in parentheses).
| Mortgage Company & Address | Community National Bank & Trust 14 N Lincoln Chanute, KS 66720 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,454 |
| Total Mortgage Loan Application Amount | $198,220,000 |
| Average Mortgage Loan Application Amount | $136,327 |
| Highest Mortgage Loan Application Amount | $2,565,000 |
| Average Applicant Income | $110,185 |
| Highest Applicant Income | $1,755,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Community National Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Community National Bank & Trust in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 612 | $107,660,000 | $175,000 | $1,895,000 | $112,000 | $1,213,000 |
| Refinancing | 333 | $53,185,000 | $159,000 | $2,565,000 | $103,000 | $846,000 |
| Home Improvement | 218 | $11,820,000 | $54,000 | $355,000 | $119,000 | $1,500,000 |
| Other Purpose | 155 | $10,685,000 | $68,000 | $1,205,000 | $115,000 | $1,755,000 |
| Cash-out Refinancing | 136 | $14,870,000 | $109,000 | $505,000 | $100,000 | $476,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,025 | $126,685,000 | $123,000 | $2,105,000 | $110,000 | $1,755,000 |
| Not applicable | 255 | $52,395,000 | $205,000 | $2,565,000 | $0 | $0 |
| Not Provided | 80 | $10,350,000 | $129,000 | $505,000 | $110,000 | $576,000 |
| Hispanic | 52 | $4,490,000 | $86,000 | $285,000 | $131,000 | $1,500,000 |
| American Indian or Alaskan Native | 24 | $2,750,000 | $114,000 | $665,000 | $85,000 | $213,000 |
| Black or African American | 10 | $790,000 | $79,000 | $205,000 | $120,000 | $216,000 |
| Asian | 8 | $760,000 | $95,000 | $285,000 | $107,000 | $161,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,378 | $186,180,000 | $135,000 | $2,565,000 | $113,000 | $1,755,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $6,075,000 | $123,000 | $255,000 | $60,000 | $105,000 |
| VA-guaranteed (Veterans Administration) | 23 | $5,205,000 | $226,000 | $485,000 | $102,000 | $186,000 |
| FHA-insured (Federal Housing Administration) | 4 | $760,000 | $190,000 | $255,000 | $83,000 | $148,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,199 | $165,695,000 | $138,000 | $2,565,000 | $109,000 | $1,755,000 |
| Application Withdrawn By Applicant | 140 | $21,080,000 | $150,000 | $1,255,000 | $115,000 | $1,213,000 |
| Application Denied By Financial Institution | 87 | $7,995,000 | $91,000 | $455,000 | $131,000 | $1,500,000 |
| Application Approved But Not Accepted | 28 | $3,450,000 | $123,000 | $555,000 | $92,000 | $184,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,367 | $190,225,000 | $139,000 | $2,565,000 | $109,000 | $1,755,000 |
| Debt-To-Income Ratio | 45 | $4,895,000 | $108,000 | $455,000 | $84,000 | $624,000 |
| Credit History | 29 | $1,795,000 | $61,000 | $225,000 | $175,000 | $1,083,000 |
| Employment History | 4 | $470,000 | $117,000 | $245,000 | $68,000 | $103,000 |
| Other | 4 | $460,000 | $115,000 | $225,000 | $441,000 | $1,500,000 |
| Collateral | 4 | $320,000 | $80,000 | $205,000 | $115,000 | $200,000 |
| Unverifiable Information | 1 | $55,000 | $55,000 | $55,000 | $77,000 | $77,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community National Bank & Trust's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community National Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.
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