Community Trust Bank, Inc.
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Kentucky.
The mortgage statistics and data below are specific to mortgage loan applications for Community Trust Bank, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,461 |
| Total Mortgage Loan Application Amount | $293,449,000 |
| Average Mortgage Loan Application Amount | $114,846 |
| Highest Mortgage Loan Application Amount | $3,000,000 |
| Average Applicant Income | $87,923 |
| Highest Applicant Income | $1,944,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in KY, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 683 | $ 39,676,000 | $ 58,000 | $ 68,000 |
| Letcher County Kentucky | 436 | $ 13,160,000 | $ 30,000 | $ 41,000 |
| Floyd County Kentucky | 250 | $ 14,148,000 | $ 56,000 | $ 48,000 |
| Whitley County Kentucky | 234 | $ 11,727,000 | $ 50,000 | $ 36,000 |
| Pulaski County Kentucky | 167 | $ 15,246,000 | $ 91,000 | $ 61,000 |
| Perry County Kentucky | 147 | $ 10,602,000 | $ 72,000 | $ 91,000 |
| Boyd County Kentucky | 146 | $ 11,528,000 | $ 78,000 | $ 41,000 |
| Fleming County Kentucky | 145 | $ 7,467,000 | $ 51,000 | $ 38,000 |
| Bell County Kentucky | 143 | $ 7,485,000 | $ 52,000 | $ 43,000 |
| Montgomery County Kentucky | 129 | $ 6,578,000 | $ 50,000 | $ 39,000 |
| Knott County Kentucky | 121 | $ 6,088,000 | $ 50,000 | $ 36,000 |
| Mingo County West Virginia | 117 | $ 5,189,000 | $ 44,000 | $ 38,000 |
| Taylor County Kentucky | 115 | $ 8,998,000 | $ 78,000 | $ 67,000 |
| Fayette County Kentucky | 114 | $ 17,037,000 | $ 149,000 | $ 95,000 |
| Clark County Kentucky | 113 | $ 9,710,000 | $ 85,000 | $ 67,000 |
| Laurel County Kentucky | 89 | $ 5,997,000 | $ 67,000 | $ 47,000 |
| Rockcastle County Kentucky | 88 | $ 3,868,000 | $ 43,000 | $ 38,000 |
| Madison County Kentucky | 82 | $ 8,017,000 | $ 97,000 | $ 53,000 |
| Marion County Kentucky | 77 | $ 6,436,000 | $ 83,000 | $ 43,000 |
| Green County Kentucky | 72 | $ 5,474,000 | $ 76,000 | $ 46,000 |
| Johnson County Kentucky | 62 | $ 4,333,000 | $ 69,000 | $ 40,000 |
| Woodford County Kentucky | 55 | $ 5,122,000 | $ 93,000 | $ 106,000 |
| Nicholas County West Virginia | 52 | $ 2,289,000 | $ 44,000 | $ 43,000 |
| Mercer County Kentucky | 50 | $ 4,468,000 | $ 89,000 | $ 54,000 |
| Greenup County Kentucky | 43 | $ 4,299,000 | $ 99,000 | $ 60,000 |
| Adair County Kentucky | 42 | $ 2,001,000 | $ 47,000 | $ 42,000 |
| Wayne County West Virginia | 36 | $ 1,731,000 | $ 48,000 | $ 58,000 |
| Claiborne County Tennessee | 35 | $ 2,609,000 | $ 74,000 | $ 76,000 |
| Lincoln County West Virginia | 32 | $ 1,328,000 | $ 41,000 | $ 38,000 |
| Russell County Kentucky | 29 | $ 2,022,000 | $ 69,000 | $ 63,000 |
| Knox County Kentucky | 27 | $ 1,950,000 | $ 72,000 | $ 47,000 |
| Rowan County Kentucky | 26 | $ 2,150,000 | $ 82,000 | $ 37,000 |
| Lawrence County Kentucky | 24 | $ 1,623,000 | $ 67,000 | $ 51,000 |
| Lincoln County Kentucky | 22 | $ 1,516,000 | $ 68,000 | $ 59,000 |
| Franklin County Kentucky | 18 | $ 1,762,000 | $ 97,000 | $ 95,000 |
| Leslie County Kentucky | 18 | $ 323,000 | $ 17,000 | $ 39,000 |
| Magoffin County Kentucky | 18 | $ 531,000 | $ 29,000 | $ 30,000 |
| Boyle County Kentucky | 17 | $ 1,609,000 | $ 94,000 | $ 43,000 |
| Bath County Kentucky | 16 | $ 1,097,000 | $ 68,000 | $ 40,000 |
| Harlan County Kentucky | 16 | $ 983,000 | $ 61,000 | $ 35,000 |
| Jessamine County Kentucky | 15 | $ 1,636,000 | $ 109,000 | $ 43,000 |
| Menifee County Kentucky | 15 | $ 942,000 | $ 62,000 | $ 53,000 |
| Lawrence County Ohio | 14 | $ 1,118,000 | $ 79,000 | $ 42,000 |
| Martin County Kentucky | 13 | $ 612,000 | $ 47,000 | $ 38,000 |
| Breathitt County Kentucky | 12 | $ 533,000 | $ 44,000 | $ 32,000 |
| Carter County Kentucky | 12 | $ 1,192,000 | $ 99,000 | $ 55,000 |
| Casey County Kentucky | 12 | $ 916,000 | $ 76,000 | $ 34,000 |
| Lewis County Kentucky | 12 | $ 569,000 | $ 47,000 | $ 40,000 |
| Bourbon County Kentucky | 10 | $ 1,848,000 | $ 184,000 | $ 69,000 |
| Mason County Kentucky | 10 | $ 1,104,000 | $ 110,000 | $ 80,000 |
| Nicholas County Kentucky | 10 | $ 752,000 | $ 75,000 | $ 34,000 |
| Scott County Kentucky | 9 | $ 1,885,000 | $ 209,000 | $ 64,000 |
| Estill County Kentucky | 8 | $ 195,000 | $ 24,000 | $ 44,000 |
| Lee County Virginia | 8 | $ 648,000 | $ 81,000 | $ 57,000 |
| Anderson County Kentucky | 7 | $ 320,000 | $ 45,000 | $ 47,000 |
| Garrard County Kentucky | 7 | $ 496,000 | $ 70,000 | $ 60,000 |
| McCreary County Kentucky | 7 | $ 672,000 | $ 96,000 | $ 78,000 |
| Nelson County Kentucky | 7 | $ 748,000 | $ 106,000 | $ 57,000 |
| Campbell County Tennessee | 7 | $ 656,000 | $ 93,000 | $ 50,000 |
| Sevier County Tennessee | 7 | $ 940,000 | $ 134,000 | $ 64,000 |
| Cabell County West Virginia | 7 | $ 787,000 | $ 112,000 | $ 74,000 |
| Jackson County Kentucky | 6 | $ 291,000 | $ 48,000 | $ 29,000 |
| Grainger County Tennessee | 6 | $ 802,000 | $ 133,000 | $ 39,000 |
| Buchanan County Virginia | 6 | $ 128,000 | $ 21,000 | $ 25,000 |
| Jefferson County Kentucky | 5 | $ 852,000 | $ 170,000 | $ 115,000 |
| Powell County Kentucky | 5 | $ 444,000 | $ 88,000 | $ 55,000 |
| Washington County Kentucky | 5 | $ 560,000 | $ 112,000 | $ 54,000 |
| Hamilton County Ohio | 5 | $ 902,000 | $ 180,000 | $ 51,000 |
| Scioto County Ohio | 5 | $ 455,000 | $ 91,000 | $ 33,000 |
| Dickenson County Virginia | 4 | $ 55,000 | $ 13,000 | $ 61,000 |
| Logan County West Virginia | 4 | $ 458,000 | $ 114,000 | $ 64,000 |
| Morgan County Kentucky | 3 | $ 173,000 | $ 57,000 | $ 45,000 |
| Owen County Kentucky | 3 | $ 178,000 | $ 59,000 | $ 67,000 |
| Shelby County Kentucky | 3 | $ 388,000 | $ 129,000 | $ 141,000 |
| Jefferson County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 73,000 |
| Fayette County West Virginia | 3 | $ 85,000 | $ 28,000 | $ 27,000 |
| Leon County Florida | 2 | $ 126,000 | $ 63,000 | $ 46,000 |
| Campbell County Kentucky | 2 | $ 407,000 | $ 203,000 | $ 64,000 |
| Clay County Kentucky | 2 | $ 19,000 | $ 9,000 | $ 70,000 |
| Clinton County Kentucky | 2 | $ 326,000 | $ 163,000 | $ 77,000 |
| Elliott County Kentucky | 2 | $ 130,000 | $ 65,000 | $ 50,000 |
| Larue County Kentucky | 2 | $ 106,000 | $ 53,000 | $ 27,000 |
| Wayne County Kentucky | 2 | $ 115,000 | $ 57,000 | $ 66,000 |
| Wolfe County Kentucky | 2 | $ 243,000 | $ 121,000 | $ 183,000 |
| Georgetown County South Carolina | 2 | $ 938,000 | $ 469,000 | $ 114,000 |
| Knox County Tennessee | 2 | $ 269,000 | $ 134,000 | $ 75,000 |
| Shelby County Tennessee | 2 | $ 289,000 | $ 144,000 | $ 107,000 |
| Franklin County Virginia | 2 | $ 900,000 | $ 450,000 | $ 112,000 |
| Norton County Virginia | 2 | $ 290,000 | $ 145,000 | $ 153,000 |
| Wise County Virginia | 2 | $ 167,000 | $ 83,000 | $ 55,000 |
| Clay County West Virginia | 2 | $ 107,000 | $ 53,000 | $ 25,000 |
| Kanawha County West Virginia | 2 | $ 96,000 | $ 48,000 | $ 61,000 |
| Webster County West Virginia | 2 | $ 54,000 | $ 27,000 | $ 43,000 |
| Los Angeles County California | 1 | $ 111,000 | $ 111,000 | $ 0 |
| Indian River County Florida | 1 | $ 5,000 | $ 5,000 | $ 42,000 |
| Lee County Florida | 1 | $ 204,000 | $ 204,000 | $ 96,000 |
| Nassau County Florida | 1 | $ 225,000 | $ 225,000 | $ 135,000 |
| Orange County Florida | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Osceola County Florida | 1 | $ 35,000 | $ 35,000 | $ 52,000 |
| Pinellas County Florida | 1 | $ 180,000 | $ 180,000 | $ 75,000 |
| Polk County Florida | 1 | $ 565,000 | $ 565,000 | $ 368,000 |
| Walton County Florida | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Chatham County Georgia | 1 | $ 360,000 | $ 360,000 | $ 100,000 |
| Murray County Georgia | 1 | $ 3,000 | $ 3,000 | $ 22,000 |
| Whitfield County Georgia | 1 | $ 126,000 | $ 126,000 | $ 50,000 |
| Bartholomew County Indiana | 1 | $ 166,000 | $ 166,000 | $ 540,000 |
| Bracken County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Cumberland County Kentucky | 1 | $ 24,000 | $ 24,000 | $ 19,000 |
| Harrison County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Metcalfe County Kentucky | 1 | $ 179,000 | $ 179,000 | $ 49,000 |
| Owsley County Kentucky | 1 | $ 93,000 | $ 93,000 | $ 38,000 |
| Brunswick County North Carolina | 1 | $ 31,000 | $ 31,000 | $ 108,000 |
| Durham County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 41,000 |
| Harnett County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 298,000 |
| Adams County Ohio | 1 | $ 61,000 | $ 61,000 | $ 48,000 |
| Brown County Ohio | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Clermont County Ohio | 1 | $ 27,000 | $ 27,000 | $ 30,000 |
| Clinton County Ohio | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Franklin County Ohio | 1 | $ 113,000 | $ 113,000 | $ 16,000 |
| Gallia County Ohio | 1 | $ 86,000 | $ 86,000 | $ 66,000 |
| Beaufort County South Carolina | 1 | $ 230,000 | $ 230,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 319,000 | $ 319,000 | $ 1,039,000 |
| Horry County South Carolina | 1 | $ 117,000 | $ 117,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Greene County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 38,000 |
| Hawkins County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Jackson County Tennessee | 1 | $ 14,000 | $ 14,000 | $ 24,000 |
| Montgomery County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Roane County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 29,000 |
| Rutherford County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Sullivan County Tennessee | 1 | $ 24,000 | $ 24,000 | $ 49,000 |
| Washington County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Alexandria County Virginia | 1 | $ 276,000 | $ 276,000 | $ 101,000 |
| Tazewell County Virginia | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Greenbrier County West Virginia | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Pocahontas County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 68,000 |
| Putnam County West Virginia | 1 | $ 263,000 | $ 263,000 | $ 174,000 |
| Raleigh County West Virginia | 1 | $ 32,000 | $ 32,000 | $ 65,000 |
| Wood County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 18,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Kentucky,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,902 | $164,901,000 | $154,888 | $850,000 | $129,111 | $900,000 |
| Home Purchase | 1,401 | $117,218,000 | $139,100 | $3,000,000 | $86,600 | $1,944,000 |
| Home Improvement | 1,158 | $11,330,000 | $28,714 | $300,000 | $36,857 | $525,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,293 | $275,519,000 | $128,888 | $3,000,000 | $104,555 | $1,944,000 |
| Not applicable | 54 | $8,572,000 | $214,000 | $730,000 | $0 | $0 |
| Black or African American | 43 | $2,484,000 | $57,666 | $158,000 | $36,000 | $696,000 |
| Not Provided | 22 | $2,191,000 | $88,000 | $360,000 | $45,333 | $172,000 |
| Hispanic | 20 | $1,002,000 | $33,666 | $152,000 | $32,000 | $99,000 |
| Asian | 20 | $3,086,000 | $108,750 | $475,000 | $181,500 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $565,000 | $113,000 | $359,000 | $141,000 | $292,000 |
| American Indian or Alaskan Native | 4 | $30,000 | $7,000 | $23,000 | $27,500 | $35,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,461 | $293,449,000 | $129,272 | $3,000,000 | $122,090 | $1,944,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,553 | $234,156,000 | $132,454 | $3,000,000 | $123,545 | $1,944,000 |
| Application Denied By Financial Institution | 569 | $33,001,000 | $67,333 | $330,000 | $61,833 | $696,000 |
| Application Approved But Not Accepted | 216 | $17,980,000 | $103,333 | $700,000 | $53,666 | $511,000 |
| Application Withdrawn By Applicant | 118 | $7,677,000 | $88,000 | $275,000 | $50,500 | $288,000 |
| File Closed For Incompleteness | 5 | $635,000 | $86,000 | $450,000 | $35,500 | $111,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 256 | $18,768,000 | $67,333 | $330,000 | $77,833 | $696,000 |
| Debt-To-Income Ratio | 60 | $5,538,000 | $85,500 | $215,000 | $42,250 | $104,000 |
| Other | 40 | $3,078,000 | $88,000 | $186,000 | $53,833 | $341,000 |
| Collateral | 37 | $2,758,000 | $73,000 | $210,000 | $49,000 | $123,000 |
| Credit Application Incomplete | 7 | $376,000 | $53,000 | $70,000 | $48,000 | $114,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $205,000 | $51,000 | $67,000 | $26,000 | $31,000 |
| Employment History | 3 | $168,000 | $56,000 | $90,000 | $36,000 | $60,000 |
| Unverifiable Information | 1 | $97,000 | $97,000 | $97,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in KY, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information at your convenience.