Community Trust Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Community Trust Bank, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Community Trust Bank, Inc. 346 North Mayo Trail Pikeville, KY 41502 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,329 |
| Total Mortgage Loan Application Amount | $361,505,000 |
| Average Mortgage Loan Application Amount | $95,600 |
| Highest Mortgage Loan Application Amount | $5,365,000 |
| Average Applicant Income | $81,400 |
| Highest Applicant Income | $2,885,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Community Trust Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Community Trust Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Community Trust Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Community Trust Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Community Trust Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Community Trust Bank, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Pike County Kentucky | 435 | $ 45,215,000 | $ 103,000 | $ 90,000 |
| Fayette County Kentucky | 169 | $ 31,965,000 | $ 189,000 | $ 106,000 |
| Whitley County Kentucky | 166 | $ 11,500,000 | $ 69,000 | $ 73,000 |
| Floyd County Kentucky | 147 | $ 14,915,000 | $ 101,000 | $ 79,000 |
| Letcher County Kentucky | 139 | $ 9,895,000 | $ 71,000 | $ 61,000 |
| Madison County Kentucky | 136 | $ 22,120,000 | $ 162,000 | $ 95,000 |
| Perry County Kentucky | 104 | $ 10,470,000 | $ 100,000 | $ 104,000 |
| Taylor County Kentucky | 102 | $ 7,490,000 | $ 73,000 | $ 75,000 |
| Fleming County Kentucky | 93 | $ 6,415,000 | $ 68,000 | $ 66,000 |
| Pulaski County Kentucky | 92 | $ 7,840,000 | $ 85,000 | $ 80,000 |
| Boyd County Kentucky | 91 | $ 9,935,000 | $ 109,000 | $ 130,000 |
| Clark County Kentucky | 86 | $ 8,190,000 | $ 95,000 | $ 74,000 |
| Campbell County Tennessee | 76 | $ 7,580,000 | $ 99,000 | $ 72,000 |
| Knott County Kentucky | 75 | $ 5,275,000 | $ 70,000 | $ 74,000 |
| Montgomery County Kentucky | 72 | $ 6,050,000 | $ 84,000 | $ 72,000 |
| Franklin County Kentucky | 70 | $ 8,810,000 | $ 125,000 | $ 77,000 |
| Rockcastle County Kentucky | 65 | $ 4,995,000 | $ 76,000 | $ 66,000 |
| Green County Kentucky | 61 | $ 3,395,000 | $ 55,000 | $ 63,000 |
| Mingo County West Virginia | 61 | $ 4,855,000 | $ 79,000 | $ 68,000 |
| Woodford County Kentucky | 58 | $ 6,190,000 | $ 106,000 | $ 61,000 |
| Laurel County Kentucky | 57 | $ 5,485,000 | $ 96,000 | $ 86,000 |
| Russell County Kentucky | 56 | $ 4,240,000 | $ 75,000 | $ 59,000 |
| Boyle County Kentucky | 53 | $ 8,215,000 | $ 155,000 | $ 99,000 |
| Johnson County Kentucky | 45 | $ 4,475,000 | $ 99,000 | $ 85,000 |
| Mercer County Kentucky | 45 | $ 4,805,000 | $ 106,000 | $ 64,000 |
| Marion County Kentucky | 42 | $ 2,980,000 | $ 70,000 | $ 74,000 |
| Greenup County Kentucky | 41 | $ 4,285,000 | $ 104,000 | $ 112,000 |
| Jessamine County Kentucky | 41 | $ 10,435,000 | $ 254,000 | $ 179,000 |
| Scott County Kentucky | 36 | $ 6,800,000 | $ 188,000 | $ 123,000 |
| Lawrence County Kentucky | 34 | $ 2,970,000 | $ 87,000 | $ 83,000 |
| Knox County Kentucky | 31 | $ 2,765,000 | $ 89,000 | $ 62,000 |
| Bell County Kentucky | 30 | $ 1,460,000 | $ 48,000 | $ 52,000 |
| Adair County Kentucky | 29 | $ 1,515,000 | $ 52,000 | $ 61,000 |
| Anderson County Tennessee | 28 | $ 4,290,000 | $ 153,000 | $ 88,000 |
| Cabell County West Virginia | 20 | $ 4,970,000 | $ 248,000 | $ 98,000 |
| Lincoln County Kentucky | 18 | $ 1,100,000 | $ 61,000 | $ 69,000 |
| Claiborne County Tennessee | 18 | $ 1,170,000 | $ 65,000 | $ 63,000 |
| Lincoln County West Virginia | 18 | $ 1,010,000 | $ 56,000 | $ 57,000 |
| Anderson County Kentucky | 17 | $ 2,925,000 | $ 172,000 | $ 74,000 |
| Wayne County West Virginia | 17 | $ 1,945,000 | $ 114,000 | $ 80,000 |
| Nicholas County West Virginia | 16 | $ 930,000 | $ 58,000 | $ 93,000 |
| Jefferson County Kentucky | 13 | $ 3,705,000 | $ 285,000 | $ 73,000 |
| Martin County Kentucky | 13 | $ 1,355,000 | $ 104,000 | $ 102,000 |
| Bourbon County Kentucky | 12 | $ 1,910,000 | $ 159,000 | $ 100,000 |
| Leslie County Kentucky | 11 | $ 1,305,000 | $ 118,000 | $ 74,000 |
| Jefferson County Tennessee | 11 | $ 2,695,000 | $ 245,000 | $ 256,000 |
| Knox County Tennessee | 11 | $ 2,195,000 | $ 199,000 | $ 84,000 |
| Bath County Kentucky | 10 | $ 680,000 | $ 68,000 | $ 56,000 |
| Lawrence County Ohio | 9 | $ 805,000 | $ 89,000 | $ 50,000 |
| Carter County Kentucky | 8 | $ 330,000 | $ 41,000 | $ 88,000 |
| Mason County Kentucky | 8 | $ 730,000 | $ 91,000 | $ 65,000 |
| Nelson County Kentucky | 8 | $ 1,070,000 | $ 133,000 | $ 89,000 |
| Buchanan County Virginia | 8 | $ 550,000 | $ 68,000 | $ 112,000 |
| Breathitt County Kentucky | 7 | $ 705,000 | $ 100,000 | $ 98,000 |
| Nicholas County Kentucky | 7 | $ 815,000 | $ 116,000 | $ 76,000 |
| Harrison County Kentucky | 6 | $ 430,000 | $ 71,000 | $ 47,000 |
| Magoffin County Kentucky | 6 | $ 1,150,000 | $ 191,000 | $ 105,000 |
| Powell County Kentucky | 6 | $ 490,000 | $ 81,000 | $ 61,000 |
| Garrard County Kentucky | 5 | $ 515,000 | $ 103,000 | $ 78,000 |
| Harlan County Kentucky | 5 | $ 325,000 | $ 65,000 | $ 37,000 |
| Pendleton County Kentucky | 5 | $ 525,000 | $ 105,000 | $ 81,000 |
| Washington County Kentucky | 5 | $ 625,000 | $ 125,000 | $ 73,000 |
| Wayne County Kentucky | 5 | $ 455,000 | $ 91,000 | $ 64,000 |
| Union County Tennessee | 5 | $ 545,000 | $ 109,000 | $ 44,000 |
| Dickenson County Virginia | 5 | $ 345,000 | $ 69,000 | $ 69,000 |
| Casey County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 67,000 |
| Estill County Kentucky | 4 | $ 330,000 | $ 82,000 | $ 43,000 |
| Jackson County Kentucky | 4 | $ 240,000 | $ 60,000 | $ 43,000 |
| McCreary County Kentucky | 4 | $ 170,000 | $ 42,000 | $ 143,000 |
| Rowan County Kentucky | 4 | $ 340,000 | $ 85,000 | $ 180,000 |
| Scioto County Ohio | 4 | $ 880,000 | $ 220,000 | $ 73,000 |
| Blount County Tennessee | 4 | $ 790,000 | $ 197,000 | $ 87,000 |
| Hamblen County Tennessee | 4 | $ 640,000 | $ 160,000 | $ 117,000 |
| Wise County Virginia | 4 | $ 480,000 | $ 120,000 | $ 67,000 |
| Logan County West Virginia | 4 | $ 360,000 | $ 90,000 | $ 41,000 |
| Lewis County Kentucky | 3 | $ 125,000 | $ 41,000 | $ 61,000 |
| Menifee County Kentucky | 3 | $ 215,000 | $ 71,000 | $ 59,000 |
| Owen County Kentucky | 3 | $ 565,000 | $ 188,000 | $ 85,000 |
| Shelby County Kentucky | 3 | $ 2,015,000 | $ 671,000 | $ 174,000 |
| Horry County South Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 106,000 |
| Scott County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 45,000 |
| Sevier County Tennessee | 3 | $ 685,000 | $ 228,000 | $ 180,000 |
| Boone County West Virginia | 3 | $ 295,000 | $ 98,000 | $ 138,000 |
| Charlotte County Florida | 2 | $ 250,000 | $ 125,000 | $ 58,000 |
| Pinellas County Florida | 2 | $ 850,000 | $ 425,000 | $ 352,000 |
| Barren County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 64,000 |
| Clay County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 80,000 |
| Cumberland County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 135,000 |
| Grayson County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 29,000 |
| Hardin County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| Hart County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Larue County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| Metcalfe County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| Morgan County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 67,000 |
| Wolfe County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 56,000 |
| Mecklenburg County North Carolina | 2 | $ 600,000 | $ 300,000 | $ 502,000 |
| Trumbull County Ohio | 2 | $ 50,000 | $ 25,000 | $ 0 |
| Grainger County Tennessee | 2 | $ 100,000 | $ 50,000 | $ 90,000 |
| Greene County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 115,000 |
| Washington County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 192,000 |
| Lee County Virginia | 2 | $ 110,000 | $ 55,000 | $ 56,000 |
| Kanawha County West Virginia | 2 | $ 120,000 | $ 60,000 | $ 30,000 |
| Putnam County West Virginia | 2 | $ 510,000 | $ 255,000 | $ 113,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Marion County Florida | 1 | $ 255,000 | $ 255,000 | $ 1,740,000 |
| Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Orange County Florida | 1 | $ 325,000 | $ 325,000 | $ 1,008,000 |
| Volusia County Florida | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Walton County Florida | 1 | $ 755,000 | $ 755,000 | $ 78,000 |
| Cherokee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 126,000 |
| Cobb County Georgia | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
| Delaware County Indiana | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Johnson County Indiana | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Bracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Bullitt County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 78,000 |
| Daviess County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 82,000 |
| Kenton County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 96,000 |
| Lee County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Logan County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 140,000 |
| Oldham County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Robertson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Genesee County Michigan | 1 | $ 475,000 | $ 475,000 | $ 392,000 |
| St. Louis County Missouri | 1 | $ 445,000 | $ 445,000 | $ 109,000 |
| Harnett County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Brown County Ohio | 1 | $ 65,000 | $ 65,000 | $ 56,000 |
| Clermont County Ohio | 1 | $ 65,000 | $ 65,000 | $ 27,000 |
| Delaware County Ohio | 1 | $ 75,000 | $ 75,000 | $ 155,000 |
| Highland County Ohio | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Pike County Ohio | 1 | $ 95,000 | $ 95,000 | $ 157,000 |
| Indiana County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Beaufort County South Carolina | 1 | $ 1,045,000 | $ 1,045,000 | $ 375,000 |
| Dorchester County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Davidson County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Hawkins County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Loudon County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Williamson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Wilson County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 164,000 |
| Harris County Texas | 1 | $ 275,000 | $ 275,000 | $ 174,000 |
| Bedford County Virginia | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Hampton County Virginia | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Scott County Virginia | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Washington County Virginia | 1 | $ 265,000 | $ 265,000 | $ 126,000 |
| Greenbrier County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
Mortgage Loan Application Detail Totals for Community Trust Bank, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,190 | $189,340,000 | $159,000 | $5,365,000 | $97,000 | $2,885,000 |
| Refinancing | 941 | $104,585,000 | $111,000 | $2,935,000 | $81,000 | $1,143,000 |
| Other Purpose | 602 | $30,250,000 | $50,000 | $1,365,000 | $72,000 | $683,000 |
| Home Improvement | 449 | $20,845,000 | $46,000 | $405,000 | $82,000 | $686,000 |
| Cash-out Refinancing | 147 | $16,485,000 | $112,000 | $355,000 | $75,000 | $475,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,001 | $303,175,000 | $101,000 | $1,505,000 | $83,000 | $2,885,000 |
| Not applicable | 158 | $40,330,000 | $255,000 | $5,365,000 | $0 | $0 |
| Not Provided | 52 | $4,600,000 | $88,000 | $405,000 | $110,000 | $1,008,000 |
| Hispanic | 45 | $3,095,000 | $68,000 | $405,000 | $70,000 | $234,000 |
| Black or African American | 39 | $3,675,000 | $94,000 | $585,000 | $59,000 | $192,000 |
| Asian | 28 | $6,030,000 | $215,000 | $795,000 | $254,000 | $1,740,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $125,000 | $46,000 | $48,000 |
| American Indian or Alaskan Native | 1 | $15,000 | $15,000 | $15,000 | $66,000 | $66,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,329 | $361,505,000 | $108,000 | $5,365,000 | $84,000 | $2,885,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,558 | $285,790,000 | $111,000 | $5,365,000 | $89,000 | $2,885,000 |
| Application Denied By Financial Institution | 426 | $39,180,000 | $91,000 | $1,235,000 | $60,000 | $1,008,000 |
| Application Approved But Not Accepted | 298 | $33,670,000 | $112,000 | $1,365,000 | $88,000 | $1,740,000 |
| Application Withdrawn By Applicant | 46 | $2,590,000 | $56,000 | $235,000 | $64,000 | $265,000 |
| Preapproval Approved but not Accepted | 1 | $275,000 | $275,000 | $275,000 | $247,000 | $247,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,903 | $322,325,000 | $111,000 | $5,365,000 | $88,000 | $2,885,000 |
| Credit History | 237 | $15,665,000 | $66,000 | $525,000 | $53,000 | $684,000 |
| Debt-To-Income Ratio | 95 | $12,525,000 | $131,000 | $655,000 | $49,000 | $153,000 |
| Collateral | 40 | $4,450,000 | $111,000 | $895,000 | $83,000 | $344,000 |
| Other | 37 | $4,275,000 | $115,000 | $1,235,000 | $66,000 | $399,000 |
| Credit Application Incomplete | 8 | $1,080,000 | $135,000 | $325,000 | $137,000 | $1,008,000 |
| Unverifiable Information | 5 | $915,000 | $183,000 | $305,000 | $72,000 | $165,000 |
| Employment History | 2 | $170,000 | $85,000 | $155,000 | $441,000 | $840,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $100,000 | $50,000 | $55,000 | $38,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Community Trust Bank, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Community Trust Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.