Consumer Loan Services, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013

Consumer Loan Services, Llc 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Consumer Loan Services, Llc
811 Monitor Street
La Crosse, WI 54603
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  
Total Number of Mortgage Applications 1,627
Total Mortgage Loan Application Amount $206,966,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $424,000
Average Applicant Income $67,000
Highest Applicant Income $660,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Consumer Loan Services, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Consumer Loan Services, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2013 breaks down Consumer Loan Services, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Consumer Loan Services, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Consumer Loan Services, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Consumer Loan Services, Llc's mortgage activity for 2013.

Mortgage Loan Application Totals for Consumer Loan Services, Llc by County in 2013

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Polk County Iowa 144 $ 18,051,000 $ 125,000 $ 70,000
Carlton County Minnesota 101 $ 12,807,000 $ 126,000 $ 58,000
St. Louis County Minnesota 95 $ 11,311,000 $ 119,000 $ 67,000
La Crosse County Wisconsin 77 $ 10,747,000 $ 139,000 $ 93,000
Fond du Lac County Wisconsin 69 $ 8,288,000 $ 120,000 $ 66,000
Douglas County Nebraska 51 $ 7,163,000 $ 140,000 $ 83,000
Winnebago County Illinois 40 $ 5,242,000 $ 131,000 $ 94,000
Scott County Iowa 38 $ 4,565,000 $ 120,000 $ 62,000
Monroe County Wisconsin 36 $ 4,851,000 $ 134,000 $ 68,000
Olmsted County Minnesota 33 $ 6,528,000 $ 197,000 $ 86,000
Marquette County Michigan 31 $ 3,433,000 $ 110,000 $ 54,000
Oneida County Wisconsin 28 $ 4,342,000 $ 155,000 $ 93,000
Dubuque County Iowa 27 $ 3,660,000 $ 135,000 $ 64,000
Wapello County Iowa 27 $ 2,299,000 $ 85,000 $ 45,000
Warren County Iowa 27 $ 3,980,000 $ 147,000 $ 79,000
Shelby County Iowa 25 $ 2,338,000 $ 93,000 $ 64,000
Cass County Iowa 24 $ 1,950,000 $ 81,000 $ 50,000
Marathon County Wisconsin 23 $ 2,654,000 $ 115,000 $ 81,000
Webster County Iowa 20 $ 1,469,000 $ 73,000 $ 75,000
Vilas County Wisconsin 20 $ 4,177,000 $ 208,000 $ 99,000
Sarpy County Nebraska 18 $ 2,323,000 $ 129,000 $ 82,000
Cerro Gordo County Iowa 17 $ 2,293,000 $ 134,000 $ 58,000
Dallas County Iowa 17 $ 2,320,000 $ 136,000 $ 68,000
Rock County Wisconsin 17 $ 1,952,000 $ 114,000 $ 63,000
Hennepin County Minnesota 16 $ 3,377,000 $ 211,000 $ 109,000
Houston County Minnesota 16 $ 1,910,000 $ 119,000 $ 68,000
Eau Claire County Wisconsin 16 $ 1,925,000 $ 120,000 $ 72,000
Juneau County Wisconsin 16 $ 1,641,000 $ 102,000 $ 47,000
Dodge County Wisconsin 15 $ 1,812,000 $ 120,000 $ 63,000
Milwaukee County Wisconsin 15 $ 2,015,000 $ 134,000 $ 75,000
Brown County Wisconsin 14 $ 1,691,000 $ 120,000 $ 66,000
Dane County Wisconsin 14 $ 2,133,000 $ 152,000 $ 76,000
Pottawattamie County Iowa 13 $ 1,026,000 $ 78,000 $ 111,000
Nobles County Minnesota 13 $ 1,504,000 $ 115,000 $ 41,000
Jackson County Wisconsin 13 $ 1,922,000 $ 147,000 $ 86,000
DeKalb County Illinois 12 $ 1,625,000 $ 135,000 $ 72,000
Freeborn County Minnesota 12 $ 1,052,000 $ 87,000 $ 48,000
Stephenson County Illinois 11 $ 1,239,000 $ 112,000 $ 77,000
Winneshiek County Iowa 11 $ 1,410,000 $ 128,000 $ 48,000
Sauk County Wisconsin 11 $ 1,526,000 $ 138,000 $ 57,000
Clark County Wisconsin 10 $ 978,000 $ 97,000 $ 75,000
Crawford County Wisconsin 10 $ 876,000 $ 87,000 $ 37,000
Ogle County Illinois 9 $ 969,000 $ 107,000 $ 72,000
Rock Island County Illinois 9 $ 1,070,000 $ 118,000 $ 59,000
Fillmore County Minnesota 9 $ 1,093,000 $ 121,000 $ 59,000
Jefferson County Wisconsin 9 $ 1,482,000 $ 164,000 $ 66,000
Taylor County Wisconsin 9 $ 1,089,000 $ 121,000 $ 85,000
Allamakee County Iowa 8 $ 840,000 $ 105,000 $ 57,000
Green Lake County Wisconsin 8 $ 1,059,000 $ 132,000 $ 58,000
Linn County Iowa 7 $ 862,000 $ 123,000 $ 59,000
Union County Iowa 7 $ 562,000 $ 80,000 $ 50,000
Worth County Iowa 7 $ 583,000 $ 83,000 $ 55,000
Douglas County Wisconsin 7 $ 722,000 $ 103,000 $ 53,000
Price County Wisconsin 7 $ 617,000 $ 88,000 $ 94,000
Cook County Illinois 6 $ 1,277,000 $ 212,000 $ 144,000
Audubon County Iowa 6 $ 388,000 $ 64,000 $ 49,000
Floyd County Iowa 6 $ 495,000 $ 82,000 $ 46,000
Madison County Iowa 6 $ 832,000 $ 138,000 $ 68,000
Iron County Wisconsin 6 $ 761,000 $ 126,000 $ 56,000
Vernon County Wisconsin 6 $ 846,000 $ 141,000 $ 60,000
Winnebago County Wisconsin 6 $ 946,000 $ 157,000 $ 68,000
Wood County Wisconsin 6 $ 615,000 $ 102,000 $ 66,000
Muscatine County Iowa 5 $ 463,000 $ 92,000 $ 57,000
Gogebic County Michigan 5 $ 362,000 $ 72,000 $ 61,000
Schoolcraft County Michigan 5 $ 467,000 $ 93,000 $ 63,000
Jackson County Minnesota 5 $ 617,000 $ 123,000 $ 65,000
Ramsey County Minnesota 5 $ 806,000 $ 161,000 $ 63,000
Winona County Minnesota 5 $ 647,000 $ 129,000 $ 73,000
Chippewa County Wisconsin 5 $ 553,000 $ 110,000 $ 48,000
Trempealeau County Wisconsin 5 $ 448,000 $ 89,000 $ 54,000
Waukesha County Wisconsin 5 $ 1,030,000 $ 206,000 $ 104,000
Henry County Illinois 4 $ 539,000 $ 134,000 $ 79,000
Calhoun County Iowa 4 $ 367,000 $ 91,000 $ 76,000
Jefferson County Iowa 4 $ 426,000 $ 106,000 $ 53,000
Mitchell County Iowa 4 $ 323,000 $ 80,000 $ 56,000
Story County Iowa 4 $ 799,000 $ 199,000 $ 125,000
Chippewa County Michigan 4 $ 457,000 $ 114,000 $ 60,000
Cottonwood County Minnesota 4 $ 265,000 $ 66,000 $ 38,000
Itasca County Minnesota 4 $ 906,000 $ 226,000 $ 72,000
Grant County Wisconsin 4 $ 397,000 $ 99,000 $ 61,000
Waushara County Wisconsin 4 $ 496,000 $ 124,000 $ 93,000
Mercer County Illinois 3 $ 354,000 $ 118,000 $ 96,000
Clayton County Iowa 3 $ 304,000 $ 101,000 $ 65,000
Clinton County Iowa 3 $ 437,000 $ 145,000 $ 68,000
Delaware County Iowa 3 $ 350,000 $ 116,000 $ 59,000
Fayette County Iowa 3 $ 347,000 $ 115,000 $ 65,000
Hancock County Iowa 3 $ 317,000 $ 105,000 $ 59,000
Johnson County Iowa 3 $ 390,000 $ 130,000 $ 69,000
Marion County Iowa 3 $ 458,000 $ 152,000 $ 62,000
Dakota County Minnesota 3 $ 573,000 $ 191,000 $ 78,000
Mower County Minnesota 3 $ 490,000 $ 163,000 $ 127,000
Sherburne County Minnesota 3 $ 464,000 $ 154,000 $ 65,000
Wabasha County Minnesota 3 $ 386,000 $ 128,000 $ 45,000
Cass County North Dakota 3 $ 365,000 $ 121,000 $ 82,000
Adams County Wisconsin 3 $ 498,000 $ 166,000 $ 90,000
Ashland County Wisconsin 3 $ 306,000 $ 102,000 $ 120,000
Columbia County Wisconsin 3 $ 442,000 $ 147,000 $ 70,000
Green County Wisconsin 3 $ 450,000 $ 150,000 $ 88,000
Lincoln County Wisconsin 3 $ 483,000 $ 161,000 $ 56,000
Portage County Wisconsin 3 $ 435,000 $ 145,000 $ 64,000
Sawyer County Wisconsin 3 $ 703,000 $ 234,000 $ 152,000
Washington County Wisconsin 3 $ 492,000 $ 164,000 $ 68,000
Boone County Illinois 2 $ 340,000 $ 170,000 $ 142,000
Adair County Iowa 2 $ 105,000 $ 52,000 $ 34,000
Guthrie County Iowa 2 $ 264,000 $ 132,000 $ 81,000
Mills County Iowa 2 $ 167,000 $ 83,000 $ 76,000
Monroe County Iowa 2 $ 150,000 $ 75,000 $ 86,000
Ringgold County Iowa 2 $ 95,000 $ 47,000 $ 24,000
Tama County Iowa 2 $ 181,000 $ 90,000 $ 40,000
Van Buren County Iowa 2 $ 138,000 $ 69,000 $ 58,000
Winnebago County Iowa 2 $ 230,000 $ 115,000 $ 58,000
Alger County Michigan 2 $ 325,000 $ 162,000 $ 67,000
Anoka County Minnesota 2 $ 369,000 $ 184,000 $ 98,000
Dodge County Minnesota 2 $ 408,000 $ 204,000 $ 60,000
Lake County Minnesota 2 $ 124,000 $ 62,000 $ 41,000
Steele County Minnesota 2 $ 248,000 $ 124,000 $ 66,000
Washington County Minnesota 2 $ 496,000 $ 248,000 $ 188,000
Cass County Nebraska 2 $ 305,000 $ 152,000 $ 70,000
Lancaster County Nebraska 2 $ 164,000 $ 82,000 $ 76,000
Marinette County Wisconsin 2 $ 204,000 $ 102,000 $ 49,000
Oconto County Wisconsin 2 $ 341,000 $ 170,000 $ 66,000
Waupaca County Wisconsin 2 $ 335,000 $ 167,000 $ 88,000
Carroll County Illinois 1 $ 224,000 $ 224,000 $ 277,000
Jo Daviess County Illinois 1 $ 86,000 $ 86,000 $ 33,000
Lee County Illinois 1 $ 101,000 $ 101,000 $ 86,000
Warren County Illinois 1 $ 171,000 $ 171,000 $ 239,000
Whiteside County Illinois 1 $ 37,000 $ 37,000 $ 48,000
Buchanan County Iowa 1 $ 138,000 $ 138,000 $ 91,000
Butler County Iowa 1 $ 65,000 $ 65,000 $ 30,000
Clarke County Iowa 1 $ 83,000 $ 83,000 $ 20,000
Davis County Iowa 1 $ 73,000 $ 73,000 $ 51,000
Des Moines County Iowa 1 $ 67,000 $ 67,000 $ 47,000
Greene County Iowa 1 $ 59,000 $ 59,000 $ 72,000
Henry County Iowa 1 $ 102,000 $ 102,000 $ 54,000
Jackson County Iowa 1 $ 76,000 $ 76,000 $ 48,000
Jasper County Iowa 1 $ 275,000 $ 275,000 $ 106,000
Louisa County Iowa 1 $ 74,000 $ 74,000 $ 28,000
Mahaska County Iowa 1 $ 114,000 $ 114,000 $ 38,000
Montgomery County Iowa 1 $ 102,000 $ 102,000 $ 30,000
Woodbury County Iowa 1 $ 97,000 $ 97,000 $ 56,000
Wayne County Michigan 1 $ 171,000 $ 171,000 $ 47,000
Aitkin County Minnesota 1 $ 130,000 $ 130,000 $ 48,000
Becker County Minnesota 1 $ 280,000 $ 280,000 $ 360,000
Beltrami County Minnesota 1 $ 143,000 $ 143,000 $ 85,000
Carver County Minnesota 1 $ 285,000 $ 285,000 $ 135,000
Crow Wing County Minnesota 1 $ 199,000 $ 199,000 $ 158,000
Faribault County Minnesota 1 $ 167,000 $ 167,000 $ 136,000
Isanti County Minnesota 1 $ 122,000 $ 122,000 $ 42,000
Koochiching County Minnesota 1 $ 114,000 $ 114,000 $ 53,000
Meeker County Minnesota 1 $ 102,000 $ 102,000 $ 68,000
Morrison County Minnesota 1 $ 365,000 $ 365,000 $ 107,000
Murray County Minnesota 1 $ 63,000 $ 63,000 $ 51,000
Otter Tail County Minnesota 1 $ 198,000 $ 198,000 $ 108,000
Pine County Minnesota 1 $ 85,000 $ 85,000 $ 25,000
Scott County Minnesota 1 $ 125,000 $ 125,000 $ 99,000
Dodge County Nebraska 1 $ 111,000 $ 111,000 $ 44,000
Keith County Nebraska 1 $ 60,000 $ 60,000 $ 48,000
Saunders County Nebraska 1 $ 352,000 $ 352,000 $ 164,000
Washington County Nebraska 1 $ 94,000 $ 94,000 $ 108,000
Bayfield County Wisconsin 1 $ 108,000 $ 108,000 $ 87,000
Buffalo County Wisconsin 1 $ 92,000 $ 92,000 $ 40,000
Forest County Wisconsin 1 $ 263,000 $ 263,000 $ 473,000
Iowa County Wisconsin 1 $ 127,000 $ 127,000 $ 64,000
Kenosha County Wisconsin 1 $ 125,000 $ 125,000 $ 46,000
Langlade County Wisconsin 1 $ 138,000 $ 138,000 $ 110,000
Marquette County Wisconsin 1 $ 57,000 $ 57,000 $ 38,000
Racine County Wisconsin 1 $ 375,000 $ 375,000 $ 202,000
Richland County Wisconsin 1 $ 122,000 $ 122,000 $ 65,000
Rusk County Wisconsin 1 $ 58,000 $ 58,000 $ 50,000
Shawano County Wisconsin 1 $ 88,000 $ 88,000 $ 29,000
Sheboygan County Wisconsin 1 $ 61,000 $ 61,000 $ 62,000
St. Croix County Wisconsin 1 $ 64,000 $ 64,000 $ 84,000
Walworth County Wisconsin 1 $ 194,000 $ 194,000 $ 101,000
Washburn County Wisconsin 1 $ 70,000 $ 70,000 $ 84,000

Mortgage Loan Application Detail Totals for Consumer Loan Services, Llc in 2013

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 949 $124,261,000 $130,000 $424,000 $77,000 $493,000
Home Purchase 673 $82,119,000 $122,000 $417,000 $64,000 $660,000
Home Improvement 5 $586,000 $117,000 $235,000 $60,000 $138,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,468 $188,743,000 $128,000 $424,000 $72,000 $660,000
Not Provided 109 $12,287,000 $112,000 $417,000 $68,000 $224,000
Hispanic 21 $1,977,000 $94,000 $185,000 $51,000 $122,000
Black or African American 12 $1,255,000 $104,000 $176,000 $75,000 $310,000
American Indian or Alaskan Native 8 $831,000 $103,000 $143,000 $53,000 $87,000
Native Hawaiian or Other Pacific Islander 5 $836,000 $167,000 $212,000 $133,000 $342,000
Asian 4 $1,037,000 $259,000 $380,000 $91,000 $145,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,325 $169,927,000 $128,000 $417,000 $75,000 $600,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 144 $15,054,000 $104,000 $261,000 $48,000 $660,000
FHA-insured (Federal Housing Administration) 105 $14,157,000 $134,000 $363,000 $65,000 $266,000
VA-guaranteed (Veterans Administration) 53 $7,828,000 $147,000 $424,000 $67,000 $210,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 558 $78,725,000 $141,000 $417,000 $84,000 $493,000
Application Denied By Financial Institution 519 $60,147,000 $115,000 $424,000 $64,000 $660,000
Loan Originated 395 $47,508,000 $120,000 $384,000 $63,000 $266,000
Application Withdrawn By Applicant 108 $14,464,000 $133,000 $383,000 $70,000 $300,000
File Closed For Incompleteness 46 $6,082,000 $132,000 $376,000 $70,000 $180,000
Application Approved But Not Accepted 1 $40,000 $40,000 $40,000 $34,000 $34,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 183 $19,180,000 $104,000 $363,000 $59,000 $660,000
Credit Application Incomplete 95 $11,284,000 $118,000 $305,000 $69,000 $309,000
Debt-To-Income Ratio 87 $11,249,000 $129,000 $424,000 $61,000 $600,000
Collateral 78 $9,135,000 $117,000 $297,000 $68,000 $292,000
Unverifiable Information 18 $2,228,000 $123,000 $365,000 $69,000 $135,000
Employment History 9 $1,049,000 $116,000 $177,000 $38,000 $72,000
Other 8 $792,000 $99,000 $156,000 $75,000 $139,000
Insufficient Cash (Downpayment, Closing Cost) 6 $403,000 $67,000 $122,000 $39,000 $60,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Consumer Loan Services, Llc's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Consumer Loan Services, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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