Cooperativa De A/C Camuy Mortgage Lending & HMDA Data, 2023
In 2023, Cooperativa De A/C Camuy of Camuy, PR reported 126 mortgage applications totaling $16.3 million, up 47% from 2022. The average application was for $129,206, and applicants reported an average income of $66,920. 94% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Arecibo, PR (70), San Juan-Carolina-Caguas, PR (27) and Aguadilla-Isabela, PR (25) (applications in parentheses).
| Mortgage Company & Address | Cooperativa De A/C Camuy Ave. Baltazar Jiménez Méndez #300 Camuy, PR 00627 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 126 |
| Total Mortgage Loan Application Amount | $16,280,000 |
| Average Mortgage Loan Application Amount | $129,206 |
| Highest Mortgage Loan Application Amount | $425,000 |
| Average Applicant Income | $66,920 |
| Highest Applicant Income | $236,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cooperativa De A/C Camuy filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camuy, Puerto Rico | 33 | $ 2,985,000 | $ 90,454 | $ 53,000 |
| Arecibo, Puerto Rico | 18 | $ 1,840,000 | $ 102,222 | $ 49,000 |
| Isabela, Puerto Rico | 13 | $ 2,265,000 | $ 174,230 | $ 75,000 |
| Hatillo, Puerto Rico | 11 | $ 1,375,000 | $ 125,000 | $ 58,000 |
| Quebradillas, Puerto Rico | 8 | $ 860,000 | $ 107,500 | $ 41,000 |
| Aguadilla, Puerto Rico | 6 | $ 1,480,000 | $ 246,666 | $ 107,000 |
| Barceloneta, Puerto Rico | 5 | $ 615,000 | $ 123,000 | $ 65,000 |
| Cidra, Puerto Rico | 3 | $ 535,000 | $ 178,333 | $ 65,000 |
| Toa Alta, Puerto Rico | 3 | $ 435,000 | $ 145,000 | $ 105,000 |
| Caguas, Puerto Rico | 2 | $ 300,000 | $ 150,000 | $ 67,000 |
| Ciales, Puerto Rico | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Lares, Puerto Rico | 2 | $ 220,000 | $ 110,000 | $ 74,000 |
| Manati, Puerto Rico | 2 | $ 270,000 | $ 135,000 | $ 57,000 |
| Moca, Puerto Rico | 2 | $ 220,000 | $ 110,000 | $ 48,000 |
| San Juan, Puerto Rico | 2 | $ 160,000 | $ 80,000 | $ 94,000 |
| Adjuntas, Puerto Rico | 1 | $ 165,000 | $ 165,000 | $ 83,000 |
| Aguas Buenas, Puerto Rico | 1 | $ 165,000 | $ 165,000 | $ 84,000 |
| Bayamon, Puerto Rico | 1 | $ 255,000 | $ 255,000 | $ 91,000 |
| Cabo Rojo, Puerto Rico | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cayey, Puerto Rico | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Guayama, Puerto Rico | 1 | $ 185,000 | $ 185,000 | $ 175,000 |
| Humacao, Puerto Rico | 1 | $ 425,000 | $ 425,000 | $ 93,000 |
| Juana Diaz, Puerto Rico | 1 | $ 135,000 | $ 135,000 | $ 214,000 |
| Juncos, Puerto Rico | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Las Piedras, Puerto Rico | 1 | $ 115,000 | $ 115,000 | $ 101,000 |
| San Sebastian, Puerto Rico | 1 | $ 105,000 | $ 105,000 | $ 236,000 |
| Utuado, Puerto Rico | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Vega Alta, Puerto Rico | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Vega Baja, Puerto Rico | 1 | $ 165,000 | $ 165,000 | $ 142,000 |
Mortgage Loan Application Detail Totals for Cooperativa De A/C Camuy in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 68 | $7,260,000 | $106,000 | $425,000 | $59,000 | $236,000 |
| Cash-out Refinancing | 36 | $5,520,000 | $153,000 | $425,000 | $80,000 | $175,000 |
| Refinancing | 22 | $3,500,000 | $159,000 | $405,000 | $70,000 | $214,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 122 | $15,400,000 | $126,000 | $425,000 | $66,000 | $236,000 |
| White | 4 | $880,000 | $220,000 | $425,000 | $107,000 | $154,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 126 | $16,280,000 | $129,000 | $425,000 | $67,000 | $236,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 119 | $15,815,000 | $132,000 | $425,000 | $68,000 | $236,000 |
| Application Denied By Financial Institution | 7 | $465,000 | $66,000 | $185,000 | $46,000 | $81,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 119 | $15,815,000 | $132,000 | $425,000 | $68,000 | $236,000 |
| Debt-To-Income Ratio | 3 | $245,000 | $81,000 | $185,000 | $31,000 | $43,000 |
| Credit History | 2 | $50,000 | $25,000 | $35,000 | $38,000 | $65,000 |
| Mortgage Insurance Denied | 2 | $170,000 | $85,000 | $85,000 | $69,000 | $81,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cooperativa De A/C Camuy's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cooperativa De A/C Camuy's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Puerto Rico, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About