2 mortgage lenders are based in Cortland, NY, listed below with the total mortgage applications each has reported under the Home Mortgage Disclosure Act since 2003. Just below are the lenders that made the most home loans in Cortland County, NY in 2025.
In 2025, 70 lenders made 647 home loans worth $99.8 million in Cortland County, according to Home Mortgage Disclosure Act (HMDA) data. These 10 made the most. The figures cover all of Cortland County, which includes Cortland.
| # | Lender | Loans made | Loan volume | Avg. loan | Share of loans |
|---|---|---|---|---|---|
| 1 | Nbt Bank NA Norwich, NY | 71 | $7.0M | $98,000 | 11.0% |
| 2 | Beginnings Credit Union Ithaca, NY | 70 | $11.4M | $163,000 | 10.8% |
| 3 | Tompkins Community Bank Ithaca, NY | 67 | $11.4M | $170,000 | 10.4% |
| 4 | Everett Financial, Inc. Dallas, TX | 58 | $9.3M | $160,000 | 9.0% |
| 5 | First National Bank of Dryden Dryden, NY | 34 | $5.9M | $174,000 | 5.3% |
| 6 | Americu Credit Union Rome, NY | 31 | $4.3M | $138,000 | 4.8% |
| 7 | The Summit Federal Credit Union Rochester, NY | 29 | $2.1M | $71,000 | 4.5% |
| 8 | Community Bank, N.A. Canton, NY | 20 | $3.0M | $150,000 | 3.1% |
| 9 | M&T Bank Buffalo, NY | 16 | $2.6M | $159,000 | 2.5% |
| 10 | Keybank National Association Cleveland, OH | 13 | $2.1M | $163,000 | 2.0% |
See every lender in Cortland County and its 2025 mortgage data · top lenders in New York · the top 100 lenders nationwide
| Mortgage Company | Phone Number | Mortgage Application Count | Mortgage Application Amount |
|---|---|---|---|
| First National Bank of Dryden
7 WEST MAIN ST DRYDEN, NY 13045 |
* | 1,202 | $85,878,000 |
| Syracuse Federal Credit Union
143 MAIN STREET CORTLAND, NY 13045 |
* | 1,244 | $63,084,000 |
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