Credit Union Of Texas
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Credit Union Of Texas 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Credit Union Of Texas 8131 Lbj Freeway, Suite 500 Allen, TX 75251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,722 |
| Total Mortgage Loan Application Amount | $78,379,000 |
| Average Mortgage Loan Application Amount | $45,666 |
| Highest Mortgage Loan Application Amount | $445,000 |
| Average Applicant Income | $116,333 |
| Highest Applicant Income | $830,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Credit Union Of Texas. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Credit Union Of Texas's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Credit Union Of Texas's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Credit Union Of Texas serves its applicants.
Each category highlights the total number of mortgage applications processed by Credit Union Of Texas, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Credit Union Of Texas's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Collin County Texas | 372 | $ 15,560,000 | $ 41,000 | $ 124,000 |
| Dallas County Texas | 324 | $ 15,088,000 | $ 46,000 | $ 119,000 |
| Denton County Texas | 250 | $ 11,573,000 | $ 46,000 | $ 125,000 |
| Harris County Texas | 102 | $ 4,958,000 | $ 48,000 | $ 127,000 |
| Fort Bend County Texas | 50 | $ 2,533,000 | $ 50,000 | $ 130,000 |
| Rockwall County Texas | 41 | $ 2,181,000 | $ 53,000 | $ 130,000 |
| Bexar County Texas | 26 | $ 1,060,000 | $ 40,000 | $ 110,000 |
| Tarrant County Texas | 25 | $ 1,327,000 | $ 53,000 | $ 123,000 |
| Montgomery County Texas | 23 | $ 892,000 | $ 38,000 | $ 150,000 |
| Kaufman County Texas | 19 | $ 804,000 | $ 42,000 | $ 102,000 |
| Hidalgo County Texas | 18 | $ 640,000 | $ 35,000 | $ 59,000 |
| Brazoria County Texas | 17 | $ 587,000 | $ 34,000 | $ 101,000 |
| El Paso County Texas | 15 | $ 579,000 | $ 38,000 | $ 69,000 |
| Ellis County Texas | 15 | $ 630,000 | $ 42,000 | $ 109,000 |
| Travis County Texas | 15 | $ 884,000 | $ 58,000 | $ 124,000 |
| Galveston County Texas | 13 | $ 655,000 | $ 50,000 | $ 96,000 |
| Tulsa County Oklahoma | 12 | $ 544,000 | $ 45,000 | $ 104,000 |
| Midland County Texas | 12 | $ 553,000 | $ 46,000 | $ 69,000 |
| Orange County Texas | 11 | $ 535,000 | $ 48,000 | $ 41,000 |
| Hardin County Texas | 10 | $ 526,000 | $ 52,000 | $ 69,000 |
| Johnson County Texas | 10 | $ 449,000 | $ 44,000 | $ 59,000 |
| Kerr County Texas | 9 | $ 505,000 | $ 56,000 | $ 59,000 |
| Hunt County Texas | 8 | $ 374,000 | $ 46,000 | $ 91,000 |
| Smith County Texas | 8 | $ 248,000 | $ 31,000 | $ 50,000 |
| Ector County Texas | 7 | $ 408,000 | $ 58,000 | $ 65,000 |
| McLennan County Texas | 7 | $ 248,000 | $ 35,000 | $ 98,000 |
| Parker County Texas | 7 | $ 343,000 | $ 49,000 | $ 76,000 |
| Williamson County Texas | 6 | $ 331,000 | $ 55,000 | $ 152,000 |
| Douglas County Colorado | 5 | $ 360,000 | $ 72,000 | $ 140,000 |
| Jefferson County Colorado | 5 | $ 264,000 | $ 52,000 | $ 108,000 |
| Harrison County Texas | 5 | $ 190,000 | $ 38,000 | $ 78,000 |
| Henderson County Texas | 5 | $ 175,000 | $ 35,000 | $ 56,000 |
| Jefferson County Texas | 5 | $ 189,000 | $ 37,000 | $ 47,000 |
| Liberty County Texas | 5 | $ 206,000 | $ 41,000 | $ 53,000 |
| Van Zandt County Texas | 5 | $ 131,000 | $ 26,000 | $ 59,000 |
| Wise County Texas | 5 | $ 183,000 | $ 36,000 | $ 62,000 |
| Adams County Colorado | 4 | $ 758,000 | $ 189,000 | $ 137,000 |
| Canadian County Oklahoma | 4 | $ 102,000 | $ 25,000 | $ 78,000 |
| Oklahoma County Oklahoma | 4 | $ 156,000 | $ 39,000 | $ 99,000 |
| Bell County Texas | 4 | $ 172,000 | $ 43,000 | $ 60,000 |
| Bowie County Texas | 4 | $ 173,000 | $ 43,000 | $ 38,000 |
| Cameron County Texas | 4 | $ 162,000 | $ 40,000 | $ 69,000 |
| Freestone County Texas | 4 | $ 178,000 | $ 44,000 | $ 45,000 |
| Grimes County Texas | 4 | $ 185,000 | $ 46,000 | $ 69,000 |
| Hays County Texas | 4 | $ 122,000 | $ 30,000 | $ 85,000 |
| Jasper County Texas | 4 | $ 208,000 | $ 52,000 | $ 62,000 |
| Nueces County Texas | 4 | $ 141,000 | $ 35,000 | $ 64,000 |
| Rusk County Texas | 4 | $ 146,000 | $ 36,000 | $ 44,000 |
| Somervell County Texas | 4 | $ 139,000 | $ 34,000 | $ 54,000 |
| Taylor County Texas | 4 | $ 97,000 | $ 24,000 | $ 58,000 |
| Wichita County Texas | 4 | $ 204,000 | $ 51,000 | $ 56,000 |
| Wood County Texas | 4 | $ 144,000 | $ 36,000 | $ 30,000 |
| Denver County Colorado | 3 | $ 257,000 | $ 85,000 | $ 151,000 |
| Weld County Colorado | 3 | $ 136,000 | $ 45,000 | $ 102,000 |
| Anderson County Texas | 3 | $ 146,000 | $ 48,000 | $ 51,000 |
| Aransas County Texas | 3 | $ 111,000 | $ 37,000 | $ 67,000 |
| Bandera County Texas | 3 | $ 201,000 | $ 67,000 | $ 74,000 |
| Brazos County Texas | 3 | $ 112,000 | $ 37,000 | $ 87,000 |
| Chambers County Texas | 3 | $ 99,000 | $ 33,000 | $ 114,000 |
| Cooke County Texas | 3 | $ 203,000 | $ 67,000 | $ 108,000 |
| Gaines County Texas | 3 | $ 139,000 | $ 46,000 | $ 48,000 |
| Gregg County Texas | 3 | $ 79,000 | $ 26,000 | $ 81,000 |
| Hockley County Texas | 3 | $ 133,000 | $ 44,000 | $ 47,000 |
| Hood County Texas | 3 | $ 158,000 | $ 52,000 | $ 87,000 |
| Hopkins County Texas | 3 | $ 77,000 | $ 25,000 | $ 127,000 |
| Houston County Texas | 3 | $ 148,000 | $ 49,000 | $ 41,000 |
| Lee County Texas | 3 | $ 178,000 | $ 59,000 | $ 58,000 |
| Lubbock County Texas | 3 | $ 161,000 | $ 53,000 | $ 104,000 |
| San Patricio County Texas | 3 | $ 135,000 | $ 45,000 | $ 73,000 |
| Stephens County Texas | 3 | $ 120,000 | $ 40,000 | $ 47,000 |
| Waller County Texas | 3 | $ 125,000 | $ 41,000 | $ 77,000 |
| Boulder County Colorado | 2 | $ 132,000 | $ 66,000 | $ 155,000 |
| El Paso County Colorado | 2 | $ 49,000 | $ 24,000 | $ 63,000 |
| Cleveland County Oklahoma | 2 | $ 57,000 | $ 28,000 | $ 97,000 |
| Payne County Oklahoma | 2 | $ 91,000 | $ 45,000 | $ 124,000 |
| Andrews County Texas | 2 | $ 122,000 | $ 61,000 | $ 45,000 |
| Austin County Texas | 2 | $ 77,000 | $ 38,000 | $ 95,000 |
| Bastrop County Texas | 2 | $ 48,000 | $ 24,000 | $ 78,000 |
| Bee County Texas | 2 | $ 115,000 | $ 57,000 | $ 64,000 |
| Brown County Texas | 2 | $ 57,000 | $ 28,000 | $ 73,000 |
| Burleson County Texas | 2 | $ 59,000 | $ 29,000 | $ 34,000 |
| Callahan County Texas | 2 | $ 65,000 | $ 32,000 | $ 65,000 |
| Cherokee County Texas | 2 | $ 105,000 | $ 52,000 | $ 24,000 |
| Coryell County Texas | 2 | $ 124,000 | $ 62,000 | $ 70,000 |
| Fannin County Texas | 2 | $ 116,000 | $ 58,000 | $ 105,000 |
| Fayette County Texas | 2 | $ 90,000 | $ 45,000 | $ 38,000 |
| Frio County Texas | 2 | $ 113,000 | $ 56,000 | $ 85,000 |
| Goliad County Texas | 2 | $ 118,000 | $ 59,000 | $ 63,000 |
| Gonzales County Texas | 2 | $ 85,000 | $ 42,000 | $ 34,000 |
| Gray County Texas | 2 | $ 84,000 | $ 42,000 | $ 62,000 |
| Grayson County Texas | 2 | $ 72,000 | $ 36,000 | $ 81,000 |
| Hill County Texas | 2 | $ 73,000 | $ 36,000 | $ 52,000 |
| Jack County Texas | 2 | $ 78,000 | $ 39,000 | $ 48,000 |
| Jackson County Texas | 2 | $ 75,000 | $ 37,000 | $ 33,000 |
| Kendall County Texas | 2 | $ 126,000 | $ 63,000 | $ 88,000 |
| Kleberg County Texas | 2 | $ 118,000 | $ 59,000 | $ 73,000 |
| Leon County Texas | 2 | $ 60,000 | $ 30,000 | $ 41,000 |
| Madison County Texas | 2 | $ 64,000 | $ 32,000 | $ 43,000 |
| Newton County Texas | 2 | $ 90,000 | $ 45,000 | $ 40,000 |
| Ochiltree County Texas | 2 | $ 121,000 | $ 60,000 | $ 283,000 |
| Palo Pinto County Texas | 2 | $ 58,000 | $ 29,000 | $ 88,000 |
| Panola County Texas | 2 | $ 109,000 | $ 54,000 | $ 38,000 |
| Polk County Texas | 2 | $ 89,000 | $ 44,000 | $ 57,000 |
| Randall County Texas | 2 | $ 120,000 | $ 60,000 | $ 44,000 |
| Robertson County Texas | 2 | $ 49,000 | $ 24,000 | $ 43,000 |
| Shelby County Texas | 2 | $ 123,000 | $ 61,000 | $ 54,000 |
| Tom Green County Texas | 2 | $ 101,000 | $ 50,000 | $ 84,000 |
| Tyler County Texas | 2 | $ 67,000 | $ 33,000 | $ 31,000 |
| Walker County Texas | 2 | $ 96,000 | $ 48,000 | $ 27,000 |
| Arapahoe County Colorado | 1 | $ 42,000 | $ 42,000 | $ 111,000 |
| Broomfield County Colorado | 1 | $ 65,000 | $ 65,000 | $ 126,000 |
| Elbert County Colorado | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Grand County Colorado | 1 | $ 64,000 | $ 64,000 | $ 118,000 |
| Larimer County Colorado | 1 | $ 46,000 | $ 46,000 | $ 85,000 |
| Summit County Colorado | 1 | $ 59,000 | $ 59,000 | $ 116,000 |
| Walton County Florida | 1 | $ 30,000 | $ 30,000 | $ 830,000 |
| Jackson County Missouri | 1 | $ 94,000 | $ 94,000 | $ 40,000 |
| Cherokee County Oklahoma | 1 | $ 48,000 | $ 48,000 | $ 63,000 |
| McClain County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| Rogers County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 138,000 |
| Washington County Oklahoma | 1 | $ 22,000 | $ 22,000 | $ 64,000 |
| Camp County Texas | 1 | $ 38,000 | $ 38,000 | $ 33,000 |
| Cass County Texas | 1 | $ 65,000 | $ 65,000 | $ 54,000 |
| Childress County Texas | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Clay County Texas | 1 | $ 41,000 | $ 41,000 | $ 52,000 |
| Coke County Texas | 1 | $ 58,000 | $ 58,000 | $ 50,000 |
| Coleman County Texas | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
| Colorado County Texas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Comal County Texas | 1 | $ 50,000 | $ 50,000 | $ 125,000 |
| Comanche County Texas | 1 | $ 34,000 | $ 34,000 | $ 39,000 |
| Crane County Texas | 1 | $ 98,000 | $ 98,000 | $ 71,000 |
| Duval County Texas | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Eastland County Texas | 1 | $ 17,000 | $ 17,000 | $ 196,000 |
| Franklin County Texas | 1 | $ 19,000 | $ 19,000 | $ 49,000 |
| Gillespie County Texas | 1 | $ 37,000 | $ 37,000 | $ 17,000 |
| Guadalupe County Texas | 1 | $ 17,000 | $ 17,000 | $ 50,000 |
| Jeff Davis County Texas | 1 | $ 26,000 | $ 26,000 | $ 39,000 |
| Jim Wells County Texas | 1 | $ 27,000 | $ 27,000 | $ 63,000 |
| Jones County Texas | 1 | $ 72,000 | $ 72,000 | $ 57,000 |
| Lamar County Texas | 1 | $ 46,000 | $ 46,000 | $ 30,000 |
| Lavaca County Texas | 1 | $ 40,000 | $ 40,000 | $ 55,000 |
| Limestone County Texas | 1 | $ 52,000 | $ 52,000 | $ 45,000 |
| Lynn County Texas | 1 | $ 34,000 | $ 34,000 | $ 27,000 |
| Marion County Texas | 1 | $ 81,000 | $ 81,000 | $ 156,000 |
| Matagorda County Texas | 1 | $ 38,000 | $ 38,000 | $ 42,000 |
| Maverick County Texas | 1 | $ 20,000 | $ 20,000 | $ 100,000 |
| McMullen County Texas | 1 | $ 60,000 | $ 60,000 | $ 50,000 |
| Medina County Texas | 1 | $ 70,000 | $ 70,000 | $ 273,000 |
| Mitchell County Texas | 1 | $ 28,000 | $ 28,000 | $ 21,000 |
| Montague County Texas | 1 | $ 39,000 | $ 39,000 | $ 32,000 |
| Morris County Texas | 1 | $ 24,000 | $ 24,000 | $ 40,000 |
| Nacogdoches County Texas | 1 | $ 10,000 | $ 10,000 | $ 41,000 |
| Navarro County Texas | 1 | $ 18,000 | $ 18,000 | $ 12,000 |
| Oldham County Texas | 1 | $ 47,000 | $ 47,000 | $ 77,000 |
| Pecos County Texas | 1 | $ 85,000 | $ 85,000 | $ 138,000 |
| Potter County Texas | 1 | $ 87,000 | $ 87,000 | $ 82,000 |
| Reagan County Texas | 1 | $ 64,000 | $ 64,000 | $ 68,000 |
| Scurry County Texas | 1 | $ 49,000 | $ 49,000 | $ 66,000 |
| Victoria County Texas | 1 | $ 61,000 | $ 61,000 | $ 35,000 |
| Washington County Texas | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Wharton County Texas | 1 | $ 21,000 | $ 21,000 | $ 37,000 |
| Wilson County Texas | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Credit Union Of Texas in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,252 | $56,781,000 | $45,000 | $445,000 | $107,000 | $830,000 |
| Refinancing | 277 | $11,897,000 | $42,000 | $150,000 | $119,000 | $576,000 |
| Home Improvement | 193 | $9,701,000 | $50,000 | $150,000 | $123,000 | $423,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,260 | $57,708,000 | $45,000 | $358,000 | $113,000 | $830,000 |
| Not Provided | 210 | $10,116,000 | $48,000 | $262,000 | $117,000 | $689,000 |
| Hispanic | 116 | $5,005,000 | $43,000 | $445,000 | $79,000 | $270,000 |
| Asian | 61 | $2,624,000 | $43,000 | $195,000 | $113,000 | $335,000 |
| Black or African American | 57 | $2,258,000 | $39,000 | $117,000 | $92,000 | $313,000 |
| American Indian or Alaskan Native | 15 | $543,000 | $36,000 | $61,000 | $95,000 | $193,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $125,000 | $41,000 | $51,000 | $109,000 | $163,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,722 | $78,379,000 | $45,000 | $445,000 | $110,000 | $830,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,579 | $71,823,000 | $45,000 | $445,000 | $112,000 | $830,000 |
| Loan Originated | 115 | $5,498,000 | $47,000 | $150,000 | $95,000 | $302,000 |
| Application Denied By Financial Institution | 24 | $778,000 | $32,000 | $80,000 | $55,000 | $168,000 |
| Application Withdrawn By Applicant | 4 | $280,000 | $70,000 | $110,000 | $116,000 | $162,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 13 | $413,000 | $31,000 | $74,000 | $41,000 | $94,000 |
| Collateral | 7 | $175,000 | $25,000 | $53,000 | $75,000 | $168,000 |
| Debt-To-Income Ratio | 2 | $115,000 | $57,000 | $80,000 | $60,000 | $61,000 |
| Employment History | 1 | $30,000 | $30,000 | $30,000 | $37,000 | $37,000 |
| Other | 1 | $45,000 | $45,000 | $45,000 | $93,000 | $93,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Credit Union Of Texas's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Credit Union Of Texas's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.