Crockett National Bank Mortgage Lending & HMDA Data, 2018

In 2018, Crockett National Bank of San Antonio, TX reported 160 mortgage applications totaling $64.7 million, down 13% from 2017. The average application was for $404,062, and applicants reported an average income of $258,812. 59% of its applications resulted in an originated loan and 14% were denied. Its largest markets were San Antonio-New Braunfels, TX (45), San Angelo, TX (27) and Austin-Round Rock, TX (21) (applications in parentheses).

Mortgage Company & Address Crockett National Bank
8018 Broadway Ste 200
San Antonio, TX 78209
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 160
Total Mortgage Loan Application Amount $64,650,000
Average Mortgage Loan Application Amount $404,062
Highest Mortgage Loan Application Amount $1,585,000
Average Applicant Income $258,812
Highest Applicant Income $3,484,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Crockett National Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Crockett National Bank in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 134 $51,790,000 $386,000 $1,475,000 $243,000 $3,484,000
Refinancing 12 $5,700,000 $475,000 $975,000 $326,000 $1,471,000
Cash-out Refinancing 7 $4,395,000 $627,000 $1,585,000 $598,000 $1,960,000
Other Purpose 6 $2,560,000 $426,000 $915,000 $72,000 $211,000
Home Improvement 1 $205,000 $205,000 $205,000 $318,000 $318,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 89 $36,635,000 $411,000 $1,295,000 $322,000 $3,484,000
Not applicable 25 $9,995,000 $399,000 $1,185,000 $0 $0
Not Provided 24 $14,540,000 $605,000 $1,585,000 $165,000 $485,000
Hispanic 21 $3,325,000 $158,000 $435,000 $50,000 $140,000
Black or African American 1 $155,000 $155,000 $155,000 $483,000 $483,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 160 $64,650,000 $404,000 $1,585,000 $254,000 $3,484,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 95 $33,935,000 $357,000 $1,295,000 $298,000 $3,484,000
Application Approved But Not Accepted 36 $15,270,000 $424,000 $1,475,000 $212,000 $700,000
Application Denied By Financial Institution 23 $12,895,000 $560,000 $1,585,000 $143,000 $445,000
Application Withdrawn By Applicant 6 $2,550,000 $425,000 $965,000 $339,000 $1,471,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 137 $51,755,000 $377,000 $1,475,000 $274,000 $3,484,000
Debt-To-Income Ratio 11 $6,615,000 $601,000 $1,245,000 $58,000 $160,000
Collateral 4 $2,070,000 $517,000 $965,000 $251,000 $445,000
Other 3 $2,445,000 $815,000 $1,585,000 $242,000 $395,000
Insufficient Cash (Downpayment, Closing Cost) 3 $1,365,000 $455,000 $845,000 $208,000 $373,000
Employment History 1 $175,000 $175,000 $175,000 $0 $0
Credit History 1 $225,000 $225,000 $225,000 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Crockett National Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Crockett National Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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