Cwcapital LLC Mortgage Lending & HMDA Data, 2003
In 2003, Cwcapital LLC of Needham, MA reported 169 mortgage applications totaling $1.2 billion. The average application was for $7,118,568, and applicants reported an average income of $0. 35% of its applications resulted in an originated loan and 24% were denied. Its largest markets were Atlanta, GA (12), Houston, TX (11) and Seattle-Bellevue-Everett, WA (9) (applications in parentheses).
| Mortgage Company & Address | Cwcapital LLC 63 Kendrick Street Needham, MA 02494 |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 169 |
| Total Mortgage Loan Application Amount | $1,203,038,000 |
| Average Mortgage Loan Application Amount | $7,118,568 |
| Highest Mortgage Loan Application Amount | $42,000,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cwcapital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta, GA | 12 | $ 125,403,000 | $ 10,450,250 | $ 0 |
| Houston, TX | 11 | $ 56,772,000 | $ 5,161,090 | $ 0 |
| Seattle-Bellevue-Everett, WA | 9 | $ 41,091,000 | $ 4,565,666 | $ 0 |
| Providence-Fall River-Warwick, RI-MA | 8 | $ 28,131,000 | $ 3,516,375 | $ 0 |
| Los Angeles-Long Beach, CA | 6 | $ 66,062,000 | $ 11,010,333 | $ 0 |
| Riverside-San Bernardino, CA | 6 | $ 100,967,000 | $ 16,827,833 | $ 0 |
| Las Vegas, NV-AZ | 5 | $ 77,904,000 | $ 15,580,800 | $ 0 |
| Oakland, CA | 5 | $ 64,667,000 | $ 12,933,400 | $ 0 |
| Phoenix-Mesa, AZ | 4 | $ 31,914,000 | $ 7,978,500 | $ 0 |
| San Diego, CA | 4 | $ 59,264,000 | $ 14,816,000 | $ 0 |
| New York, NY | 3 | $ 16,962,000 | $ 5,654,000 | $ 0 |
| Richland-Kennewick-Pasco, WA | 3 | $ 27,686,000 | $ 9,228,666 | $ 0 |
| Anchorage, AK | 2 | $ 10,000,000 | $ 5,000,000 | $ 0 |
| Brazoria, TX | 2 | $ 7,975,000 | $ 3,987,500 | $ 0 |
| Bremerton, WA | 2 | $ 9,309,000 | $ 4,654,500 | $ 0 |
| Chicago, IL | 2 | $ 10,500,000 | $ 5,250,000 | $ 0 |
| Fresno, CA | 2 | $ 12,731,000 | $ 6,365,500 | $ 0 |
| Lincoln, NE | 2 | $ 3,030,000 | $ 1,515,000 | $ 0 |
| Lowell, MA-NH | 2 | $ 3,663,000 | $ 1,831,500 | $ 0 |
| Nashville, TN | 2 | $ 11,092,000 | $ 5,546,000 | $ 0 |
| Portland-Vancouver, OR-WA | 2 | $ 17,163,000 | $ 8,581,500 | $ 0 |
| Albany-Schenectady-Troy, NY | 1 | $ 13,000,000 | $ 13,000,000 | $ 0 |
| Bakersfield, CA | 1 | $ 11,636,000 | $ 11,636,000 | $ 0 |
| Baltimore, MD | 1 | $ 5,000,000 | $ 5,000,000 | $ 0 |
| Bellingham, WA | 1 | $ 2,299,000 | $ 2,299,000 | $ 0 |
| Birmingham, AL | 1 | $ 14,614,000 | $ 14,614,000 | $ 0 |
| Boston, MA-NH | 1 | $ 10,500,000 | $ 10,500,000 | $ 0 |
| Chattanooga, TN-GA | 1 | $ 7,200,000 | $ 7,200,000 | $ 0 |
| Cleveland-Lorain-Elyria, OH | 1 | $ 5,750,000 | $ 5,750,000 | $ 0 |
| Corvallis, OR | 1 | $ 2,979,000 | $ 2,979,000 | $ 0 |
| Dallas, TX | 1 | $ 2,500,000 | $ 2,500,000 | $ 0 |
| Dayton-Springfield, OH | 1 | $ 12,500,000 | $ 12,500,000 | $ 0 |
| Daytona Beach, FL | 1 | $ 14,877,000 | $ 14,877,000 | $ 0 |
| Erie, PA | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Florence, AL | 1 | $ 4,471,000 | $ 4,471,000 | $ 0 |
| Fort Worth-Arlington, TX | 1 | $ 11,563,000 | $ 11,563,000 | $ 0 |
| Grand Rapids-Muskegon-Holland, MI | 1 | $ 1,307,000 | $ 1,307,000 | $ 0 |
| Harrisburg-Lebanon-Carlisle, PA | 1 | $ 2,976,000 | $ 2,976,000 | $ 0 |
| Honolulu, HI | 1 | $ 5,500,000 | $ 5,500,000 | $ 0 |
| Johnstown, PA | 1 | $ 5,100,000 | $ 5,100,000 | $ 0 |
| Knoxville, TN | 1 | $ 2,800,000 | $ 2,800,000 | $ 0 |
| Lawrence, MA-NH | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Little Rock-North Little Rock, AR | 1 | $ 11,000,000 | $ 11,000,000 | $ 0 |
| Macon, GA | 1 | $ 2,432,000 | $ 2,432,000 | $ 0 |
| Modesto, CA | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Nassau-Suffolk, NY | 1 | $ 27,016,000 | $ 27,016,000 | $ 0 |
| New London-Norwich, CT-RI | 1 | $ 9,398,000 | $ 9,398,000 | $ 0 |
| Orange County, CA | 1 | $ 4,738,000 | $ 4,738,000 | $ 0 |
| Orlando, FL | 1 | $ 2,640,000 | $ 2,640,000 | $ 0 |
| Peoria-Pekin, IL | 1 | $ 5,440,000 | $ 5,440,000 | $ 0 |
| Philadelphia, PA-NJ | 1 | $ 6,570,000 | $ 6,570,000 | $ 0 |
| Portland, ME | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Rochester, NY | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Sacramento, CA | 1 | $ 3,900,000 | $ 3,900,000 | $ 0 |
| Saginaw-Bay City-Midland, MI | 1 | $ 4,763,000 | $ 4,763,000 | $ 0 |
| Salinas, CA | 1 | $ 4,801,000 | $ 4,801,000 | $ 0 |
| San Antonio, TX | 1 | $ 3,650,000 | $ 3,650,000 | $ 0 |
| Springfield, IL | 1 | $ 4,468,000 | $ 4,468,000 | $ 0 |
| Springfield, MA | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Stockton-Lodi, CA | 1 | $ 2,250,000 | $ 2,250,000 | $ 0 |
| Syracuse, NY | 1 | $ 2,282,000 | $ 2,282,000 | $ 0 |
| Ventura, CA | 1 | $ 21,688,000 | $ 21,688,000 | $ 0 |
| Waco, TX | 1 | $ 2,052,000 | $ 2,052,000 | $ 0 |
| Yakima, WA | 1 | $ 2,864,000 | $ 2,864,000 | $ 0 |
| Yolo, CA | 1 | $ 5,687,000 | $ 5,687,000 | $ 0 |
| York, PA | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cwcapital LLC in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 169 | $1,203,038,000 | $6,783,733 | $42,000,000 | $0 | $0 |
| Refinancing (home purchase or home improvement, one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 169 | $1,203,038,000 | $6,783,733 | $42,000,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian or Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 106 | $701,750,000 | $6,750,500 | $40,000,000 | $0 | $0 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 63 | $501,288,000 | $6,763,333 | $42,000,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 69 | $366,637,000 | $5,743,391 | $22,432,000 | $0 | $0 |
| Loan Originated | 59 | $395,376,000 | $7,767,000 | $32,000,000 | $0 | $0 |
| Application Denied By Financial Institution | 41 | $441,025,000 | $8,120,583 | $42,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 41 | $441,025,000 | $8,120,583 | $42,000,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cwcapital LLC's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cwcapital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.
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