Empeople Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Empeople Credit Union 3950 38Th Avenue Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,016 |
| Total Mortgage Loan Application Amount | $783,620,000 |
| Average Mortgage Loan Application Amount | $133,000 |
| Highest Mortgage Loan Application Amount | $1,685,000 |
| Average Applicant Income | $123,400 |
| Highest Applicant Income | $7,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Empeople Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Empeople Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Empeople Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Empeople Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Empeople Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Empeople Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cumberland County Maine | 459 | $ 78,915,000 | $ 171,000 | $ 155,000 |
| Scott County Iowa | 416 | $ 73,050,000 | $ 175,000 | $ 135,000 |
| Rock Island County Illinois | 310 | $ 32,500,000 | $ 104,000 | $ 92,000 |
| Black Hawk County Iowa | 230 | $ 26,360,000 | $ 114,000 | $ 109,000 |
| Polk County Iowa | 215 | $ 36,675,000 | $ 170,000 | $ 134,000 |
| York County Maine | 159 | $ 22,355,000 | $ 140,000 | $ 113,000 |
| Henry County Illinois | 138 | $ 16,310,000 | $ 118,000 | $ 113,000 |
| Dubuque County Iowa | 119 | $ 17,755,000 | $ 149,000 | $ 112,000 |
| Penobscot County Maine | 84 | $ 8,890,000 | $ 105,000 | $ 87,000 |
| Dallas County Iowa | 74 | $ 16,300,000 | $ 220,000 | $ 169,000 |
| Wake County North Carolina | 74 | $ 19,510,000 | $ 263,000 | $ 163,000 |
| Bremer County Iowa | 70 | $ 8,460,000 | $ 120,000 | $ 107,000 |
| Cass County North Dakota | 60 | $ 11,550,000 | $ 192,000 | $ 131,000 |
| Johnson County Kansas | 55 | $ 11,785,000 | $ 214,000 | $ 147,000 |
| Wapello County Iowa | 46 | $ 4,240,000 | $ 92,000 | $ 143,000 |
| Columbia County Georgia | 45 | $ 7,795,000 | $ 173,000 | $ 122,000 |
| Dodge County Wisconsin | 44 | $ 6,900,000 | $ 156,000 | $ 95,000 |
| Mercer County Illinois | 42 | $ 3,310,000 | $ 78,000 | $ 84,000 |
| Clinton County Iowa | 34 | $ 4,480,000 | $ 131,000 | $ 91,000 |
| Grant County Wisconsin | 28 | $ 2,790,000 | $ 99,000 | $ 96,000 |
| Maricopa County Arizona | 27 | $ 5,875,000 | $ 217,000 | $ 153,000 |
| Buchanan County Iowa | 27 | $ 3,165,000 | $ 117,000 | $ 119,000 |
| Warren County Iowa | 25 | $ 2,795,000 | $ 111,000 | $ 120,000 |
| Androscoggin County Maine | 25 | $ 3,955,000 | $ 158,000 | $ 130,000 |
| Whiteside County Illinois | 23 | $ 1,785,000 | $ 77,000 | $ 117,000 |
| Fayette County Iowa | 21 | $ 1,785,000 | $ 85,000 | $ 121,000 |
| Johnston County North Carolina | 21 | $ 4,205,000 | $ 200,000 | $ 119,000 |
| Greene County Missouri | 20 | $ 1,870,000 | $ 93,000 | $ 72,000 |
| Greenville County South Carolina | 20 | $ 2,140,000 | $ 107,000 | $ 103,000 |
| Story County Iowa | 19 | $ 3,675,000 | $ 193,000 | $ 215,000 |
| Lafourche County Louisiana | 19 | $ 3,085,000 | $ 162,000 | $ 123,000 |
| Richmond County Georgia | 18 | $ 1,500,000 | $ 83,000 | $ 86,000 |
| Jasper County Iowa | 18 | $ 1,810,000 | $ 100,000 | $ 214,000 |
| Forsyth County North Carolina | 18 | $ 2,610,000 | $ 145,000 | $ 80,000 |
| Cook County Illinois | 17 | $ 4,155,000 | $ 244,000 | $ 170,000 |
| Clay County Minnesota | 17 | $ 1,805,000 | $ 106,000 | $ 142,000 |
| Oxford County Maine | 16 | $ 2,010,000 | $ 125,000 | $ 120,000 |
| Harnett County North Carolina | 16 | $ 2,610,000 | $ 163,000 | $ 94,000 |
| Butler County Iowa | 15 | $ 1,675,000 | $ 111,000 | $ 111,000 |
| Boone County Iowa | 14 | $ 2,180,000 | $ 155,000 | $ 99,000 |
| Jackson County Iowa | 14 | $ 1,340,000 | $ 95,000 | $ 89,000 |
| Jackson County Missouri | 14 | $ 1,860,000 | $ 132,000 | $ 94,000 |
| Dane County Wisconsin | 13 | $ 2,425,000 | $ 186,000 | $ 142,000 |
| Collin County Texas | 12 | $ 3,630,000 | $ 302,000 | $ 170,000 |
| Cedar County Iowa | 11 | $ 1,415,000 | $ 128,000 | $ 136,000 |
| Linn County Iowa | 11 | $ 955,000 | $ 86,000 | $ 92,000 |
| Montgomery County Kansas | 11 | $ 1,065,000 | $ 96,000 | $ 122,000 |
| Hennepin County Minnesota | 11 | $ 3,855,000 | $ 350,000 | $ 174,000 |
| Barnes County North Dakota | 11 | $ 1,295,000 | $ 117,000 | $ 92,000 |
| Orange County California | 10 | $ 3,530,000 | $ 353,000 | $ 218,000 |
| Lee County Florida | 10 | $ 1,500,000 | $ 150,000 | $ 178,000 |
| Knox County Illinois | 10 | $ 650,000 | $ 65,000 | $ 66,000 |
| Chickasaw County Iowa | 10 | $ 560,000 | $ 56,000 | $ 84,000 |
| Grundy County Iowa | 10 | $ 1,020,000 | $ 102,000 | $ 110,000 |
| Tama County Iowa | 10 | $ 730,000 | $ 73,000 | $ 102,000 |
| Wright County Iowa | 10 | $ 670,000 | $ 67,000 | $ 85,000 |
| Sedgwick County Kansas | 10 | $ 1,490,000 | $ 149,000 | $ 120,000 |
| Christian County Missouri | 10 | $ 1,520,000 | $ 152,000 | $ 106,000 |
| Clay County Missouri | 10 | $ 2,170,000 | $ 217,000 | $ 127,000 |
| Davidson County North Carolina | 10 | $ 880,000 | $ 88,000 | $ 101,000 |
| Guilford County North Carolina | 10 | $ 2,000,000 | $ 200,000 | $ 133,000 |
| Franklin County Ohio | 10 | $ 1,860,000 | $ 186,000 | $ 133,000 |
| Spartanburg County South Carolina | 10 | $ 1,900,000 | $ 190,000 | $ 139,000 |
| Tarrant County Texas | 10 | $ 1,850,000 | $ 185,000 | $ 136,000 |
| Larimer County Colorado | 9 | $ 2,445,000 | $ 271,000 | $ 181,000 |
| Weld County Colorado | 9 | $ 2,995,000 | $ 332,000 | $ 140,000 |
| Orange County Florida | 9 | $ 2,175,000 | $ 241,000 | $ 89,000 |
| Pinellas County Florida | 9 | $ 1,215,000 | $ 135,000 | $ 152,000 |
| Jo Daviess County Illinois | 9 | $ 1,765,000 | $ 196,000 | $ 131,000 |
| Johnson County Iowa | 9 | $ 1,925,000 | $ 213,000 | $ 154,000 |
| Marion County Iowa | 9 | $ 1,455,000 | $ 161,000 | $ 113,000 |
| Hancock County Maine | 9 | $ 1,505,000 | $ 167,000 | $ 92,000 |
| Kennebec County Maine | 9 | $ 1,215,000 | $ 135,000 | $ 88,000 |
| Sagadahoc County Maine | 9 | $ 985,000 | $ 109,000 | $ 102,000 |
| Jefferson County Wisconsin | 9 | $ 1,195,000 | $ 132,000 | $ 127,000 |
| Greene County Arkansas | 8 | $ 920,000 | $ 115,000 | $ 103,000 |
| Madera County California | 8 | $ 1,480,000 | $ 185,000 | $ 146,000 |
| Riverside County California | 8 | $ 1,210,000 | $ 151,000 | $ 111,000 |
| Palm Beach County Florida | 8 | $ 1,130,000 | $ 141,000 | $ 152,000 |
| Ada County Idaho | 8 | $ 1,390,000 | $ 173,000 | $ 139,000 |
| Jones County Iowa | 8 | $ 1,060,000 | $ 132,000 | $ 95,000 |
| Marshall County Iowa | 8 | $ 1,100,000 | $ 137,000 | $ 102,000 |
| Webster County Iowa | 8 | $ 650,000 | $ 81,000 | $ 83,000 |
| Piscataquis County Maine | 8 | $ 760,000 | $ 95,000 | $ 92,000 |
| Custer County Oklahoma | 8 | $ 690,000 | $ 86,000 | $ 104,000 |
| Washington County Tennessee | 8 | $ 1,750,000 | $ 218,000 | $ 151,000 |
| Denton County Texas | 8 | $ 1,000,000 | $ 125,000 | $ 112,000 |
| Travis County Texas | 8 | $ 5,630,000 | $ 703,000 | $ 221,000 |
| Waukesha County Wisconsin | 8 | $ 2,010,000 | $ 251,000 | $ 164,000 |
| Baldwin County Alabama | 7 | $ 1,775,000 | $ 253,000 | $ 130,000 |
| Adams County Colorado | 7 | $ 1,905,000 | $ 272,000 | $ 128,000 |
| Will County Illinois | 7 | $ 1,965,000 | $ 280,000 | $ 179,000 |
| Benton County Iowa | 7 | $ 745,000 | $ 106,000 | $ 113,000 |
| Hancock County Iowa | 7 | $ 565,000 | $ 80,000 | $ 60,000 |
| Muscatine County Iowa | 7 | $ 975,000 | $ 139,000 | $ 131,000 |
| Leavenworth County Kansas | 7 | $ 1,325,000 | $ 189,000 | $ 189,000 |
| St. Tammany County Louisiana | 7 | $ 1,635,000 | $ 233,000 | $ 133,000 |
| Goodhue County Minnesota | 7 | $ 875,000 | $ 125,000 | $ 69,000 |
| Cass County Missouri | 7 | $ 835,000 | $ 119,000 | $ 76,000 |
| Randolph County North Carolina | 7 | $ 535,000 | $ 76,000 | $ 88,000 |
| Greene County Tennessee | 7 | $ 1,485,000 | $ 212,000 | $ 119,000 |
| Williamson County Texas | 7 | $ 3,455,000 | $ 493,000 | $ 151,000 |
| Pinal County Arizona | 6 | $ 1,200,000 | $ 200,000 | $ 118,000 |
| White County Arkansas | 6 | $ 440,000 | $ 73,000 | $ 51,000 |
| Los Angeles County California | 6 | $ 940,000 | $ 156,000 | $ 130,000 |
| San Diego County California | 6 | $ 1,920,000 | $ 320,000 | $ 184,000 |
| El Paso County Colorado | 6 | $ 1,610,000 | $ 268,000 | $ 123,000 |
| Broward County Florida | 6 | $ 460,000 | $ 76,000 | $ 134,000 |
| Cerro Gordo County Iowa | 6 | $ 1,820,000 | $ 303,000 | $ 247,000 |
| Clayton County Iowa | 6 | $ 630,000 | $ 105,000 | $ 61,000 |
| Delaware County Iowa | 6 | $ 960,000 | $ 160,000 | $ 108,000 |
| Franklin County Iowa | 6 | $ 490,000 | $ 81,000 | $ 120,000 |
| Franklin County Kansas | 6 | $ 700,000 | $ 116,000 | $ 92,000 |
| Labette County Kansas | 6 | $ 640,000 | $ 106,000 | $ 86,000 |
| Franklin County Maine | 6 | $ 1,140,000 | $ 190,000 | $ 133,000 |
| Somerset County Maine | 6 | $ 620,000 | $ 103,000 | $ 193,000 |
| Dakota County Minnesota | 6 | $ 980,000 | $ 163,000 | $ 113,000 |
| Wright County Missouri | 6 | $ 750,000 | $ 125,000 | $ 111,000 |
| Lancaster County Nebraska | 6 | $ 1,350,000 | $ 225,000 | $ 144,000 |
| Clark County Nevada | 6 | $ 2,120,000 | $ 353,000 | $ 106,000 |
| Mecklenburg County North Carolina | 6 | $ 1,490,000 | $ 248,000 | $ 188,000 |
| Paulding County Ohio | 6 | $ 830,000 | $ 138,000 | $ 96,000 |
| Carter County Oklahoma | 6 | $ 1,120,000 | $ 186,000 | $ 216,000 |
| Lafayette County Wisconsin | 6 | $ 700,000 | $ 116,000 | $ 101,000 |
| Washington County Wisconsin | 6 | $ 860,000 | $ 143,000 | $ 166,000 |
| Madison County Alabama | 5 | $ 1,805,000 | $ 361,000 | $ 162,000 |
| Clay County Arkansas | 5 | $ 465,000 | $ 93,000 | $ 60,000 |
| Cross County Arkansas | 5 | $ 605,000 | $ 121,000 | $ 100,000 |
| Lawrence County Arkansas | 5 | $ 355,000 | $ 71,000 | $ 121,000 |
| Routt County Colorado | 5 | $ 1,645,000 | $ 329,000 | $ 1,560,000 |
| Hillsborough County Florida | 5 | $ 875,000 | $ 175,000 | $ 153,000 |
| Marion County Florida | 5 | $ 275,000 | $ 55,000 | $ 107,000 |
| Pasco County Florida | 5 | $ 755,000 | $ 151,000 | $ 102,000 |
| Volusia County Florida | 5 | $ 675,000 | $ 135,000 | $ 63,000 |
| Tazewell County Illinois | 5 | $ 415,000 | $ 83,000 | $ 98,000 |
| Henry County Iowa | 5 | $ 565,000 | $ 113,000 | $ 74,000 |
| Pottawattamie County Iowa | 5 | $ 285,000 | $ 57,000 | $ 67,000 |
| Waldo County Maine | 5 | $ 865,000 | $ 173,000 | $ 83,000 |
| Otter Tail County Minnesota | 5 | $ 585,000 | $ 117,000 | $ 139,000 |
| Camden County Missouri | 5 | $ 1,725,000 | $ 345,000 | $ 340,000 |
| Scotts Bluff County Nebraska | 5 | $ 565,000 | $ 113,000 | $ 130,000 |
| Iredell County North Carolina | 5 | $ 725,000 | $ 145,000 | $ 123,000 |
| Jackson County Ohio | 5 | $ 335,000 | $ 67,000 | $ 100,000 |
| Anderson County South Carolina | 5 | $ 1,035,000 | $ 207,000 | $ 110,000 |
| Harris County Texas | 5 | $ 675,000 | $ 135,000 | $ 143,000 |
| Lubbock County Texas | 5 | $ 1,045,000 | $ 209,000 | $ 119,000 |
| Montgomery County Texas | 5 | $ 605,000 | $ 121,000 | $ 100,000 |
| Fond du Lac County Wisconsin | 5 | $ 915,000 | $ 183,000 | $ 110,000 |
| Walworth County Wisconsin | 5 | $ 475,000 | $ 95,000 | $ 99,000 |
| Fremont County Wyoming | 5 | $ 815,000 | $ 163,000 | $ 79,000 |
| Craighead County Arkansas | 4 | $ 870,000 | $ 217,000 | $ 77,000 |
| Fresno County California | 4 | $ 600,000 | $ 150,000 | $ 135,000 |
| Denver County Colorado | 4 | $ 1,320,000 | $ 330,000 | $ 91,000 |
| Brevard County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 131,000 |
| Osceola County Florida | 4 | $ 1,310,000 | $ 327,000 | $ 124,000 |
| Sarasota County Florida | 4 | $ 1,730,000 | $ 432,000 | $ 154,000 |
| Seminole County Florida | 4 | $ 800,000 | $ 200,000 | $ 198,000 |
| Fulton County Georgia | 4 | $ 880,000 | $ 220,000 | $ 286,000 |
| Kane County Illinois | 4 | $ 630,000 | $ 157,000 | $ 127,000 |
| Lake County Illinois | 4 | $ 1,340,000 | $ 335,000 | $ 427,000 |
| Woodford County Illinois | 4 | $ 510,000 | $ 127,000 | $ 62,000 |
| Davis County Iowa | 4 | $ 220,000 | $ 55,000 | $ 81,000 |
| Floyd County Iowa | 4 | $ 160,000 | $ 40,000 | $ 58,000 |
| Hardin County Iowa | 4 | $ 400,000 | $ 100,000 | $ 64,000 |
| Madison County Iowa | 4 | $ 940,000 | $ 235,000 | $ 137,000 |
| Poweshiek County Iowa | 4 | $ 490,000 | $ 122,000 | $ 157,000 |
| Woodbury County Iowa | 4 | $ 340,000 | $ 85,000 | $ 93,000 |
| Cherokee County Kansas | 4 | $ 340,000 | $ 85,000 | $ 132,000 |
| Ford County Kansas | 4 | $ 470,000 | $ 117,000 | $ 67,000 |
| Sherman County Kansas | 4 | $ 130,000 | $ 32,000 | $ 59,000 |
| Thomas County Kansas | 4 | $ 560,000 | $ 140,000 | $ 77,000 |
| Logan County Kentucky | 4 | $ 580,000 | $ 145,000 | $ 53,000 |
| Knox County Maine | 4 | $ 470,000 | $ 117,000 | $ 126,000 |
| Madison County Mississippi | 4 | $ 700,000 | $ 175,000 | $ 106,000 |
| Platte County Missouri | 4 | $ 1,400,000 | $ 350,000 | $ 139,000 |
| Webster County Missouri | 4 | $ 520,000 | $ 130,000 | $ 51,000 |
| Morrill County Nebraska | 4 | $ 430,000 | $ 107,000 | $ 99,000 |
| Sarpy County Nebraska | 4 | $ 660,000 | $ 165,000 | $ 183,000 |
| Thurston County Nebraska | 4 | $ 240,000 | $ 60,000 | $ 97,000 |
| Rockingham County New Hampshire | 4 | $ 1,000,000 | $ 250,000 | $ 129,000 |
| Buncombe County North Carolina | 4 | $ 1,520,000 | $ 380,000 | $ 127,000 |
| Surry County North Carolina | 4 | $ 510,000 | $ 127,000 | $ 133,000 |
| Nowata County Oklahoma | 4 | $ 480,000 | $ 120,000 | $ 73,000 |
| Woods County Oklahoma | 4 | $ 180,000 | $ 45,000 | $ 58,000 |
| York County South Carolina | 4 | $ 700,000 | $ 175,000 | $ 63,000 |
| Lauderdale County Tennessee | 4 | $ 320,000 | $ 80,000 | $ 69,000 |
| Rutherford County Tennessee | 4 | $ 1,320,000 | $ 330,000 | $ 93,000 |
| Bexar County Texas | 4 | $ 580,000 | $ 145,000 | $ 117,000 |
| Dallas County Texas | 4 | $ 1,110,000 | $ 277,000 | $ 133,000 |
| Hansford County Texas | 4 | $ 480,000 | $ 120,000 | $ 73,000 |
| Midland County Texas | 4 | $ 1,180,000 | $ 295,000 | $ 233,000 |
| Buena Vista County Virginia | 4 | $ 830,000 | $ 207,000 | $ 242,000 |
| King County Washington | 4 | $ 1,390,000 | $ 347,000 | $ 253,000 |
| Milwaukee County Wisconsin | 4 | $ 320,000 | $ 80,000 | $ 45,000 |
| Yavapai County Arizona | 3 | $ 575,000 | $ 191,000 | $ 85,000 |
| Yuma County Arizona | 3 | $ 625,000 | $ 208,000 | $ 148,000 |
| Benton County Arkansas | 3 | $ 595,000 | $ 198,000 | $ 189,000 |
| Faulkner County Arkansas | 3 | $ 445,000 | $ 148,000 | $ 86,000 |
| Saline County Arkansas | 3 | $ 505,000 | $ 168,000 | $ 159,000 |
| Sevier County Arkansas | 3 | $ 155,000 | $ 51,000 | $ 31,000 |
| Sacramento County California | 3 | $ 715,000 | $ 238,000 | $ 206,000 |
| Santa Barbara County California | 3 | $ 855,000 | $ 285,000 | $ 122,000 |
| Sonoma County California | 3 | $ 415,000 | $ 138,000 | $ 87,000 |
| Stanislaus County California | 3 | $ 475,000 | $ 158,000 | $ 100,000 |
| Kit Carson County Colorado | 3 | $ 495,000 | $ 165,000 | $ 86,000 |
| Litchfield County Connecticut | 3 | $ 235,000 | $ 78,000 | $ 60,000 |
| Hendry County Florida | 3 | $ 285,000 | $ 95,000 | $ 72,000 |
| Manatee County Florida | 3 | $ 415,000 | $ 138,000 | $ 159,000 |
| Miami-Dade County Florida | 3 | $ 745,000 | $ 248,000 | $ 78,000 |
| Gwinnett County Georgia | 3 | $ 1,585,000 | $ 528,000 | $ 137,000 |
| Lee County Georgia | 3 | $ 465,000 | $ 155,000 | $ 109,000 |
| McDuffie County Georgia | 3 | $ 395,000 | $ 131,000 | $ 114,000 |
| DuPage County Illinois | 3 | $ 825,000 | $ 275,000 | $ 192,000 |
| Winnebago County Illinois | 3 | $ 475,000 | $ 158,000 | $ 130,000 |
| Vanderburgh County Indiana | 3 | $ 355,000 | $ 118,000 | $ 209,000 |
| Appanoose County Iowa | 3 | $ 465,000 | $ 155,000 | $ 81,000 |
| Dickinson County Iowa | 3 | $ 815,000 | $ 271,000 | $ 123,000 |
| Fremont County Iowa | 3 | $ 165,000 | $ 55,000 | $ 143,000 |
| Guthrie County Iowa | 3 | $ 405,000 | $ 135,000 | $ 70,000 |
| Mahaska County Iowa | 3 | $ 255,000 | $ 85,000 | $ 89,000 |
| Monroe County Iowa | 3 | $ 665,000 | $ 221,000 | $ 172,000 |
| Union County Iowa | 3 | $ 325,000 | $ 108,000 | $ 101,000 |
| Haskell County Kansas | 3 | $ 195,000 | $ 65,000 | $ 53,000 |
| Wilson County Kansas | 3 | $ 315,000 | $ 105,000 | $ 96,000 |
| Calloway County Kentucky | 3 | $ 125,000 | $ 41,000 | $ 113,000 |
| Grant County Kentucky | 3 | $ 285,000 | $ 95,000 | $ 96,000 |
| Jefferson County Kentucky | 3 | $ 355,000 | $ 118,000 | $ 166,000 |
| Shelby County Kentucky | 3 | $ 235,000 | $ 78,000 | $ 91,000 |
| Warren County Kentucky | 3 | $ 515,000 | $ 171,000 | $ 485,000 |
| Vermilion County Louisiana | 3 | $ 295,000 | $ 98,000 | $ 73,000 |
| Lincoln County Maine | 3 | $ 285,000 | $ 95,000 | $ 141,000 |
| Washington County Maine | 3 | $ 265,000 | $ 88,000 | $ 71,000 |
| Berrien County Michigan | 3 | $ 335,000 | $ 111,000 | $ 96,000 |
| Macomb County Michigan | 3 | $ 445,000 | $ 148,000 | $ 126,000 |
| Anoka County Minnesota | 3 | $ 1,155,000 | $ 385,000 | $ 165,000 |
| Chisago County Minnesota | 3 | $ 635,000 | $ 211,000 | $ 132,000 |
| Olmsted County Minnesota | 3 | $ 715,000 | $ 238,000 | $ 92,000 |
| Polk County Minnesota | 3 | $ 655,000 | $ 218,000 | $ 130,000 |
| Scott County Minnesota | 3 | $ 415,000 | $ 138,000 | $ 120,000 |
| Stearns County Minnesota | 3 | $ 615,000 | $ 205,000 | $ 124,000 |
| Todd County Minnesota | 3 | $ 215,000 | $ 71,000 | $ 93,000 |
| Wright County Minnesota | 3 | $ 835,000 | $ 278,000 | $ 165,000 |
| Henry County Missouri | 3 | $ 115,000 | $ 38,000 | $ 81,000 |
| Nodaway County Missouri | 3 | $ 335,000 | $ 111,000 | $ 86,000 |
| Putnam County Missouri | 3 | $ 555,000 | $ 185,000 | $ 120,000 |
| St. Louis County Missouri | 3 | $ 1,045,000 | $ 348,000 | $ 177,000 |
| Dodge County Nebraska | 3 | $ 555,000 | $ 185,000 | $ 118,000 |
| Alamance County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 116,000 |
| Durham County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 72,000 |
| Lincoln County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 162,000 |
| Nash County North Carolina | 3 | $ 225,000 | $ 75,000 | $ 30,000 |
| Burleigh County North Dakota | 3 | $ 515,000 | $ 171,000 | $ 64,000 |
| Fairfield County Ohio | 3 | $ 225,000 | $ 75,000 | $ 69,000 |
| Noble County Ohio | 3 | $ 315,000 | $ 105,000 | $ 106,000 |
| Washington County Ohio | 3 | $ 265,000 | $ 88,000 | $ 99,000 |
| Kay County Oklahoma | 3 | $ 315,000 | $ 105,000 | $ 232,000 |
| Le Flore County Oklahoma | 3 | $ 405,000 | $ 135,000 | $ 76,000 |
| Lancaster County Pennsylvania | 3 | $ 355,000 | $ 118,000 | $ 84,000 |
| Aiken County South Carolina | 3 | $ 115,000 | $ 38,000 | $ 105,000 |
| Horry County South Carolina | 3 | $ 815,000 | $ 271,000 | $ 78,000 |
| Gibson County Tennessee | 3 | $ 265,000 | $ 88,000 | $ 54,000 |
| Shelby County Tennessee | 3 | $ 475,000 | $ 158,000 | $ 139,000 |
| Brazos County Texas | 3 | $ 515,000 | $ 171,000 | $ 160,000 |
| Hill County Texas | 3 | $ 495,000 | $ 165,000 | $ 151,000 |
| Hunt County Texas | 3 | $ 265,000 | $ 88,000 | $ 391,000 |
| Montague County Texas | 3 | $ 585,000 | $ 195,000 | $ 147,000 |
| Franklin County Washington | 3 | $ 605,000 | $ 201,000 | $ 111,000 |
| Yakima County Washington | 3 | $ 185,000 | $ 61,000 | $ 47,000 |
| St. Croix County Wisconsin | 3 | $ 675,000 | $ 225,000 | $ 238,000 |
| Mobile County Alabama | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Tallapoosa County Alabama | 2 | $ 340,000 | $ 170,000 | $ 180,000 |
| Anchorage County Alaska | 2 | $ 470,000 | $ 235,000 | $ 149,000 |
| Arkansas County Arkansas | 2 | $ 50,000 | $ 25,000 | $ 148,000 |
| Boone County Arkansas | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Crittenden County Arkansas | 2 | $ 110,000 | $ 55,000 | $ 128,000 |
| Sharp County Arkansas | 2 | $ 60,000 | $ 30,000 | $ 46,000 |
| Imperial County California | 2 | $ 100,000 | $ 50,000 | $ 97,000 |
| Eagle County Colorado | 2 | $ 550,000 | $ 275,000 | $ 112,000 |
| Elbert County Colorado | 2 | $ 160,000 | $ 80,000 | $ 124,000 |
| Jefferson County Colorado | 2 | $ 750,000 | $ 375,000 | $ 262,000 |
| Mesa County Colorado | 2 | $ 140,000 | $ 70,000 | $ 120,000 |
| Phillips County Colorado | 2 | $ 230,000 | $ 115,000 | $ 66,000 |
| New Castle County Delaware | 2 | $ 510,000 | $ 255,000 | $ 126,000 |
| Citrus County Florida | 2 | $ 250,000 | $ 125,000 | $ 106,000 |
| Indian River County Florida | 2 | $ 180,000 | $ 90,000 | $ 107,000 |
| Lake County Florida | 2 | $ 190,000 | $ 95,000 | $ 66,000 |
| Leon County Florida | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Polk County Florida | 2 | $ 400,000 | $ 200,000 | $ 139,000 |
| Chatham County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 224,000 |
| Clayton County Georgia | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Dougherty County Georgia | 2 | $ 370,000 | $ 185,000 | $ 61,000 |
| Effingham County Georgia | 2 | $ 530,000 | $ 265,000 | $ 279,000 |
| Forsyth County Georgia | 2 | $ 410,000 | $ 205,000 | $ 143,000 |
| Glascock County Georgia | 2 | $ 320,000 | $ 160,000 | $ 134,000 |
| Henry County Georgia | 2 | $ 90,000 | $ 45,000 | $ 49,000 |
| Houston County Georgia | 2 | $ 210,000 | $ 105,000 | $ 78,000 |
| Lowndes County Georgia | 2 | $ 670,000 | $ 335,000 | $ 108,000 |
| Spalding County Georgia | 2 | $ 490,000 | $ 245,000 | $ 160,000 |
| Bureau County Illinois | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Christian County Illinois | 2 | $ 60,000 | $ 30,000 | $ 83,000 |
| DeKalb County Illinois | 2 | $ 70,000 | $ 35,000 | $ 169,000 |
| Douglas County Illinois | 2 | $ 70,000 | $ 35,000 | $ 74,000 |
| Hancock County Illinois | 2 | $ 310,000 | $ 155,000 | $ 75,000 |
| Macon County Illinois | 2 | $ 120,000 | $ 60,000 | $ 133,000 |
| Madison County Illinois | 2 | $ 360,000 | $ 180,000 | $ 178,000 |
| Menard County Illinois | 2 | $ 190,000 | $ 95,000 | $ 98,000 |
| Ogle County Illinois | 2 | $ 50,000 | $ 25,000 | $ 141,000 |
| Peoria County Illinois | 2 | $ 350,000 | $ 175,000 | $ 150,000 |
| Saline County Illinois | 2 | $ 190,000 | $ 95,000 | $ 141,000 |
| St. Clair County Illinois | 2 | $ 50,000 | $ 25,000 | $ 124,000 |
| Allen County Indiana | 2 | $ 140,000 | $ 70,000 | $ 106,000 |
| Clark County Indiana | 2 | $ 280,000 | $ 140,000 | $ 74,000 |
| Marion County Indiana | 2 | $ 480,000 | $ 240,000 | $ 120,000 |
| Adair County Iowa | 2 | $ 240,000 | $ 120,000 | $ 109,000 |
| Adams County Iowa | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| Greene County Iowa | 2 | $ 390,000 | $ 195,000 | $ 116,000 |
| Iowa County Iowa | 2 | $ 180,000 | $ 90,000 | $ 131,000 |
| Jefferson County Iowa | 2 | $ 380,000 | $ 190,000 | $ 65,000 |
| Keokuk County Iowa | 2 | $ 60,000 | $ 30,000 | $ 72,000 |
| Wayne County Iowa | 2 | $ 310,000 | $ 155,000 | $ 70,000 |
| Atchison County Kansas | 2 | $ 60,000 | $ 30,000 | $ 71,000 |
| Brown County Kansas | 2 | $ 120,000 | $ 60,000 | $ 73,000 |
| Cloud County Kansas | 2 | $ 110,000 | $ 55,000 | $ 40,000 |
| Cowley County Kansas | 2 | $ 240,000 | $ 120,000 | $ 110,000 |
| Crawford County Kansas | 2 | $ 30,000 | $ 15,000 | $ 52,000 |
| Decatur County Kansas | 2 | $ 80,000 | $ 40,000 | $ 82,000 |
| Douglas County Kansas | 2 | $ 340,000 | $ 170,000 | $ 96,000 |
| Finney County Kansas | 2 | $ 110,000 | $ 55,000 | $ 80,000 |
| Hamilton County Kansas | 2 | $ 170,000 | $ 85,000 | $ 76,000 |
| Pottawatomie County Kansas | 2 | $ 370,000 | $ 185,000 | $ 115,000 |
| Wyandotte County Kansas | 2 | $ 550,000 | $ 275,000 | $ 99,000 |
| Fayette County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 119,000 |
| Graves County Kentucky | 2 | $ 140,000 | $ 70,000 | $ 87,000 |
| Assumption County Louisiana | 2 | $ 480,000 | $ 240,000 | $ 132,000 |
| Bossier County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 92,000 |
| East Baton Rouge County Louisiana | 2 | $ 180,000 | $ 90,000 | $ 48,000 |
| Jefferson County Louisiana | 2 | $ 260,000 | $ 130,000 | $ 71,000 |
| Natchitoches County Louisiana | 2 | $ 200,000 | $ 100,000 | $ 142,000 |
| Aroostook County Maine | 2 | $ 180,000 | $ 90,000 | $ 135,000 |
| Caroline County Maryland | 2 | $ 520,000 | $ 260,000 | $ 125,000 |
| Prince George's County Maryland | 2 | $ 600,000 | $ 300,000 | $ 140,000 |
| Talbot County Maryland | 2 | $ 360,000 | $ 180,000 | $ 83,000 |
| Wicomico County Maryland | 2 | $ 240,000 | $ 120,000 | $ 58,000 |
| Middlesex County Massachusetts | 2 | $ 1,250,000 | $ 625,000 | $ 158,000 |
| Clinton County Michigan | 2 | $ 300,000 | $ 150,000 | $ 92,000 |
| Ingham County Michigan | 2 | $ 410,000 | $ 205,000 | $ 188,000 |
| Muskegon County Michigan | 2 | $ 210,000 | $ 105,000 | $ 115,000 |
| Becker County Minnesota | 2 | $ 660,000 | $ 330,000 | $ 163,000 |
| Beltrami County Minnesota | 2 | $ 270,000 | $ 135,000 | $ 86,000 |
| Blue Earth County Minnesota | 2 | $ 490,000 | $ 245,000 | $ 111,000 |
| Carver County Minnesota | 2 | $ 710,000 | $ 355,000 | $ 233,000 |
| Rice County Minnesota | 2 | $ 310,000 | $ 155,000 | $ 167,000 |
| Sherburne County Minnesota | 2 | $ 430,000 | $ 215,000 | $ 114,000 |
| Wilkin County Minnesota | 2 | $ 340,000 | $ 170,000 | $ 66,000 |
| Yazoo County Mississippi | 2 | $ 200,000 | $ 100,000 | $ 75,000 |
| Boone County Missouri | 2 | $ 420,000 | $ 210,000 | $ 101,000 |
| Howell County Missouri | 2 | $ 70,000 | $ 35,000 | $ 58,000 |
| Jasper County Missouri | 2 | $ 220,000 | $ 110,000 | $ 115,000 |
| Lawrence County Missouri | 2 | $ 210,000 | $ 105,000 | $ 108,000 |
| Morgan County Missouri | 2 | $ 250,000 | $ 125,000 | $ 132,000 |
| Newton County Missouri | 2 | $ 400,000 | $ 200,000 | $ 111,000 |
| Ray County Missouri | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| St. Charles County Missouri | 2 | $ 160,000 | $ 80,000 | $ 173,000 |
| Stoddard County Missouri | 2 | $ 80,000 | $ 40,000 | $ 80,000 |
| Broadwater County Montana | 2 | $ 220,000 | $ 110,000 | $ 138,000 |
| Flathead County Montana | 2 | $ 530,000 | $ 265,000 | $ 115,000 |
| Gallatin County Montana | 2 | $ 390,000 | $ 195,000 | $ 104,000 |
| Box Butte County Nebraska | 2 | $ 180,000 | $ 90,000 | $ 100,000 |
| Cass County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 71,000 |
| Douglas County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 142,000 |
| Franklin County Nebraska | 2 | $ 120,000 | $ 60,000 | $ 71,000 |
| Keith County Nebraska | 2 | $ 410,000 | $ 205,000 | $ 103,000 |
| Richardson County Nebraska | 2 | $ 300,000 | $ 150,000 | $ 102,000 |
| Seward County Nebraska | 2 | $ 550,000 | $ 275,000 | $ 96,000 |
| Washington County Nebraska | 2 | $ 290,000 | $ 145,000 | $ 116,000 |
| Coos County New Hampshire | 2 | $ 80,000 | $ 40,000 | $ 96,000 |
| Grafton County New Hampshire | 2 | $ 210,000 | $ 105,000 | $ 99,000 |
| Hillsborough County New Hampshire | 2 | $ 210,000 | $ 105,000 | $ 144,000 |
| Cayuga County New York | 2 | $ 140,000 | $ 70,000 | $ 47,000 |
| Jefferson County New York | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Saratoga County New York | 2 | $ 470,000 | $ 235,000 | $ 131,000 |
| Beaufort County North Carolina | 2 | $ 440,000 | $ 220,000 | $ 233,000 |
| Catawba County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 158,000 |
| Franklin County North Carolina | 2 | $ 1,390,000 | $ 695,000 | $ 163,000 |
| Gaston County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 59,000 |
| Granville County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Lee County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 108,000 |
| Moore County North Carolina | 2 | $ 280,000 | $ 140,000 | $ 154,000 |
| Orange County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 372,000 |
| Wilkes County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 58,000 |
| McLean County North Dakota | 2 | $ 350,000 | $ 175,000 | $ 95,000 |
| Nelson County North Dakota | 2 | $ 110,000 | $ 55,000 | $ 70,000 |
| Richland County North Dakota | 2 | $ 140,000 | $ 70,000 | $ 89,000 |
| Steele County North Dakota | 2 | $ 420,000 | $ 210,000 | $ 183,000 |
| Stutsman County North Dakota | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Delaware County Ohio | 2 | $ 360,000 | $ 180,000 | $ 102,000 |
| Wayne County Ohio | 2 | $ 120,000 | $ 60,000 | $ 79,000 |
| Alfalfa County Oklahoma | 2 | $ 50,000 | $ 25,000 | $ 38,000 |
| Choctaw County Oklahoma | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Logan County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 67,000 |
| Osage County Oklahoma | 2 | $ 90,000 | $ 45,000 | $ 90,000 |
| Sequoyah County Oklahoma | 2 | $ 130,000 | $ 65,000 | $ 99,000 |
| Tulsa County Oklahoma | 2 | $ 190,000 | $ 95,000 | $ 100,000 |
| Columbia County Oregon | 2 | $ 810,000 | $ 405,000 | $ 264,000 |
| Umatilla County Oregon | 2 | $ 520,000 | $ 260,000 | $ 116,000 |
| Centre County Pennsylvania | 2 | $ 1,070,000 | $ 535,000 | $ 403,000 |
| Huntingdon County Pennsylvania | 2 | $ 50,000 | $ 25,000 | $ 103,000 |
| Berkeley County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 80,000 |
| Charleston County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 244,000 |
| Davison County South Dakota | 2 | $ 160,000 | $ 80,000 | $ 63,000 |
| Fall River County South Dakota | 2 | $ 430,000 | $ 215,000 | $ 76,000 |
| Minnehaha County South Dakota | 2 | $ 440,000 | $ 220,000 | $ 96,000 |
| Spink County South Dakota | 2 | $ 70,000 | $ 35,000 | $ 75,000 |
| Carroll County Tennessee | 2 | $ 160,000 | $ 80,000 | $ 73,000 |
| Crockett County Tennessee | 2 | $ 110,000 | $ 55,000 | $ 82,000 |
| Davidson County Tennessee | 2 | $ 540,000 | $ 270,000 | $ 76,000 |
| Decatur County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 81,000 |
| Grainger County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 100,000 |
| Hamblen County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 137,000 |
| Sullivan County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 110,000 |
| Williamson County Tennessee | 2 | $ 1,130,000 | $ 565,000 | $ 225,000 |
| Wilson County Tennessee | 2 | $ 1,010,000 | $ 505,000 | $ 139,000 |
| Cherokee County Texas | 2 | $ 180,000 | $ 90,000 | $ 225,000 |
| Ellis County Texas | 2 | $ 280,000 | $ 140,000 | $ 152,000 |
| Fort Bend County Texas | 2 | $ 720,000 | $ 360,000 | $ 175,000 |
| Grayson County Texas | 2 | $ 190,000 | $ 95,000 | $ 104,000 |
| Hale County Texas | 2 | $ 220,000 | $ 110,000 | $ 56,000 |
| Hood County Texas | 2 | $ 340,000 | $ 170,000 | $ 113,000 |
| Jackson County Texas | 2 | $ 160,000 | $ 80,000 | $ 25,000 |
| Knox County Texas | 2 | $ 170,000 | $ 85,000 | $ 95,000 |
| Lamar County Texas | 2 | $ 200,000 | $ 100,000 | $ 79,000 |
| McLennan County Texas | 2 | $ 470,000 | $ 235,000 | $ 119,000 |
| Ochiltree County Texas | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| Parker County Texas | 2 | $ 600,000 | $ 300,000 | $ 263,000 |
| Smith County Texas | 2 | $ 190,000 | $ 95,000 | $ 122,000 |
| Victoria County Texas | 2 | $ 110,000 | $ 55,000 | $ 136,000 |
| Utah County Utah | 2 | $ 510,000 | $ 255,000 | $ 131,000 |
| Windsor County Vermont | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Botetourt County Virginia | 2 | $ 140,000 | $ 70,000 | $ 132,000 |
| Henrico County Virginia | 2 | $ 190,000 | $ 95,000 | $ 197,000 |
| Loudoun County Virginia | 2 | $ 150,000 | $ 75,000 | $ 122,000 |
| Louisa County Virginia | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Pittsylvania County Virginia | 2 | $ 800,000 | $ 400,000 | $ 42,000 |
| Portsmouth County Virginia | 2 | $ 490,000 | $ 245,000 | $ 50,000 |
| Benton County Washington | 2 | $ 130,000 | $ 65,000 | $ 81,000 |
| Clark County Washington | 2 | $ 210,000 | $ 105,000 | $ 195,000 |
| Kittitas County Washington | 2 | $ 740,000 | $ 370,000 | $ 247,000 |
| Putnam County West Virginia | 2 | $ 90,000 | $ 45,000 | $ 97,000 |
| Columbia County Wisconsin | 2 | $ 300,000 | $ 150,000 | $ 93,000 |
| Crawford County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 211,000 |
| Eau Claire County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 86,000 |
| Green Lake County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 58,000 |
| Oconto County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 168,000 |
| Oneida County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 87,000 |
| Rock County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 148,000 |
| Goshen County Wyoming | 2 | $ 220,000 | $ 110,000 | $ 94,000 |
| Houston County Alabama | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Shelby County Alabama | 1 | $ 55,000 | $ 55,000 | $ 119,000 |
| Talladega County Alabama | 1 | $ 325,000 | $ 325,000 | $ 59,000 |
| Pima County Arizona | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| Drew County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 232,000 |
| Garland County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 48,000 |
| Independence County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 184,000 |
| Jackson County Arkansas | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Lincoln County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Logan County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Mississippi County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Perry County Arkansas | 1 | $ 305,000 | $ 305,000 | $ 133,000 |
| Poinsett County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 552,000 |
| Woodruff County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 175,000 |
| Merced County California | 1 | $ 45,000 | $ 45,000 | $ 105,000 |
| Monterey County California | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Placer County California | 1 | $ 75,000 | $ 75,000 | $ 147,000 |
| San Benito County California | 1 | $ 675,000 | $ 675,000 | $ 180,000 |
| San Joaquin County California | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| San Luis Obispo County California | 1 | $ 575,000 | $ 575,000 | $ 111,000 |
| Arapahoe County Colorado | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Boulder County Colorado | 1 | $ 235,000 | $ 235,000 | $ 145,000 |
| Fremont County Colorado | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Logan County Colorado | 1 | $ 105,000 | $ 105,000 | $ 151,000 |
| Montezuma County Colorado | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| New Haven County Connecticut | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Kent County Delaware | 1 | $ 185,000 | $ 185,000 | $ 37,000 |
| Sussex County Delaware | 1 | $ 295,000 | $ 295,000 | $ 95,000 |
| Charlotte County Florida | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Duval County Florida | 1 | $ 375,000 | $ 375,000 | $ 36,000 |
| Jackson County Florida | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Martin County Florida | 1 | $ 295,000 | $ 295,000 | $ 135,000 |
| St. Johns County Florida | 1 | $ 385,000 | $ 385,000 | $ 129,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 205,000 |
| Sumter County Florida | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Carroll County Georgia | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Crisp County Georgia | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Dawson County Georgia | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Haralson County Georgia | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Lamar County Georgia | 1 | $ 35,000 | $ 35,000 | $ 41,000 |
| Lincoln County Georgia | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Newton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 105,000 |
| Rockdale County Georgia | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Thomas County Georgia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,974 | $437,700,000 | $221,000 | $1,685,000 | $127,000 | $2,832,000 |
| Cash-out Refinancing | 993 | $158,125,000 | $159,000 | $775,000 | $126,000 | $7,020,000 |
| Other Purpose | 792 | $65,840,000 | $83,000 | $535,000 | $121,000 | $1,800,000 |
| Home Improvement | 750 | $58,790,000 | $78,000 | $355,000 | $125,000 | $1,637,000 |
| Refinancing | 507 | $63,165,000 | $124,000 | $1,105,000 | $118,000 | $1,908,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,242 | $520,730,000 | $160,000 | $1,685,000 | $123,000 | $7,020,000 |
| Not Provided | 1,352 | $180,370,000 | $133,000 | $1,005,000 | $131,000 | $2,832,000 |
| Hispanic | 162 | $28,830,000 | $177,000 | $975,000 | $113,000 | $581,000 |
| Black or African American | 130 | $21,770,000 | $167,000 | $595,000 | $93,000 | $257,000 |
| Asian | 69 | $22,555,000 | $326,000 | $1,005,000 | $150,000 | $362,000 |
| American Indian or Alaskan Native | 32 | $5,700,000 | $178,000 | $1,105,000 | $114,000 | $415,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $250,000 | $125,000 | $205,000 | $103,000 | $124,000 |
| Not applicable | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,016 | $783,620,000 | $156,000 | $1,685,000 | $125,000 | $7,020,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,654 | $555,780,000 | $152,000 | $1,685,000 | $124,000 | $1,637,000 |
| Application Withdrawn By Applicant | 636 | $122,430,000 | $192,000 | $1,125,000 | $146,000 | $7,020,000 |
| Application Denied By Financial Institution | 546 | $69,870,000 | $127,000 | $1,205,000 | $106,000 | $2,007,000 |
| File Closed For Incompleteness | 139 | $27,825,000 | $200,000 | $795,000 | $116,000 | $1,908,000 |
| Application Approved But Not Accepted | 40 | $7,620,000 | $190,000 | $905,000 | $111,000 | $367,000 |
| Loan Purchased By The Institution | 1 | $95,000 | $95,000 | $95,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,470 | $713,750,000 | $159,000 | $1,685,000 | $127,000 | $7,020,000 |
| Credit History | 197 | $25,735,000 | $130,000 | $1,205,000 | $116,000 | $2,007,000 |
| Debt-To-Income Ratio | 156 | $19,920,000 | $127,000 | $805,000 | $75,000 | $353,000 |
| Collateral | 71 | $8,335,000 | $117,000 | $505,000 | $130,000 | $709,000 |
| Credit Application Incomplete | 41 | $3,805,000 | $92,000 | $305,000 | $102,000 | $236,000 |
| Unverifiable Information | 41 | $4,825,000 | $117,000 | $655,000 | $108,000 | $356,000 |
| Other | 26 | $4,680,000 | $180,000 | $625,000 | $164,000 | $1,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 12 | $2,440,000 | $203,000 | $415,000 | $70,000 | $110,000 |
| Mortgage Insurance Denied | 1 | $95,000 | $95,000 | $95,000 | $128,000 | $128,000 |
| Employment History | 1 | $35,000 | $35,000 | $35,000 | $50,000 | $50,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Empeople Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Empeople Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.