Delaware Cty B & Tc Mortgage Lending & HMDA Data, 2010
In 2010, Delaware Cty B & Tc of Powell, OH reported 287 mortgage applications totaling $47.0 million, up 1% from 2009. The average application was for $163,745, and applicants reported an average income of $89,951. 70% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Columbus, OH (266), Akron, OH (1) and Dayton, OH (1) (applications in parentheses).
| Mortgage Company & Address | Delaware Cty B & Tc 110 Riverbend Avenue Powell, OH 43065 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 287 |
| Total Mortgage Loan Application Amount | $46,995,000 |
| Average Mortgage Loan Application Amount | $163,745 |
| Highest Mortgage Loan Application Amount | $504,000 |
| Average Applicant Income | $89,951 |
| Highest Applicant Income | $749,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Delaware Cty B & Tc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Delaware, Ohio | 187 | $ 29,733,000 | $ 159,000 | $ 89,000 |
| Franklin, Ohio | 29 | $ 5,567,000 | $ 191,965 | $ 113,000 |
| Union, Ohio | 28 | $ 3,920,000 | $ 140,000 | $ 62,000 |
| Morrow, Ohio | 15 | $ 2,763,000 | $ 184,200 | $ 73,000 |
| Knox, Ohio | 9 | $ 1,786,000 | $ 198,444 | $ 83,000 |
| Licking, Ohio | 5 | $ 1,058,000 | $ 211,600 | $ 82,000 |
| Marion, Ohio | 5 | $ 811,000 | $ 162,200 | $ 78,000 |
| Kalkaska, Michigan | 1 | $ 309,000 | $ 309,000 | $ 197,000 |
| Fairfield, Ohio | 1 | $ 144,000 | $ 144,000 | $ 151,000 |
| Hocking, Ohio | 1 | $ 177,000 | $ 177,000 | $ 86,000 |
| Logan, Ohio | 1 | $ 186,000 | $ 186,000 | $ 55,000 |
| Montgomery, Ohio | 1 | $ 83,000 | $ 83,000 | $ 26,000 |
| Ottawa, Ohio | 1 | $ 96,000 | $ 96,000 | $ 128,000 |
| Pickaway, Ohio | 1 | $ 202,000 | $ 202,000 | $ 68,000 |
| Summit, Ohio | 1 | $ 65,000 | $ 65,000 | $ 96,000 |
| Sevier, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 749,000 |
Mortgage Loan Application Detail Totals for Delaware Cty B & Tc in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 210 | $33,995,000 | $161,000 | $495,000 | $90,000 | $749,000 |
| Home Purchase | 76 | $12,991,000 | $170,000 | $504,000 | $91,000 | $422,000 |
| Home Improvement | 1 | $9,000 | $9,000 | $9,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 258 | $41,532,000 | $160,000 | $504,000 | $92,000 | $749,000 |
| Not Provided | 20 | $3,217,000 | $160,000 | $357,000 | $60,000 | $254,000 |
| Asian | 5 | $1,577,000 | $315,000 | $495,000 | $155,000 | $247,000 |
| Not applicable | 3 | $440,000 | $146,000 | $242,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $229,000 | $229,000 | $229,000 | $64,000 | $64,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 272 | $44,971,000 | $165,000 | $504,000 | $92,000 | $749,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,925,000 | $137,000 | $247,000 | $48,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $99,000 | $99,000 | $99,000 | $30,000 | $30,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 201 | $32,029,000 | $159,000 | $417,000 | $98,000 | $749,000 |
| Application Withdrawn By Applicant | 38 | $6,686,000 | $175,000 | $417,000 | $76,000 | $253,000 |
| Application Denied By Financial Institution | 36 | $6,594,000 | $183,000 | $495,000 | $73,000 | $319,000 |
| File Closed For Incompleteness | 7 | $1,324,000 | $189,000 | $504,000 | $41,000 | $175,000 |
| Application Approved But Not Accepted | 5 | $362,000 | $72,000 | $135,000 | $39,000 | $53,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delaware Cty B & Tc's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delaware Cty B & Tc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About