Delmar Financial Company Mortgage Lending & HMDA Data, 2025

In 2025, Delmar Financial Company of St Louis, MO reported 3,137 mortgage applications totaling $912.5 million, up 5% from 2024. The average application was for $290,894, and applicants reported an average income of $128,837. 75% of its applications resulted in an originated loan and 1% were denied. Its largest markets were St. Louis, MO-IL (1,419), Columbia, SC (139) and Kansas City, MO-KS (128) (applications in parentheses).

Mortgage Company & Address Delmar Financial Company
1066 Executive Parkway Suite 100
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 3,137
Total Mortgage Loan Application Amount $912,535,000
Average Mortgage Loan Application Amount $290,894
Highest Mortgage Loan Application Amount $4,085,000
Average Applicant Income $128,837
Highest Applicant Income $3,500,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Delmar Financial Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Delmar Financial Company by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, MO-IL 1,419 $ 405,215,000 $ 285,563 $ 131,818
Outside any metro area 387 $ 84,915,000 $ 219,418 $ 101,801
Columbia, SC 139 $ 39,345,000 $ 283,057 $ 116,000
Kansas City, MO-KS 128 $ 41,480,000 $ 324,062 $ 129,437
Tallahassee, FL 101 $ 23,395,000 $ 231,633 $ 81,000
Gulfport-Biloxi-Pascagoula, MS 90 $ 18,440,000 $ 204,888 $ 95,000
Greenville-Anderson-Mauldin, SC 88 $ 22,530,000 $ 256,022 $ 94,000
Roanoke, VA 64 $ 17,880,000 $ 279,375 $ 110,000
Nashville-Davidson--Murfreesboro--Franklin, TN 51 $ 19,975,000 $ 391,666 $ 129,000
Charleston-North Charleston, SC 48 $ 18,580,000 $ 387,083 $ 161,000
Lincoln, NE 44 $ 12,470,000 $ 283,409 $ 107,000
Kingsport-Bristol-Bristol, TN-VA 37 $ 9,445,000 $ 255,270 $ 89,783
Cape Girardeau, MO-IL 31 $ 6,035,000 $ 194,677 $ 78,000
Johnson City, TN 30 $ 6,460,000 $ 215,333 $ 82,000
Raleigh, NC 23 $ 7,225,000 $ 314,130 $ 114,000
Spartanburg, SC 21 $ 5,565,000 $ 265,000 $ 84,000
Charlotte-Concord-Gastonia, NC-SC 20 $ 7,610,000 $ 380,500 $ 136,800
Dallas-Plano-Irving, TX 20 $ 9,160,000 $ 458,000 $ 285,000
Chicago-Naperville, IL 16 $ 7,640,000 $ 477,500 $ 210,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 16 $ 7,000,000 $ 437,500 $ 139,000
Omaha-Council Bluffs, NE-IA 16 $ 5,300,000 $ 331,250 $ 136,000
Houston-The Woodlands-Sugar Land, TX 12 $ 6,290,000 $ 524,166 $ 247,000
Atlanta-Sandy Springs-Roswell, GA 8 $ 1,780,000 $ 222,500 $ 111,000
Greensboro-High Point, NC 8 $ 2,200,000 $ 275,000 $ 84,000
Jacksonville, FL 8 $ 4,210,000 $ 526,250 $ 195,000
Wichita, KS 8 $ 2,110,000 $ 263,750 $ 118,000
St. Joseph, MO-KS 7 $ 745,000 $ 106,428 $ 46,714
Tampa, FL 7 $ 3,275,000 $ 467,857 $ 206,000
Wilmington, NC 7 $ 2,555,000 $ 365,000 $ 138,000
Winston-Salem, NC 7 $ 1,705,000 $ 243,571 $ 166,000
Arlington-Alexandria-Reston, VA-WV 6 $ 4,470,000 $ 745,000 $ 298,000
Austin-Round Rock, TX 6 $ 3,690,000 $ 615,000 $ 294,000
Columbia, MO 6 $ 1,750,000 $ 291,666 $ 115,000
Fayetteville-Springdale-Rogers, AR-MO 6 $ 2,710,000 $ 451,666 $ 237,000
Pittsburgh, PA 6 $ 1,230,000 $ 205,000 $ 108,000
Riverside-San Bernardino-Ontario, CA 6 $ 3,990,000 $ 665,000 $ 298,000
Warren-Troy-Farmington Hills, MI 6 $ 1,400,000 $ 233,333 $ 110,000
Augusta-Richmond County, GA-SC 5 $ 1,145,000 $ 229,000 $ 142,000
Camden, NJ 5 $ 1,275,000 $ 255,000 $ 110,000
Jacksonville, NC 5 $ 1,715,000 $ 343,000 $ 125,000
Miami-Miami Beach-Kendall, FL 5 $ 2,075,000 $ 415,000 $ 189,000
Oklahoma City, OK 5 $ 1,305,000 $ 261,000 $ 111,000
Springfield, MO 5 $ 1,185,000 $ 237,000 $ 128,000
Asheville, NC 4 $ 1,880,000 $ 470,000 $ 506,000
Blacksburg-Christiansburg-Radford, VA 4 $ 860,000 $ 215,000 $ 97,000
Burlington, NC 4 $ 1,050,000 $ 262,500 $ 101,000
Colorado Springs, CO 4 $ 1,640,000 $ 410,000 $ 182,000
Denver-Aurora-Lakewood, CO 4 $ 2,420,000 $ 605,000 $ 219,000
Durham-Chapel Hill, NC 4 $ 1,570,000 $ 392,500 $ 252,000
Lakewood-New Brunswick, NJ 4 $ 4,080,000 $ 1,020,000 $ 254,000
Lynchburg, VA 4 $ 1,230,000 $ 307,500 $ 93,000
Mobile, AL 4 $ 1,510,000 $ 377,500 $ 195,000
Ocala, FL 4 $ 1,450,000 $ 362,500 $ 112,000
Sacramento--Roseville--Arden-Arcade, CA 4 $ 1,360,000 $ 340,000 $ 189,000
Anaheim-Santa Ana-Irvine, CA 3 $ 2,455,000 $ 818,333 $ 366,000
Birmingham-Hoover, AL 3 $ 835,000 $ 278,333 $ 113,000
Cape Coral-Fort Myers, FL 3 $ 1,775,000 $ 591,666 $ 233,000
Fayetteville, NC 3 $ 915,000 $ 305,000 $ 98,000
Fort Worth-Arlington, TX 3 $ 755,000 $ 251,666 $ 131,000
Gainesville, FL 3 $ 935,000 $ 311,666 $ 95,000
Hilton Head Island-Bluffton-Beaufort, SC 3 $ 895,000 $ 298,333 $ 157,000
Hot Springs, AR 3 $ 545,000 $ 181,666 $ 265,000
Lawrence, KS 3 $ 795,000 $ 265,000 $ 237,000
Little Rock-North Little Rock-Conway, AR 3 $ 785,000 $ 261,666 $ 90,000
Los Angeles-Long Beach-Glendale, CA 3 $ 1,215,000 $ 405,000 $ 107,000
Oakland-Hayward-Berkeley, CA 3 $ 1,755,000 $ 585,000 $ 363,000
Pinehurst-Southern Pines, NC 3 $ 715,000 $ 238,333 $ 82,000
Shreveport-Bossier City, LA 3 $ 1,065,000 $ 355,000 $ 175,000
Albany, GA 2 $ 400,000 $ 200,000 $ 141,000
Bridgeport-Stamford-Norwalk, CT 2 $ 870,000 $ 435,000 $ 299,000
Chattanooga, TN-GA 2 $ 690,000 $ 345,000 $ 89,500
Clarksville, TN-KY 2 $ 510,000 $ 255,000 $ 85,000
Cleveland, OH 2 $ 540,000 $ 270,000 $ 231,000
Crestview-Fort Walton Beach-Destin, FL 2 $ 5,080,000 $ 2,540,000 $ 1,606,000
Everett, WA 2 $ 1,210,000 $ 605,000 $ 308,000
Farmington, NM 2 $ 770,000 $ 385,000 $ 102,000
Fort Collins, CO 2 $ 580,000 $ 290,000 $ 226,000
Gainesville, GA 2 $ 690,000 $ 345,000 $ 152,000
Hartford-West Hartford-East Hartford, CT 2 $ 750,000 $ 375,000 $ 167,000
Killeen-Temple, TX 2 $ 1,520,000 $ 760,000 $ 437,000
Memphis, TN-MS-AR 2 $ 460,000 $ 230,000 $ 116,000
Milwaukee-Waukesha-West Allis, WI 2 $ 2,000,000 $ 1,000,000 $ 277,000
New Orleans-Metairie, LA 2 $ 400,000 $ 200,000 $ 124,000
Newark, NJ-PA 2 $ 990,000 $ 495,000 $ 398,000
Richmond, VA 2 $ 520,000 $ 260,000 $ 72,000
Seattle-Bellevue-Everett, WA 2 $ 1,520,000 $ 760,000 $ 168,000
Sumter, SC 2 $ 420,000 $ 210,000 $ 56,000
Tucson, AZ 2 $ 720,000 $ 360,000 $ 118,000
Washington-Baltimore-Arlington, DC 2 $ 1,910,000 $ 955,000 $ 252,000
York-Hanover, PA 2 $ 860,000 $ 430,000 $ 153,000
Abilene, TX 1 $ 585,000 $ 585,000 $ 178,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 805,000 $ 805,000 $ 200,000
Amarillo, TX 1 $ 405,000 $ 405,000 $ 140,000
Atlantic City-Hammonton, NJ 1 $ 1,195,000 $ 1,195,000 $ 297,000
Auburn-Opelika, AL 1 $ 435,000 $ 435,000 $ 190,000
Boston, MA 1 $ 695,000 $ 695,000 $ 140,000
Brownsville-Harlingen, TX 1 $ 405,000 $ 405,000 $ 113,000
Cambridge-Newton-Framingham, MA 1 $ 335,000 $ 335,000 $ 95,000
Cedar Rapids, IA 1 $ 95,000 $ 95,000 $ 150,000
Champaign-Urbana, IL 1 $ 275,000 $ 275,000 $ 103,000
Charlottesville, VA 1 $ 435,000 $ 435,000 $ 160,000
Cincinnati, OH-KY-IN 1 $ 265,000 $ 265,000 $ 185,000
College Station-Bryan, TX 1 $ 305,000 $ 305,000 $ 204,000
Columbus, GA-AL 1 $ 195,000 $ 195,000 $ 71,000
Columbus, OH 1 $ 265,000 $ 265,000 $ 225,000
Daphne-Fairhope-Foley, AL 1 $ 255,000 $ 255,000 $ 178,000
Dayton-Springfield-Kettering, OH 1 $ 175,000 $ 175,000 $ 110,000
Detroit-Dearborn-Livonia, MI 1 $ 205,000 $ 205,000 $ 0
Dothan, AL 1 $ 275,000 $ 275,000 $ 95,000
Dover, DE 1 $ 465,000 $ 465,000 $ 188,000
Elgin, IL 1 $ 185,000 $ 185,000 $ 331,000
Evansville, IN-KY 1 $ 405,000 $ 405,000 $ 109,000
Florence, SC 1 $ 185,000 $ 185,000 $ 42,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 1 $ 255,000 $ 255,000 $ 68,000
Gadsden, AL 1 $ 155,000 $ 155,000 $ 41,000
Grand Island, NE 1 $ 275,000 $ 275,000 $ 61,000
Grand Rapids-Wyoming, MI 1 $ 685,000 $ 685,000 $ 403,000
Greenville, NC 1 $ 185,000 $ 185,000 $ 48,000
Harrisburg-Carlisle, PA 1 $ 125,000 $ 125,000 $ 38,000
Hattiesburg, MS 1 $ 175,000 $ 175,000 $ 88,000
Huntsville, AL 1 $ 365,000 $ 365,000 $ 250,000
Indianapolis-Carmel-Anderson, IN 1 $ 435,000 $ 435,000 $ 229,000
Jackson, MS 1 $ 315,000 $ 315,000 $ 125,000
Jackson, TN 1 $ 205,000 $ 205,000 $ 55,000
Janesville-Beloit, WI 1 $ 325,000 $ 325,000 $ 123,000
Jefferson City, MO 1 $ 185,000 $ 185,000 $ 87,000
Jonesboro, AR 1 $ 115,000 $ 115,000 $ 145,000
Lafayette, LA 1 $ 285,000 $ 285,000 $ 94,000
Lafayette-West Lafayette, IN 1 $ 255,000 $ 255,000 $ 181,000
Lake County-Porter County-Jasper County, IN 1 $ 215,000 $ 215,000 $ 129,000
Lakeland-Winter Haven, FL 1 $ 185,000 $ 185,000 $ 102,000
Lancaster, PA 1 $ 435,000 $ 435,000 $ 107,000
Louisville/Jefferson County, KY-IN 1 $ 205,000 $ 205,000 $ 92,000
Madison, WI 1 $ 285,000 $ 285,000 $ 263,000
Marietta, GA 1 $ 205,000 $ 205,000 $ 115,000
Minneapolis-St. Paul-Bloomington, MN-WI 1 $ 805,000 $ 805,000 $ 644,000
Missoula, MT 1 $ 205,000 $ 205,000 $ 159,000
Montgomery County-Bucks County-Chester County, PA 1 $ 465,000 $ 465,000 $ 150,000
New York-Jersey City-White Plains, NY-NJ 1 $ 1,175,000 $ 1,175,000 $ 738,000
North Port-Sarasota-Bradenton, FL 1 $ 355,000 $ 355,000 $ 442,000
Philadelphia, PA 1 $ 205,000 $ 205,000 $ 161,000
Phoenix-Mesa-Scottsdale, AZ 1 $ 715,000 $ 715,000 $ 292,000
Port St. Lucie, FL 1 $ 295,000 $ 295,000 $ 54,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 525,000 $ 525,000 $ 432,000
Rocky Mount, NC 1 $ 185,000 $ 185,000 $ 67,000
Saginaw, MI 1 $ 215,000 $ 215,000 $ 127,000
San Antonio-New Braunfels, TX 1 $ 225,000 $ 225,000 $ 82,000
San Francisco-Redwood City-South San Francisco, CA 1 $ 725,000 $ 725,000 $ 0
Santa Cruz-Watsonville, CA 1 $ 1,085,000 $ 1,085,000 $ 302,000
Savannah, GA 1 $ 305,000 $ 305,000 $ 72,000
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 325,000 $ 325,000 $ 151,000
Sebastian-Vero Beach, FL 1 $ 185,000 $ 185,000 $ 89,000
Slidell-Mandeville-Covington, LA 1 $ 465,000 $ 465,000 $ 313,000
Springfield, IL 1 $ 295,000 $ 295,000 $ 155,000
Stockton-Lodi, CA 1 $ 405,000 $ 405,000 $ 187,000
Terre Haute, IN 1 $ 185,000 $ 185,000 $ 89,000
Toledo, OH 1 $ 185,000 $ 185,000 $ 62,000
Topeka, KS 1 $ 145,000 $ 145,000 $ 43,000
Tulsa, OK 1 $ 225,000 $ 225,000 $ 130,000
Vineland-Bridgeton, NJ 1 $ 315,000 $ 315,000 $ 131,000
Warner Robins, GA 1 $ 345,000 $ 345,000 $ 95,000
Washington, DC-MD 1 $ 355,000 $ 355,000 $ 90,000
Wildwood-The Villages, FL 1 $ 275,000 $ 275,000 $ 110,000
Winchester, VA-WV 1 $ 255,000 $ 255,000 $ 226,000

Mortgage Loan Application Detail Totals for Delmar Financial Company in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,513 $701,875,000 $279,000 $4,085,000 $123,000 $3,500,000
Refinancing 425 $152,235,000 $358,000 $1,845,000 $160,000 $1,135,000
Cash-out Refinancing 199 $58,425,000 $293,000 $1,955,000 $136,000 $510,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,271 $668,555,000 $294,000 $4,085,000 $131,000 $3,500,000
Black or African American 295 $70,225,000 $238,000 $1,085,000 $89,000 $310,000
Hispanic 224 $57,580,000 $257,000 $1,315,000 $103,000 $409,000
Not Provided 203 $63,795,000 $314,000 $2,625,000 $158,000 $1,132,000
Asian 119 $46,465,000 $390,000 $1,845,000 $174,000 $738,000
American Indian or Alaskan Native 23 $5,505,000 $239,000 $615,000 $113,000 $375,000
Native Hawaiian or Other Pacific Islander 2 $410,000 $205,000 $305,000 $195,000 $287,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,994 $612,570,000 $307,000 $4,085,000 $146,000 $3,500,000
FHA-insured (Federal Housing Administration) 738 $167,190,000 $226,000 $765,000 $82,000 $367,000
VA-guaranteed (Veterans Administration) 359 $123,715,000 $344,000 $1,615,000 $128,000 $777,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 46 $9,060,000 $196,000 $325,000 $81,000 $120,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,358 $693,330,000 $294,000 $4,085,000 $129,000 $3,500,000
Application Withdrawn By Applicant 370 $110,750,000 $299,000 $1,455,000 $137,000 $1,172,000
Application Approved But Not Accepted 364 $97,140,000 $266,000 $1,215,000 $116,000 $644,000
Application Denied By Financial Institution 41 $10,245,000 $249,000 $725,000 $85,000 $400,000
File Closed For Incompleteness 3 $605,000 $201,000 $285,000 $83,000 $110,000
Preapproval Approved but not Accepted 1 $465,000 $465,000 $465,000 $165,000 $165,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,096 $902,290,000 $291,000 $4,085,000 $129,000 $3,500,000
Other 22 $5,930,000 $269,000 $725,000 $73,000 $179,000
Debt-To-Income Ratio 13 $3,325,000 $255,000 $665,000 $79,000 $182,000
Collateral 4 $830,000 $207,000 $285,000 $187,000 $400,000
Unverifiable Information 1 $65,000 $65,000 $65,000 $71,000 $71,000
Credit History 1 $95,000 $95,000 $95,000 $29,000 $29,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Delmar Financial Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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