Delmar Financial Company Mortgage Lending & HMDA Data, 2024

In 2024, Delmar Financial Company of St Louis, MO reported 2,979 mortgage applications totaling $825.5 million, up 24% from 2023. The average application was for $277,111, and applicants reported an average income of $124,684. 72% of its applications resulted in an originated loan and 2% were denied. Its largest markets were St. Louis, MO-IL (1,317), Columbia, SC (112) and Kansas City, MO-KS (112) (applications in parentheses).

Mortgage Company & Address Delmar Financial Company
1066 Executive Parkway Suite 100
St Louis, MO 63141
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  
Total Number of Mortgage Applications 2,979
Total Mortgage Loan Application Amount $825,515,000
Average Mortgage Loan Application Amount $277,111
Highest Mortgage Loan Application Amount $1,945,000
Average Applicant Income $124,684
Highest Applicant Income $1,879,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Delmar Financial Company filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Delmar Financial Company by Metropolitan Area in 2024

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
St. Louis, MO-IL 1,317 $ 362,915,000 $ 275,561 $ 126,961
Outside any metro area 361 $ 76,685,000 $ 212,423 $ 94,609
Columbia, SC 112 $ 31,980,000 $ 285,535 $ 126,000
Kansas City, MO-KS 112 $ 33,760,000 $ 301,428 $ 153,857
Gulfport-Biloxi-Pascagoula, MS 94 $ 18,530,000 $ 197,127 $ 106,000
Greenville-Anderson-Mauldin, SC 85 $ 21,435,000 $ 252,176 $ 90,000
Tallahassee, FL 84 $ 19,280,000 $ 229,523 $ 70,000
Raleigh, NC 66 $ 22,870,000 $ 346,515 $ 156,000
Lincoln, NE 55 $ 14,195,000 $ 258,090 $ 104,000
Nashville-Davidson--Murfreesboro--Franklin, TN 37 $ 14,165,000 $ 382,837 $ 136,000
Kingsport-Bristol-Bristol, TN-VA 34 $ 7,350,000 $ 216,176 $ 75,147
Charleston-North Charleston, SC 33 $ 11,085,000 $ 335,909 $ 153,000
Omaha-Council Bluffs, NE-IA 30 $ 9,160,000 $ 305,333 $ 129,133
Warren-Troy-Farmington Hills, MI 28 $ 8,230,000 $ 293,928 $ 126,000
Johnson City, TN 27 $ 6,355,000 $ 235,370 $ 80,000
Cape Girardeau, MO-IL 23 $ 3,725,000 $ 161,956 $ 76,000
Spartanburg, SC 22 $ 6,730,000 $ 305,909 $ 85,000
Detroit-Dearborn-Livonia, MI 21 $ 3,555,000 $ 169,285 $ 97,000
Atlanta-Sandy Springs-Roswell, GA 16 $ 5,680,000 $ 355,000 $ 171,000
Dallas-Plano-Irving, TX 16 $ 7,070,000 $ 441,875 $ 191,000
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 16 $ 4,480,000 $ 280,000 $ 93,000
Charlotte-Concord-Gastonia, NC-SC 14 $ 5,460,000 $ 390,000 $ 137,642
Durham-Chapel Hill, NC 14 $ 3,720,000 $ 265,714 $ 65,000
Cape Coral-Fort Myers, FL 12 $ 5,080,000 $ 423,333 $ 310,000
Chicago-Naperville, IL 11 $ 3,585,000 $ 325,909 $ 162,000
Houston-The Woodlands-Sugar Land, TX 11 $ 3,685,000 $ 335,000 $ 242,000
Springfield, MO 10 $ 2,920,000 $ 292,000 $ 97,000
Fayetteville-Springdale-Rogers, AR-MO 9 $ 4,325,000 $ 480,555 $ 197,000
Naples-Immokalee-Marco Island, FL 9 $ 2,545,000 $ 282,777 $ 116,000
West Palm Beach-Boca Raton-Delray Beach, FL 9 $ 2,965,000 $ 329,444 $ 159,000
Asheville, NC 7 $ 2,965,000 $ 423,571 $ 159,000
Hilton Head Island-Bluffton-Beaufort, SC 7 $ 2,495,000 $ 356,428 $ 115,000
Ocala, FL 7 $ 1,095,000 $ 156,428 $ 50,000
Port St. Lucie, FL 7 $ 2,835,000 $ 405,000 $ 157,000
Tampa, FL 7 $ 3,795,000 $ 542,142 $ 157,000
Arlington-Alexandria-Reston, VA-WV 6 $ 3,910,000 $ 651,666 $ 233,000
Burlington, NC 6 $ 1,470,000 $ 245,000 $ 63,000
Grand Rapids-Wyoming, MI 6 $ 1,420,000 $ 236,666 $ 173,000
Rocky Mount, NC 6 $ 1,370,000 $ 228,333 $ 181,000
St. Joseph, MO-KS 6 $ 790,000 $ 131,666 $ 59,000
Clarksville, TN-KY 5 $ 1,445,000 $ 289,000 $ 68,000
Crestview-Fort Walton Beach-Destin, FL 5 $ 2,395,000 $ 479,000 $ 341,000
Flint, MI 5 $ 785,000 $ 157,000 $ 70,000
Fort Worth-Arlington, TX 5 $ 1,005,000 $ 201,000 $ 164,000
Greensboro-High Point, NC 5 $ 935,000 $ 187,000 $ 81,000
Jackson, TN 5 $ 1,305,000 $ 261,000 $ 115,000
Jacksonville, FL 5 $ 2,355,000 $ 471,000 $ 189,000
Oklahoma City, OK 5 $ 1,465,000 $ 293,000 $ 103,000
Palm Bay-Melbourne-Titusville, FL 5 $ 2,145,000 $ 429,000 $ 304,000
Anaheim-Santa Ana-Irvine, CA 4 $ 3,580,000 $ 895,000 $ 299,000
Camden, NJ 4 $ 1,260,000 $ 315,000 $ 123,000
Cleveland, OH 4 $ 680,000 $ 170,000 $ 236,000
Deltona-Daytona Beach-Ormond Beach, FL 4 $ 1,590,000 $ 397,500 $ 182,000
Indianapolis-Carmel-Anderson, IN 4 $ 2,140,000 $ 535,000 $ 230,000
Orlando-Kissimmee-Sanford, FL 4 $ 1,830,000 $ 457,500 $ 215,000
Phoenix-Mesa-Scottsdale, AZ 4 $ 2,160,000 $ 540,000 $ 185,000
Cincinnati, OH-KY-IN 3 $ 1,045,000 $ 348,333 $ 190,000
Dayton-Springfield-Kettering, OH 3 $ 415,000 $ 138,333 $ 359,000
Denver-Aurora-Lakewood, CO 3 $ 1,545,000 $ 515,000 $ 146,000
Fayetteville, NC 3 $ 685,000 $ 228,333 $ 113,000
Goldsboro, NC 3 $ 455,000 $ 151,666 $ 72,000
Hattiesburg, MS 3 $ 485,000 $ 161,666 $ 82,000
Knoxville, TN 3 $ 1,335,000 $ 445,000 $ 182,000
Lakeland-Winter Haven, FL 3 $ 715,000 $ 238,333 $ 75,000
North Port-Sarasota-Bradenton, FL 3 $ 1,165,000 $ 388,333 $ 277,000
Pinehurst-Southern Pines, NC 3 $ 505,000 $ 168,333 $ 90,000
Punta Gorda, FL 3 $ 1,545,000 $ 515,000 $ 154,000
Richmond, VA 3 $ 945,000 $ 315,000 $ 70,000
Tucson, AZ 3 $ 855,000 $ 285,000 $ 104,000
Wichita, KS 3 $ 455,000 $ 151,666 $ 184,000
Augusta-Richmond County, GA-SC 2 $ 490,000 $ 245,000 $ 106,000
Austin-Round Rock, TX 2 $ 1,490,000 $ 745,000 $ 331,000
Baltimore-Columbia-Towson, MD 2 $ 890,000 $ 445,000 $ 139,000
Baton Rouge, LA 2 $ 740,000 $ 370,000 $ 211,000
Battle Creek, MI 2 $ 190,000 $ 95,000 $ 308,000
Birmingham-Hoover, AL 2 $ 590,000 $ 295,000 $ 138,000
Chattanooga, TN-GA 2 $ 710,000 $ 355,000 $ 72,000
Colorado Springs, CO 2 $ 680,000 $ 340,000 $ 81,000
Columbia, MO 2 $ 1,120,000 $ 560,000 $ 209,000
Elgin, IL 2 $ 690,000 $ 345,000 $ 125,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 2 $ 1,050,000 $ 525,000 $ 152,000
Gainesville, FL 2 $ 350,000 $ 175,000 $ 102,000
Lake County-Porter County-Jasper County, IN 2 $ 490,000 $ 245,000 $ 164,000
Lawrence, KS 2 $ 480,000 $ 240,000 $ 112,000
Little Rock-North Little Rock-Conway, AR 2 $ 770,000 $ 385,000 $ 205,000
Marietta, GA 2 $ 1,020,000 $ 510,000 $ 185,000
Memphis, TN-MS-AR 2 $ 540,000 $ 270,000 $ 157,000
Newark, NJ-PA 2 $ 1,270,000 $ 635,000 $ 135,000
Oakland-Hayward-Berkeley, CA 2 $ 960,000 $ 480,000 $ 199,000
Panama City, FL 2 $ 670,000 $ 335,000 $ 84,000
Philadelphia, PA 2 $ 480,000 $ 240,000 $ 137,000
Pittsburgh, PA 2 $ 490,000 $ 245,000 $ 152,000
Riverside-San Bernardino-Ontario, CA 2 $ 1,080,000 $ 540,000 $ 178,000
Santa Cruz-Watsonville, CA 2 $ 2,280,000 $ 1,140,000 $ 318,000
Scranton--Wilkes-Barre--Hazleton, PA 2 $ 430,000 $ 215,000 $ 138,000
Springfield, IL 2 $ 130,000 $ 65,000 $ 407,000
Tulsa, OK 2 $ 410,000 $ 205,000 $ 71,000
Washington, DC-MD 2 $ 1,290,000 $ 645,000 $ 220,000
Akron, OH 1 $ 225,000 $ 225,000 $ 84,000
Albuquerque, NM 1 $ 505,000 $ 505,000 $ 193,000
Allentown-Bethlehem-Easton, PA-NJ 1 $ 165,000 $ 165,000 $ 53,000
Boise City, ID 1 $ 765,000 $ 765,000 $ 238,000
Boulder, CO 1 $ 625,000 $ 625,000 $ 240,000
Bozeman, MT 1 $ 255,000 $ 255,000 $ 180,000
Bridgeport-Stamford-Norwalk, CT 1 $ 595,000 $ 595,000 $ 203,000
Brownsville-Harlingen, TX 1 $ 375,000 $ 375,000 $ 180,000
Columbus, IN 1 $ 285,000 $ 285,000 $ 210,000
Columbus, OH 1 $ 205,000 $ 205,000 $ 48,000
Decatur, IL 1 $ 205,000 $ 205,000 $ 120,000
Dothan, AL 1 $ 205,000 $ 205,000 $ 92,000
Elizabethtown-Fort Knox, KY 1 $ 455,000 $ 455,000 $ 156,000
Everett, WA 1 $ 745,000 $ 745,000 $ 0
Fort Wayne, IN 1 $ 215,000 $ 215,000 $ 70,000
Grand Island, NE 1 $ 365,000 $ 365,000 $ 123,000
Grand Junction, CO 1 $ 485,000 $ 485,000 $ 195,000
Green Bay, WI 1 $ 195,000 $ 195,000 $ 106,000
Greenville, NC 1 $ 215,000 $ 215,000 $ 80,000
Hammond, LA 1 $ 285,000 $ 285,000 $ 185,000
Harrisburg-Carlisle, PA 1 $ 345,000 $ 345,000 $ 115,000
Hickory-Lenoir-Morganton, NC 1 $ 295,000 $ 295,000 $ 115,000
Jacksonville, NC 1 $ 145,000 $ 145,000 $ 34,000
Joplin, MO 1 $ 155,000 $ 155,000 $ 69,000
Killeen-Temple, TX 1 $ 165,000 $ 165,000 $ 106,000
Lancaster, PA 1 $ 305,000 $ 305,000 $ 113,000
Lansing-East Lansing, MI 1 $ 355,000 $ 355,000 $ 130,000
Los Angeles-Long Beach-Glendale, CA 1 $ 395,000 $ 395,000 $ 131,000
Louisville/Jefferson County, KY-IN 1 $ 455,000 $ 455,000 $ 148,000
Michigan City-La Porte, IN 1 $ 95,000 $ 95,000 $ 622,000
Milwaukee-Waukesha-West Allis, WI 1 $ 595,000 $ 595,000 $ 381,000
Mobile, AL 1 $ 185,000 $ 185,000 $ 56,000
Monroe, MI 1 $ 125,000 $ 125,000 $ 52,000
Montgomery, AL 1 $ 335,000 $ 335,000 $ 239,000
Morristown, TN 1 $ 235,000 $ 235,000 $ 278,000
Muskegon, MI 1 $ 165,000 $ 165,000 $ 65,000
New York-Jersey City-White Plains, NY-NJ 1 $ 745,000 $ 745,000 $ 475,000
Niles-Benton Harbor, MI 1 $ 235,000 $ 235,000 $ 130,000
Oxnard-Thousand Oaks-Ventura, CA 1 $ 655,000 $ 655,000 $ 239,000
Portland-Vancouver-Hillsboro, OR-WA 1 $ 635,000 $ 635,000 $ 163,000
Rochester, MN 1 $ 495,000 $ 495,000 $ 218,000
Sacramento--Roseville--Arden-Arcade, CA 1 $ 305,000 $ 305,000 $ 317,000
Saginaw, MI 1 $ 295,000 $ 295,000 $ 89,000
San Antonio-New Braunfels, TX 1 $ 155,000 $ 155,000 $ 77,000
Savannah, GA 1 $ 265,000 $ 265,000 $ 279,000
Seattle-Bellevue-Everett, WA 1 $ 765,000 $ 765,000 $ 190,000
Sebastian-Vero Beach, FL 1 $ 345,000 $ 345,000 $ 78,000
Sioux City, IA-NE-SD 1 $ 145,000 $ 145,000 $ 51,000
South Bend-Mishawaka, IN-MI 1 $ 215,000 $ 215,000 $ 50,000
Texarkana, TX-AR 1 $ 175,000 $ 175,000 $ 114,000
Topeka, KS 1 $ 235,000 $ 235,000 $ 84,000
Virginia Beach-Norfolk-Newport News, VA-NC 1 $ 595,000 $ 595,000 $ 0
Waco, TX 1 $ 155,000 $ 155,000 $ 456,000
Wilmington, NC 1 $ 375,000 $ 375,000 $ 143,000
Winston-Salem, NC 1 $ 335,000 $ 335,000 $ 110,000

Mortgage Loan Application Detail Totals for Delmar Financial Company in 2024

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,516 $684,520,000 $272,000 $1,945,000 $123,000 $1,879,000
Refinancing 287 $97,385,000 $339,000 $1,135,000 $146,000 $582,000
Cash-out Refinancing 176 $43,610,000 $247,000 $685,000 $114,000 $428,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,110 $575,700,000 $272,000 $1,685,000 $124,000 $1,879,000
Black or African American 269 $68,285,000 $253,000 $1,145,000 $102,000 $369,000
Hispanic 260 $73,050,000 $280,000 $1,405,000 $113,000 $1,660,000
Not Provided 179 $51,215,000 $286,000 $1,945,000 $142,000 $696,000
Asian 131 $50,035,000 $381,000 $1,805,000 $179,000 $801,000
American Indian or Alaskan Native 23 $5,255,000 $228,000 $545,000 $91,000 $255,000
Native Hawaiian or Other Pacific Islander 7 $1,975,000 $282,000 $625,000 $123,000 $245,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,916 $549,530,000 $286,000 $1,805,000 $140,000 $1,879,000
FHA-insured (Federal Housing Administration) 655 $145,725,000 $222,000 $535,000 $83,000 $519,000
VA-guaranteed (Veterans Administration) 356 $120,610,000 $338,000 $1,945,000 $125,000 $462,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 52 $9,650,000 $185,000 $345,000 $70,000 $108,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,158 $593,700,000 $275,000 $1,685,000 $122,000 $1,879,000
Application Withdrawn By Applicant 428 $120,730,000 $282,000 $1,335,000 $139,000 $1,090,000
Application Approved But Not Accepted 335 $96,265,000 $287,000 $1,945,000 $124,000 $1,355,000
Application Denied By Financial Institution 51 $12,725,000 $249,000 $765,000 $98,000 $519,000
File Closed For Incompleteness 7 $2,095,000 $299,000 $485,000 $102,000 $165,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,928 $812,790,000 $277,000 $1,945,000 $125,000 $1,879,000
Other 22 $5,220,000 $237,000 $765,000 $117,000 $519,000
Collateral 13 $3,385,000 $260,000 $575,000 $118,000 $360,000
Debt-To-Income Ratio 12 $3,150,000 $262,000 $655,000 $58,000 $151,000
Employment History 2 $620,000 $310,000 $335,000 $28,000 $57,000
Credit History 2 $350,000 $175,000 $245,000 $45,000 $49,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Delmar Financial Company's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Delmar Financial Company's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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