Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Delta Community Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,804 |
| Total Mortgage Loan Application Amount | $578,380,000 |
| Average Mortgage Loan Application Amount | $128,666 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $102,000 |
| Highest Applicant Income | $1,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cobb County Georgia | 485 | $ 80,489,000 | $ 165,000 | $ 99,000 |
| Fayette County Georgia | 480 | $ 77,355,000 | $ 161,000 | $ 105,000 |
| Coweta County Georgia | 477 | $ 63,206,000 | $ 132,000 | $ 83,000 |
| Fulton County Georgia | 447 | $ 76,824,000 | $ 171,000 | $ 108,000 |
| Henry County Georgia | 230 | $ 25,616,000 | $ 111,000 | $ 79,000 |
| DeKalb County Georgia | 204 | $ 35,808,000 | $ 175,000 | $ 107,000 |
| Gwinnett County Georgia | 194 | $ 27,297,000 | $ 140,000 | $ 85,000 |
| Clayton County Georgia | 93 | $ 5,933,000 | $ 63,000 | $ 58,000 |
| Cherokee County Georgia | 82 | $ 13,000,000 | $ 158,000 | $ 93,000 |
| Forsyth County Georgia | 60 | $ 12,252,000 | $ 204,000 | $ 113,000 |
| Paulding County Georgia | 37 | $ 3,893,000 | $ 105,000 | $ 75,000 |
| Hall County Georgia | 36 | $ 6,501,000 | $ 180,000 | $ 127,000 |
| Douglas County Georgia | 33 | $ 4,774,000 | $ 144,000 | $ 89,000 |
| Broward County Florida | 29 | $ 5,204,000 | $ 179,000 | $ 136,000 |
| Spalding County Georgia | 27 | $ 2,686,000 | $ 99,000 | $ 83,000 |
| Tarrant County Texas | 25 | $ 2,514,000 | $ 100,000 | $ 90,000 |
| Boone County Kentucky | 22 | $ 3,258,000 | $ 148,000 | $ 78,000 |
| Salt Lake County Utah | 22 | $ 3,442,000 | $ 156,000 | $ 75,000 |
| Rockdale County Georgia | 20 | $ 2,524,000 | $ 126,000 | $ 72,000 |
| Butts County Georgia | 18 | $ 1,508,000 | $ 83,000 | $ 77,000 |
| Los Angeles County California | 16 | $ 4,040,000 | $ 252,000 | $ 129,000 |
| Pike County Georgia | 16 | $ 1,910,000 | $ 119,000 | $ 91,000 |
| Orange County Florida | 15 | $ 2,320,000 | $ 154,000 | $ 89,000 |
| Miami-Dade County Florida | 14 | $ 2,110,000 | $ 150,000 | $ 78,000 |
| Carroll County Georgia | 14 | $ 1,614,000 | $ 115,000 | $ 72,000 |
| Newton County Georgia | 14 | $ 1,563,000 | $ 111,000 | $ 91,000 |
| Walton County Georgia | 13 | $ 2,340,000 | $ 180,000 | $ 92,000 |
| Denton County Texas | 13 | $ 1,801,000 | $ 138,000 | $ 126,000 |
| Hillsborough County Florida | 11 | $ 1,124,000 | $ 102,000 | $ 76,000 |
| Jackson County Georgia | 11 | $ 1,563,000 | $ 142,000 | $ 83,000 |
| Meriwether County Georgia | 11 | $ 1,371,000 | $ 124,000 | $ 60,000 |
| Bartow County Georgia | 10 | $ 968,000 | $ 96,000 | $ 69,000 |
| Hamilton County Ohio | 10 | $ 1,209,000 | $ 120,000 | $ 130,000 |
| Randolph County Alabama | 9 | $ 1,697,000 | $ 188,000 | $ 175,000 |
| Palm Beach County Florida | 9 | $ 1,590,000 | $ 176,000 | $ 96,000 |
| Brevard County Florida | 8 | $ 1,072,000 | $ 134,000 | $ 80,000 |
| Duval County Florida | 8 | $ 1,101,000 | $ 137,000 | $ 81,000 |
| Lee County Florida | 8 | $ 1,271,000 | $ 158,000 | $ 118,000 |
| Chatham County Georgia | 8 | $ 1,423,000 | $ 177,000 | $ 78,000 |
| Kenton County Kentucky | 8 | $ 592,000 | $ 74,000 | $ 72,000 |
| Summit County Utah | 8 | $ 1,981,000 | $ 247,000 | $ 149,000 |
| Tallapoosa County Alabama | 7 | $ 1,344,000 | $ 192,000 | $ 182,000 |
| Seminole County Florida | 7 | $ 1,303,000 | $ 186,000 | $ 136,000 |
| Clarke County Georgia | 7 | $ 915,000 | $ 130,000 | $ 78,000 |
| Gilmer County Georgia | 7 | $ 971,000 | $ 138,000 | $ 102,000 |
| Glynn County Georgia | 7 | $ 1,662,000 | $ 237,000 | $ 111,000 |
| Troup County Georgia | 7 | $ 988,000 | $ 141,000 | $ 51,000 |
| Oconee County South Carolina | 7 | $ 1,698,000 | $ 242,000 | $ 144,000 |
| Dallas County Texas | 7 | $ 917,000 | $ 131,000 | $ 73,000 |
| Davis County Utah | 7 | $ 995,000 | $ 142,000 | $ 82,000 |
| Orange County California | 6 | $ 2,090,000 | $ 348,000 | $ 124,000 |
| Volusia County Florida | 6 | $ 949,000 | $ 158,000 | $ 184,000 |
| Barrow County Georgia | 6 | $ 577,000 | $ 96,000 | $ 56,000 |
| Dawson County Georgia | 6 | $ 750,000 | $ 125,000 | $ 73,000 |
| Jasper County Georgia | 6 | $ 1,088,000 | $ 181,000 | $ 130,000 |
| Lamar County Georgia | 6 | $ 441,000 | $ 73,000 | $ 85,000 |
| Muscogee County Georgia | 6 | $ 448,000 | $ 74,000 | $ 79,000 |
| Hamilton County Tennessee | 6 | $ 1,353,000 | $ 225,000 | $ 121,000 |
| Shelby County Tennessee | 6 | $ 542,000 | $ 90,000 | $ 95,000 |
| Riverside County California | 5 | $ 898,000 | $ 179,000 | $ 80,000 |
| Escambia County Florida | 5 | $ 1,374,000 | $ 274,000 | $ 126,000 |
| Manatee County Florida | 5 | $ 809,000 | $ 161,000 | $ 79,000 |
| Pinellas County Florida | 5 | $ 1,178,000 | $ 235,000 | $ 123,000 |
| St. Johns County Florida | 5 | $ 845,000 | $ 169,000 | $ 120,000 |
| Fannin County Georgia | 5 | $ 571,000 | $ 114,000 | $ 102,000 |
| Heard County Georgia | 5 | $ 467,000 | $ 93,000 | $ 63,000 |
| Putnam County Georgia | 5 | $ 1,027,000 | $ 205,000 | $ 127,000 |
| Mecklenburg County North Carolina | 5 | $ 721,000 | $ 144,000 | $ 87,000 |
| Beaufort County South Carolina | 5 | $ 309,000 | $ 61,000 | $ 106,000 |
| Greenville County South Carolina | 5 | $ 900,000 | $ 180,000 | $ 172,000 |
| Lexington County South Carolina | 5 | $ 609,000 | $ 121,000 | $ 78,000 |
| Harris County Texas | 5 | $ 714,000 | $ 142,000 | $ 86,000 |
| Placer County California | 4 | $ 1,038,000 | $ 259,000 | $ 428,000 |
| San Diego County California | 4 | $ 871,000 | $ 217,000 | $ 150,000 |
| Bay County Florida | 4 | $ 428,000 | $ 107,000 | $ 161,000 |
| Pasco County Florida | 4 | $ 762,000 | $ 190,000 | $ 78,000 |
| Sarasota County Florida | 4 | $ 751,000 | $ 187,000 | $ 116,000 |
| Harris County Georgia | 4 | $ 1,133,000 | $ 283,000 | $ 153,000 |
| Pickens County Georgia | 4 | $ 454,000 | $ 113,000 | $ 88,000 |
| Richmond County Georgia | 4 | $ 449,000 | $ 112,000 | $ 70,000 |
| Towns County Georgia | 4 | $ 550,000 | $ 137,000 | $ 94,000 |
| Nassau County New York | 4 | $ 953,000 | $ 238,000 | $ 82,000 |
| Queens County New York | 4 | $ 849,000 | $ 212,000 | $ 88,000 |
| Charleston County South Carolina | 4 | $ 531,000 | $ 132,000 | $ 82,000 |
| Spartanburg County South Carolina | 4 | $ 475,000 | $ 118,000 | $ 90,000 |
| Fairfax County Virginia | 4 | $ 1,444,000 | $ 361,000 | $ 118,000 |
| Jefferson County Alabama | 3 | $ 256,000 | $ 85,000 | $ 77,000 |
| Lee County Alabama | 3 | $ 290,000 | $ 96,000 | $ 64,000 |
| Montgomery County Alabama | 3 | $ 238,000 | $ 79,000 | $ 40,000 |
| Talladega County Alabama | 3 | $ 454,000 | $ 151,000 | $ 108,000 |
| Alameda County California | 3 | $ 1,065,000 | $ 355,000 | $ 211,000 |
| Okaloosa County Florida | 3 | $ 604,000 | $ 201,000 | $ 137,000 |
| Osceola County Florida | 3 | $ 443,000 | $ 147,000 | $ 116,000 |
| Bibb County Georgia | 3 | $ 527,000 | $ 175,000 | $ 134,000 |
| Columbia County Georgia | 3 | $ 458,000 | $ 152,000 | $ 90,000 |
| Habersham County Georgia | 3 | $ 670,000 | $ 223,000 | $ 81,000 |
| Haralson County Georgia | 3 | $ 357,000 | $ 119,000 | $ 97,000 |
| Hart County Georgia | 3 | $ 489,000 | $ 163,000 | $ 97,000 |
| Houston County Georgia | 3 | $ 269,000 | $ 89,000 | $ 53,000 |
| Jefferson County Georgia | 3 | $ 169,000 | $ 56,000 | $ 78,000 |
| Stephens County Georgia | 3 | $ 270,000 | $ 90,000 | $ 110,000 |
| Union County Georgia | 3 | $ 724,000 | $ 241,000 | $ 150,000 |
| White County Georgia | 3 | $ 445,000 | $ 148,000 | $ 92,000 |
| Marion County Indiana | 3 | $ 261,000 | $ 87,000 | $ 86,000 |
| Campbell County Kentucky | 3 | $ 251,000 | $ 83,000 | $ 58,000 |
| Orange County New York | 3 | $ 735,000 | $ 245,000 | $ 118,000 |
| Suffolk County New York | 3 | $ 742,000 | $ 247,000 | $ 135,000 |
| Iredell County North Carolina | 3 | $ 1,354,000 | $ 451,000 | $ 137,000 |
| Delaware County Ohio | 3 | $ 329,000 | $ 109,000 | $ 134,000 |
| Franklin County Ohio | 3 | $ 434,000 | $ 144,000 | $ 74,000 |
| Anderson County South Carolina | 3 | $ 639,000 | $ 213,000 | $ 169,000 |
| Richland County South Carolina | 3 | $ 749,000 | $ 249,000 | $ 127,000 |
| Davidson County Tennessee | 3 | $ 367,000 | $ 122,000 | $ 87,000 |
| Knox County Tennessee | 3 | $ 199,000 | $ 66,000 | $ 137,000 |
| Sevier County Tennessee | 3 | $ 345,000 | $ 115,000 | $ 126,000 |
| Williamson County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 87,000 |
| Collin County Texas | 3 | $ 280,000 | $ 93,000 | $ 155,000 |
| Williamson County Texas | 3 | $ 431,000 | $ 143,000 | $ 67,000 |
| Baldwin County Alabama | 2 | $ 264,000 | $ 132,000 | $ 119,000 |
| Calhoun County Alabama | 2 | $ 122,000 | $ 61,000 | $ 68,000 |
| Humboldt County California | 2 | $ 1,043,000 | $ 521,000 | $ 526,000 |
| Monterey County California | 2 | $ 236,000 | $ 118,000 | $ 80,000 |
| San Bernardino County California | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| San Mateo County California | 2 | $ 497,000 | $ 248,000 | $ 179,000 |
| Sonoma County California | 2 | $ 439,000 | $ 219,000 | $ 129,000 |
| Alachua County Florida | 2 | $ 183,000 | $ 91,000 | $ 61,000 |
| Gulf County Florida | 2 | $ 106,000 | $ 53,000 | $ 156,000 |
| Marion County Florida | 2 | $ 271,000 | $ 135,000 | $ 101,000 |
| Polk County Florida | 2 | $ 397,000 | $ 198,000 | $ 84,000 |
| St. Lucie County Florida | 2 | $ 70,000 | $ 35,000 | $ 69,000 |
| Sumter County Florida | 2 | $ 251,000 | $ 125,000 | $ 44,000 |
| Baldwin County Georgia | 2 | $ 292,000 | $ 146,000 | $ 89,000 |
| Franklin County Georgia | 2 | $ 177,000 | $ 88,000 | $ 64,000 |
| Greene County Georgia | 2 | $ 507,000 | $ 253,000 | $ 73,000 |
| Monroe County Georgia | 2 | $ 259,000 | $ 129,000 | $ 64,000 |
| Morgan County Georgia | 2 | $ 261,000 | $ 130,000 | $ 72,000 |
| Oconee County Georgia | 2 | $ 494,000 | $ 247,000 | $ 102,000 |
| Rabun County Georgia | 2 | $ 395,000 | $ 197,000 | $ 78,000 |
| Seminole County Georgia | 2 | $ 138,000 | $ 69,000 | $ 38,000 |
| Worth County Georgia | 2 | $ 307,000 | $ 153,000 | $ 32,000 |
| Grant County Kentucky | 2 | $ 39,000 | $ 19,000 | $ 39,000 |
| Jefferson County Kentucky | 2 | $ 304,000 | $ 152,000 | $ 104,000 |
| Buncombe County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 48,000 |
| Cherokee County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 173,000 |
| Clay County North Carolina | 2 | $ 219,000 | $ 109,000 | $ 144,000 |
| Forsyth County North Carolina | 2 | $ 259,000 | $ 129,000 | $ 106,000 |
| Guilford County North Carolina | 2 | $ 433,000 | $ 216,000 | $ 78,000 |
| Henderson County North Carolina | 2 | $ 332,000 | $ 166,000 | $ 183,000 |
| Macon County North Carolina | 2 | $ 232,000 | $ 116,000 | $ 66,000 |
| Wake County North Carolina | 2 | $ 359,000 | $ 179,000 | $ 74,000 |
| Clermont County Ohio | 2 | $ 210,000 | $ 105,000 | $ 55,000 |
| Licking County Ohio | 2 | $ 211,000 | $ 105,000 | $ 145,000 |
| York County South Carolina | 2 | $ 301,000 | $ 150,000 | $ 59,000 |
| Bexar County Texas | 2 | $ 224,000 | $ 112,000 | $ 42,000 |
| Hays County Texas | 2 | $ 164,000 | $ 82,000 | $ 129,000 |
| Rusk County Texas | 2 | $ 137,000 | $ 68,000 | $ 66,000 |
| Wise County Texas | 2 | $ 158,000 | $ 79,000 | $ 128,000 |
| Tooele County Utah | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Wasatch County Utah | 2 | $ 494,000 | $ 247,000 | $ 102,000 |
| Prince William County Virginia | 2 | $ 498,000 | $ 249,000 | $ 113,000 |
| Clay County Alabama | 1 | $ 192,000 | $ 192,000 | $ 222,000 |
| Cleburne County Alabama | 1 | $ 318,000 | $ 318,000 | $ 126,000 |
| Coosa County Alabama | 1 | $ 34,000 | $ 34,000 | $ 67,000 |
| Covington County Alabama | 1 | $ 168,000 | $ 168,000 | $ 146,000 |
| Geneva County Alabama | 1 | $ 326,000 | $ 326,000 | $ 160,000 |
| Limestone County Alabama | 1 | $ 144,000 | $ 144,000 | $ 53,000 |
| Marshall County Alabama | 1 | $ 64,000 | $ 64,000 | $ 53,000 |
| Shelby County Alabama | 1 | $ 262,000 | $ 262,000 | $ 130,000 |
| St. Clair County Alabama | 1 | $ 360,000 | $ 360,000 | $ 200,000 |
| Walker County Alabama | 1 | $ 270,000 | $ 270,000 | $ 188,000 |
| El Dorado County California | 1 | $ 267,000 | $ 267,000 | $ 56,000 |
| San Francisco County California | 1 | $ 191,000 | $ 191,000 | $ 81,000 |
| San Luis Obispo County California | 1 | $ 20,000 | $ 20,000 | $ 53,000 |
| Santa Clara County California | 1 | $ 63,000 | $ 63,000 | $ 250,000 |
| Trinity County California | 1 | $ 220,000 | $ 220,000 | $ 89,000 |
| Ventura County California | 1 | $ 16,000 | $ 16,000 | $ 128,000 |
| Yolo County California | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Charlotte County Florida | 1 | $ 43,000 | $ 43,000 | $ 76,000 |
| Collier County Florida | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Franklin County Florida | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Hernando County Florida | 1 | $ 72,000 | $ 72,000 | $ 115,000 |
| Indian River County Florida | 1 | $ 35,000 | $ 35,000 | $ 141,000 |
| Lake County Florida | 1 | $ 103,000 | $ 103,000 | $ 73,000 |
| Putnam County Florida | 1 | $ 150,000 | $ 150,000 | $ 186,000 |
| Walton County Florida | 1 | $ 360,000 | $ 360,000 | $ 857,000 |
| Banks County Georgia | 1 | $ 169,000 | $ 169,000 | $ 81,000 |
| Burke County Georgia | 1 | $ 94,000 | $ 94,000 | $ 57,000 |
| Dougherty County Georgia | 1 | $ 27,000 | $ 27,000 | $ 66,000 |
| Early County Georgia | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Effingham County Georgia | 1 | $ 158,000 | $ 158,000 | $ 55,000 |
| Floyd County Georgia | 1 | $ 171,000 | $ 171,000 | $ 142,000 |
| Gordon County Georgia | 1 | $ 120,000 | $ 120,000 | $ 102,000 |
| Hancock County Georgia | 1 | $ 168,000 | $ 168,000 | $ 133,000 |
| Lowndes County Georgia | 1 | $ 315,000 | $ 315,000 | $ 124,000 |
| Lumpkin County Georgia | 1 | $ 114,000 | $ 114,000 | $ 96,000 |
| McIntosh County Georgia | 1 | $ 342,000 | $ 342,000 | $ 223,000 |
| Sumter County Georgia | 1 | $ 23,000 | $ 23,000 | $ 81,000 |
| Tattnall County Georgia | 1 | $ 128,000 | $ 128,000 | $ 97,000 |
| Walker County Georgia | 1 | $ 136,000 | $ 136,000 | $ 55,000 |
| Washington County Georgia | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Hendricks County Indiana | 1 | $ 172,000 | $ 172,000 | $ 102,000 |
| LaPorte County Indiana | 1 | $ 156,000 | $ 156,000 | $ 94,000 |
| Shelby County Indiana | 1 | $ 66,000 | $ 66,000 | $ 71,000 |
| Tippecanoe County Indiana | 1 | $ 56,000 | $ 56,000 | $ 171,000 |
| Boyle County Kentucky | 1 | $ 179,000 | $ 179,000 | $ 309,000 |
| Bullitt County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 114,000 |
| Daviess County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Charlevoix County Michigan | 1 | $ 132,000 | $ 132,000 | $ 220,000 |
| Macomb County Michigan | 1 | $ 96,000 | $ 96,000 | $ 48,000 |
| Wayne County Michigan | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Hennepin County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| St. Louis County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 191,000 |
| Washington County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Wright County Minnesota | 1 | $ 568,000 | $ 568,000 | $ 172,000 |
| Dutchess County New York | 1 | $ 217,000 | $ 217,000 | $ 151,000 |
| Franklin County New York | 1 | $ 20,000 | $ 20,000 | $ 10,000 |
| Monroe County New York | 1 | $ 57,000 | $ 57,000 | $ 70,000 |
| New York County New York | 1 | $ 412,000 | $ 412,000 | $ 100,000 |
| Niagara County New York | 1 | $ 136,000 | $ 136,000 | $ 155,000 |
| Onondaga County New York | 1 | $ 90,000 | $ 90,000 | $ 61,000 |
| Rockland County New York | 1 | $ 277,000 | $ 277,000 | $ 97,000 |
| Catawba County North Carolina | 1 | $ 286,000 | $ 286,000 | $ 130,000 |
| Haywood County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 36,000 |
| Jackson County North Carolina | 1 | $ 381,000 | $ 381,000 | $ 203,000 |
| Orange County North Carolina | 1 | $ 640,000 | $ 640,000 | $ 179,000 |
| Pitt County North Carolina | 1 | $ 194,000 | $ 194,000 | $ 185,000 |
| Polk County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 110,000 |
| Transylvania County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 89,000 |
| Butler County Ohio | 1 | $ 472,000 | $ 472,000 | $ 194,000 |
| Greene County Ohio | 1 | $ 166,000 | $ 166,000 | $ 59,000 |
| Lucas County Ohio | 1 | $ 120,000 | $ 120,000 | $ 160,000 |
| Mahoning County Ohio | 1 | $ 136,000 | $ 136,000 | $ 63,000 |
| Montgomery County Ohio | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Summit County Ohio | 1 | $ 10,000 | $ 10,000 | $ 44,000 |
| Warren County Ohio | 1 | $ 730,000 | $ 730,000 | $ 259,000 |
| Berkeley County South Carolina | 1 | $ 193,000 | $ 193,000 | $ 55,000 |
| Calhoun County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 47,000 |
| Dorchester County South Carolina | 1 | $ 188,000 | $ 188,000 | $ 83,000 |
| Georgetown County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 151,000 |
| Horry County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 80,000 |
| Pickens County South Carolina | 1 | $ 32,000 | $ 32,000 | $ 17,000 |
| Anderson County Tennessee | 1 | $ 80,000 | $ 80,000 | $ 109,000 |
| Blount County Tennessee | 1 | $ 119,000 | $ 119,000 | $ 47,000 |
| Cumberland County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 28,000 |
| Fayette County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Jefferson County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 37,000 |
| Lewis County Tennessee | 1 | $ 76,000 | $ 76,000 | $ 75,000 |
| Loudon County Tennessee | 1 | $ 575,000 | $ 575,000 | $ 248,000 |
| Macon County Tennessee | 1 | $ 184,000 | $ 184,000 | $ 49,000 |
| Marion County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 53,000 |
| Meigs County Tennessee | 1 | $ 22,000 | $ 22,000 | $ 61,000 |
| Polk County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 151,000 |
| Rhea County Tennessee | 1 | $ 133,000 | $ 133,000 | $ 63,000 |
| Brazoria County Texas | 1 | $ 156,000 | $ 156,000 | $ 177,000 |
| Brazos County Texas | 1 | $ 106,000 | $ 106,000 | $ 115,000 |
| Cooke County Texas | 1 | $ 289,000 | $ 289,000 | $ 119,000 |
| Ellis County Texas | 1 | $ 50,000 | $ 50,000 | $ 86,000 |
| Fort Bend County Texas | 1 | $ 121,000 | $ 121,000 | $ 24,000 |
| Galveston County Texas | 1 | $ 8,000 | $ 8,000 | $ 35,000 |
| Gregg County Texas | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Johnson County Texas | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Milam County Texas | 1 | $ 108,000 | $ 108,000 | $ 70,000 |
| Montague County Texas | 1 | $ 130,000 | $ 130,000 | $ 113,000 |
| Montgomery County Texas | 1 | $ 102,000 | $ 102,000 | $ 48,000 |
| Nueces County Texas | 1 | $ 236,000 | $ 236,000 | $ 150,000 |
| Rockwall County Texas | 1 | $ 137,000 | $ 137,000 | $ 39,000 |
| Travis County Texas | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Utah County Utah | 1 | $ 673,000 | $ 673,000 | $ 198,000 |
| Weber County Utah | 1 | $ 158,000 | $ 158,000 | $ 74,000 |
| Alexandria County Virginia | 1 | $ 254,000 | $ 254,000 | $ 124,000 |
| Brunswick County Virginia | 1 | $ 31,000 | $ 31,000 | $ 76,000 |
| Hampton County Virginia | 1 | $ 136,000 | $ 136,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,321 | $376,051,000 | $162,000 | $997,000 | $99,000 | $1,000,000 |
| Home Purchase | 1,252 | $184,332,000 | $147,000 | $1,000,000 | $88,000 | $700,000 |
| Home Improvement | 231 | $17,997,000 | $77,000 | $416,000 | $119,000 | $595,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,295 | $361,335,000 | $157,000 | $1,000,000 | $99,000 | $874,000 |
| Not Provided | 942 | $146,638,000 | $155,000 | $781,000 | $105,000 | $857,000 |
| Black or African American | 325 | $34,418,000 | $105,000 | $568,000 | $67,000 | $356,000 |
| Hispanic | 136 | $20,772,000 | $152,000 | $997,000 | $81,000 | $390,000 |
| Asian | 85 | $13,094,000 | $154,000 | $612,000 | $92,000 | $1,000,000 |
| American Indian or Alaskan Native | 14 | $1,373,000 | $98,000 | $163,000 | $84,000 | $217,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $750,000 | $107,000 | $200,000 | $75,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,804 | $578,380,000 | $152,000 | $1,000,000 | $97,000 | $1,000,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,035 | $313,194,000 | $153,000 | $1,000,000 | $102,000 | $874,000 |
| Application Denied By Financial Institution | 784 | $108,310,000 | $138,000 | $735,000 | $80,000 | $1,000,000 |
| Application Approved But Not Accepted | 613 | $99,263,000 | $161,000 | $640,000 | $103,000 | $750,000 |
| File Closed For Incompleteness | 372 | $57,613,000 | $154,000 | $861,000 | $95,000 | $485,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 244 | $37,843,000 | $155,000 | $735,000 | $95,000 | $350,000 |
| Credit History | 240 | $25,101,000 | $104,000 | $673,000 | $74,000 | $1,000,000 |
| Debt-To-Income Ratio | 166 | $24,030,000 | $144,000 | $700,000 | $57,000 | $296,000 |
| Other | 62 | $9,508,000 | $153,000 | $600,000 | $98,000 | $365,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $3,248,000 | $112,000 | $258,000 | $58,000 | $162,000 |
| Unverifiable Information | 18 | $4,002,000 | $222,000 | $640,000 | $138,000 | $394,000 |
| Mortgage Insurance Denied | 10 | $1,847,000 | $184,000 | $340,000 | $85,000 | $230,000 |
| Employment History | 9 | $2,150,000 | $238,000 | $549,000 | $70,000 | $185,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.