Delta Community Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Delta Community Credit Union 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Delta Community Credit Union 3270 Riverwood Pkwy Atlanta, GA 30339 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,982 |
| Total Mortgage Loan Application Amount | $618,986,000 |
| Average Mortgage Loan Application Amount | $129,333 |
| Highest Mortgage Loan Application Amount | $1,969,000 |
| Average Applicant Income | $108,333 |
| Highest Applicant Income | $1,845,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Delta Community Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Delta Community Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Delta Community Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Delta Community Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Delta Community Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Delta Community Credit Union's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 648 | $ 109,118,000 | $ 168,000 | $ 116,000 |
| Cobb County Georgia | 471 | $ 78,961,000 | $ 167,000 | $ 110,000 |
| Fayette County Georgia | 398 | $ 63,131,000 | $ 158,000 | $ 103,000 |
| Coweta County Georgia | 389 | $ 55,125,000 | $ 141,000 | $ 90,000 |
| DeKalb County Georgia | 288 | $ 47,837,000 | $ 166,000 | $ 116,000 |
| Gwinnett County Georgia | 269 | $ 35,736,000 | $ 132,000 | $ 85,000 |
| Henry County Georgia | 236 | $ 28,570,000 | $ 121,000 | $ 80,000 |
| Forsyth County Georgia | 159 | $ 41,700,000 | $ 262,000 | $ 128,000 |
| Cherokee County Georgia | 101 | $ 14,111,000 | $ 139,000 | $ 96,000 |
| Clayton County Georgia | 97 | $ 8,068,000 | $ 83,000 | $ 66,000 |
| Douglas County Georgia | 40 | $ 5,197,000 | $ 129,000 | $ 92,000 |
| Hall County Georgia | 37 | $ 5,143,000 | $ 139,000 | $ 86,000 |
| Spalding County Georgia | 28 | $ 2,604,000 | $ 93,000 | $ 68,000 |
| Paulding County Georgia | 27 | $ 2,874,000 | $ 106,000 | $ 89,000 |
| Tarrant County Texas | 24 | $ 3,692,000 | $ 153,000 | $ 128,000 |
| Rockdale County Georgia | 20 | $ 2,035,000 | $ 101,000 | $ 83,000 |
| Salt Lake County Utah | 18 | $ 1,312,000 | $ 72,000 | $ 76,000 |
| Broward County Florida | 17 | $ 3,225,000 | $ 189,000 | $ 152,000 |
| Carroll County Georgia | 17 | $ 1,556,000 | $ 91,000 | $ 93,000 |
| Newton County Georgia | 15 | $ 1,498,000 | $ 99,000 | $ 82,000 |
| Boone County Kentucky | 15 | $ 1,611,000 | $ 107,000 | $ 68,000 |
| Walton County Georgia | 14 | $ 1,598,000 | $ 114,000 | $ 79,000 |
| Meriwether County Georgia | 13 | $ 798,000 | $ 61,000 | $ 70,000 |
| Hamilton County Ohio | 13 | $ 1,646,000 | $ 126,000 | $ 74,000 |
| Los Angeles County California | 12 | $ 4,241,000 | $ 353,000 | $ 111,000 |
| Orange County Florida | 12 | $ 1,602,000 | $ 133,000 | $ 160,000 |
| Barrow County Georgia | 12 | $ 1,618,000 | $ 134,000 | $ 75,000 |
| Miami-Dade County Florida | 11 | $ 1,566,000 | $ 142,000 | $ 72,000 |
| Sarasota County Florida | 10 | $ 2,081,000 | $ 208,000 | $ 121,000 |
| Pike County Georgia | 10 | $ 1,561,000 | $ 156,000 | $ 78,000 |
| Kenton County Kentucky | 10 | $ 894,000 | $ 89,000 | $ 102,000 |
| Palm Beach County Florida | 9 | $ 929,000 | $ 103,000 | $ 124,000 |
| Butts County Georgia | 8 | $ 586,000 | $ 73,000 | $ 46,000 |
| Chatham County Georgia | 8 | $ 1,268,000 | $ 158,000 | $ 98,000 |
| Fannin County Georgia | 8 | $ 1,250,000 | $ 156,000 | $ 127,000 |
| Davis County Utah | 8 | $ 855,000 | $ 106,000 | $ 101,000 |
| Tallapoosa County Alabama | 7 | $ 1,249,000 | $ 178,000 | $ 150,000 |
| Bartow County Georgia | 7 | $ 1,066,000 | $ 152,000 | $ 91,000 |
| Jackson County Georgia | 7 | $ 983,000 | $ 140,000 | $ 95,000 |
| Union County Georgia | 7 | $ 1,350,000 | $ 192,000 | $ 110,000 |
| Queens County New York | 7 | $ 1,536,000 | $ 219,000 | $ 80,000 |
| Denton County Texas | 7 | $ 678,000 | $ 96,000 | $ 116,000 |
| Harris County Texas | 7 | $ 963,000 | $ 137,000 | $ 100,000 |
| Jefferson County Alabama | 6 | $ 1,958,000 | $ 326,000 | $ 199,000 |
| Lee County Florida | 6 | $ 898,000 | $ 149,000 | $ 84,000 |
| Seminole County Florida | 6 | $ 1,116,000 | $ 186,000 | $ 115,000 |
| St. Johns County Florida | 6 | $ 1,143,000 | $ 190,000 | $ 97,000 |
| Volusia County Florida | 6 | $ 474,000 | $ 79,000 | $ 52,000 |
| Gilmer County Georgia | 6 | $ 1,057,000 | $ 176,000 | $ 93,000 |
| Mecklenburg County North Carolina | 6 | $ 964,000 | $ 160,000 | $ 95,000 |
| Wake County North Carolina | 6 | $ 632,000 | $ 105,000 | $ 58,000 |
| Charleston County South Carolina | 6 | $ 1,368,000 | $ 228,000 | $ 125,000 |
| Dallas County Texas | 6 | $ 859,000 | $ 143,000 | $ 79,000 |
| Summit County Utah | 6 | $ 547,000 | $ 91,000 | $ 153,000 |
| Alameda County California | 5 | $ 1,604,000 | $ 320,000 | $ 154,000 |
| Orange County California | 5 | $ 638,000 | $ 127,000 | $ 80,000 |
| Santa Clara County California | 5 | $ 1,092,000 | $ 218,000 | $ 173,000 |
| Escambia County Florida | 5 | $ 909,000 | $ 181,000 | $ 177,000 |
| Hillsborough County Florida | 5 | $ 547,000 | $ 109,000 | $ 63,000 |
| Leon County Florida | 5 | $ 740,000 | $ 148,000 | $ 101,000 |
| Pasco County Florida | 5 | $ 571,000 | $ 114,000 | $ 62,000 |
| Pinellas County Florida | 5 | $ 546,000 | $ 109,000 | $ 82,000 |
| Bibb County Georgia | 5 | $ 306,000 | $ 61,000 | $ 96,000 |
| Jasper County Georgia | 5 | $ 651,000 | $ 130,000 | $ 59,000 |
| Hennepin County Minnesota | 5 | $ 1,128,000 | $ 225,000 | $ 115,000 |
| Guilford County North Carolina | 5 | $ 660,000 | $ 132,000 | $ 57,000 |
| Shelby County Tennessee | 5 | $ 422,000 | $ 84,000 | $ 62,000 |
| Collin County Texas | 5 | $ 872,000 | $ 174,000 | $ 151,000 |
| Hays County Texas | 5 | $ 1,180,000 | $ 236,000 | $ 141,000 |
| Riverside County California | 4 | $ 760,000 | $ 190,000 | $ 85,000 |
| San Diego County California | 4 | $ 1,086,000 | $ 271,000 | $ 163,000 |
| Brevard County Florida | 4 | $ 629,000 | $ 157,000 | $ 107,000 |
| Flagler County Florida | 4 | $ 690,000 | $ 172,000 | $ 199,000 |
| St. Lucie County Florida | 4 | $ 617,000 | $ 154,000 | $ 63,000 |
| Walton County Florida | 4 | $ 1,560,000 | $ 390,000 | $ 274,000 |
| Greene County Georgia | 4 | $ 1,367,000 | $ 341,000 | $ 135,000 |
| Harris County Georgia | 4 | $ 429,000 | $ 107,000 | $ 108,000 |
| Heard County Georgia | 4 | $ 589,000 | $ 147,000 | $ 82,000 |
| Oconee County Georgia | 4 | $ 403,000 | $ 100,000 | $ 96,000 |
| Suffolk County New York | 4 | $ 744,000 | $ 186,000 | $ 116,000 |
| Buncombe County North Carolina | 4 | $ 357,000 | $ 89,000 | $ 144,000 |
| Macon County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 120,000 |
| Oconee County South Carolina | 4 | $ 1,025,000 | $ 256,000 | $ 183,000 |
| Wasatch County Utah | 4 | $ 1,110,000 | $ 277,000 | $ 163,000 |
| Shelby County Alabama | 3 | $ 255,000 | $ 85,000 | $ 41,000 |
| Bay County Florida | 3 | $ 400,000 | $ 133,000 | $ 96,000 |
| Charlotte County Florida | 3 | $ 421,000 | $ 140,000 | $ 99,000 |
| Hernando County Florida | 3 | $ 237,000 | $ 79,000 | $ 50,000 |
| Indian River County Florida | 3 | $ 449,000 | $ 149,000 | $ 68,000 |
| Osceola County Florida | 3 | $ 903,000 | $ 301,000 | $ 132,000 |
| Bryan County Georgia | 3 | $ 309,000 | $ 103,000 | $ 71,000 |
| Dawson County Georgia | 3 | $ 232,000 | $ 77,000 | $ 218,000 |
| Hart County Georgia | 3 | $ 650,000 | $ 216,000 | $ 217,000 |
| Lamar County Georgia | 3 | $ 217,000 | $ 72,000 | $ 184,000 |
| Lumpkin County Georgia | 3 | $ 295,000 | $ 98,000 | $ 57,000 |
| Monroe County Georgia | 3 | $ 301,000 | $ 100,000 | $ 67,000 |
| Upson County Georgia | 3 | $ 146,000 | $ 48,000 | $ 89,000 |
| White County Georgia | 3 | $ 459,000 | $ 153,000 | $ 82,000 |
| Beaufort County South Carolina | 3 | $ 652,000 | $ 217,000 | $ 154,000 |
| Blount County Tennessee | 3 | $ 183,000 | $ 61,000 | $ 66,000 |
| Davidson County Tennessee | 3 | $ 319,000 | $ 106,000 | $ 92,000 |
| Hamilton County Tennessee | 3 | $ 389,000 | $ 129,000 | $ 41,000 |
| Johnson County Texas | 3 | $ 163,000 | $ 54,000 | $ 135,000 |
| Travis County Texas | 3 | $ 1,086,000 | $ 362,000 | $ 117,000 |
| Williamson County Texas | 3 | $ 659,000 | $ 219,000 | $ 232,000 |
| Morgan County Utah | 3 | $ 893,000 | $ 297,000 | $ 148,000 |
| Utah County Utah | 3 | $ 1,455,000 | $ 485,000 | $ 238,000 |
| Baldwin County Alabama | 2 | $ 475,000 | $ 237,000 | $ 128,000 |
| Lee County Alabama | 2 | $ 208,000 | $ 104,000 | $ 77,000 |
| Randolph County Alabama | 2 | $ 560,000 | $ 280,000 | $ 208,000 |
| Monterey County California | 2 | $ 1,010,000 | $ 505,000 | $ 146,000 |
| San Bernardino County California | 2 | $ 159,000 | $ 79,000 | $ 104,000 |
| San Francisco County California | 2 | $ 2,317,000 | $ 1,158,000 | $ 450,000 |
| Collier County Florida | 2 | $ 445,000 | $ 222,000 | $ 127,000 |
| Duval County Florida | 2 | $ 899,000 | $ 449,000 | $ 127,000 |
| Gulf County Florida | 2 | $ 194,000 | $ 97,000 | $ 93,000 |
| Martin County Florida | 2 | $ 310,000 | $ 155,000 | $ 143,000 |
| Monroe County Florida | 2 | $ 646,000 | $ 323,000 | $ 110,000 |
| Santa Rosa County Florida | 2 | $ 366,000 | $ 183,000 | $ 116,000 |
| Sumter County Florida | 2 | $ 198,000 | $ 99,000 | $ 63,000 |
| Bulloch County Georgia | 2 | $ 165,000 | $ 82,000 | $ 160,000 |
| Colquitt County Georgia | 2 | $ 103,000 | $ 51,000 | $ 53,000 |
| Decatur County Georgia | 2 | $ 203,000 | $ 101,000 | $ 193,000 |
| Glynn County Georgia | 2 | $ 497,000 | $ 248,000 | $ 163,000 |
| Gordon County Georgia | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Lowndes County Georgia | 2 | $ 177,000 | $ 88,000 | $ 58,000 |
| Polk County Georgia | 2 | $ 295,000 | $ 147,000 | $ 54,000 |
| Richmond County Georgia | 2 | $ 195,000 | $ 97,000 | $ 131,000 |
| Troup County Georgia | 2 | $ 143,000 | $ 71,000 | $ 60,000 |
| Dearborn County Indiana | 2 | $ 323,000 | $ 161,000 | $ 72,000 |
| Marion County Indiana | 2 | $ 176,000 | $ 88,000 | $ 88,000 |
| Warrick County Indiana | 2 | $ 202,000 | $ 101,000 | $ 108,000 |
| Grant County Kentucky | 2 | $ 123,000 | $ 61,000 | $ 103,000 |
| Jefferson County Kentucky | 2 | $ 210,000 | $ 105,000 | $ 120,000 |
| Yazoo County Mississippi | 2 | $ 666,000 | $ 333,000 | $ 310,000 |
| Rockland County New York | 2 | $ 578,000 | $ 289,000 | $ 148,000 |
| Brunswick County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 110,000 |
| Burke County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 55,000 |
| Swain County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 107,000 |
| Butler County Ohio | 2 | $ 140,000 | $ 70,000 | $ 70,000 |
| Franklin County Ohio | 2 | $ 225,000 | $ 112,000 | $ 65,000 |
| Lucas County Ohio | 2 | $ 356,000 | $ 178,000 | $ 106,000 |
| Horry County South Carolina | 2 | $ 216,000 | $ 108,000 | $ 88,000 |
| Rutherford County Tennessee | 2 | $ 278,000 | $ 139,000 | $ 119,000 |
| Ellis County Texas | 2 | $ 391,000 | $ 195,000 | $ 190,000 |
| Fort Bend County Texas | 2 | $ 360,000 | $ 180,000 | $ 154,000 |
| Galveston County Texas | 2 | $ 396,000 | $ 198,000 | $ 122,000 |
| Hood County Texas | 2 | $ 67,000 | $ 33,000 | $ 86,000 |
| Fairfax County Virginia | 2 | $ 457,000 | $ 228,000 | $ 124,000 |
| Chambers County Alabama | 1 | $ 219,000 | $ 219,000 | $ 87,000 |
| Elmore County Alabama | 1 | $ 53,000 | $ 53,000 | $ 75,000 |
| Henry County Alabama | 1 | $ 28,000 | $ 28,000 | $ 70,000 |
| Mobile County Alabama | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Russell County Alabama | 1 | $ 121,000 | $ 121,000 | $ 44,000 |
| Lake County California | 1 | $ 10,000 | $ 10,000 | $ 35,000 |
| Marin County California | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| San Joaquin County California | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Sonoma County California | 1 | $ 200,000 | $ 200,000 | $ 171,000 |
| District of Columbia County District Of Columbia | 1 | $ 50,000 | $ 50,000 | $ 159,000 |
| Marion County Florida | 1 | $ 50,000 | $ 50,000 | $ 41,000 |
| Okaloosa County Florida | 1 | $ 38,000 | $ 38,000 | $ 86,000 |
| Suwannee County Florida | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Baldwin County Georgia | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Banks County Georgia | 1 | $ 69,000 | $ 69,000 | $ 133,000 |
| Clarke County Georgia | 1 | $ 129,000 | $ 129,000 | $ 57,000 |
| Crawford County Georgia | 1 | $ 144,000 | $ 144,000 | $ 191,000 |
| Dodge County Georgia | 1 | $ 41,000 | $ 41,000 | $ 115,000 |
| Elbert County Georgia | 1 | $ 116,000 | $ 116,000 | $ 75,000 |
| Hancock County Georgia | 1 | $ 126,000 | $ 126,000 | $ 101,000 |
| Houston County Georgia | 1 | $ 94,000 | $ 94,000 | $ 62,000 |
| Madison County Georgia | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Morgan County Georgia | 1 | $ 130,000 | $ 130,000 | $ 140,000 |
| Muscogee County Georgia | 1 | $ 135,000 | $ 135,000 | $ 183,000 |
| Oglethorpe County Georgia | 1 | $ 155,000 | $ 155,000 | $ 90,000 |
| Peach County Georgia | 1 | $ 25,000 | $ 25,000 | $ 79,000 |
| Pickens County Georgia | 1 | $ 144,000 | $ 144,000 | $ 213,000 |
| Putnam County Georgia | 1 | $ 220,000 | $ 220,000 | $ 102,000 |
| Rabun County Georgia | 1 | $ 263,000 | $ 263,000 | $ 139,000 |
| Sumter County Georgia | 1 | $ 25,000 | $ 25,000 | $ 67,000 |
| Tattnall County Georgia | 1 | $ 200,000 | $ 200,000 | $ 100,000 |
| Terrell County Georgia | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Tift County Georgia | 1 | $ 103,000 | $ 103,000 | $ 232,000 |
| Towns County Georgia | 1 | $ 123,000 | $ 123,000 | $ 52,000 |
| Walker County Georgia | 1 | $ 150,000 | $ 150,000 | $ 182,000 |
| Allen County Indiana | 1 | $ 151,000 | $ 151,000 | $ 114,000 |
| Whitley County Indiana | 1 | $ 242,000 | $ 242,000 | $ 136,000 |
| Bourbon County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 78,000 |
| Campbell County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 142,000 |
| Fayette County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 220,000 |
| Mercer County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 73,000 |
| Owen County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 161,000 |
| Spencer County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 138,000 |
| Middlesex County Massachusetts | 1 | $ 300,000 | $ 300,000 | $ 251,000 |
| Macomb County Michigan | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Houston County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| Le Sueur County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 76,000 |
| Ramsey County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Madison County New York | 1 | $ 116,000 | $ 116,000 | $ 58,000 |
| Nassau County New York | 1 | $ 268,000 | $ 268,000 | $ 65,000 |
| New York County New York | 1 | $ 81,000 | $ 81,000 | $ 182,000 |
| Ulster County New York | 1 | $ 220,000 | $ 220,000 | $ 64,000 |
| Westchester County New York | 1 | $ 155,000 | $ 155,000 | $ 282,000 |
| Beaufort County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 45,000 |
| Cherokee County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Craven County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 174,000 |
| Forsyth County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 2,000 |
| Gaston County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 51,000 |
| Jones County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| New Hanover County North Carolina | 1 | $ 370,000 | $ 370,000 | $ 140,000 |
| Stokes County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Transylvania County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 21,000 |
| Union County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 77,000 |
| Wilkes County North Carolina | 1 | $ 73,000 | $ 73,000 | $ 72,000 |
| Geauga County Ohio | 1 | $ 140,000 | $ 140,000 | $ 91,000 |
| Summit County Ohio | 1 | $ 300,000 | $ 300,000 | $ 92,000 |
| Bucks County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 282,000 |
| Anderson County South Carolina | 1 | $ 132,000 | $ 132,000 | $ 234,000 |
| Georgetown County South Carolina | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Laurens County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Anderson County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 65,000 |
| Bedford County Tennessee | 1 | $ 164,000 | $ 164,000 | $ 33,000 |
| Cumberland County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 130,000 |
| DeKalb County Tennessee | 1 | $ 99,000 | $ 99,000 | $ 47,000 |
| Greene County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Monroe County Tennessee | 1 | $ 93,000 | $ 93,000 | $ 126,000 |
| Sevier County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 85,000 |
| Brazos County Texas | 1 | $ 26,000 | $ 26,000 | $ 125,000 |
| Caldwell County Texas | 1 | $ 179,000 | $ 179,000 | $ 60,000 |
| El Paso County Texas | 1 | $ 125,000 | $ 125,000 | $ 264,000 |
| Gregg County Texas | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Harrison County Texas | 1 | $ 185,000 | $ 185,000 | $ 78,000 |
| Hunt County Texas | 1 | $ 35,000 | $ 35,000 | $ 95,000 |
| Kaufman County Texas | 1 | $ 147,000 | $ 147,000 | $ 82,000 |
| McLennan County Texas | 1 | $ 53,000 | $ 53,000 | $ 33,000 |
| Montgomery County Texas | 1 | $ 375,000 | $ 375,000 | $ 128,000 |
| Nueces County Texas | 1 | $ 162,000 | $ 162,000 | $ 36,000 |
| Randall County Texas | 1 | $ 15,000 | $ 15,000 | $ 74,000 |
| Taylor County Texas | 1 | $ 238,000 | $ 238,000 | $ 80,000 |
| Wise County Texas | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Tooele County Utah | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Bath County Virginia | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Clarke County Virginia | 1 | $ 225,000 | $ 225,000 | $ 164,000 |
| Fauquier County Virginia | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| James City County Virginia | 1 | $ 200,000 | $ 200,000 | $ 114,000 |
| Roanoke County Virginia | 1 | $ 216,000 | $ 216,000 | $ 95,000 |
| Roanoke City County Virginia | 1 | $ 172,000 | $ 172,000 | $ 81,000 |
Mortgage Loan Application Detail Totals for Delta Community Credit Union in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,129 | $397,759,000 | $186,000 | $1,969,000 | $102,000 | $1,845,000 |
| Refinancing | 1,467 | $194,019,000 | $132,000 | $1,400,000 | $100,000 | $804,000 |
| Home Improvement | 386 | $27,208,000 | $70,000 | $700,000 | $123,000 | $1,845,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,069 | $317,537,000 | $153,000 | $1,400,000 | $105,000 | $1,845,000 |
| Not Provided | 1,120 | $177,724,000 | $158,000 | $1,969,000 | $110,000 | $1,845,000 |
| Black or African American | 413 | $53,766,000 | $130,000 | $661,000 | $79,000 | $600,000 |
| Asian | 220 | $47,383,000 | $215,000 | $650,000 | $109,000 | $550,000 |
| Hispanic | 132 | $18,639,000 | $141,000 | $550,000 | $90,000 | $901,000 |
| American Indian or Alaskan Native | 21 | $3,017,000 | $143,000 | $398,000 | $88,000 | $166,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $920,000 | $131,000 | $353,000 | $66,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,982 | $618,986,000 | $155,000 | $1,969,000 | $103,000 | $1,845,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,185 | $346,669,000 | $158,000 | $1,969,000 | $106,000 | $1,845,000 |
| File Closed For Incompleteness | 1,077 | $176,725,000 | $164,000 | $1,400,000 | $105,000 | $1,490,000 |
| Application Denied By Financial Institution | 522 | $65,826,000 | $126,000 | $1,066,000 | $89,000 | $901,000 |
| Application Approved But Not Accepted | 198 | $29,766,000 | $150,000 | $506,000 | $104,000 | $522,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 209 | $25,103,000 | $120,000 | $724,000 | $100,000 | $804,000 |
| Debt-To-Income Ratio | 138 | $18,512,000 | $134,000 | $1,066,000 | $61,000 | $404,000 |
| Collateral | 95 | $11,661,000 | $122,000 | $640,000 | $105,000 | $901,000 |
| Other | 33 | $4,140,000 | $125,000 | $675,000 | $101,000 | $350,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 13 | $1,536,000 | $118,000 | $183,000 | $46,000 | $92,000 |
| Mortgage Insurance Denied | 7 | $1,117,000 | $159,000 | $248,000 | $55,000 | $87,000 |
| Unverifiable Information | 6 | $1,007,000 | $167,000 | $220,000 | $88,000 | $191,000 |
| Employment History | 4 | $777,000 | $194,000 | $250,000 | $98,000 | $201,000 |
| Credit Application Incomplete | 1 | $86,000 | $86,000 | $86,000 | $77,000 | $77,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Delta Community Credit Union's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Delta Community Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.