Dignified Home Loans LLC Mortgage Lending & HMDA Data, 2025

In 2025, Dignified Home Loans LLC of Westlake Village, CA reported 623 mortgage applications totaling $270.2 million, down 13% from 2024. The average application was for $433,667, and applicants reported an average income of $175,006. 78% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Bakersfield, CA (262), Oxnard-Thousand Oaks-Ventura, CA (101) and Los Angeles-Long Beach-Glendale, CA (45) (applications in parentheses).

Mortgage Company & Address Dignified Home Loans LLC
1 Baxter Way, Suite 120
Westlake Village, CA 91362
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  
Total Number of Mortgage Applications 623
Total Mortgage Loan Application Amount $270,175,000
Average Mortgage Loan Application Amount $433,667
Highest Mortgage Loan Application Amount $2,725,000
Average Applicant Income $175,006
Highest Applicant Income $2,235,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Dignified Home Loans LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Dignified Home Loans LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 501 $223,195,000 $445,000 $2,725,000 $179,000 $1,761,000
Cash-out Refinancing 75 $25,255,000 $336,000 $875,000 $164,000 $2,235,000
Refinancing 47 $21,725,000 $462,000 $905,000 $150,000 $325,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 275 $122,845,000 $446,000 $1,495,000 $185,000 $1,040,000
Hispanic 228 $99,260,000 $435,000 $2,725,000 $148,000 $1,761,000
Not Provided 72 $26,910,000 $373,000 $745,000 $193,000 $2,235,000
Asian 26 $13,440,000 $516,000 $1,195,000 $244,000 $741,000
Black or African American 19 $6,705,000 $352,000 $965,000 $180,000 $765,000
American Indian or Alaskan Native 3 $1,015,000 $338,000 $685,000 $122,000 $265,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 494 $211,480,000 $428,000 $2,725,000 $185,000 $2,235,000
FHA-insured (Federal Housing Administration) 102 $41,890,000 $410,000 $935,000 $118,000 $307,000
VA-guaranteed (Veterans Administration) 27 $16,805,000 $622,000 $1,195,000 $191,000 $587,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 487 $213,905,000 $439,000 $2,725,000 $182,000 $2,235,000
Application Withdrawn By Applicant 82 $34,680,000 $422,000 $965,000 $153,000 $981,000
Application Approved But Not Accepted 50 $20,180,000 $403,000 $1,165,000 $146,000 $427,000
Application Denied By Financial Institution 4 $1,410,000 $352,000 $805,000 $113,000 $222,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 619 $268,765,000 $434,000 $2,725,000 $175,000 $2,235,000
Other 4 $1,410,000 $352,000 $805,000 $113,000 $222,000
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Dignified Home Loans LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Dignified Home Loans LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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