E-Loan, Inc. Mortgage Lending & HMDA Data, 2003
In 2003, E-Loan, Inc. of Pleasanton, CA reported 196,409 mortgage applications totaling $21.4 billion. The average application was for $108,739, and applicants reported an average income of $83,295. 19% of its applications resulted in an originated loan and 51% were denied. Its largest markets were Atlanta, GA (5,978), Los Angeles-Long Beach, CA (5,672) and Oakland, CA (5,171) (applications in parentheses).
| Mortgage Company & Address | E-Loan, Inc. 6230 Stoneridge Mall Road Pleasanton, CA 94588 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 196,409 |
| Total Mortgage Loan Application Amount | $21,357,443,000 |
| Average Mortgage Loan Application Amount | $108,739 |
| Highest Mortgage Loan Application Amount | $999,000 |
| Average Applicant Income | $83,295 |
| Highest Applicant Income | $9,528,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E-Loan, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta, GA | 5,978 | $ 602,171,000 | $ 100,731 | $ 83,000 |
| Los Angeles-Long Beach, CA | 5,672 | $ 980,762,000 | $ 172,912 | $ 106,000 |
| Oakland, CA | 5,171 | $ 1,080,661,000 | $ 208,984 | $ 115,000 |
| Chicago, IL | 4,106 | $ 451,404,000 | $ 109,937 | $ 97,000 |
| Riverside-San Bernardino, CA | 3,471 | $ 400,351,000 | $ 115,341 | $ 93,000 |
| Philadelphia, PA-NJ | 3,029 | $ 336,950,000 | $ 111,241 | $ 100,000 |
| Phoenix-Mesa, AZ | 2,923 | $ 271,699,000 | $ 92,952 | $ 89,000 |
| Nassau-Suffolk, NY | 2,603 | $ 330,325,000 | $ 126,901 | $ 126,000 |
| New York, NY | 2,600 | $ 384,397,000 | $ 147,845 | $ 115,000 |
| Orange County, CA | 2,523 | $ 488,536,000 | $ 193,632 | $ 123,000 |
| Baltimore, MD | 2,497 | $ 249,772,000 | $ 100,028 | $ 92,000 |
| San Diego, CA | 2,472 | $ 429,759,000 | $ 173,850 | $ 102,000 |
| Sacramento, CA | 2,387 | $ 329,973,000 | $ 138,237 | $ 107,000 |
| San Jose, CA | 2,366 | $ 613,283,000 | $ 259,206 | $ 121,000 |
| San Francisco, CA | 2,349 | $ 647,558,000 | $ 275,673 | $ 136,000 |
| Boston, MA-NH | 2,292 | $ 348,848,000 | $ 152,202 | $ 103,000 |
| Tampa-St. Petersburg-Clearwater, FL | 2,260 | $ 171,132,000 | $ 75,722 | $ 73,000 |
| Detroit, MI | 2,121 | $ 171,886,000 | $ 81,040 | $ 89,000 |
| Seattle-Bellevue-Everett, WA | 2,042 | $ 290,179,000 | $ 142,105 | $ 94,000 |
| Las Vegas, NV-AZ | 2,026 | $ 217,430,000 | $ 107,319 | $ 94,000 |
| Orlando, FL | 1,968 | $ 169,714,000 | $ 86,236 | $ 82,000 |
| Fort Lauderdale, FL | 1,857 | $ 185,870,000 | $ 100,091 | $ 94,000 |
| Minneapolis-St. Paul, MN-WI | 1,728 | $ 177,613,000 | $ 102,785 | $ 86,000 |
| Denver, CO | 1,658 | $ 190,993,000 | $ 115,194 | $ 100,000 |
| Newark, NJ | 1,596 | $ 220,003,000 | $ 137,846 | $ 117,000 |
| Pittsburgh, PA | 1,516 | $ 106,653,000 | $ 70,351 | $ 141,000 |
| Monmouth-Ocean, NJ | 1,469 | $ 168,599,000 | $ 114,771 | $ 116,000 |
| West Palm Beach-Boca Raton, FL | 1,436 | $ 134,942,000 | $ 93,970 | $ 100,000 |
| Miami, FL | 1,422 | $ 157,674,000 | $ 110,881 | $ 98,000 |
| Middlesex-Somerset-Hunterdon, NJ | 1,397 | $ 211,099,000 | $ 151,108 | $ 124,000 |
| Jacksonville, FL | 1,270 | $ 111,023,000 | $ 87,419 | $ 88,000 |
| Houston, TX | 1,269 | $ 174,038,000 | $ 137,145 | $ 101,000 |
| St. Louis, MO-IL | 1,213 | $ 98,800,000 | $ 81,450 | $ 82,000 |
| Raleigh-Durham-Chapel Hill, NC | 1,187 | $ 112,711,000 | $ 94,954 | $ 88,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 1,168 | $ 95,656,000 | $ 81,897 | $ 81,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 1,119 | $ 86,232,000 | $ 77,061 | $ 79,000 |
| Dallas, TX | 1,099 | $ 174,130,000 | $ 158,444 | $ 123,000 |
| Bergen-Passaic, NJ | 1,035 | $ 154,602,000 | $ 149,373 | $ 120,000 |
| Portland-Vancouver, OR-WA | 1,029 | $ 122,014,000 | $ 118,575 | $ 88,000 |
| Cleveland-Lorain-Elyria, OH | 983 | $ 79,622,000 | $ 80,998 | $ 81,000 |
| Stockton-Lodi, CA | 926 | $ 122,379,000 | $ 132,158 | $ 93,000 |
| Hartford, CT | 915 | $ 84,998,000 | $ 92,893 | $ 85,000 |
| Indianapolis, IN | 915 | $ 71,744,000 | $ 78,408 | $ 80,000 |
| Richmond-Petersburg, VA | 886 | $ 77,783,000 | $ 87,791 | $ 73,000 |
| Greensboro--Winston-Salem--High Point, NC | 810 | $ 60,534,000 | $ 74,733 | $ 82,000 |
| Ventura, CA | 809 | $ 145,052,000 | $ 179,297 | $ 114,000 |
| New Orleans, LA | 807 | $ 68,115,000 | $ 84,405 | $ 87,000 |
| Vallejo-Fairfield-Napa, CA | 805 | $ 133,241,000 | $ 165,516 | $ 97,000 |
| Nashville, TN | 787 | $ 66,518,000 | $ 84,520 | $ 78,000 |
| Fresno, CA | 740 | $ 74,330,000 | $ 100,445 | $ 78,000 |
| Kansas City, MO-KS | 732 | $ 56,463,000 | $ 77,135 | $ 77,000 |
| Columbus, OH | 705 | $ 62,583,000 | $ 88,770 | $ 84,000 |
| Sarasota-Bradenton, FL | 682 | $ 64,463,000 | $ 94,520 | $ 89,000 |
| Birmingham, AL | 674 | $ 52,164,000 | $ 77,394 | $ 80,000 |
| Oklahoma City, OK | 658 | $ 46,562,000 | $ 70,762 | $ 74,000 |
| Tucson, AZ | 634 | $ 51,193,000 | $ 80,746 | $ 75,000 |
| Melbourne-Titusville-Palm Bay, FL | 625 | $ 47,524,000 | $ 76,038 | $ 72,000 |
| Santa Rosa, CA | 623 | $ 108,345,000 | $ 173,908 | $ 103,000 |
| Providence-Fall River-Warwick, RI-MA | 622 | $ 63,499,000 | $ 102,088 | $ 91,000 |
| Bakersfield, CA | 606 | $ 49,264,000 | $ 81,293 | $ 79,000 |
| Salt Lake City-Ogden, UT | 594 | $ 54,043,000 | $ 90,981 | $ 81,000 |
| Cincinnati, OH-KY-IN | 572 | $ 57,353,000 | $ 100,267 | $ 87,000 |
| Memphis, TN-AR-MS | 566 | $ 48,899,000 | $ 86,393 | $ 88,000 |
| Milwaukee-Waukesha, WI | 566 | $ 48,316,000 | $ 85,363 | $ 107,000 |
| Greenville-Spartanburg-Anderson, SC | 556 | $ 45,712,000 | $ 82,215 | $ 120,000 |
| Daytona Beach, FL | 554 | $ 41,831,000 | $ 75,507 | $ 60,000 |
| Allentown-Bethlehem-Easton, PA | 543 | $ 42,210,000 | $ 77,734 | $ 76,000 |
| Tulsa, OK | 534 | $ 36,955,000 | $ 69,204 | $ 75,000 |
| Fort Myers-Cape Coral, FL | 532 | $ 46,553,000 | $ 87,505 | $ 90,000 |
| Albany-Schenectady-Troy, NY | 531 | $ 36,722,000 | $ 69,156 | $ 88,000 |
| Fort Worth-Arlington, TX | 530 | $ 69,962,000 | $ 132,003 | $ 87,000 |
| Tacoma, WA | 522 | $ 46,340,000 | $ 88,773 | $ 108,000 |
| Modesto, CA | 509 | $ 58,359,000 | $ 114,654 | $ 67,000 |
| Knoxville, TN | 498 | $ 37,106,000 | $ 74,510 | $ 67,000 |
| Wilmington-Newark, DE-MD | 498 | $ 44,114,000 | $ 88,582 | $ 87,000 |
| Austin-San Marcos, TX | 495 | $ 77,609,000 | $ 156,785 | $ 89,000 |
| Rochester, NY | 480 | $ 28,169,000 | $ 58,685 | $ 64,000 |
| Grand Rapids-Muskegon-Holland, MI | 468 | $ 35,018,000 | $ 74,824 | $ 69,000 |
| Albuquerque, NM | 463 | $ 43,398,000 | $ 93,732 | $ 86,000 |
| Harrisburg-Lebanon-Carlisle, PA | 457 | $ 32,958,000 | $ 72,118 | $ 71,000 |
| Buffalo-Niagara Falls, NY | 453 | $ 26,398,000 | $ 58,273 | $ 71,000 |
| Reno, NV | 447 | $ 55,952,000 | $ 125,172 | $ 93,000 |
| Atlantic-Cape May, NJ | 433 | $ 41,013,000 | $ 94,718 | $ 84,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 432 | $ 29,805,000 | $ 68,993 | $ 82,000 |
| Dayton-Springfield, OH | 431 | $ 34,205,000 | $ 79,361 | $ 75,000 |
| Fort Pierce-Port St. Lucie, FL | 431 | $ 38,440,000 | $ 89,187 | $ 87,000 |
| Charleston-North Charleston, SC | 418 | $ 41,688,000 | $ 99,732 | $ 70,000 |
| Colorado Springs, CO | 418 | $ 41,049,000 | $ 98,203 | $ 84,000 |
| Bridgeport, CT | 414 | $ 47,512,000 | $ 114,763 | $ 95,000 |
| Baton Rouge, LA | 407 | $ 30,633,000 | $ 75,265 | $ 77,000 |
| Louisville, KY-IN | 407 | $ 30,381,000 | $ 74,646 | $ 79,000 |
| Omaha, NE-IA | 402 | $ 26,714,000 | $ 66,452 | $ 95,000 |
| Ann Arbor, MI | 401 | $ 39,898,000 | $ 99,496 | $ 108,000 |
| New Haven-Meriden, CT | 394 | $ 40,688,000 | $ 103,269 | $ 87,000 |
| Springfield, MA | 389 | $ 30,471,000 | $ 78,331 | $ 83,000 |
| Pensacola, FL | 387 | $ 28,524,000 | $ 73,705 | $ 67,000 |
| Worcester, MA-CT | 387 | $ 46,193,000 | $ 119,361 | $ 87,000 |
| Mobile, AL | 374 | $ 30,159,000 | $ 80,639 | $ 84,000 |
| Syracuse, NY | 371 | $ 22,194,000 | $ 59,822 | $ 67,000 |
| Boise City, ID | 365 | $ 28,842,000 | $ 79,019 | $ 66,000 |
| Little Rock-North Little Rock, AR | 365 | $ 27,017,000 | $ 74,019 | $ 72,000 |
| San Antonio, TX | 356 | $ 45,337,000 | $ 127,351 | $ 94,000 |
| Naples, FL | 338 | $ 36,635,000 | $ 108,387 | $ 193,000 |
| Newburgh, NY-PA | 338 | $ 34,132,000 | $ 100,982 | $ 96,000 |
| Lakeland-Winter Haven, FL | 335 | $ 21,785,000 | $ 65,029 | $ 70,000 |
| Columbia, SC | 334 | $ 28,556,000 | $ 85,497 | $ 86,000 |
| Trenton, NJ | 333 | $ 52,116,000 | $ 156,504 | $ 115,000 |
| Des Moines, IA | 328 | $ 23,315,000 | $ 71,082 | $ 76,000 |
| Akron, OH | 323 | $ 23,504,000 | $ 72,767 | $ 63,000 |
| Stamford-Norwalk, CT | 314 | $ 69,623,000 | $ 221,729 | $ 146,000 |
| Santa Cruz-Watsonville, CA | 309 | $ 65,833,000 | $ 213,051 | $ 115,000 |
| Jersey City, NJ | 304 | $ 40,240,000 | $ 132,368 | $ 97,000 |
| Toledo, OH | 301 | $ 20,438,000 | $ 67,900 | $ 71,000 |
| Lancaster, PA | 293 | $ 19,486,000 | $ 66,505 | $ 66,000 |
| Gary, IN | 290 | $ 21,069,000 | $ 72,651 | $ 80,000 |
| Huntsville, AL | 290 | $ 23,249,000 | $ 80,168 | $ 67,000 |
| Reading, PA | 287 | $ 19,727,000 | $ 68,735 | $ 76,000 |
| Wichita, KS | 284 | $ 17,874,000 | $ 62,936 | $ 68,000 |
| Biloxi-Gulfport-Pascagoula, MS | 281 | $ 19,704,000 | $ 70,120 | $ 85,000 |
| York, PA | 281 | $ 20,832,000 | $ 74,135 | $ 69,000 |
| Flint, MI | 264 | $ 17,875,000 | $ 67,708 | $ 76,000 |
| Redding, CA | 262 | $ 25,424,000 | $ 97,038 | $ 81,000 |
| Visalia-Tulare-Porterville, CA | 262 | $ 21,797,000 | $ 83,194 | $ 69,000 |
| Lowell, MA-NH | 261 | $ 32,917,000 | $ 126,118 | $ 81,000 |
| Montgomery, AL | 259 | $ 18,544,000 | $ 71,598 | $ 70,000 |
| Fayetteville-Springdale-Rogers, AR | 258 | $ 19,564,000 | $ 75,829 | $ 75,000 |
| Jackson, MS | 256 | $ 22,347,000 | $ 87,292 | $ 80,000 |
| Savannah, GA | 256 | $ 24,370,000 | $ 95,195 | $ 99,000 |
| Salinas, CA | 255 | $ 53,101,000 | $ 208,239 | $ 113,000 |
| Lexington, KY | 253 | $ 21,009,000 | $ 83,039 | $ 83,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 253 | $ 43,607,000 | $ 172,359 | $ 102,000 |
| Boulder-Longmont, CO | 251 | $ 40,379,000 | $ 160,872 | $ 111,000 |
| Danbury, CT | 251 | $ 36,562,000 | $ 145,665 | $ 98,000 |
| Youngstown-Warren, OH | 249 | $ 14,415,000 | $ 57,891 | $ 61,000 |
| New London-Norwich, CT-RI | 244 | $ 22,074,000 | $ 90,467 | $ 93,000 |
| Dutchess County, NY | 243 | $ 25,131,000 | $ 103,419 | $ 89,000 |
| Augusta-Aiken, GA-SC | 242 | $ 18,341,000 | $ 75,789 | $ 71,000 |
| Portland, ME | 241 | $ 21,617,000 | $ 89,697 | $ 75,000 |
| Fort Wayne, IN | 239 | $ 17,088,000 | $ 71,497 | $ 61,000 |
| Kalamazoo-Battle Creek, MI | 239 | $ 17,096,000 | $ 71,531 | $ 71,000 |
| Lafayette, LA | 239 | $ 17,259,000 | $ 72,213 | $ 81,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 237 | $ 41,858,000 | $ 176,616 | $ 127,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 236 | $ 15,282,000 | $ 64,754 | $ 60,000 |
| Lansing-East Lansing, MI | 235 | $ 15,395,000 | $ 65,510 | $ 81,000 |
| Bremerton, WA | 233 | $ 23,014,000 | $ 98,772 | $ 72,000 |
| Spokane, WA | 232 | $ 18,777,000 | $ 80,935 | $ 82,000 |
| Honolulu, HI | 229 | $ 56,994,000 | $ 248,882 | $ 111,000 |
| Fayetteville, NC | 223 | $ 13,719,000 | $ 61,520 | $ 70,000 |
| Ocala, FL | 223 | $ 14,435,000 | $ 64,730 | $ 62,000 |
| Fort Walton Beach, FL | 221 | $ 16,702,000 | $ 75,574 | $ 130,000 |
| Wilmington, NC | 219 | $ 19,365,000 | $ 88,424 | $ 76,000 |
| Eugene-Springfield, OR | 217 | $ 21,555,000 | $ 99,331 | $ 79,000 |
| Nashua, NH | 217 | $ 24,055,000 | $ 110,852 | $ 90,000 |
| Chattanooga, TN-GA | 216 | $ 16,087,000 | $ 74,476 | $ 68,000 |
| Myrtle Beach, SC | 213 | $ 17,098,000 | $ 80,272 | $ 72,000 |
| Saginaw-Bay City-Midland, MI | 212 | $ 12,174,000 | $ 57,424 | $ 56,000 |
| Fort Collins-Loveland, CO | 211 | $ 24,069,000 | $ 114,071 | $ 86,000 |
| Provo-Orem, UT | 207 | $ 18,891,000 | $ 91,260 | $ 77,000 |
| Washington, DC-MD-VA-WV | 206 | $ 47,770,000 | $ 231,893 | $ 113,000 |
| Manchester, NH | 204 | $ 22,313,000 | $ 109,377 | $ 92,000 |
| Rockford, IL | 204 | $ 12,563,000 | $ 61,583 | $ 73,000 |
| Barnstable-Yarmouth, MA | 202 | $ 21,799,000 | $ 107,915 | $ 98,000 |
| Shreveport-Bossier City, LA | 202 | $ 14,414,000 | $ 71,356 | $ 67,000 |
| Tallahassee, FL | 202 | $ 14,721,000 | $ 72,876 | $ 93,000 |
| Portsmouth-Rochester, NH-ME | 199 | $ 26,147,000 | $ 131,391 | $ 94,000 |
| Salem, OR | 195 | $ 15,740,000 | $ 80,717 | $ 69,000 |
| Lawrence, MA-NH | 191 | $ 26,257,000 | $ 137,471 | $ 91,000 |
| Macon, GA | 188 | $ 13,680,000 | $ 72,765 | $ 76,000 |
| Waterbury, CT | 187 | $ 16,480,000 | $ 88,128 | $ 78,000 |
| Hickory-Morganton-Lenoir, NC | 185 | $ 13,875,000 | $ 75,000 | $ 59,000 |
| Madison, WI | 181 | $ 16,490,000 | $ 91,104 | $ 81,000 |
| Brockton, MA | 180 | $ 18,763,000 | $ 104,238 | $ 85,000 |
| Panama City, FL | 179 | $ 13,870,000 | $ 77,486 | $ 70,000 |
| Punta Gorda, FL | 177 | $ 12,386,000 | $ 69,977 | $ 73,000 |
| Canton-Massillon, OH | 175 | $ 13,357,000 | $ 76,325 | $ 62,000 |
| Hamilton-Middletown, OH | 174 | $ 14,510,000 | $ 83,390 | $ 71,000 |
| Peoria-Pekin, IL | 174 | $ 12,432,000 | $ 71,448 | $ 78,000 |
| Roanoke, VA | 172 | $ 12,559,000 | $ 73,017 | $ 68,000 |
| Yolo, CA | 169 | $ 31,028,000 | $ 183,597 | $ 96,000 |
| Medford-Ashland, OR | 168 | $ 17,455,000 | $ 103,898 | $ 84,000 |
| Utica-Rome, NY | 168 | $ 8,476,000 | $ 50,452 | $ 66,000 |
| Charlottesville, VA | 166 | $ 17,079,000 | $ 102,885 | $ 80,000 |
| Merced, CA | 164 | $ 18,262,000 | $ 111,353 | $ 108,000 |
| Asheville, NC | 162 | $ 13,916,000 | $ 85,901 | $ 75,000 |
| Yuba City, CA | 152 | $ 14,485,000 | $ 95,296 | $ 70,000 |
| Burlington, VT | 151 | $ 13,168,000 | $ 87,205 | $ 74,000 |
| Lynchburg, VA | 150 | $ 10,168,000 | $ 67,786 | $ 63,000 |
| Olympia, WA | 150 | $ 14,114,000 | $ 94,093 | $ 66,000 |
| Appleton-Oshkosh-Neenah, WI | 148 | $ 9,314,000 | $ 62,932 | $ 76,000 |
| South Bend, IN | 144 | $ 8,510,000 | $ 59,097 | $ 66,000 |
| Springfield, MO | 143 | $ 9,543,000 | $ 66,734 | $ 71,000 |
| Santa Fe, NM | 142 | $ 17,601,000 | $ 123,950 | $ 93,000 |
| Chico-Paradise, CA | 136 | $ 13,213,000 | $ 97,154 | $ 83,000 |
| Greeley, CO | 136 | $ 11,173,000 | $ 82,154 | $ 90,000 |
| Columbus, GA-AL | 132 | $ 11,117,000 | $ 84,219 | $ 80,000 |
| Dover, DE | 132 | $ 9,624,000 | $ 72,909 | $ 73,000 |
| Erie, PA | 132 | $ 8,119,000 | $ 61,507 | $ 67,000 |
| Richland-Kennewick-Pasco, WA | 132 | $ 10,514,000 | $ 79,651 | $ 74,000 |
| Gainesville, FL | 129 | $ 10,121,000 | $ 78,457 | $ 72,000 |
| Lake Charles, LA | 124 | $ 9,378,000 | $ 75,629 | $ 81,000 |
| Athens, GA | 123 | $ 11,278,000 | $ 91,691 | $ 79,000 |
| Houma, LA | 123 | $ 8,109,000 | $ 65,926 | $ 83,000 |
| Johnstown, PA | 123 | $ 6,330,000 | $ 51,463 | $ 55,000 |
| Dothan, AL | 117 | $ 8,418,000 | $ 71,948 | $ 64,000 |
| Bellingham, WA | 116 | $ 11,289,000 | $ 97,318 | $ 78,000 |
| Duluth-Superior, MN-WI | 115 | $ 7,599,000 | $ 66,078 | $ 71,000 |
| Las Cruces, NM | 115 | $ 8,680,000 | $ 75,478 | $ 80,000 |
| Evansville-Henderson, IN-KY | 113 | $ 8,144,000 | $ 72,070 | $ 73,000 |
| Fitchburg-Leominster, MA | 112 | $ 10,562,000 | $ 94,303 | $ 80,000 |
| Grand Junction, CO | 112 | $ 8,755,000 | $ 78,169 | $ 128,000 |
| Jacksonville, NC | 112 | $ 7,392,000 | $ 66,000 | $ 80,000 |
| Lincoln, NE | 112 | $ 8,562,000 | $ 76,446 | $ 73,000 |
| Topeka, KS | 112 | $ 6,114,000 | $ 54,589 | $ 55,000 |
| Hagerstown, MD | 111 | $ 7,977,000 | $ 71,864 | $ 122,000 |
| El Paso, TX | 108 | $ 12,647,000 | $ 117,101 | $ 89,000 |
| Glens Falls, NY | 108 | $ 7,614,000 | $ 70,500 | $ 71,000 |
| Jackson, MI | 108 | $ 8,328,000 | $ 77,111 | $ 54,000 |
| Sioux Falls, SD | 106 | $ 6,747,000 | $ 63,650 | $ 80,000 |
| Anchorage, AK | 104 | $ 17,959,000 | $ 172,682 | $ 82,000 |
| Galveston-Texas City, TX | 104 | $ 13,359,000 | $ 128,451 | $ 92,000 |
| Binghamton, NY | 102 | $ 5,864,000 | $ 57,490 | $ 67,000 |
| Brazoria, TX | 102 | $ 13,055,000 | $ 127,990 | $ 81,000 |
| New Bedford, MA | 101 | $ 9,885,000 | $ 97,871 | $ 75,000 |
| Springfield, IL | 101 | $ 6,403,000 | $ 63,396 | $ 70,000 |
| State College, PA | 101 | $ 7,063,000 | $ 69,930 | $ 66,000 |
| Elkhart-Goshen, IN | 98 | $ 6,747,000 | $ 68,846 | $ 79,000 |
| Joplin, MO | 98 | $ 6,565,000 | $ 66,989 | $ 69,000 |
| Flagstaff, AZ-UT | 96 | $ 9,817,000 | $ 102,260 | $ 74,000 |
| Yakima, WA | 96 | $ 8,153,000 | $ 84,927 | $ 95,000 |
| Clarksville-Hopkinsville, TN-KY | 95 | $ 6,343,000 | $ 66,768 | $ 60,000 |
| Kenosha, WI | 94 | $ 6,195,000 | $ 65,904 | $ 70,000 |
| Williamsport, PA | 94 | $ 5,720,000 | $ 60,851 | $ 54,000 |
| Vineland-Millville-Bridgeton, NJ | 93 | $ 6,487,000 | $ 69,752 | $ 60,000 |
| Altoona, PA | 90 | $ 5,210,000 | $ 57,888 | $ 51,000 |
| Decatur, AL | 90 | $ 5,785,000 | $ 64,277 | $ 57,000 |
| Mansfield, OH | 90 | $ 4,857,000 | $ 53,966 | $ 57,000 |
| Killeen-Temple, TX | 89 | $ 7,365,000 | $ 82,752 | $ 52,000 |
| Beaumont-Port Arthur, TX | 88 | $ 8,730,000 | $ 99,204 | $ 97,000 |
| Corpus Christi, TX | 88 | $ 8,291,000 | $ 94,215 | $ 65,000 |
| Rochester, MN | 87 | $ 7,464,000 | $ 85,793 | $ 73,000 |
| Bloomington-Normal, IL | 86 | $ 5,822,000 | $ 67,697 | $ 68,000 |
| Cedar Rapids, IA | 85 | $ 5,205,000 | $ 61,235 | $ 89,000 |
| Green Bay, WI | 85 | $ 5,888,000 | $ 69,270 | $ 78,000 |
| McAllen-Edinburg-Mission, TX | 84 | $ 8,208,000 | $ 97,714 | $ 81,000 |
| Charleston, WV | 83 | $ 7,965,000 | $ 95,963 | $ 63,000 |
| Auburn-Opelika, AL | 82 | $ 7,002,000 | $ 85,390 | $ 78,000 |
| Fort Smith, AR-OK | 82 | $ 6,057,000 | $ 73,865 | $ 82,000 |
| Lima, OH | 82 | $ 5,247,000 | $ 63,987 | $ 53,000 |
| St. Joseph, MO | 82 | $ 5,103,000 | $ 62,231 | $ 72,000 |
| Benton Harbor, MI | 81 | $ 6,723,000 | $ 83,000 | $ 74,000 |
| Champaign-Urbana, IL | 81 | $ 5,193,000 | $ 64,111 | $ 89,000 |
| Janesville-Beloit, WI | 81 | $ 5,727,000 | $ 70,703 | $ 78,000 |
| Lawton, OK | 81 | $ 3,584,000 | $ 44,246 | $ 64,000 |
| Lafayette, IN | 80 | $ 5,634,000 | $ 70,425 | $ 60,000 |
| Racine, WI | 80 | $ 5,377,000 | $ 67,212 | $ 62,000 |
| Cheyenne, WY | 79 | $ 6,456,000 | $ 81,721 | $ 69,000 |
| Anniston, AL | 76 | $ 4,128,000 | $ 54,315 | $ 55,000 |
| St. Cloud, MN | 76 | $ 5,068,000 | $ 66,684 | $ 68,000 |
| Yuma, AZ | 76 | $ 4,986,000 | $ 65,605 | $ 65,000 |
| Pueblo, CO | 72 | $ 5,297,000 | $ 73,569 | $ 80,000 |
| Sharon, PA | 72 | $ 5,291,000 | $ 73,486 | $ 63,000 |
| Davenport-Moline-Rock Island, IA-IL | 71 | $ 4,233,000 | $ 59,619 | $ 68,000 |
| Jamestown, NY | 71 | $ 3,395,000 | $ 47,816 | $ 51,000 |
| Bangor, ME | 70 | $ 4,720,000 | $ 67,428 | $ 65,000 |
| Casper, WY | 70 | $ 4,235,000 | $ 60,500 | $ 78,000 |
| Rocky Mount, NC | 69 | $ 3,813,000 | $ 55,260 | $ 57,000 |
| Tuscaloosa, AL | 69 | $ 6,093,000 | $ 88,304 | $ 72,000 |
| Greenville, NC | 68 | $ 5,158,000 | $ 75,852 | $ 66,000 |
| Hattiesburg, MS | 68 | $ 4,247,000 | $ 62,455 | $ 60,000 |
| Monroe, LA | 68 | $ 4,915,000 | $ 72,279 | $ 82,000 |
| Cumberland, MD-WV | 66 | $ 3,517,000 | $ 53,287 | $ 128,000 |
| Florence, AL | 62 | $ 4,514,000 | $ 72,806 | $ 86,000 |
| Wausau, WI | 62 | $ 3,523,000 | $ 56,822 | $ 64,000 |
| Iowa City, IA | 61 | $ 5,718,000 | $ 93,737 | $ 189,000 |
| Waterloo-Cedar Falls, IA | 61 | $ 4,198,000 | $ 68,819 | $ 91,000 |
| Columbia, MO | 58 | $ 4,919,000 | $ 84,810 | $ 68,000 |
| Fargo-Moorhead, ND-MN | 58 | $ 3,188,000 | $ 54,965 | $ 67,000 |
| Lewiston-Auburn, ME | 58 | $ 4,311,000 | $ 74,327 | $ 77,000 |
| Rapid City, SD | 58 | $ 5,208,000 | $ 89,793 | $ 86,000 |
| Terre Haute, IN | 57 | $ 3,742,000 | $ 65,649 | $ 64,000 |
| Alexandria, LA | 56 | $ 3,620,000 | $ 64,642 | $ 66,000 |
| Kokomo, IN | 56 | $ 3,290,000 | $ 58,750 | $ 63,000 |
| Decatur, IL | 55 | $ 2,818,000 | $ 51,236 | $ 72,000 |
| Pittsfield, MA | 53 | $ 4,222,000 | $ 79,660 | $ 82,000 |
| Lawrence, KS | 52 | $ 3,493,000 | $ 67,173 | $ 71,000 |
| Brownsville-Harlingen-San Benito, TX | 51 | $ 5,176,000 | $ 101,490 | $ 67,000 |
| Muncie, IN | 51 | $ 2,706,000 | $ 53,058 | $ 93,000 |
| Pocatello, ID | 51 | $ 3,068,000 | $ 60,156 | $ 59,000 |
| Jonesboro, AR | 50 | $ 3,246,000 | $ 64,920 | $ 60,000 |
| Sheboygan, WI | 50 | $ 3,542,000 | $ 70,840 | $ 71,000 |
| Eau Claire, WI | 49 | $ 3,380,000 | $ 68,979 | $ 71,000 |
| Albany, GA | 48 | $ 2,878,000 | $ 59,958 | $ 82,000 |
| Bloomington, IN | 48 | $ 3,946,000 | $ 82,208 | $ 59,000 |
| Jackson, TN | 48 | $ 3,319,000 | $ 69,145 | $ 77,000 |
| Amarillo, TX | 47 | $ 5,190,000 | $ 110,425 | $ 69,000 |
| Goldsboro, NC | 47 | $ 2,960,000 | $ 62,978 | $ 52,000 |
| Pine Bluff, AR | 47 | $ 2,597,000 | $ 55,255 | $ 88,000 |
| Corvallis, OR | 46 | $ 4,937,000 | $ 107,326 | $ 95,000 |
| Longview-Marshall, TX | 46 | $ 3,897,000 | $ 84,717 | $ 63,000 |
| Danville, VA | 45 | $ 2,770,000 | $ 61,555 | $ 72,000 |
| Florence, SC | 45 | $ 2,741,000 | $ 60,911 | $ 69,000 |
| Lubbock, TX | 45 | $ 4,490,000 | $ 99,777 | $ 70,000 |
| Odessa-Midland, TX | 45 | $ 4,031,000 | $ 89,577 | $ 72,000 |
| Waco, TX | 44 | $ 4,646,000 | $ 105,590 | $ 97,000 |
| Elmira, NY | 43 | $ 1,765,000 | $ 41,046 | $ 345,000 |
| Owensboro, KY | 42 | $ 2,456,000 | $ 58,476 | $ 73,000 |
| Tyler, TX | 42 | $ 5,169,000 | $ 123,071 | $ 90,000 |
| Bismarck, ND | 41 | $ 2,157,000 | $ 52,609 | $ 329,000 |
| Gadsden, AL | 41 | $ 2,410,000 | $ 58,780 | $ 70,000 |
| La Crosse, WI-MN | 41 | $ 2,636,000 | $ 64,292 | $ 69,000 |
| Huntington-Ashland, WV-KY-OH | 40 | $ 3,422,000 | $ 85,550 | $ 50,000 |
| Sioux City, IA-NE | 39 | $ 2,083,000 | $ 53,410 | $ 48,000 |
| Steubenville-Weirton, OH-WV | 38 | $ 2,693,000 | $ 70,868 | $ 79,000 |
| Sumter, SC | 36 | $ 2,514,000 | $ 69,833 | $ 59,000 |
| Bryan-College Station, TX | 35 | $ 4,566,000 | $ 130,457 | $ 152,000 |
| Enid, OK | 35 | $ 1,498,000 | $ 42,800 | $ 53,000 |
| Parkersburg-Marietta, WV-OH | 34 | $ 3,122,000 | $ 91,823 | $ 71,000 |
| Kankakee, IL | 33 | $ 2,918,000 | $ 88,424 | $ 88,000 |
| Sherman-Denison, TX | 31 | $ 3,616,000 | $ 116,645 | $ 97,000 |
| Grand Forks, ND-MN | 30 | $ 1,394,000 | $ 46,466 | $ 65,000 |
| Billings, MT | 28 | $ 3,097,000 | $ 110,607 | $ 60,000 |
| Abilene, TX | 27 | $ 2,208,000 | $ 81,777 | $ 64,000 |
| Texarkana, TX-AR | 27 | $ 3,175,000 | $ 117,592 | $ 95,000 |
| Dubuque, IA | 25 | $ 1,346,000 | $ 53,840 | $ 68,000 |
| Wichita Falls, TX | 23 | $ 2,273,000 | $ 98,826 | $ 89,000 |
| Great Falls, MT | 22 | $ 2,309,000 | $ 104,954 | $ 59,000 |
| San Angelo, TX | 21 | $ 2,078,000 | $ 98,952 | $ 75,000 |
| Missoula, MT | 20 | $ 3,583,000 | $ 179,150 | $ 220,000 |
| Laredo, TX | 19 | $ 1,850,000 | $ 97,368 | $ 81,000 |
| Wheeling, WV-OH | 15 | $ 1,334,000 | $ 88,933 | $ 93,000 |
| Victoria, TX | 13 | $ 1,410,000 | $ 108,461 | $ 104,000 |
Mortgage Loan Application Detail Totals for E-Loan, Inc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 164,638 | $15,684,425,000 | $86,423 | $998,000 | $79,307 | $9,528,000 |
| Home Purchase (one-to-four family) | 31,771 | $5,673,018,000 | $154,653 | $999,000 | $83,288 | $8,404,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 103,870 | $11,802,673,000 | $107,750 | $999,000 | $81,307 | $9,528,000 |
| Information not provided by applicant in mail or telephone application | 67,961 | $6,368,219,000 | $82,923 | $996,000 | $81,653 | $9,096,000 |
| Black | 7,530 | $760,460,000 | $99,380 | $978,000 | $76,540 | $6,336,000 |
| Hispanic | 7,216 | $859,068,000 | $108,800 | $900,000 | $77,240 | $8,988,000 |
| Asian or Pacific Islander | 6,734 | $1,201,639,000 | $131,235 | $975,000 | $94,980 | $5,148,000 |
| Other | 1,930 | $246,304,000 | $101,800 | $840,000 | $79,960 | $2,040,000 |
| American Indian or Alaskan Native | 1,168 | $119,080,000 | $104,600 | $650,000 | $77,900 | $5,316,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 196,409 | $21,357,443,000 | $99,346 | $999,000 | $80,903 | $9,528,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 100,830 | $8,618,694,000 | $83,307 | $998,000 | $70,096 | $9,420,000 |
| Loan Originated | 37,527 | $4,975,136,000 | $107,480 | $999,000 | $83,769 | $3,960,000 |
| Application Withdrawn By Applicant | 32,398 | $4,208,767,000 | $116,403 | $995,000 | $88,942 | $7,884,000 |
| Application Approved But Not Accepted | 25,654 | $3,554,846,000 | $123,673 | $997,000 | $90,923 | $9,528,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E-Loan, Inc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E-Loan, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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