E*Trade Bank Mortgage Lending & HMDA Data, 2003

In 2003, E*Trade Bank of Arlington, VA reported 88,758 mortgage applications totaling $20.6 billion. The average application was for $231,892, and applicants reported an average income of $95,771. 45% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Los Angeles-Long Beach, CA (10,693), Orange County, CA (6,440) and Riverside-San Bernardino, CA (4,111) (applications in parentheses).

Mortgage Company & Address E*Trade Bank
671 North Glebe Rd, 12th Floor
Arlington, VA 22203
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 88,758
Total Mortgage Loan Application Amount $20,582,280,000
Average Mortgage Loan Application Amount $231,892
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $95,771
Highest Applicant Income $7,200,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for E*Trade Bank by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles, California 10,693 $ 2,728,870,000 $ 255,201 $ 90,000
Orange, California 6,440 $ 1,840,423,000 $ 285,779 $ 109,000
San Diego, California 3,432 $ 958,644,000 $ 279,325 $ 96,000
Riverside, California 2,080 $ 427,506,000 $ 205,531 $ 83,000
San Bernardino, California 2,031 $ 375,798,000 $ 185,031 $ 73,000
Santa Clara, California 1,872 $ 660,266,000 $ 352,706 $ 168,000
Clark, Nevada 1,738 $ 298,392,000 $ 171,686 $ 78,000
Cook, Illinois 1,647 $ 443,144,000 $ 269,061 $ 83,000
Alameda, California 1,511 $ 489,316,000 $ 323,835 $ 122,000
Maricopa, Arizona 1,463 $ 251,677,000 $ 172,028 $ 74,000
Fairfax, Virginia 1,352 $ 353,479,000 $ 261,448 $ 110,000
Sacramento, California 1,322 $ 275,475,000 $ 208,377 $ 72,000
Contra Costa, California 1,187 $ 375,628,000 $ 316,451 $ 104,000
Ventura, California 1,127 $ 320,159,000 $ 284,080 $ 110,000
King, Washington 956 $ 244,201,000 $ 255,440 $ 92,000
Middlesex, Massachusetts 855 $ 237,654,000 $ 277,957 $ 116,000
San Mateo, California 719 $ 270,760,000 $ 376,578 $ 149,000
Montgomery, Maryland 639 $ 159,410,000 $ 249,467 $ 98,000
San Francisco, California 501 $ 182,934,000 $ 365,137 $ 137,000
District of Columbia, District Of Columbia 496 $ 120,388,000 $ 242,717 $ 138,000
Broward, Florida 492 $ 89,262,000 $ 181,426 $ 96,000
Prince George's, Maryland 485 $ 72,515,000 $ 149,515 $ 62,000
Placer, California 476 $ 127,026,000 $ 266,861 $ 112,000
Miami-Dade, Florida 474 $ 79,276,000 $ 167,248 $ 80,000
Hennepin, Minnesota 451 $ 103,892,000 $ 230,359 $ 108,000
Suffolk, New York 434 $ 106,096,000 $ 244,460 $ 149,000
Fairfield, Connecticut 430 $ 129,440,000 $ 301,023 $ 143,000
Honolulu, Hawaii 420 $ 112,990,000 $ 269,023 $ 101,000
Nassau, New York 401 $ 113,628,000 $ 283,361 $ 165,000
DuPage, Illinois 393 $ 93,459,000 $ 237,809 $ 105,000
Prince William, Virginia 379 $ 73,770,000 $ 194,643 $ 74,000
Montgomery, Pennsylvania 376 $ 85,066,000 $ 226,239 $ 132,000
Multnomah, Oregon 375 $ 66,280,000 $ 176,746 $ 77,000
Loudoun, Virginia 366 $ 92,051,000 $ 251,505 $ 90,000
Washington, Oregon 359 $ 62,982,000 $ 175,437 $ 71,000
Orange, Florida 349 $ 52,174,000 $ 149,495 $ 60,000
San Joaquin, California 343 $ 77,722,000 $ 226,594 $ 99,000
Norfolk, Massachusetts 343 $ 98,398,000 $ 286,874 $ 131,000
Wake, North Carolina 335 $ 77,996,000 $ 232,823 $ 127,000
Kern, California 334 $ 47,575,000 $ 142,440 $ 56,000
Solano, California 334 $ 80,302,000 $ 240,425 $ 94,000
Essex, Massachusetts 334 $ 88,517,000 $ 265,020 $ 114,000
Oakland, Michigan 332 $ 108,520,000 $ 326,867 $ 131,000
Pima, Arizona 329 $ 51,862,000 $ 157,635 $ 78,000
Fresno, California 329 $ 54,525,000 $ 165,729 $ 72,000
Fulton, Georgia 327 $ 81,485,000 $ 249,189 $ 150,000
Palm Beach, Florida 317 $ 65,280,000 $ 205,930 $ 77,000
Mecklenburg, North Carolina 315 $ 70,976,000 $ 225,320 $ 117,000
Sonoma, California 312 $ 88,990,000 $ 285,224 $ 112,000
Santa Cruz, California 307 $ 102,965,000 $ 335,390 $ 133,000
Lake, Illinois 291 $ 78,341,000 $ 269,213 $ 98,000
Baltimore, Maryland 291 $ 44,853,000 $ 154,134 $ 77,000
Bernalillo, New Mexico 286 $ 39,614,000 $ 138,510 $ 54,000
Worcester, Massachusetts 284 $ 62,571,000 $ 220,320 $ 114,000
Suffolk, Massachusetts 281 $ 70,446,000 $ 250,697 $ 115,000
Snohomish, Washington 272 $ 55,530,000 $ 204,154 $ 82,000
San Luis Obispo, California 269 $ 74,664,000 $ 277,561 $ 112,000
Marin, California 267 $ 108,026,000 $ 404,591 $ 151,000
Hillsborough, Florida 266 $ 40,170,000 $ 151,015 $ 83,000
Arlington, Virginia 265 $ 67,292,000 $ 253,932 $ 111,000
Bergen, New Jersey 260 $ 72,952,000 $ 280,584 $ 150,000
Monmouth, New Jersey 260 $ 66,281,000 $ 254,926 $ 135,000
Westchester, New York 260 $ 75,709,000 $ 291,188 $ 145,000
Bucks, Pennsylvania 255 $ 58,463,000 $ 229,266 $ 126,000
Chester, Pennsylvania 254 $ 64,812,000 $ 255,165 $ 135,000
Hartford, Connecticut 253 $ 51,235,000 $ 202,509 $ 120,000
Washoe, Nevada 240 $ 48,423,000 $ 201,762 $ 67,000
Rockingham, New Hampshire 238 $ 50,307,000 $ 211,373 $ 129,000
Hillsborough, New Hampshire 234 $ 46,516,000 $ 198,786 $ 92,000
St. Louis, Missouri 231 $ 56,956,000 $ 246,562 $ 109,000
Queens, New York 230 $ 53,617,000 $ 233,117 $ 117,000
Middlesex, New Jersey 225 $ 48,943,000 $ 217,524 $ 117,000
Santa Barbara, California 224 $ 67,774,000 $ 302,562 $ 134,000
Stanislaus, California 217 $ 43,209,000 $ 199,119 $ 91,000
Will, Illinois 215 $ 39,671,000 $ 184,516 $ 75,000
Pierce, Washington 213 $ 36,284,000 $ 170,347 $ 79,000
Anne Arundel, Maryland 212 $ 45,199,000 $ 213,202 $ 95,000
El Dorado, California 210 $ 54,419,000 $ 259,138 $ 100,000
Cobb, Georgia 210 $ 39,387,000 $ 187,557 $ 111,000
Jefferson, Colorado 208 $ 46,715,000 $ 224,591 $ 88,000
Duval, Florida 208 $ 26,969,000 $ 129,658 $ 55,000
New Haven, Connecticut 204 $ 41,527,000 $ 203,563 $ 101,000
Wayne, Michigan 204 $ 47,275,000 $ 231,740 $ 105,000
Philadelphia, Pennsylvania 200 $ 30,450,000 $ 152,250 $ 91,000
Pinellas, Florida 198 $ 32,606,000 $ 164,676 $ 86,000
Clackamas, Oregon 198 $ 44,877,000 $ 226,651 $ 103,000
Virginia Beach, Virginia 198 $ 28,561,000 $ 144,247 $ 72,000
Clark, Washington 197 $ 32,958,000 $ 167,299 $ 74,000
Gwinnett, Georgia 193 $ 33,962,000 $ 175,968 $ 95,000
Davidson, Tennessee 190 $ 28,593,000 $ 150,489 $ 65,000
Henrico, Virginia 188 $ 26,306,000 $ 139,925 $ 85,000
Morris, New Jersey 186 $ 50,914,000 $ 273,731 $ 164,000
Plymouth, Massachusetts 178 $ 42,736,000 $ 240,089 $ 110,000
Monterey, California 177 $ 52,672,000 $ 297,581 $ 112,000
Arapahoe, Colorado 176 $ 43,060,000 $ 244,659 $ 83,000
DeKalb, Georgia 176 $ 35,244,000 $ 200,250 $ 118,000
Franklin, Ohio 176 $ 30,510,000 $ 173,352 $ 80,000
Chesterfield, Virginia 176 $ 22,612,000 $ 128,477 $ 51,000
Kane, Illinois 168 $ 31,720,000 $ 188,809 $ 76,000
Essex, New Jersey 168 $ 45,149,000 $ 268,744 $ 126,000
Kings, New York 167 $ 41,272,000 $ 247,137 $ 101,000
Cuyahoga, Ohio 167 $ 33,107,000 $ 198,245 $ 95,000
Denver, Colorado 165 $ 38,090,000 $ 230,848 $ 99,000
Tulare, California 163 $ 21,081,000 $ 129,331 $ 68,000
Boulder, Colorado 162 $ 44,238,000 $ 273,074 $ 103,000
Alexandria, Virginia 162 $ 37,699,000 $ 232,709 $ 100,000
Delaware, Pennsylvania 156 $ 38,125,000 $ 244,391 $ 128,000
Frederick, Maryland 152 $ 26,317,000 $ 173,138 $ 70,000
Howard, Maryland 151 $ 37,054,000 $ 245,390 $ 89,000
Hamilton, Ohio 151 $ 29,504,000 $ 195,390 $ 76,000
Seminole, Florida 150 $ 25,916,000 $ 172,773 $ 82,000
Yolo, California 147 $ 35,844,000 $ 243,836 $ 101,000
Salt Lake, Utah 147 $ 28,956,000 $ 196,979 $ 89,000
Cumberland, Maine 146 $ 33,046,000 $ 226,342 $ 138,000
Jefferson, Alabama 145 $ 29,742,000 $ 205,117 $ 116,000
Dakota, Minnesota 144 $ 29,718,000 $ 206,375 $ 93,000
Jefferson, Louisiana 143 $ 15,793,000 $ 110,440 $ 28,000
Somerset, New Jersey 143 $ 37,890,000 $ 264,965 $ 123,000
Lee, Florida 142 $ 27,515,000 $ 193,767 $ 104,000
Hudson, New Jersey 142 $ 32,281,000 $ 227,330 $ 104,000
El Paso, Colorado 140 $ 27,447,000 $ 196,050 $ 77,000
East Baton Rouge, Louisiana 138 $ 16,591,000 $ 120,224 $ 65,000
Bristol, Massachusetts 138 $ 28,941,000 $ 209,717 $ 104,000
Volusia, Florida 136 $ 19,614,000 $ 144,220 $ 66,000
Baltimore City, Maryland 136 $ 15,692,000 $ 115,382 $ 46,000
Douglas, Colorado 135 $ 42,467,000 $ 314,570 $ 94,000
Ocean, New Jersey 135 $ 28,888,000 $ 213,985 $ 183,000
Milwaukee, Wisconsin 129 $ 19,821,000 $ 153,651 $ 45,000
Allegheny, Pennsylvania 127 $ 23,074,000 $ 181,685 $ 126,000
Orleans, Louisiana 123 $ 15,169,000 $ 123,325 $ 75,000
Brevard, Florida 122 $ 16,103,000 $ 131,991 $ 70,000
Ada, Idaho 122 $ 21,102,000 $ 172,967 $ 100,000
Burlington, New Jersey 117 $ 24,931,000 $ 213,085 $ 126,000
Lane, Oregon 115 $ 17,985,000 $ 156,391 $ 63,000
Spotsylvania, Virginia 115 $ 16,298,000 $ 141,721 $ 50,000
Stafford, Virginia 115 $ 20,196,000 $ 175,617 $ 65,000
Jackson, Missouri 114 $ 15,074,000 $ 132,228 $ 64,000
McHenry, Illinois 111 $ 21,873,000 $ 197,054 $ 80,000
Union, New Jersey 111 $ 30,227,000 $ 272,315 $ 129,000
Providence, Rhode Island 111 $ 21,865,000 $ 196,981 $ 111,000
Hawaii, Hawaii 109 $ 24,946,000 $ 228,862 $ 139,000
Camden, New Jersey 108 $ 18,202,000 $ 168,537 $ 121,000
Mercer, New Jersey 108 $ 27,498,000 $ 254,611 $ 162,000
Johnson, Kansas 105 $ 24,136,000 $ 229,866 $ 123,000
St. Tammany, Louisiana 104 $ 14,705,000 $ 141,394 $ 67,000
Ramsey, Minnesota 104 $ 21,315,000 $ 204,951 $ 96,000
Shelby, Tennessee 101 $ 19,713,000 $ 195,178 $ 130,000
New York, New York 100 $ 30,195,000 $ 301,950 $ 252,000
Summit, Ohio 100 $ 20,297,000 $ 202,970 $ 101,000
Marion, Oregon 100 $ 12,371,000 $ 123,710 $ 34,000
Sarasota, Florida 97 $ 16,786,000 $ 173,051 $ 68,000
Maui, Hawaii 97 $ 24,151,000 $ 248,979 $ 146,000
Richmond, New York 96 $ 23,353,000 $ 243,260 $ 95,000
Adams, Colorado 95 $ 20,136,000 $ 211,957 $ 83,000
Barnstable, Massachusetts 95 $ 22,853,000 $ 240,557 $ 166,000
Washtenaw, Michigan 93 $ 23,847,000 $ 256,419 $ 98,000
Chesapeake, Virginia 93 $ 12,054,000 $ 129,612 $ 50,000
Anchorage, Alaska 92 $ 17,924,000 $ 194,826 $ 132,000
Manatee, Florida 92 $ 19,275,000 $ 209,510 $ 85,000
Jefferson, Kentucky 92 $ 27,662,000 $ 300,673 $ 111,000
Rockland, New York 92 $ 24,466,000 $ 265,934 $ 140,000
Macomb, Michigan 88 $ 19,778,000 $ 224,750 $ 85,000
Harris, Texas 87 $ 21,327,000 $ 245,137 $ 150,000
Anoka, Minnesota 85 $ 16,175,000 $ 190,294 $ 116,000
Polk, Florida 84 $ 9,186,000 $ 109,357 $ 41,000
Kitsap, Washington 84 $ 18,854,000 $ 224,452 $ 105,000
Passaic, New Jersey 83 $ 19,977,000 $ 240,686 $ 124,000
Merced, California 82 $ 13,424,000 $ 163,707 $ 70,000
Nevada, California 82 $ 20,091,000 $ 245,012 $ 111,000
Shasta, California 82 $ 14,860,000 $ 181,219 $ 89,000
Pasco, Florida 82 $ 10,465,000 $ 127,621 $ 52,000
Forsyth, Georgia 82 $ 19,003,000 $ 231,743 $ 130,000
Hampden, Massachusetts 82 $ 13,841,000 $ 168,792 $ 94,000
New Hanover, North Carolina 81 $ 19,931,000 $ 246,061 $ 164,000
Pinal, Arizona 80 $ 9,523,000 $ 119,037 $ 36,000
Washington, Minnesota 80 $ 21,861,000 $ 273,262 $ 165,000
Harford, Maryland 78 $ 12,263,000 $ 157,217 $ 53,000
York, Maine 77 $ 16,799,000 $ 218,168 $ 112,000
Orange, New York 75 $ 14,148,000 $ 188,640 $ 102,000
Charleston, South Carolina 74 $ 20,119,000 $ 271,878 $ 137,000
Butte, California 73 $ 13,282,000 $ 181,945 $ 73,000
Cherokee, Georgia 73 $ 15,027,000 $ 205,849 $ 103,000
Beaufort, South Carolina 73 $ 21,025,000 $ 288,013 $ 184,000
Waukesha, Wisconsin 73 $ 20,980,000 $ 287,397 $ 126,000
Gloucester, New Jersey 72 $ 11,312,000 $ 157,111 $ 101,000
Montgomery, Ohio 72 $ 8,926,000 $ 123,972 $ 56,000
Dane, Wisconsin 72 $ 19,487,000 $ 270,652 $ 107,000
Napa, California 71 $ 21,814,000 $ 307,239 $ 120,000
Dutchess, New York 71 $ 14,695,000 $ 206,971 $ 92,000
Leon, Florida 70 $ 9,507,000 $ 135,814 $ 51,000
Collier, Florida 68 $ 15,359,000 $ 225,867 $ 88,000
Osceola, Florida 68 $ 8,839,000 $ 129,985 $ 58,000
Charles, Maryland 68 $ 10,727,000 $ 157,750 $ 49,000
Warren, Ohio 68 $ 12,873,000 $ 189,308 $ 74,000
Washington, Rhode Island 68 $ 14,369,000 $ 211,308 $ 99,000
Larimer, Colorado 67 $ 12,748,000 $ 190,268 $ 82,000
Knox, Tennessee 67 $ 10,333,000 $ 154,223 $ 73,000
Tarrant, Texas 67 $ 14,840,000 $ 221,492 $ 125,000
New London, Connecticut 66 $ 13,278,000 $ 201,181 $ 101,000
Hinds, Mississippi 66 $ 7,264,000 $ 110,060 $ 40,000
Hamilton, Indiana 65 $ 18,141,000 $ 279,092 $ 160,000
Merrimack, New Hampshire 65 $ 12,499,000 $ 192,292 $ 91,000
Lake, Florida 64 $ 8,211,000 $ 128,296 $ 69,000
Orange, North Carolina 64 $ 16,515,000 $ 258,046 $ 115,000
Dallas, Texas 64 $ 17,319,000 $ 270,609 $ 126,000
Madison, Alabama 63 $ 9,180,000 $ 145,714 $ 91,000
Guilford, North Carolina 63 $ 14,349,000 $ 227,761 $ 123,000
Middlesex, Connecticut 62 $ 13,356,000 $ 215,419 $ 146,000
Spokane, Washington 62 $ 8,838,000 $ 142,548 $ 68,000
Winnebago, Illinois 61 $ 6,609,000 $ 108,344 $ 52,000
Travis, Texas 61 $ 14,140,000 $ 231,803 $ 189,000
St. Charles, Missouri 60 $ 10,267,000 $ 171,116 $ 73,000
Durham, North Carolina 60 $ 11,538,000 $ 192,300 $ 108,000
Thurston, Washington 60 $ 10,669,000 $ 177,816 $ 85,000
Litchfield, Connecticut 59 $ 14,486,000 $ 245,525 $ 130,000
Kent, Michigan 59 $ 10,468,000 $ 177,423 $ 78,000
Hunterdon, New Jersey 59 $ 17,410,000 $ 295,084 $ 150,000
Jackson, Oregon 59 $ 10,408,000 $ 176,406 $ 88,000
Greenville, South Carolina 59 $ 10,577,000 $ 179,271 $ 95,000
Mohave, Arizona 58 $ 7,333,000 $ 126,431 $ 73,000
Lancaster, Nebraska 58 $ 6,915,000 $ 119,224 $ 50,000
Shelby, Alabama 57 $ 10,777,000 $ 189,070 $ 122,000
Escambia, Florida 57 $ 7,481,000 $ 131,245 $ 65,000
Carver, Minnesota 57 $ 15,309,000 $ 268,578 $ 105,000
Scott, Minnesota 57 $ 14,978,000 $ 262,771 $ 171,000
Marion, Indiana 55 $ 12,058,000 $ 219,236 $ 116,000
Santa Fe, New Mexico 54 $ 15,145,000 $ 280,462 $ 120,000
Martin, Florida 53 $ 16,386,000 $ 309,169 $ 121,000
Kenton, Kentucky 53 $ 6,510,000 $ 122,830 $ 38,000
Lehigh, Pennsylvania 53 $ 9,888,000 $ 186,566 $ 128,000
Collin, Texas 53 $ 14,218,000 $ 268,264 $ 203,000
Hampton, Virginia 53 $ 5,689,000 $ 107,339 $ 41,000
Whatcom, Washington 53 $ 9,766,000 $ 184,264 $ 93,000
Alachua, Florida 52 $ 6,303,000 $ 121,211 $ 43,000
Calvert, Maryland 52 $ 9,683,000 $ 186,211 $ 100,000
Strafford, New Hampshire 52 $ 10,088,000 $ 194,000 $ 166,000
Bronx, New York 52 $ 10,026,000 $ 192,807 $ 72,000
Sussex, New Jersey 51 $ 9,811,000 $ 192,372 $ 127,000
Forsyth, North Carolina 51 $ 12,786,000 $ 250,705 $ 116,000
Butler, Ohio 51 $ 8,442,000 $ 165,529 $ 89,000
Newport News, Virginia 51 $ 5,664,000 $ 111,058 $ 36,000
Ingham, Michigan 50 $ 7,072,000 $ 141,440 $ 67,000
Erie, New York 50 $ 6,058,000 $ 121,160 $ 85,000
Monroe, New York 50 $ 7,356,000 $ 147,120 $ 110,000
Lafayette, Louisiana 49 $ 7,320,000 $ 149,387 $ 62,000
Harrison, Mississippi 49 $ 5,231,000 $ 106,755 $ 66,000
Union, North Carolina 49 $ 12,089,000 $ 246,714 $ 166,000
Northampton, Pennsylvania 49 $ 10,554,000 $ 215,387 $ 113,000
Baldwin, Alabama 48 $ 12,567,000 $ 261,812 $ 154,000
Okaloosa, Florida 48 $ 8,595,000 $ 179,062 $ 81,000
Livingston, Louisiana 48 $ 4,558,000 $ 94,958 $ 45,000
Atlantic, New Jersey 48 $ 9,105,000 $ 189,687 $ 108,000
Yavapai, Arizona 47 $ 10,158,000 $ 216,127 $ 92,000
Polk, Iowa 47 $ 10,340,000 $ 220,000 $ 127,000
Flathead, Montana 46 $ 6,575,000 $ 142,934 $ 101,000
St. Lucie, Florida 45 $ 6,105,000 $ 135,666 $ 75,000
Fayette, Georgia 45 $ 8,976,000 $ 199,466 $ 103,000
Jackson, Mississippi 45 $ 4,655,000 $ 103,444 $ 31,000
Albany, New York 45 $ 5,668,000 $ 125,955 $ 104,000
Monroe, Pennsylvania 45 $ 7,918,000 $ 175,955 $ 96,000
Williamson, Tennessee 45 $ 10,574,000 $ 234,977 $ 151,000
Utah, Utah 45 $ 9,174,000 $ 203,866 $ 75,000
Fauquier, Virginia 45 $ 9,733,000 $ 216,288 $ 113,000
Tolland, Connecticut 44 $ 7,681,000 $ 174,568 $ 95,000
St. Johns, Florida 44 $ 10,822,000 $ 245,954 $ 127,000
Putnam, New York 43 $ 10,270,000 $ 238,837 $ 101,000
Lucas, Ohio 43 $ 6,969,000 $ 162,069 $ 70,000
Manassas, Virginia 43 $ 7,121,000 $ 165,604 $ 63,000
Kings, California 42 $ 5,246,000 $ 124,904 $ 49,000
Weld, Colorado 42 $ 7,460,000 $ 177,619 $ 87,000
Sedgwick, Kansas 42 $ 8,047,000 $ 191,595 $ 106,000
Carroll, Maryland 42 $ 8,172,000 $ 194,571 $ 136,000
Iredell, North Carolina 42 $ 10,305,000 $ 245,357 $ 121,000
Delaware, Ohio 42 $ 9,464,000 $ 225,333 $ 124,000
Stark, Ohio 42 $ 5,686,000 $ 135,380 $ 135,000
York, Pennsylvania 42 $ 7,602,000 $ 181,000 $ 84,000
Chittenden, Vermont 42 $ 8,488,000 $ 202,095 $ 105,000
Santa Rosa, Florida 41 $ 4,723,000 $ 115,195 $ 47,000
Henry, Georgia 41 $ 7,217,000 $ 176,024 $ 95,000
Hampshire, Massachusetts 41 $ 7,582,000 $ 184,926 $ 91,000
Madison, Mississippi 41 $ 7,784,000 $ 189,853 $ 104,000
Douglas, Nebraska 41 $ 6,783,000 $ 165,439 $ 82,000
Ulster, New York 41 $ 7,289,000 $ 177,780 $ 142,000
Deschutes, Oregon 41 $ 8,554,000 $ 208,634 $ 131,000
Berks, Pennsylvania 41 $ 7,012,000 $ 171,024 $ 126,000
Bexar, Texas 41 $ 5,181,000 $ 126,365 $ 118,000
Coconino, Arizona 40 $ 7,899,000 $ 197,475 $ 114,000
Madera, California 40 $ 5,876,000 $ 146,900 $ 43,000
Livingston, Michigan 40 $ 11,650,000 $ 291,250 $ 173,000
Cape May, New Jersey 40 $ 10,518,000 $ 262,950 $ 216,000
Lancaster, Pennsylvania 40 $ 8,426,000 $ 210,650 $ 127,000
Albemarle, Virginia 40 $ 8,859,000 $ 221,475 $ 159,000
Sutter, California 39 $ 5,761,000 $ 147,717 $ 56,000
Skagit, Washington 39 $ 7,939,000 $ 203,564 $ 74,000
Humboldt, California 38 $ 6,597,000 $ 173,605 $ 67,000
San Benito, California 38 $ 12,896,000 $ 339,368 $ 128,000
Washington, Maryland 38 $ 4,860,000 $ 127,894 $ 42,000
Lorain, Ohio 38 $ 6,263,000 $ 164,815 $ 65,000
Benton, Oregon 38 $ 7,284,000 $ 191,684 $ 95,000
Kent, Rhode Island 38 $ 7,504,000 $ 197,473 $ 119,000
Hamilton, Tennessee 38 $ 6,342,000 $ 166,894 $ 72,000
Hanover, Virginia 38 $ 5,528,000 $ 145,473 $ 65,000
Richmond City, Virginia 38 $ 5,649,000 $ 148,657 $ 98,000
St. Joseph, Indiana 37 $ 4,711,000 $ 127,324 $ 66,000
Wright, Minnesota 37 $ 7,770,000 $ 210,000 $ 87,000
St. Louis City, Missouri 37 $ 5,036,000 $ 136,108 $ 85,000
Medina, Ohio 37 $ 7,874,000 $ 212,810 $ 80,000
Charlotte, Florida 36 $ 5,520,000 $ 153,333 $ 73,000
Clay, Florida 36 $ 4,491,000 $ 124,750 $ 50,000
Ascension, Louisiana 36 $ 4,593,000 $ 127,583 $ 37,000
Rankin, Mississippi 36 $ 4,377,000 $ 121,583 $ 40,000
Gallatin, Montana 36 $ 7,218,000 $ 200,500 $ 127,000
Calaveras, California 35 $ 6,784,000 $ 193,828 $ 100,000
Clermont, Ohio 35 $ 5,093,000 $ 145,514 $ 63,000
Lake, Ohio 35 $ 6,280,000 $ 179,428 $ 98,000
Yamhill, Oregon 35 $ 5,989,000 $ 171,114 $ 53,000
Ottawa, Michigan 34 $ 4,757,000 $ 139,911 $ 43,000
Horry, South Carolina 34 $ 6,840,000 $ 201,176 $ 111,000
Spartanburg, South Carolina 34 $ 6,905,000 $ 203,088 $ 98,000
Mobile, Alabama 33 $ 4,378,000 $ 132,666 $ 243,000
Madison, Illinois 33 $ 3,693,000 $ 111,909 $ 41,000
Buncombe, North Carolina 33 $ 6,279,000 $ 190,272 $ 117,000
Newport, Rhode Island 33 $ 7,678,000 $ 232,666 $ 165,000
Mono, California 32 $ 7,904,000 $ 247,000 $ 147,000
Tuolumne, California 32 $ 6,956,000 $ 217,375 $ 86,000
Summit, Colorado 32 $ 10,210,000 $ 319,062 $ 151,000
York, South Carolina 32 $ 6,393,000 $ 199,781 $ 131,000
Chatham, Georgia 31 $ 6,144,000 $ 198,193 $ 99,000
Oklahoma, Oklahoma 31 $ 5,297,000 $ 170,870 $ 141,000
Racine, Wisconsin 31 $ 8,014,000 $ 258,516 $ 131,000
Bay, Florida 30 $ 4,463,000 $ 148,766 $ 122,000
Missoula, Montana 30 $ 4,379,000 $ 145,966 $ 156,000
Greene, Ohio 30 $ 4,852,000 $ 161,733 $ 76,000
Blount, Tennessee 30 $ 3,402,000 $ 113,400 $ 51,000
Davis, Utah 30 $ 6,144,000 $ 204,800 $ 127,000
Cochise, Arizona 29 $ 4,784,000 $ 164,965 $ 133,000
Pulaski, Arkansas 29 $ 5,087,000 $ 175,413 $ 178,000
Monroe, Florida 29 $ 7,838,000 $ 270,275 $ 141,000
Clayton, Georgia 29 $ 3,380,000 $ 116,551 $ 72,000
Yellowstone, Montana 29 $ 2,957,000 $ 101,965 $ 76,000
Douglas, Nevada 29 $ 7,715,000 $ 266,034 $ 128,000
Saratoga, New York 29 $ 5,371,000 $ 185,206 $ 142,000
Kenosha, Wisconsin 29 $ 6,164,000 $ 212,551 $ 130,000
Lake, California 28 $ 5,201,000 $ 185,750 $ 90,000
St. Clair, Illinois 28 $ 3,233,000 $ 115,464 $ 45,000
St. Bernard, Louisiana 28 $ 2,931,000 $ 104,678 $ 20,000
Grafton, New Hampshire 28 $ 5,187,000 $ 185,250 $ 117,000
Jefferson, West Virginia 28 $ 4,535,000 $ 161,964 $ 95,000
Mendocino, California 27 $ 6,034,000 $ 223,481 $ 94,000
Muskegon, Michigan 27 $ 3,092,000 $ 114,518 $ 50,000
Olmsted, Minnesota 27 $ 5,942,000 $ 220,074 $ 149,000
Luzerne, Pennsylvania 27 $ 4,158,000 $ 154,000 $ 88,000
Westmoreland, Pennsylvania 27 $ 5,132,000 $ 190,074 $ 100,000
Norfolk, Virginia 27 $ 5,167,000 $ 191,370 $ 121,000
Imperial, California 26 $ 3,506,000 $ 134,846 $ 55,000
Kauai, Hawaii 26 $ 5,165,000 $ 198,653 $ 100,000
Lake, Indiana 26 $ 4,194,000 $ 161,307 $ 66,000
Boone, Kentucky 26 $ 3,926,000 $ 151,000 $ 75,000
Tulsa, Oklahoma 26 $ 5,533,000 $ 212,807 $ 119,000
Linn, Oregon 26 $ 3,885,000 $ 149,423 $ 48,000
Dauphin, Pennsylvania 26 $ 4,438,000 $ 170,692 $ 121,000
Lexington, South Carolina 26 $ 4,291,000 $ 165,038 $ 80,000
Denton, Texas 26 $ 6,546,000 $ 251,769 $ 136,000
Benton, Washington 26 $ 4,057,000 $ 156,038 $ 69,000
Cowlitz, Washington 26 $ 3,432,000 $ 132,000 $ 71,000
Berkeley, West Virginia 26 $ 3,286,000 $ 126,384 $ 65,000
Benton, Arkansas 25 $ 4,645,000 $ 185,800 $ 88,000
Marion, Florida 25 $ 3,433,000 $ 137,320 $ 49,000
Kendall, Illinois 25 $ 4,307,000 $ 172,280 $ 39,000
Peoria, Illinois 25 $ 3,787,000 $ 151,480 $ 108,000
St. Charles, Louisiana 25 $ 3,186,000 $ 127,440 $ 33,000
Carroll, New Hampshire 25 $ 4,202,000 $ 168,080 $ 91,000
Cheshire, New Hampshire 25 $ 4,325,000 $ 173,000 $ 113,000
Catawba, North Carolina 25 $ 6,017,000 $ 240,680 $ 118,000
Trumbull, Ohio 25 $ 2,730,000 $ 109,200 $ 47,000
Fairfax City, Virginia 25 $ 5,508,000 $ 220,320 $ 84,000
James City, Virginia 25 $ 4,546,000 $ 181,840 $ 64,000
Amador, California 24 $ 5,426,000 $ 226,083 $ 105,000
Coweta, Georgia 24 $ 4,191,000 $ 174,625 $ 91,000
Allen, Indiana 24 $ 6,134,000 $ 255,583 $ 179,000
Genesee, Michigan 24 $ 5,062,000 $ 210,916 $ 84,000
Belknap, New Hampshire 24 $ 3,981,000 $ 165,875 $ 87,000
Warren, New Jersey 24 $ 5,616,000 $ 234,000 $ 164,000
Williamson, Texas 24 $ 3,472,000 $ 144,666 $ 142,000
Portsmouth, Virginia 24 $ 2,151,000 $ 89,625 $ 8,000
Yuma, Arizona 23 $ 2,980,000 $ 129,565 $ 44,000
Eagle, Colorado 23 $ 7,584,000 $ 329,739 $ 87,000
Champaign, Illinois 23 $ 3,189,000 $ 138,652 $ 66,000
Sandoval, New Mexico 23 $ 4,056,000 $ 176,347 $ 110,000
Summit, Utah 23 $ 7,678,000 $ 333,826 $ 224,000
Windsor, Vermont 23 $ 4,310,000 $ 187,391 $ 154,000
Yakima, Washington 23 $ 4,108,000 $ 178,608 $ 97,000
Washington, Arkansas 22 $ 3,792,000 $ 172,363 $ 121,000
Kalamazoo, Michigan 22 $ 3,054,000 $ 138,818 $ 61,000
Onondaga, New York 22 $ 2,994,000 $ 136,090 $ 93,000
Geauga, Ohio 22 $ 5,655,000 $ 257,045 $ 75,000
Richland, South Carolina 22 $ 3,981,000 $ 180,954 $ 79,000
Fort Bend, Texas 22 $ 4,630,000 $ 210,454 $ 231,000
Manassas Park, Virginia 22 $ 4,171,000 $ 189,590 $ 67,000
York, Virginia 22 $ 4,234,000 $ 192,454 $ 64,000
Lee, Alabama 21 $ 3,749,000 $ 178,523 $ 93,000
Tuscaloosa, Alabama 21 $ 4,356,000 $ 207,428 $ 172,000
Walton, Florida 21 $ 6,228,000 $ 296,571 $ 209,000
Kootenai, Idaho 21 $ 3,581,000 $ 170,523 $ 72,000
Fayette, Kentucky 21 $ 3,731,000 $ 177,666 $ 81,000
Cabarrus, North Carolina 21 $ 4,067,000 $ 193,666 $ 119,000
Dare, North Carolina 21 $ 6,639,000 $ 316,142 $ 151,000
Portage, Ohio 21 $ 3,234,000 $ 154,000 $ 77,000
Butler, Pennsylvania 21 $ 3,891,000 $ 185,285 $ 144,000
Cumberland, Pennsylvania 21 $ 3,058,000 $ 145,619 $ 122,000
Lackawanna, Pennsylvania 21 $ 2,747,000 $ 130,809 $ 79,000
Rutherford, Tennessee 21 $ 3,175,000 $ 151,190 $ 63,000
Kanawha, West Virginia 21 $ 2,962,000 $ 141,047 $ 80,000
Brown, Wisconsin 21 $ 4,500,000 $ 214,285 $ 128,000
Elkhart, Indiana 20 $ 2,401,000 $ 120,050 $ 82,000
Johnson, Indiana 20 $ 4,727,000 $ 236,350 $ 74,000
Oldham, Kentucky 20 $ 8,172,000 $ 408,600 $ 153,000
Eaton, Michigan 20 $ 2,930,000 $ 146,500 $ 56,000
Culpeper, Virginia 20 $ 3,786,000 $ 189,300 $ 54,000
Hernando, Florida 19 $ 2,401,000 $ 126,368 $ 58,000
Worcester, Maryland 19 $ 4,512,000 $ 237,473 $ 102,000
Berrien, Michigan 19 $ 3,090,000 $ 162,631 $ 73,000
St. Louis, Minnesota 19 $ 3,627,000 $ 190,894 $ 133,000
Clay, Missouri 19 $ 3,079,000 $ 162,052 $ 142,000
Johnston, North Carolina 19 $ 3,268,000 $ 172,000 $ 106,000
Moore, North Carolina 19 $ 4,413,000 $ 232,263 $ 251,000
Warren, Virginia 19 $ 2,332,000 $ 122,736 $ 55,000
Island, Washington 19 $ 3,394,000 $ 178,631 $ 73,000
La Plata, Colorado 18 $ 4,012,000 $ 222,888 $ 113,000
Mesa, Colorado 18 $ 2,856,000 $ 158,666 $ 59,000
DeKalb, Illinois 18 $ 1,928,000 $ 107,111 $ 28,000
Schenectady, New York 18 $ 2,198,000 $ 122,111 $ 74,000
Douglas, Oregon 18 $ 2,583,000 $ 143,500 $ 74,000
Washington, Pennsylvania 18 $ 3,100,000 $ 172,222 $ 97,000
Windham, Connecticut 17 $ 2,911,000 $ 171,235 $ 112,000
Columbia, Georgia 17 $ 3,107,000 $ 182,764 $ 110,000
Muscogee, Georgia 17 $ 2,355,000 $ 138,529 $ 138,000
Blaine, Idaho 17 $ 5,000,000 $ 294,117 $ 147,000
Tazewell, Illinois 17 $ 1,983,000 $ 116,647 $ 45,000
Hendricks, Indiana 17 $ 3,534,000 $ 207,882 $ 103,000
Linn, Iowa 17 $ 2,697,000 $ 158,647 $ 84,000
Berkshire, Massachusetts 17 $ 3,376,000 $ 198,588 $ 175,000
Jefferson, Missouri 17 $ 2,251,000 $ 132,411 $ 74,000
Carteret, North Carolina 17 $ 3,845,000 $ 226,176 $ 185,000
Cumberland, North Carolina 17 $ 2,347,000 $ 138,058 $ 68,000
Rutland, Vermont 17 $ 3,077,000 $ 181,000 $ 170,000
Windham, Vermont 17 $ 2,871,000 $ 168,882 $ 190,000
Frederick, Virginia 17 $ 2,783,000 $ 163,705 $ 70,000
Monongalia, West Virginia 17 $ 3,222,000 $ 189,529 $ 105,000
Montgomery, Alabama 16 $ 3,461,000 $ 216,312 $ 117,000
Porter, Indiana 16 $ 2,502,000 $ 156,375 $ 98,000
Kennebec, Maine 16 $ 1,770,000 $ 110,625 $ 75,000
Cecil, Maryland 16 $ 2,192,000 $ 137,000 $ 40,000
DeSoto, Mississippi 16 $ 2,233,000 $ 139,562 $ 67,000
Pearl River, Mississippi 16 $ 1,518,000 $ 94,875 $ 16,000
Carson City, Nevada 16 $ 2,493,000 $ 155,812 $ 86,000
Lyon, Nevada 16 $ 2,436,000 $ 152,250 $ 69,000
Mahoning, Ohio 16 $ 2,793,000 $ 174,562 $ 148,000
Miami, Ohio 16 $ 2,131,000 $ 133,187 $ 41,000
Bristol, Rhode Island 16 $ 4,324,000 $ 270,250 $ 138,000
Sumner, Tennessee 16 $ 3,098,000 $ 193,625 $ 140,000
Bennington, Vermont 16 $ 2,618,000 $ 163,625 $ 104,000
Washington, Vermont 16 $ 2,761,000 $ 172,562 $ 144,000
Yuba, California 15 $ 2,468,000 $ 164,533 $ 58,000
Flagler, Florida 15 $ 2,462,000 $ 164,133 $ 141,000
Indian River, Florida 15 $ 2,160,000 $ 144,000 $ 104,000
Sherburne, Minnesota 15 $ 2,971,000 $ 198,066 $ 95,000
Sarpy, Nebraska 15 $ 1,980,000 $ 132,000 $ 58,000
Brunswick, North Carolina 15 $ 5,174,000 $ 344,933 $ 135,000
Craven, North Carolina 15 $ 2,244,000 $ 149,600 $ 77,000
Licking, Ohio 15 $ 2,756,000 $ 183,733 $ 76,000
Polk, Oregon 15 $ 2,323,000 $ 154,866 $ 72,000
Anderson, South Carolina 15 $ 2,451,000 $ 163,400 $ 109,000
Minnehaha, South Dakota 15 $ 2,276,000 $ 151,733 $ 62,000
Hamblen, Tennessee 15 $ 1,408,000 $ 93,866 $ 10,000
Sevier, Tennessee 15 $ 2,382,000 $ 158,800 $ 81,000
Montgomery, Texas 15 $ 4,028,000 $ 268,533 $ 199,000
Weber, Utah 15 $ 2,681,000 $ 178,733 $ 64,000
Juneau, Alaska 14 $ 3,048,000 $ 217,714 $ 86,000
Canyon, Idaho 14 $ 1,780,000 $ 127,142 $ 70,000
Sangamon, Illinois 14 $ 1,411,000 $ 100,785 $ 22,000
Crow Wing, Minnesota 14 $ 2,845,000 $ 203,214 $ 90,000
Greene, Missouri 14 $ 1,870,000 $ 133,571 $ 91,000
Dona Ana, New Mexico 14 $ 2,363,000 $ 168,785 $ 84,000
Oneida, New York 14 $ 1,174,000 $ 83,857 $ 69,000
Fairfield, Ohio 14 $ 2,343,000 $ 167,357 $ 119,000
Washington, Utah 14 $ 2,471,000 $ 176,500 $ 148,000
Charlottesville, Virginia 14 $ 2,155,000 $ 153,928 $ 112,000
Douglas, Georgia 13 $ 2,514,000 $ 193,384 $ 99,000
Hall, Georgia 13 $ 4,316,000 $ 332,000 $ 137,000
Richmond, Georgia 13 $ 2,219,000 $ 170,692 $ 98,000
Terrebonne, Louisiana 13 $ 2,202,000 $ 169,384 $ 108,000
Hancock, Maine 13 $ 2,584,000 $ 198,769 $ 141,000
Dukes, Massachusetts 13 $ 3,092,000 $ 237,846 $ 121,000
Calhoun, Michigan 13 $ 2,106,000 $ 162,000 $ 110,000
Cumberland, New Jersey 13 $ 1,630,000 $ 125,384 $ 69,000
Rensselaer, New York 13 $ 1,448,000 $ 111,384 $ 83,000
Onslow, North Carolina 13 $ 1,507,000 $ 115,923 $ 92,000
Wood, Ohio 13 $ 2,265,000 $ 174,230 $ 89,000
Josephine, Oregon 13 $ 1,813,000 $ 139,461 $ 78,000
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Mortgage Loan Application Detail Totals for E*Trade Bank in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 74,372 $16,868,158,000 $197,470 $1,500,000 $116,176 $7,200,000
Home Purchase (one-to-four family) 14,386 $3,714,122,000 $209,711 $1,463,000 $114,596 $6,300,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0
Home Improvement (one-to-four family) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Information not provided by applicant in mail or telephone application 51,398 $11,386,901,000 $189,173 $1,500,000 $124,653 $7,200,000
White 29,156 $7,339,777,000 $214,431 $1,500,000 $108,901 $6,600,000
Hispanic 3,242 $621,561,000 $173,547 $1,000,000 $78,047 $1,200,000
Asian or Pacific Islander 3,192 $894,340,000 $216,454 $1,400,000 $106,681 $1,200,000
Black 1,386 $236,877,000 $165,815 $1,200,000 $72,000 $600,000
Other 233 $68,436,000 $282,074 $1,000,000 $150,000 $1,381,000
American Indian or Alaskan Native 137 $32,906,000 $192,111 $890,000 $90,925 $600,000
Not applicable 14 $1,482,000 $108,750 $242,000 $37,250 $54,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 80,360 $19,675,474,000 $208,615 $1,500,000 $123,384 $7,200,000
FHA-insured (Federal Housing Administration) 8,398 $906,806,000 $106,685 $424,000 $485 $340,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 39,780 $8,744,601,000 $180,160 $1,000,000 $92,760 $1,324,000
Application Denied By Financial Institution 17,351 $3,570,610,000 $174,568 $1,000,000 $94,137 $7,200,000
Loan Purchased By The Institution 17,239 $5,316,471,000 $289,294 $1,500,000 $158,137 $6,600,000
Application Withdrawn By Applicant 6,552 $1,326,270,000 $178,352 $1,000,000 $197,882 $7,200,000
File Closed For Incompleteness 4,078 $810,202,000 $172,940 $1,000,000 $95,900 $6,600,000
Application Approved But Not Accepted 3,758 $814,126,000 $182,416 $1,000,000 $94,333 $2,400,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 7,882 $1,682,582,000 $176,500 $1,000,000 $107,080 $7,200,000
Credit History 3,436 $619,534,000 $152,460 $1,000,000 $81,420 $3,715,000
Debt-To-Income Ratio 2,225 $516,719,000 $187,812 $1,000,000 $69,166 $1,920,000
Collateral 1,700 $368,605,000 $189,200 $1,000,000 $101,040 $2,340,000
Other 1,086 $157,624,000 $172,255 $1,000,000 $70,906 $708,000
Unverifiable Information 478 $100,539,000 $209,475 $650,000 $122,900 $1,944,000
Employment History 344 $74,905,000 $182,950 $1,000,000 $109,575 $1,200,000
Insufficient Cash (Downpayment, Closing Cost) 190 $47,122,000 $194,200 $792,000 $121,000 $1,200,000
Mortgage Insurance Denied 10 $2,980,000 $305,571 $556,000 $124,571 $251,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess E*Trade Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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