E*Trade Bank Mortgage Lending & HMDA Data, 2003
In 2003, E*Trade Bank of Arlington, VA reported 88,758 mortgage applications totaling $20.6 billion. The average application was for $231,892, and applicants reported an average income of $95,771. 45% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Los Angeles-Long Beach, CA (10,693), Orange County, CA (6,440) and Riverside-San Bernardino, CA (4,111) (applications in parentheses).
| Mortgage Company & Address | E*Trade Bank 671 North Glebe Rd, 12th Floor Arlington, VA 22203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 88,758 |
| Total Mortgage Loan Application Amount | $20,582,280,000 |
| Average Mortgage Loan Application Amount | $231,892 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $95,771 |
| Highest Applicant Income | $7,200,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records E*Trade Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach, CA | 10,693 | $ 2,728,870,000 | $ 255,201 | $ 90,000 |
| Orange County, CA | 6,440 | $ 1,840,423,000 | $ 285,779 | $ 109,000 |
| Riverside-San Bernardino, CA | 4,111 | $ 803,304,000 | $ 195,403 | $ 78,000 |
| San Diego, CA | 3,432 | $ 958,644,000 | $ 279,325 | $ 96,000 |
| Chicago, IL | 2,872 | $ 714,893,000 | $ 248,918 | $ 83,000 |
| Oakland, CA | 2,698 | $ 864,944,000 | $ 320,587 | $ 113,000 |
| Sacramento, CA | 2,008 | $ 456,920,000 | $ 227,549 | $ 89,000 |
| San Jose, CA | 1,872 | $ 660,266,000 | $ 352,706 | $ 168,000 |
| Las Vegas, NV-AZ | 1,748 | $ 300,147,000 | $ 171,708 | $ 80,000 |
| Boston, MA-NH | 1,739 | $ 479,035,000 | $ 275,465 | $ 120,000 |
| Phoenix-Mesa, AZ | 1,543 | $ 261,200,000 | $ 169,280 | $ 66,000 |
| San Francisco, CA | 1,487 | $ 561,720,000 | $ 377,753 | $ 145,000 |
| Atlanta, GA | 1,272 | $ 260,098,000 | $ 204,479 | $ 111,000 |
| Seattle-Bellevue-Everett, WA | 1,247 | $ 303,125,000 | $ 243,083 | $ 87,000 |
| Philadelphia, PA-NJ | 1,241 | $ 276,916,000 | $ 223,139 | $ 122,000 |
| Ventura, CA | 1,127 | $ 320,159,000 | $ 284,080 | $ 110,000 |
| Minneapolis-St. Paul, MN-WI | 1,045 | $ 236,822,000 | $ 226,623 | $ 113,000 |
| New York, NY | 1,040 | $ 268,908,000 | $ 258,565 | $ 128,000 |
| Portland-Vancouver, OR-WA | 976 | $ 181,701,000 | $ 186,169 | $ 80,000 |
| Baltimore, MD | 921 | $ 166,166,000 | $ 180,419 | $ 79,000 |
| Nassau-Suffolk, NY | 835 | $ 219,724,000 | $ 263,142 | $ 158,000 |
| Denver, CO | 779 | $ 190,468,000 | $ 244,503 | $ 89,000 |
| Detroit, MI | 650 | $ 180,377,000 | $ 277,503 | $ 106,000 |
| Orlando, FL | 631 | $ 95,140,000 | $ 150,776 | $ 66,000 |
| Tampa-St. Petersburg-Clearwater, FL | 565 | $ 85,642,000 | $ 151,578 | $ 75,000 |
| Newark, NJ | 540 | $ 141,717,000 | $ 262,438 | $ 140,000 |
| Norfolk-Virginia Beach-Newport News, VA-NC | 526 | $ 75,038,000 | $ 142,657 | $ 80,000 |
| Washington, DC-MD-VA-WV | 496 | $ 120,388,000 | $ 242,717 | $ 138,000 |
| Fort Lauderdale, FL | 492 | $ 89,262,000 | $ 181,426 | $ 96,000 |
| Raleigh-Durham-Chapel Hill, NC | 489 | $ 111,452,000 | $ 227,918 | $ 115,000 |
| Miami, FL | 474 | $ 79,276,000 | $ 167,248 | $ 80,000 |
| Richmond-Petersburg, VA | 464 | $ 64,517,000 | $ 139,045 | $ 75,000 |
| New Orleans, LA | 428 | $ 52,445,000 | $ 122,535 | $ 50,000 |
| Middlesex-Somerset-Hunterdon, NJ | 427 | $ 104,243,000 | $ 244,128 | $ 126,000 |
| Honolulu, HI | 420 | $ 112,990,000 | $ 269,023 | $ 101,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 407 | $ 91,328,000 | $ 224,393 | $ 124,000 |
| Vallejo-Fairfield-Napa, CA | 405 | $ 102,116,000 | $ 252,138 | $ 101,000 |
| Monmouth-Ocean, NJ | 395 | $ 95,169,000 | $ 240,934 | $ 155,000 |
| Fresno, CA | 369 | $ 60,401,000 | $ 163,688 | $ 66,000 |
| Hartford, CT | 360 | $ 71,456,000 | $ 198,488 | $ 109,000 |
| St. Louis, MO-IL | 352 | $ 75,784,000 | $ 215,295 | $ 94,000 |
| Bergen-Passaic, NJ | 343 | $ 92,929,000 | $ 270,930 | $ 141,000 |
| Stockton-Lodi, CA | 343 | $ 77,722,000 | $ 226,594 | $ 99,000 |
| Bakersfield, CA | 334 | $ 47,575,000 | $ 142,440 | $ 56,000 |
| Tucson, AZ | 329 | $ 51,862,000 | $ 157,635 | $ 78,000 |
| West Palm Beach-Boca Raton, FL | 317 | $ 65,280,000 | $ 205,930 | $ 77,000 |
| Albuquerque, NM | 313 | $ 44,085,000 | $ 140,846 | $ 64,000 |
| Santa Rosa, CA | 312 | $ 88,990,000 | $ 285,224 | $ 112,000 |
| Cleveland-Lorain-Elyria, OH | 307 | $ 60,079,000 | $ 195,697 | $ 85,000 |
| Santa Cruz-Watsonville, CA | 307 | $ 102,965,000 | $ 335,390 | $ 133,000 |
| Jacksonville, FL | 300 | $ 44,415,000 | $ 148,050 | $ 76,000 |
| Nashville, TN | 290 | $ 48,449,000 | $ 167,065 | $ 101,000 |
| San Luis Obispo-Atascadero-Paso Robles, CA | 269 | $ 74,664,000 | $ 277,561 | $ 112,000 |
| Cincinnati, OH-KY-IN | 257 | $ 47,896,000 | $ 186,365 | $ 73,000 |
| Columbus, OH | 251 | $ 45,534,000 | $ 181,410 | $ 88,000 |
| Reno, NV | 240 | $ 48,423,000 | $ 201,762 | $ 67,000 |
| Milwaukee-Waukesha, WI | 226 | $ 46,743,000 | $ 206,827 | $ 81,000 |
| Santa Barbara-Santa Maria-Lompoc, CA | 224 | $ 67,774,000 | $ 302,562 | $ 134,000 |
| Baton Rouge, LA | 223 | $ 25,832,000 | $ 115,838 | $ 53,000 |
| Modesto, CA | 217 | $ 43,209,000 | $ 199,119 | $ 91,000 |
| Providence-Fall River-Warwick, RI-MA | 216 | $ 45,016,000 | $ 208,407 | $ 114,000 |
| Tacoma, WA | 213 | $ 36,284,000 | $ 170,347 | $ 79,000 |
| Pittsburgh, PA | 207 | $ 37,872,000 | $ 182,956 | $ 130,000 |
| Birmingham, AL | 205 | $ 40,912,000 | $ 199,570 | $ 115,000 |
| Salt Lake City-Ogden, UT | 192 | $ 37,781,000 | $ 196,776 | $ 95,000 |
| Stamford-Norwalk, CT | 192 | $ 69,034,000 | $ 359,552 | $ 179,000 |
| Sarasota-Bradenton, FL | 189 | $ 36,061,000 | $ 190,798 | $ 76,000 |
| Worcester, MA-CT | 188 | $ 40,930,000 | $ 217,712 | $ 134,000 |
| Indianapolis, IN | 187 | $ 45,376,000 | $ 242,652 | $ 112,000 |
| Salinas, CA | 177 | $ 52,672,000 | $ 297,581 | $ 112,000 |
| Bridgeport, CT | 164 | $ 38,880,000 | $ 237,073 | $ 113,000 |
| Visalia-Tulare-Porterville, CA | 163 | $ 21,081,000 | $ 129,331 | $ 68,000 |
| Boulder-Longmont, CO | 162 | $ 44,238,000 | $ 273,074 | $ 103,000 |
| Greensboro--Winston-Salem--High Point, NC | 156 | $ 34,983,000 | $ 224,250 | $ 123,000 |
| Dallas, TX | 152 | $ 40,117,000 | $ 263,927 | $ 153,000 |
| Daytona Beach, FL | 151 | $ 22,076,000 | $ 146,198 | $ 80,000 |
| Kansas City, MO-KS | 150 | $ 21,487,000 | $ 143,246 | $ 86,000 |
| Lowell, MA-NH | 149 | $ 33,824,000 | $ 227,006 | $ 93,000 |
| Nashua, NH | 147 | $ 29,605,000 | $ 201,394 | $ 96,000 |
| Yolo, CA | 147 | $ 35,844,000 | $ 243,836 | $ 101,000 |
| Jackson, MS | 143 | $ 19,425,000 | $ 135,839 | $ 61,000 |
| New Haven-Meriden, CT | 143 | $ 28,859,000 | $ 201,811 | $ 96,000 |
| Fort Myers-Cape Coral, FL | 142 | $ 27,515,000 | $ 193,767 | $ 104,000 |
| Jersey City, NJ | 142 | $ 32,281,000 | $ 227,330 | $ 104,000 |
| Ann Arbor, MI | 141 | $ 37,145,000 | $ 263,439 | $ 126,000 |
| Colorado Springs, CO | 140 | $ 27,447,000 | $ 196,050 | $ 77,000 |
| Danbury, CT | 139 | $ 37,830,000 | $ 272,158 | $ 129,000 |
| Boise City, ID | 136 | $ 22,882,000 | $ 168,250 | $ 92,000 |
| Lawrence, MA-NH | 136 | $ 36,190,000 | $ 266,102 | $ 114,000 |
| Portland, ME | 136 | $ 30,323,000 | $ 222,963 | $ 125,000 |
| Dayton-Springfield, OH | 130 | $ 17,149,000 | $ 131,915 | $ 56,000 |
| Knoxville, TN | 128 | $ 19,172,000 | $ 149,781 | $ 79,000 |
| Portsmouth-Rochester, NH-ME | 128 | $ 28,799,000 | $ 224,992 | $ 145,000 |
| Grand Rapids-Muskegon-Holland, MI | 127 | $ 19,687,000 | $ 155,015 | $ 62,000 |
| Houston, TX | 124 | $ 29,985,000 | $ 241,814 | $ 178,000 |
| Melbourne-Titusville-Palm Bay, FL | 122 | $ 16,103,000 | $ 131,991 | $ 70,000 |
| Akron, OH | 121 | $ 23,531,000 | $ 194,471 | $ 95,000 |
| Springfield, MA | 119 | $ 20,570,000 | $ 172,857 | $ 89,000 |
| Greenville-Spartanburg-Anderson, SC | 117 | $ 21,477,000 | $ 183,564 | $ 96,000 |
| Louisville, KY-IN | 117 | $ 36,494,000 | $ 311,914 | $ 114,000 |
| Eugene-Springfield, OR | 115 | $ 17,985,000 | $ 156,391 | $ 63,000 |
| Salem, OR | 115 | $ 14,694,000 | $ 127,773 | $ 44,000 |
| Allentown-Bethlehem-Easton, PA | 111 | $ 21,733,000 | $ 195,792 | $ 119,000 |
| Trenton, NJ | 108 | $ 27,498,000 | $ 254,611 | $ 162,000 |
| Memphis, TN-AR-MS | 107 | $ 21,235,000 | $ 198,457 | $ 132,000 |
| Albany-Schenectady-Troy, NY | 106 | $ 14,968,000 | $ 141,207 | $ 106,000 |
| Fort Pierce-Port St. Lucie, FL | 98 | $ 22,491,000 | $ 229,500 | $ 98,000 |
| Pensacola, FL | 98 | $ 12,204,000 | $ 124,530 | $ 56,000 |
| Biloxi-Gulfport-Pascagoula, MS | 97 | $ 10,110,000 | $ 104,226 | $ 48,000 |
| Manchester, NH | 96 | $ 18,445,000 | $ 192,135 | $ 107,000 |
| Wilmington, NC | 96 | $ 25,105,000 | $ 261,510 | $ 155,000 |
| Charleston-North Charleston, SC | 95 | $ 23,870,000 | $ 251,263 | $ 117,000 |
| Anchorage, AK | 92 | $ 17,924,000 | $ 194,826 | $ 132,000 |
| Austin-San Marcos, TX | 92 | $ 19,034,000 | $ 206,891 | $ 164,000 |
| Atlantic-Cape May, NJ | 88 | $ 19,623,000 | $ 222,988 | $ 156,000 |
| Bremerton, WA | 84 | $ 18,854,000 | $ 224,452 | $ 105,000 |
| Lakeland-Winter Haven, FL | 84 | $ 9,186,000 | $ 109,357 | $ 41,000 |
| Merced, CA | 82 | $ 13,424,000 | $ 163,707 | $ 70,000 |
| Redding, CA | 82 | $ 14,860,000 | $ 181,219 | $ 89,000 |
| Mobile, AL | 81 | $ 16,945,000 | $ 209,197 | $ 191,000 |
| Brockton, MA | 79 | $ 16,584,000 | $ 209,924 | $ 120,000 |
| Newburgh, NY-PA | 75 | $ 14,148,000 | $ 188,640 | $ 102,000 |
| Lansing-East Lansing, MI | 74 | $ 10,721,000 | $ 144,878 | $ 64,000 |
| Chico-Paradise, CA | 73 | $ 13,282,000 | $ 181,945 | $ 73,000 |
| Tallahassee, FL | 73 | $ 10,114,000 | $ 138,547 | $ 56,000 |
| Madison, WI | 72 | $ 19,487,000 | $ 270,652 | $ 107,000 |
| Rockford, IL | 72 | $ 8,619,000 | $ 119,708 | $ 56,000 |
| Dutchess County, NY | 71 | $ 14,695,000 | $ 206,971 | $ 92,000 |
| Rochester, NY | 71 | $ 10,205,000 | $ 143,732 | $ 114,000 |
| Huntsville, AL | 70 | $ 9,869,000 | $ 140,985 | $ 89,000 |
| Fort Worth-Arlington, TX | 69 | $ 15,169,000 | $ 219,840 | $ 120,000 |
| Naples, FL | 68 | $ 15,359,000 | $ 225,867 | $ 88,000 |
| Fort Collins-Loveland, CO | 67 | $ 12,748,000 | $ 190,268 | $ 82,000 |
| Barnstable-Yarmouth, MA | 66 | $ 15,592,000 | $ 236,242 | $ 146,000 |
| Buffalo-Niagara Falls, NY | 62 | $ 7,436,000 | $ 119,935 | $ 79,000 |
| Spokane, WA | 62 | $ 8,838,000 | $ 142,548 | $ 68,000 |
| Charlottesville, VA | 61 | $ 12,007,000 | $ 196,836 | $ 128,000 |
| New London-Norwich, CT-RI | 61 | $ 12,524,000 | $ 205,311 | $ 102,000 |
| Des Moines, IA | 60 | $ 12,960,000 | $ 216,000 | $ 123,000 |
| Olympia, WA | 60 | $ 10,669,000 | $ 177,816 | $ 85,000 |
| Santa Fe, NM | 60 | $ 16,844,000 | $ 280,733 | $ 119,000 |
| Medford-Ashland, OR | 59 | $ 10,408,000 | $ 176,406 | $ 88,000 |
| Omaha, NE-IA | 59 | $ 9,156,000 | $ 155,186 | $ 81,000 |
| Toledo, OH | 59 | $ 9,581,000 | $ 162,389 | $ 74,000 |
| Harrisburg-Lebanon-Carlisle, PA | 58 | $ 8,887,000 | $ 153,224 | $ 110,000 |
| Lincoln, NE | 58 | $ 6,915,000 | $ 119,224 | $ 50,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 55 | $ 7,662,000 | $ 139,309 | $ 76,000 |
| Yuba City, CA | 54 | $ 8,229,000 | $ 152,388 | $ 57,000 |
| Bellingham, WA | 53 | $ 9,766,000 | $ 184,264 | $ 93,000 |
| Gainesville, FL | 52 | $ 6,303,000 | $ 121,211 | $ 43,000 |
| Lafayette, LA | 52 | $ 7,669,000 | $ 147,480 | $ 75,000 |
| Burlington, VT | 51 | $ 10,823,000 | $ 212,215 | $ 143,000 |
| Hamilton-Middletown, OH | 51 | $ 8,442,000 | $ 165,529 | $ 89,000 |
| Youngstown-Warren, OH | 49 | $ 6,767,000 | $ 138,102 | $ 91,000 |
| Columbia, SC | 48 | $ 8,272,000 | $ 172,333 | $ 79,000 |
| Fort Walton Beach, FL | 48 | $ 8,595,000 | $ 179,062 | $ 81,000 |
| Fayetteville-Springdale-Rogers, AR | 47 | $ 8,437,000 | $ 179,510 | $ 105,000 |
| San Antonio, TX | 47 | $ 5,824,000 | $ 123,914 | $ 120,000 |
| Wichita, KS | 47 | $ 8,801,000 | $ 187,255 | $ 104,000 |
| Little Rock-North Little Rock, AR | 46 | $ 7,572,000 | $ 164,608 | $ 134,000 |
| Provo-Orem, UT | 45 | $ 9,174,000 | $ 203,866 | $ 75,000 |
| Canton-Massillon, OH | 44 | $ 5,847,000 | $ 132,886 | $ 126,000 |
| Peoria-Pekin, IL | 44 | $ 6,058,000 | $ 137,681 | $ 84,000 |
| Gary, IN | 42 | $ 6,696,000 | $ 159,428 | $ 77,000 |
| Greeley, CO | 42 | $ 7,460,000 | $ 177,619 | $ 87,000 |
| Kalamazoo-Battle Creek, MI | 42 | $ 6,120,000 | $ 145,714 | $ 81,000 |
| Savannah, GA | 42 | $ 7,858,000 | $ 187,095 | $ 96,000 |
| York, PA | 42 | $ 7,602,000 | $ 181,000 | $ 84,000 |
| Oklahoma City, OK | 41 | $ 6,881,000 | $ 167,829 | $ 129,000 |
| Reading, PA | 41 | $ 7,012,000 | $ 171,024 | $ 126,000 |
| Flagstaff, AZ-UT | 40 | $ 7,899,000 | $ 197,475 | $ 114,000 |
| Lancaster, PA | 40 | $ 8,426,000 | $ 210,650 | $ 127,000 |
| Waterbury, CT | 40 | $ 8,018,000 | $ 200,450 | $ 102,000 |
| Chattanooga, TN-GA | 38 | $ 6,342,000 | $ 166,894 | $ 72,000 |
| Corvallis, OR | 38 | $ 7,284,000 | $ 191,684 | $ 95,000 |
| Hagerstown, MD | 38 | $ 4,860,000 | $ 127,894 | $ 42,000 |
| Richland-Kennewick-Pasco, WA | 37 | $ 5,482,000 | $ 148,162 | $ 69,000 |
| South Bend, IN | 37 | $ 4,711,000 | $ 127,324 | $ 66,000 |
| Punta Gorda, FL | 36 | $ 5,520,000 | $ 153,333 | $ 73,000 |
| Asheville, NC | 35 | $ 6,732,000 | $ 192,342 | $ 114,000 |
| Augusta-Aiken, GA-SC | 34 | $ 5,901,000 | $ 173,558 | $ 102,000 |
| Myrtle Beach, SC | 34 | $ 6,840,000 | $ 201,176 | $ 111,000 |
| Syracuse, NY | 34 | $ 4,630,000 | $ 136,176 | $ 82,000 |
| Hickory-Morganton-Lenoir, NC | 33 | $ 8,227,000 | $ 249,303 | $ 127,000 |
| Roanoke, VA | 32 | $ 6,747,000 | $ 210,843 | $ 110,000 |
| Tulsa, OK | 32 | $ 6,445,000 | $ 201,406 | $ 113,000 |
| Racine, WI | 31 | $ 8,014,000 | $ 258,516 | $ 131,000 |
| Charleston, WV | 30 | $ 4,503,000 | $ 150,100 | $ 82,000 |
| Lexington, KY | 30 | $ 5,284,000 | $ 176,133 | $ 88,000 |
| Missoula, MT | 30 | $ 4,379,000 | $ 145,966 | $ 156,000 |
| Panama City, FL | 30 | $ 4,463,000 | $ 148,766 | $ 122,000 |
| Billings, MT | 29 | $ 2,957,000 | $ 101,965 | $ 76,000 |
| Fitchburg-Leominster, MA | 29 | $ 4,803,000 | $ 165,620 | $ 75,000 |
| Kenosha, WI | 29 | $ 6,164,000 | $ 212,551 | $ 130,000 |
| Montgomery, AL | 29 | $ 5,998,000 | $ 206,827 | $ 104,000 |
| New Bedford, MA | 29 | $ 4,663,000 | $ 160,793 | $ 77,000 |
| Fort Wayne, IN | 28 | $ 6,509,000 | $ 232,464 | $ 156,000 |
| Columbus, GA-AL | 27 | $ 3,847,000 | $ 142,481 | $ 129,000 |
| Rochester, MN | 27 | $ 5,942,000 | $ 220,074 | $ 149,000 |
| Ocala, FL | 25 | $ 3,433,000 | $ 137,320 | $ 49,000 |
| Sioux Falls, SD | 25 | $ 4,174,000 | $ 166,960 | $ 69,000 |
| Flint, MI | 24 | $ 5,062,000 | $ 210,916 | $ 84,000 |
| Champaign-Urbana, IL | 23 | $ 3,189,000 | $ 138,652 | $ 66,000 |
| Saginaw-Bay City-Midland, MI | 23 | $ 3,894,000 | $ 169,304 | $ 206,000 |
| Yakima, WA | 23 | $ 4,108,000 | $ 178,608 | $ 97,000 |
| Yuma, AZ | 23 | $ 2,980,000 | $ 129,565 | $ 44,000 |
| Lynchburg, VA | 22 | $ 3,926,000 | $ 178,454 | $ 94,000 |
| Auburn-Opelika, AL | 21 | $ 3,749,000 | $ 178,523 | $ 93,000 |
| Green Bay, WI | 21 | $ 4,500,000 | $ 214,285 | $ 128,000 |
| Tuscaloosa, AL | 21 | $ 4,356,000 | $ 207,428 | $ 172,000 |
| Elkhart-Goshen, IN | 20 | $ 2,401,000 | $ 120,050 | $ 82,000 |
| Johnson City-Kingsport-Bristol, TN-VA | 20 | $ 2,797,000 | $ 139,850 | $ 82,000 |
| Shreveport-Bossier City, LA | 20 | $ 3,970,000 | $ 198,500 | $ 104,000 |
| Benton Harbor, MI | 19 | $ 3,090,000 | $ 162,631 | $ 73,000 |
| Duluth-Superior, MN-WI | 19 | $ 3,627,000 | $ 190,894 | $ 133,000 |
| Houma, LA | 19 | $ 2,983,000 | $ 157,000 | $ 86,000 |
| Utica-Rome, NY | 19 | $ 1,861,000 | $ 97,947 | $ 75,000 |
| Appleton-Oshkosh-Neenah, WI | 18 | $ 3,015,000 | $ 167,500 | $ 105,000 |
| Grand Junction, CO | 18 | $ 2,856,000 | $ 158,666 | $ 59,000 |
| Cedar Rapids, IA | 17 | $ 2,697,000 | $ 158,647 | $ 84,000 |
| Fayetteville, NC | 17 | $ 2,347,000 | $ 138,058 | $ 68,000 |
| Springfield, MO | 17 | $ 2,279,000 | $ 134,058 | $ 81,000 |
| Hattiesburg, MS | 14 | $ 1,784,000 | $ 127,428 | $ 32,000 |
| Las Cruces, NM | 14 | $ 2,363,000 | $ 168,785 | $ 84,000 |
| Springfield, IL | 14 | $ 1,411,000 | $ 100,785 | $ 22,000 |
| Galveston-Texas City, TX | 13 | $ 2,597,000 | $ 199,769 | $ 299,000 |
| Jacksonville, NC | 13 | $ 1,507,000 | $ 115,923 | $ 92,000 |
| Vineland-Millville-Bridgeton, NJ | 13 | $ 1,630,000 | $ 125,384 | $ 69,000 |
| Williamsport, PA | 13 | $ 2,025,000 | $ 155,769 | $ 109,000 |
| Evansville-Henderson, IN-KY | 12 | $ 1,743,000 | $ 145,250 | $ 63,000 |
| Lawrence, KS | 12 | $ 1,652,000 | $ 137,666 | $ 81,000 |
| Macon, GA | 12 | $ 1,847,000 | $ 153,916 | $ 111,000 |
| Iowa City, IA | 11 | $ 1,510,000 | $ 137,272 | $ 78,000 |
| Jackson, MI | 11 | $ 1,860,000 | $ 169,090 | $ 71,000 |
| Pueblo, CO | 11 | $ 1,348,000 | $ 122,545 | $ 72,000 |
| Erie, PA | 10 | $ 2,437,000 | $ 243,700 | $ 134,000 |
| Greenville, NC | 10 | $ 1,856,000 | $ 185,600 | $ 108,000 |
| Johnstown, PA | 10 | $ 2,407,000 | $ 240,700 | $ 185,000 |
| Lewiston-Auburn, ME | 10 | $ 1,182,000 | $ 118,200 | $ 118,000 |
| Topeka, KS | 10 | $ 1,482,000 | $ 148,200 | $ 60,000 |
| Binghamton, NY | 9 | $ 1,206,000 | $ 134,000 | $ 142,000 |
| Bloomington-Normal, IL | 9 | $ 2,115,000 | $ 235,000 | $ 208,000 |
| Brazoria, TX | 9 | $ 1,452,000 | $ 161,333 | $ 87,000 |
| Decatur, AL | 9 | $ 1,499,000 | $ 166,555 | $ 136,000 |
| Glens Falls, NY | 9 | $ 1,145,000 | $ 127,222 | $ 76,000 |
| Goldsboro, NC | 9 | $ 1,395,000 | $ 155,000 | $ 79,000 |
| Great Falls, MT | 9 | $ 957,000 | $ 106,333 | $ 369,000 |
| Huntington-Ashland, WV-KY-OH | 9 | $ 954,000 | $ 106,000 | $ 141,000 |
| Janesville-Beloit, WI | 9 | $ 1,248,000 | $ 138,666 | $ 147,000 |
| Lima, OH | 9 | $ 1,315,000 | $ 146,111 | $ 77,000 |
| Sharon, PA | 9 | $ 2,297,000 | $ 255,222 | $ 247,000 |
| St. Cloud, MN | 9 | $ 1,263,000 | $ 140,333 | $ 86,000 |
| Wilmington-Newark, DE-MD | 9 | $ 2,101,000 | $ 233,444 | $ 824,000 |
| Bangor, ME | 8 | $ 1,075,000 | $ 134,375 | $ 93,000 |
| Jamestown, NY | 8 | $ 1,050,000 | $ 131,250 | $ 81,000 |
| Monroe, LA | 8 | $ 1,312,000 | $ 164,000 | $ 249,000 |
| St. Joseph, MO | 8 | $ 998,000 | $ 124,750 | $ 199,000 |
| State College, PA | 8 | $ 1,248,000 | $ 156,000 | $ 69,000 |
| Wausau, WI | 8 | $ 1,945,000 | $ 243,125 | $ 128,000 |
| Cheyenne, WY | 7 | $ 1,051,000 | $ 150,142 | $ 74,000 |
| Columbia, MO | 7 | $ 1,124,000 | $ 160,571 | $ 77,000 |
| Dothan, AL | 7 | $ 1,032,000 | $ 147,428 | $ 106,000 |
| Florence, SC | 7 | $ 1,041,000 | $ 148,714 | $ 108,000 |
| Fort Smith, AR-OK | 7 | $ 1,003,000 | $ 143,285 | $ 135,000 |
| La Crosse, WI-MN | 7 | $ 973,000 | $ 139,000 | $ 66,000 |
| Lafayette, IN | 7 | $ 1,089,000 | $ 155,571 | $ 101,000 |
| Parkersburg-Marietta, WV-OH | 7 | $ 1,057,000 | $ 151,000 | $ 143,000 |
| Pittsfield, MA | 7 | $ 1,135,000 | $ 162,142 | $ 223,000 |
| Pocatello, ID | 7 | $ 1,251,000 | $ 178,714 | $ 161,000 |
| Anniston, AL | 6 | $ 1,241,000 | $ 206,833 | $ 177,000 |
| Bismarck, ND | 6 | $ 978,000 | $ 163,000 | $ 99,000 |
| Bloomington, IN | 6 | $ 846,000 | $ 141,000 | $ 146,000 |
| Clarksville-Hopkinsville, TN-KY | 6 | $ 784,000 | $ 130,666 | $ 65,000 |
| Fargo-Moorhead, ND-MN | 6 | $ 835,000 | $ 139,166 | $ 134,000 |
| Joplin, MO | 6 | $ 922,000 | $ 153,666 | $ 97,000 |
| Lake Charles, LA | 6 | $ 934,000 | $ 155,666 | $ 113,000 |
| Sumter, SC | 6 | $ 848,000 | $ 141,333 | $ 55,000 |
| Albany, GA | 5 | $ 562,000 | $ 112,400 | $ 69,000 |
| Amarillo, TX | 5 | $ 1,827,000 | $ 365,400 | $ 193,000 |
| Athens, GA | 5 | $ 936,000 | $ 187,200 | $ 109,000 |
| Bryan-College Station, TX | 5 | $ 556,000 | $ 111,200 | $ 150,000 |
| Eau Claire, WI | 5 | $ 793,000 | $ 158,600 | $ 94,000 |
| Elmira, NY | 5 | $ 617,000 | $ 123,400 | $ 103,000 |
| Mansfield, OH | 5 | $ 627,000 | $ 125,400 | $ 76,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 863,000 | $ 172,600 | $ 144,000 |
| Rapid City, SD | 5 | $ 660,000 | $ 132,000 | $ 56,000 |
| Rocky Mount, NC | 5 | $ 542,000 | $ 108,400 | $ 71,000 |
| Sheboygan, WI | 5 | $ 1,593,000 | $ 318,600 | $ 260,000 |
| Alexandria, LA | 4 | $ 813,000 | $ 203,250 | $ 134,000 |
| Beaumont-Port Arthur, TX | 4 | $ 482,000 | $ 120,500 | $ 67,000 |
| Brownsville-Harlingen-San Benito, TX | 4 | $ 813,000 | $ 203,250 | $ 177,000 |
| Davenport-Moline-Rock Island, IA-IL | 4 | $ 572,000 | $ 143,000 | $ 86,000 |
| El Paso, TX | 4 | $ 710,000 | $ 177,500 | $ 149,000 |
| Florence, AL | 4 | $ 414,000 | $ 103,500 | $ 133,000 |
| Grand Forks, ND-MN | 4 | $ 459,000 | $ 114,750 | $ 66,000 |
| Kankakee, IL | 4 | $ 718,000 | $ 179,500 | $ 72,000 |
| Muncie, IN | 4 | $ 697,000 | $ 174,250 | $ 93,000 |
| Owensboro, KY | 4 | $ 616,000 | $ 154,000 | $ 89,000 |
| Tyler, TX | 4 | $ 1,054,000 | $ 263,500 | $ 85,000 |
| Altoona, PA | 3 | $ 980,000 | $ 326,666 | $ 243,000 |
| Corpus Christi, TX | 3 | $ 528,000 | $ 176,000 | $ 238,000 |
| Cumberland, MD-WV | 3 | $ 443,000 | $ 147,666 | $ 291,000 |
| Gadsden, AL | 3 | $ 302,000 | $ 100,666 | $ 41,000 |
| Jackson, TN | 3 | $ 402,000 | $ 134,000 | $ 74,000 |
| Killeen-Temple, TX | 3 | $ 272,000 | $ 90,666 | $ 52,000 |
| Pine Bluff, AR | 3 | $ 417,000 | $ 139,000 | $ 86,000 |
| Sioux City, IA-NE | 3 | $ 477,000 | $ 159,000 | $ 99,000 |
| Terre Haute, IN | 3 | $ 374,000 | $ 124,666 | $ 235,000 |
| Wheeling, WV-OH | 3 | $ 491,000 | $ 163,666 | $ 52,000 |
| Danville, VA | 2 | $ 284,000 | $ 142,000 | $ 108,000 |
| Decatur, IL | 2 | $ 206,000 | $ 103,000 | $ 80,000 |
| Enid, OK | 2 | $ 647,000 | $ 323,500 | $ 1,122,000 |
| Jonesboro, AR | 2 | $ 686,000 | $ 343,000 | $ 211,000 |
| Kokomo, IN | 2 | $ 427,000 | $ 213,500 | $ 68,000 |
| Laredo, TX | 2 | $ 649,000 | $ 324,500 | $ 130,000 |
| Lubbock, TX | 2 | $ 600,000 | $ 300,000 | $ 232,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 227,000 | $ 113,500 | $ 83,000 |
| Abilene, TX | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Casper, WY | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Dover, DE | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Odessa-Midland, TX | 1 | $ 84,000 | $ 84,000 | $ 24,000 |
| Sherman-Denison, TX | 1 | $ 284,000 | $ 284,000 | $ 102,000 |
| Steubenville-Weirton, OH-WV | 1 | $ 208,000 | $ 208,000 | $ 103,000 |
| Texarkana, TX-AR | 1 | $ 115,000 | $ 115,000 | $ 60,000 |
| Waco, TX | 1 | $ 33,000 | $ 33,000 | $ 59,000 |
| Wichita Falls, TX | 1 | $ 62,000 | $ 62,000 | $ 131,000 |
Mortgage Loan Application Detail Totals for E*Trade Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 74,372 | $16,868,158,000 | $197,470 | $1,500,000 | $116,176 | $7,200,000 |
| Home Purchase (one-to-four family) | 14,386 | $3,714,122,000 | $209,711 | $1,463,000 | $114,596 | $6,300,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Information not provided by applicant in mail or telephone application | 51,398 | $11,386,901,000 | $189,173 | $1,500,000 | $124,653 | $7,200,000 |
| White | 29,156 | $7,339,777,000 | $214,431 | $1,500,000 | $108,901 | $6,600,000 |
| Hispanic | 3,242 | $621,561,000 | $173,547 | $1,000,000 | $78,047 | $1,200,000 |
| Asian or Pacific Islander | 3,192 | $894,340,000 | $216,454 | $1,400,000 | $106,681 | $1,200,000 |
| Black | 1,386 | $236,877,000 | $165,815 | $1,200,000 | $72,000 | $600,000 |
| Other | 233 | $68,436,000 | $282,074 | $1,000,000 | $150,000 | $1,381,000 |
| American Indian or Alaskan Native | 137 | $32,906,000 | $192,111 | $890,000 | $90,925 | $600,000 |
| Not applicable | 14 | $1,482,000 | $108,750 | $242,000 | $37,250 | $54,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 80,360 | $19,675,474,000 | $208,615 | $1,500,000 | $123,384 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 8,398 | $906,806,000 | $106,685 | $424,000 | $485 | $340,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 39,780 | $8,744,601,000 | $180,160 | $1,000,000 | $92,760 | $1,324,000 |
| Application Denied By Financial Institution | 17,351 | $3,570,610,000 | $174,568 | $1,000,000 | $94,137 | $7,200,000 |
| Loan Purchased By The Institution | 17,239 | $5,316,471,000 | $289,294 | $1,500,000 | $158,137 | $6,600,000 |
| Application Withdrawn By Applicant | 6,552 | $1,326,270,000 | $178,352 | $1,000,000 | $197,882 | $7,200,000 |
| File Closed For Incompleteness | 4,078 | $810,202,000 | $172,940 | $1,000,000 | $95,900 | $6,600,000 |
| Application Approved But Not Accepted | 3,758 | $814,126,000 | $182,416 | $1,000,000 | $94,333 | $2,400,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 7,882 | $1,682,582,000 | $176,500 | $1,000,000 | $107,080 | $7,200,000 |
| Credit History | 3,436 | $619,534,000 | $152,460 | $1,000,000 | $81,420 | $3,715,000 |
| Debt-To-Income Ratio | 2,225 | $516,719,000 | $187,812 | $1,000,000 | $69,166 | $1,920,000 |
| Collateral | 1,700 | $368,605,000 | $189,200 | $1,000,000 | $101,040 | $2,340,000 |
| Other | 1,086 | $157,624,000 | $172,255 | $1,000,000 | $70,906 | $708,000 |
| Unverifiable Information | 478 | $100,539,000 | $209,475 | $650,000 | $122,900 | $1,944,000 |
| Employment History | 344 | $74,905,000 | $182,950 | $1,000,000 | $109,575 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 190 | $47,122,000 | $194,200 | $792,000 | $121,000 | $1,200,000 |
| Mortgage Insurance Denied | 10 | $2,980,000 | $305,571 | $556,000 | $124,571 | $251,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into E*Trade Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess E*Trade Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.
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