Eaglebank Mortgage Lending & HMDA Data, 2023
In 2023, Eaglebank of Bethesda, MD reported 137 mortgage applications totaling $112.6 million, down 84% from 2022. The average application was for $821,715, and applicants reported an average income of $182,576. 67% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (77), Washington-Baltimore-Arlington, DC (27) and Baltimore-Columbia-Towson, MD (11) (applications in parentheses).
| Mortgage Company & Address | Eaglebank 11931 Tech Rd Bethesda, MD 20814 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 |
| Total Number of Mortgage Applications | 137 |
| Total Mortgage Loan Application Amount | $112,575,000 |
| Average Mortgage Loan Application Amount | $821,715 |
| Highest Mortgage Loan Application Amount | $12,725,000 |
| Average Applicant Income | $182,576 |
| Highest Applicant Income | $1,187,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Eaglebank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 77 | $ 63,815,000 | $ 828,766 | $ 176,012 |
| Washington-Baltimore-Arlington, DC | 27 | $ 19,425,000 | $ 719,444 | $ 161,000 |
| Baltimore-Columbia-Towson, MD | 11 | $ 5,595,000 | $ 508,636 | $ 167,000 |
| Outside any metro area | 8 | $ 5,480,000 | $ 685,000 | $ 251,750 |
| Warren-Troy-Farmington Hills, MI | 2 | $ 140,000 | $ 70,000 | $ 81,000 |
| California-Lexington Park, MD | 1 | $ 295,000 | $ 295,000 | $ 234,000 |
| Chicago-Naperville, IL | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1 | $ 675,000 | $ 675,000 | $ 180,000 |
| Kennewick-Richland, WA | 1 | $ 405,000 | $ 405,000 | $ 123,000 |
| New York-Jersey City-White Plains, NY-NJ | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 485,000 | $ 485,000 | $ 186,000 |
| Providence-Warwick, RI-MA | 1 | $ 465,000 | $ 465,000 | $ 182,000 |
| Richmond, VA | 1 | $ 205,000 | $ 205,000 | $ 53,000 |
| Salisbury, MD-DE | 1 | $ 945,000 | $ 945,000 | $ 247,000 |
| Vineland-Bridgeton, NJ | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 12,725,000 | $ 12,725,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 345,000 | $ 345,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for Eaglebank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 117 | $82,265,000 | $703,000 | $12,725,000 | $149,000 | $1,187,000 |
| Cash-out Refinancing | 10 | $8,830,000 | $883,000 | $4,005,000 | $238,000 | $1,090,000 |
| Refinancing | 10 | $21,480,000 | $2,148,000 | $7,505,000 | $520,000 | $909,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 49 | $30,355,000 | $619,000 | $4,005,000 | $214,000 | $1,187,000 |
| Not applicable | 26 | $53,980,000 | $2,076,000 | $12,725,000 | $0 | $0 |
| Black or African American | 26 | $9,070,000 | $348,000 | $825,000 | $120,000 | $401,000 |
| Hispanic | 14 | $5,790,000 | $413,000 | $805,000 | $102,000 | $180,000 |
| Not Provided | 13 | $8,485,000 | $652,000 | $1,445,000 | $193,000 | $426,000 |
| Asian | 9 | $4,895,000 | $543,000 | $1,085,000 | $195,000 | $398,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 108 | $100,430,000 | $929,000 | $12,725,000 | $196,000 | $1,187,000 |
| FHA-insured (Federal Housing Administration) | 21 | $8,155,000 | $388,000 | $825,000 | $101,000 | $175,000 |
| VA-guaranteed (Veterans Administration) | 8 | $3,990,000 | $498,000 | $695,000 | $138,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 92 | $87,050,000 | $946,000 | $12,725,000 | $175,000 | $1,187,000 |
| Application Withdrawn By Applicant | 26 | $10,980,000 | $422,000 | $885,000 | $143,000 | $398,000 |
| Application Denied By Financial Institution | 12 | $9,680,000 | $806,000 | $4,005,000 | $225,000 | $1,090,000 |
| Preapproval Approved but not Accepted | 5 | $3,325,000 | $665,000 | $1,105,000 | $180,000 | $418,000 |
| Loan Purchased By The Institution | 1 | $535,000 | $535,000 | $535,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $1,005,000 | $1,005,000 | $1,005,000 | $272,000 | $272,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 125 | $102,895,000 | $823,000 | $12,725,000 | $168,000 | $1,187,000 |
| Collateral | 5 | $1,995,000 | $399,000 | $645,000 | $132,000 | $262,000 |
| Debt-To-Income Ratio | 5 | $3,445,000 | $689,000 | $945,000 | $162,000 | $247,000 |
| Other | 1 | $235,000 | $235,000 | $235,000 | $79,000 | $79,000 |
| Credit History | 1 | $4,005,000 | $4,005,000 | $4,005,000 | $1,090,000 | $1,090,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eaglebank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eaglebank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.
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