East Wisconsin Savings Bank Mortgage Lending & HMDA Data, 2019
In 2019, East Wisconsin Savings Bank of Kaukauna, WI reported 369 mortgage applications totaling $57.6 million, up 65% from 2018. The average application was for $156,219, and applicants reported an average income of $89,324. 60% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Appleton, WI (202), Oshkosh-Neenah, WI (36) and Providence-Warwick, RI-MA (25) (applications in parentheses).
| Mortgage Company & Address | East Wisconsin Savings Bank 109 W 2nd St Kaukauna, WI 54130 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 369 |
| Total Mortgage Loan Application Amount | $57,645,000 |
| Average Mortgage Loan Application Amount | $156,219 |
| Highest Mortgage Loan Application Amount | $945,000 |
| Average Applicant Income | $89,324 |
| Highest Applicant Income | $522,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records East Wisconsin Savings Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for East Wisconsin Savings Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 164 | $26,130,000 | $159,000 | $695,000 | $77,000 | $522,000 |
| Refinancing | 117 | $19,425,000 | $166,000 | $945,000 | $105,000 | $330,000 |
| Not Applicable | 27 | $6,735,000 | $249,000 | $505,000 | $0 | $0 |
| Other Purpose | 24 | $1,380,000 | $57,000 | $265,000 | $104,000 | $522,000 |
| Home Improvement | 19 | $645,000 | $33,000 | $85,000 | $80,000 | $118,000 |
| Cash-out Refinancing | 18 | $3,330,000 | $185,000 | $535,000 | $90,000 | $158,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 306 | $43,730,000 | $142,000 | $695,000 | $91,000 | $522,000 |
| Not applicable | 50 | $12,340,000 | $246,000 | $945,000 | $0 | $0 |
| Hispanic | 5 | $685,000 | $137,000 | $255,000 | $52,000 | $76,000 |
| Asian | 3 | $335,000 | $111,000 | $165,000 | $38,000 | $52,000 |
| Not Provided | 2 | $200,000 | $100,000 | $145,000 | $45,000 | $74,000 |
| Black or African American | 1 | $125,000 | $125,000 | $125,000 | $35,000 | $35,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 369 | $57,645,000 | $156,000 | $945,000 | $90,000 | $522,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 223 | $32,095,000 | $143,000 | $945,000 | $99,000 | $522,000 |
| Preapproval Approved but not Accepted | 48 | $7,170,000 | $149,000 | $395,000 | $65,000 | $160,000 |
| Loan Purchased By The Institution | 34 | $9,340,000 | $274,000 | $535,000 | $0 | $0 |
| Application Approved But Not Accepted | 21 | $3,105,000 | $147,000 | $695,000 | $90,000 | $264,000 |
| Application Withdrawn By Applicant | 17 | $2,705,000 | $159,000 | $355,000 | $85,000 | $158,000 |
| Preapproval Denied by Financial Institution | 17 | $1,995,000 | $117,000 | $215,000 | $50,000 | $94,000 |
| Application Denied By Financial Institution | 9 | $1,235,000 | $137,000 | $435,000 | $67,000 | $88,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 369 | $57,645,000 | $156,000 | $945,000 | $90,000 | $522,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into East Wisconsin Savings Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess East Wisconsin Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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