Eastern Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Eastern Savings Bank, Fsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Eastern Savings Bank, Fsb Exec Plaza II - 11350 Mccormick Rd Hunt Valley, MD 21031 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,384 |
| Total Mortgage Loan Application Amount | $734,374,000 |
| Average Mortgage Loan Application Amount | $430,990 |
| Highest Mortgage Loan Application Amount | $12,800,000 |
| Average Applicant Income | $229,259 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Eastern Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Eastern Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Eastern Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Eastern Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Eastern Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Eastern Savings Bank, Fsb's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 183 | $ 37,598,000 | $ 205,000 | $ 91,000 |
| Prince George's County Maryland | 156 | $ 31,260,000 | $ 200,000 | $ 69,000 |
| Baltimore County Maryland | 76 | $ 10,443,000 | $ 137,000 | $ 56,000 |
| Fairfield County Connecticut | 57 | $ 36,191,000 | $ 634,000 | $ 435,000 |
| Baltimore City County Maryland | 55 | $ 6,169,000 | $ 112,000 | $ 56,000 |
| New Haven County Connecticut | 48 | $ 8,499,000 | $ 177,000 | $ 71,000 |
| Montgomery County Maryland | 47 | $ 12,381,000 | $ 263,000 | $ 111,000 |
| Los Angeles County California | 46 | $ 26,995,000 | $ 586,000 | $ 251,000 |
| Clark County Nevada | 43 | $ 14,373,000 | $ 334,000 | $ 144,000 |
| Hennepin County Minnesota | 40 | $ 9,998,000 | $ 249,000 | $ 118,000 |
| Kings County New York | 38 | $ 15,156,000 | $ 398,000 | $ 66,000 |
| Anne Arundel County Maryland | 37 | $ 6,756,000 | $ 182,000 | $ 72,000 |
| Nassau County New York | 37 | $ 19,716,000 | $ 532,000 | $ 157,000 |
| Prince William County Virginia | 37 | $ 8,080,000 | $ 218,000 | $ 77,000 |
| Suffolk County New York | 36 | $ 13,875,000 | $ 385,000 | $ 186,000 |
| Queens County New York | 29 | $ 6,092,000 | $ 210,000 | $ 66,000 |
| Palm Beach County Florida | 27 | $ 10,230,000 | $ 378,000 | $ 180,000 |
| New York County New York | 27 | $ 20,219,000 | $ 748,000 | $ 212,000 |
| Broward County Florida | 26 | $ 5,112,000 | $ 196,000 | $ 105,000 |
| Philadelphia County Pennsylvania | 23 | $ 2,830,000 | $ 123,000 | $ 50,000 |
| Miami-Dade County Florida | 21 | $ 4,305,000 | $ 205,000 | $ 78,000 |
| Charles County Maryland | 21 | $ 4,476,000 | $ 213,000 | $ 73,000 |
| Providence County Rhode Island | 21 | $ 3,572,000 | $ 170,000 | $ 56,000 |
| Oakland County Michigan | 20 | $ 10,184,000 | $ 509,000 | $ 589,000 |
| Westchester County New York | 19 | $ 7,602,000 | $ 400,000 | $ 144,000 |
| Hartford County Connecticut | 18 | $ 3,137,000 | $ 174,000 | $ 83,000 |
| Fairfax County Virginia | 18 | $ 4,523,000 | $ 251,000 | $ 107,000 |
| DuPage County Illinois | 16 | $ 4,893,000 | $ 305,000 | $ 142,000 |
| Maricopa County Arizona | 15 | $ 3,551,000 | $ 236,000 | $ 79,000 |
| San Bernardino County California | 15 | $ 2,966,000 | $ 197,000 | $ 106,000 |
| Will County Illinois | 15 | $ 3,433,000 | $ 228,000 | $ 123,000 |
| Frederick County Maryland | 15 | $ 2,585,000 | $ 172,000 | $ 116,000 |
| Howard County Maryland | 14 | $ 2,591,000 | $ 185,000 | $ 47,000 |
| Chesapeake County Virginia | 14 | $ 2,883,000 | $ 205,000 | $ 88,000 |
| Milwaukee County Wisconsin | 14 | $ 1,639,000 | $ 117,000 | $ 55,000 |
| Riverside County California | 13 | $ 4,015,000 | $ 308,000 | $ 158,000 |
| Ramsey County Minnesota | 13 | $ 2,179,000 | $ 167,000 | $ 95,000 |
| Allegheny County Pennsylvania | 13 | $ 2,389,000 | $ 183,000 | $ 156,000 |
| Orange County California | 12 | $ 7,615,000 | $ 634,000 | $ 124,000 |
| Bucks County Pennsylvania | 12 | $ 2,199,000 | $ 183,000 | $ 73,000 |
| Loudoun County Virginia | 12 | $ 4,591,000 | $ 382,000 | $ 119,000 |
| Virginia Beach County Virginia | 12 | $ 2,045,000 | $ 170,000 | $ 58,000 |
| San Diego County California | 11 | $ 8,686,000 | $ 789,000 | $ 257,000 |
| York County Pennsylvania | 11 | $ 1,300,000 | $ 118,000 | $ 55,000 |
| Pinellas County Florida | 10 | $ 1,924,000 | $ 192,000 | $ 94,000 |
| Sarasota County Florida | 10 | $ 3,348,000 | $ 334,000 | $ 91,000 |
| Carroll County Maryland | 10 | $ 2,110,000 | $ 211,000 | $ 92,000 |
| Wayne County Michigan | 10 | $ 972,000 | $ 97,000 | $ 148,000 |
| Montgomery County Pennsylvania | 10 | $ 2,043,000 | $ 204,000 | $ 76,000 |
| Suffolk County Virginia | 10 | $ 1,416,000 | $ 141,000 | $ 56,000 |
| King County Washington | 10 | $ 4,698,000 | $ 469,000 | $ 137,000 |
| Contra Costa County California | 9 | $ 2,279,000 | $ 253,000 | $ 105,000 |
| Litchfield County Connecticut | 9 | $ 3,783,000 | $ 420,000 | $ 155,000 |
| Lee County Florida | 9 | $ 1,623,000 | $ 180,000 | $ 248,000 |
| Macomb County Michigan | 9 | $ 1,324,000 | $ 147,000 | $ 68,000 |
| Bergen County New Jersey | 9 | $ 12,504,000 | $ 1,389,000 | $ 372,000 |
| Delaware County Pennsylvania | 9 | $ 1,468,000 | $ 163,000 | $ 56,000 |
| Chesterfield County Virginia | 9 | $ 1,106,000 | $ 122,000 | $ 54,000 |
| Pierce County Washington | 9 | $ 1,340,000 | $ 148,000 | $ 55,000 |
| New Castle County Delaware | 8 | $ 1,276,000 | $ 159,000 | $ 73,000 |
| Orange County Florida | 8 | $ 3,161,000 | $ 395,000 | $ 143,000 |
| Harford County Maryland | 8 | $ 1,254,000 | $ 156,000 | $ 70,000 |
| Bronx County New York | 8 | $ 1,499,000 | $ 187,000 | $ 61,000 |
| Hamilton County Ohio | 8 | $ 2,016,000 | $ 252,000 | $ 103,000 |
| Norfolk County Virginia | 8 | $ 879,000 | $ 109,000 | $ 52,000 |
| Spotsylvania County Virginia | 8 | $ 1,575,000 | $ 196,000 | $ 79,000 |
| Alameda County California | 7 | $ 3,414,000 | $ 487,000 | $ 143,000 |
| Sacramento County California | 7 | $ 2,322,000 | $ 331,000 | $ 706,000 |
| Middlesex County Connecticut | 7 | $ 942,000 | $ 134,000 | $ 61,000 |
| Windham County Connecticut | 7 | $ 997,000 | $ 142,000 | $ 94,000 |
| Brevard County Florida | 7 | $ 917,000 | $ 131,000 | $ 109,000 |
| Collier County Florida | 7 | $ 2,392,000 | $ 341,000 | $ 154,000 |
| Volusia County Florida | 7 | $ 3,677,000 | $ 525,000 | $ 103,000 |
| Lake County Illinois | 7 | $ 3,655,000 | $ 522,000 | $ 143,000 |
| Dakota County Minnesota | 7 | $ 879,000 | $ 125,000 | $ 49,000 |
| St. Louis County Missouri | 7 | $ 991,000 | $ 141,000 | $ 96,000 |
| Morris County New Jersey | 7 | $ 4,696,000 | $ 670,000 | $ 151,000 |
| Kent County Rhode Island | 7 | $ 1,392,000 | $ 198,000 | $ 79,000 |
| Fresno County California | 6 | $ 918,000 | $ 153,000 | $ 49,000 |
| Marion County Florida | 6 | $ 680,000 | $ 113,000 | $ 69,000 |
| Osceola County Florida | 6 | $ 2,580,000 | $ 430,000 | $ 340,000 |
| Seminole County Florida | 6 | $ 2,647,000 | $ 441,000 | $ 120,000 |
| St. Lucie County Florida | 6 | $ 982,000 | $ 163,000 | $ 54,000 |
| Anoka County Minnesota | 6 | $ 1,137,000 | $ 189,000 | $ 76,000 |
| Washoe County Nevada | 6 | $ 868,000 | $ 144,000 | $ 49,000 |
| Monmouth County New Jersey | 6 | $ 11,749,000 | $ 1,958,000 | $ 177,000 |
| Dutchess County New York | 6 | $ 1,707,000 | $ 284,000 | $ 118,000 |
| Cuyahoga County Ohio | 6 | $ 1,215,000 | $ 202,000 | $ 190,000 |
| Monroe County Pennsylvania | 6 | $ 1,054,000 | $ 175,000 | $ 88,000 |
| Stafford County Virginia | 6 | $ 1,322,000 | $ 220,000 | $ 77,000 |
| Kern County California | 5 | $ 726,000 | $ 145,000 | $ 47,000 |
| New London County Connecticut | 5 | $ 836,000 | $ 167,000 | $ 99,000 |
| Hillsborough County Florida | 5 | $ 774,000 | $ 154,000 | $ 34,000 |
| Honolulu County Hawaii | 5 | $ 5,652,000 | $ 1,130,000 | $ 840,000 |
| McHenry County Illinois | 5 | $ 1,031,000 | $ 206,000 | $ 70,000 |
| Hamilton County Indiana | 5 | $ 1,060,000 | $ 212,000 | $ 93,000 |
| Calvert County Maryland | 5 | $ 926,000 | $ 185,000 | $ 65,000 |
| Washington County Maryland | 5 | $ 757,000 | $ 151,000 | $ 46,000 |
| Washtenaw County Michigan | 5 | $ 1,198,000 | $ 239,000 | $ 126,000 |
| Hillsborough County New Hampshire | 5 | $ 868,000 | $ 173,000 | $ 81,000 |
| Rockingham County New Hampshire | 5 | $ 973,000 | $ 194,000 | $ 90,000 |
| Ocean County New Jersey | 5 | $ 2,792,000 | $ 558,000 | $ 94,000 |
| Rockland County New York | 5 | $ 3,062,000 | $ 612,000 | $ 186,000 |
| Hampton County Virginia | 5 | $ 831,000 | $ 166,000 | $ 45,000 |
| Henrico County Virginia | 5 | $ 817,000 | $ 163,000 | $ 72,000 |
| Newport News County Virginia | 5 | $ 624,000 | $ 124,000 | $ 52,000 |
| Richmond City County Virginia | 5 | $ 606,000 | $ 121,000 | $ 57,000 |
| Jefferson County Alabama | 4 | $ 1,570,000 | $ 392,000 | $ 208,000 |
| Santa Barbara County California | 4 | $ 3,162,000 | $ 790,000 | $ 203,000 |
| Santa Clara County California | 4 | $ 4,416,000 | $ 1,104,000 | $ 416,000 |
| Duval County Florida | 4 | $ 670,000 | $ 167,000 | $ 326,000 |
| Monroe County Florida | 4 | $ 1,421,000 | $ 355,000 | $ 1,117,000 |
| York County Maine | 4 | $ 959,000 | $ 239,000 | $ 75,000 |
| Queen Anne's County Maryland | 4 | $ 714,000 | $ 178,000 | $ 80,000 |
| St. Mary's County Maryland | 4 | $ 716,000 | $ 179,000 | $ 56,000 |
| Genesee County Michigan | 4 | $ 587,000 | $ 146,000 | $ 84,000 |
| St. Louis County Minnesota | 4 | $ 521,000 | $ 130,000 | $ 55,000 |
| Washington County Minnesota | 4 | $ 548,000 | $ 137,000 | $ 89,000 |
| St. Charles County Missouri | 4 | $ 598,000 | $ 149,000 | $ 65,000 |
| Flathead County Montana | 4 | $ 3,528,000 | $ 882,000 | $ 665,000 |
| Essex County New Jersey | 4 | $ 2,109,000 | $ 527,000 | $ 83,000 |
| Mercer County New Jersey | 4 | $ 2,909,000 | $ 727,000 | $ 228,000 |
| Orange County New York | 4 | $ 1,986,000 | $ 496,000 | $ 182,000 |
| Franklin County Ohio | 4 | $ 713,000 | $ 178,000 | $ 60,000 |
| Chester County Pennsylvania | 4 | $ 592,000 | $ 148,000 | $ 118,000 |
| Washington County Pennsylvania | 4 | $ 1,631,000 | $ 407,000 | $ 285,000 |
| Alexandria County Virginia | 4 | $ 940,000 | $ 235,000 | $ 82,000 |
| Waukesha County Wisconsin | 4 | $ 879,000 | $ 219,000 | $ 93,000 |
| San Joaquin County California | 3 | $ 496,000 | $ 165,000 | $ 69,000 |
| San Mateo County California | 3 | $ 1,746,000 | $ 582,000 | $ 178,000 |
| Stanislaus County California | 3 | $ 952,000 | $ 317,000 | $ 110,000 |
| Tolland County Connecticut | 3 | $ 610,000 | $ 203,000 | $ 64,000 |
| Kent County Delaware | 3 | $ 378,000 | $ 126,000 | $ 40,000 |
| Indian River County Florida | 3 | $ 555,000 | $ 185,000 | $ 46,000 |
| Walton County Florida | 3 | $ 3,456,000 | $ 1,152,000 | $ 101,000 |
| Kauai County Hawaii | 3 | $ 3,550,000 | $ 1,183,000 | $ 678,000 |
| Kane County Illinois | 3 | $ 538,000 | $ 179,000 | $ 44,000 |
| Jefferson County Kentucky | 3 | $ 427,000 | $ 142,000 | $ 70,000 |
| Cumberland County Maine | 3 | $ 602,000 | $ 200,000 | $ 57,000 |
| Barnstable County Massachusetts | 3 | $ 3,325,000 | $ 1,108,000 | $ 478,000 |
| Norfolk County Massachusetts | 3 | $ 1,965,000 | $ 655,000 | $ 102,000 |
| Jackson County Michigan | 3 | $ 516,000 | $ 172,000 | $ 63,000 |
| Jackson County Missouri | 3 | $ 231,000 | $ 77,000 | $ 51,000 |
| Carson City County Nevada | 3 | $ 790,000 | $ 263,000 | $ 133,000 |
| Hudson County New Jersey | 3 | $ 2,825,000 | $ 941,000 | $ 214,000 |
| Greene County New York | 3 | $ 386,000 | $ 128,000 | $ 65,000 |
| Lorain County Ohio | 3 | $ 383,000 | $ 127,000 | $ 36,000 |
| Northampton County Pennsylvania | 3 | $ 418,000 | $ 139,000 | $ 58,000 |
| Washington County Rhode Island | 3 | $ 535,000 | $ 178,000 | $ 66,000 |
| Caroline County Virginia | 3 | $ 485,000 | $ 161,000 | $ 64,000 |
| Mobile County Alabama | 2 | $ 173,000 | $ 86,000 | $ 39,000 |
| Pima County Arizona | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Pinal County Arizona | 2 | $ 302,000 | $ 151,000 | $ 81,000 |
| Marin County California | 2 | $ 870,000 | $ 435,000 | $ 123,000 |
| Merced County California | 2 | $ 314,000 | $ 157,000 | $ 47,000 |
| San Francisco County California | 2 | $ 16,400,000 | $ 8,200,000 | $ 2,295,000 |
| Ventura County California | 2 | $ 938,000 | $ 469,000 | $ 123,000 |
| Yuba County California | 2 | $ 688,000 | $ 344,000 | $ 44,000 |
| Pitkin County Colorado | 2 | $ 16,600,000 | $ 8,300,000 | $ 2,364,000 |
| Bay County Florida | 2 | $ 306,000 | $ 153,000 | $ 78,000 |
| Flagler County Florida | 2 | $ 319,000 | $ 159,000 | $ 54,000 |
| Lake County Florida | 2 | $ 1,163,000 | $ 581,000 | $ 314,000 |
| Okaloosa County Florida | 2 | $ 258,000 | $ 129,000 | $ 55,000 |
| St. Johns County Florida | 2 | $ 1,038,000 | $ 519,000 | $ 139,000 |
| DeKalb County Georgia | 2 | $ 855,000 | $ 427,000 | $ 224,000 |
| Forsyth County Georgia | 2 | $ 963,000 | $ 481,000 | $ 959,000 |
| Fulton County Georgia | 2 | $ 508,000 | $ 254,000 | $ 385,000 |
| Gwinnett County Georgia | 2 | $ 1,837,000 | $ 918,000 | $ 1,537,000 |
| Hawaii County Hawaii | 2 | $ 2,900,000 | $ 1,450,000 | $ 412,000 |
| Bonner County Idaho | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Boone County Illinois | 2 | $ 277,000 | $ 138,000 | $ 53,000 |
| Allen County Indiana | 2 | $ 376,000 | $ 188,000 | $ 53,000 |
| Lake County Indiana | 2 | $ 317,000 | $ 158,000 | $ 30,000 |
| Putnam County Indiana | 2 | $ 246,000 | $ 123,000 | $ 36,000 |
| Caddo County Louisiana | 2 | $ 668,000 | $ 334,000 | $ 122,000 |
| Jefferson County Louisiana | 2 | $ 231,000 | $ 115,000 | $ 51,000 |
| St. Tammany County Louisiana | 2 | $ 302,000 | $ 151,000 | $ 133,000 |
| Penobscot County Maine | 2 | $ 239,000 | $ 119,000 | $ 78,000 |
| Cecil County Maryland | 2 | $ 229,000 | $ 114,000 | $ 50,000 |
| Dorchester County Maryland | 2 | $ 221,000 | $ 110,000 | $ 83,000 |
| Talbot County Maryland | 2 | $ 305,000 | $ 152,000 | $ 311,000 |
| Worcester County Maryland | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Essex County Massachusetts | 2 | $ 300,000 | $ 150,000 | $ 24,000 |
| Worcester County Massachusetts | 2 | $ 685,000 | $ 342,000 | $ 152,000 |
| Ingham County Michigan | 2 | $ 313,000 | $ 156,000 | $ 47,000 |
| Kent County Michigan | 2 | $ 242,000 | $ 121,000 | $ 32,000 |
| Livingston County Michigan | 2 | $ 725,000 | $ 362,000 | $ 114,000 |
| Isanti County Minnesota | 2 | $ 280,000 | $ 140,000 | $ 85,000 |
| St. Louis City County Missouri | 2 | $ 265,000 | $ 132,000 | $ 72,000 |
| Belknap County New Hampshire | 2 | $ 1,043,000 | $ 521,000 | $ 227,000 |
| Burlington County New Jersey | 2 | $ 765,000 | $ 382,000 | $ 131,000 |
| Hunterdon County New Jersey | 2 | $ 973,000 | $ 486,000 | $ 139,000 |
| Middlesex County New Jersey | 2 | $ 980,000 | $ 490,000 | $ 125,000 |
| Rensselaer County New York | 2 | $ 278,000 | $ 139,000 | $ 104,000 |
| Richmond County New York | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Saratoga County New York | 2 | $ 345,000 | $ 172,000 | $ 77,000 |
| Chatham County North Carolina | 2 | $ 1,280,000 | $ 640,000 | $ 466,000 |
| Dare County North Carolina | 2 | $ 706,000 | $ 353,000 | $ 130,000 |
| Durham County North Carolina | 2 | $ 264,000 | $ 132,000 | $ 91,000 |
| Guilford County North Carolina | 2 | $ 980,000 | $ 490,000 | $ 140,000 |
| Geauga County Ohio | 2 | $ 317,000 | $ 158,000 | $ 282,000 |
| Warren County Ohio | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Franklin County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 68,000 |
| Lancaster County Pennsylvania | 2 | $ 411,000 | $ 205,000 | $ 86,000 |
| Lehigh County Pennsylvania | 2 | $ 308,000 | $ 154,000 | $ 45,000 |
| Schuylkill County Pennsylvania | 2 | $ 217,000 | $ 108,000 | $ 35,000 |
| Newport County Rhode Island | 2 | $ 2,220,000 | $ 1,110,000 | $ 376,000 |
| Davidson County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 66,000 |
| Shelby County Tennessee | 2 | $ 227,000 | $ 113,000 | $ 74,000 |
| Sumner County Tennessee | 2 | $ 194,000 | $ 97,000 | $ 78,000 |
| Washington County Tennessee | 2 | $ 493,000 | $ 246,000 | $ 178,000 |
| Williamson County Tennessee | 2 | $ 1,303,000 | $ 651,000 | $ 980,000 |
| Harris County Texas | 2 | $ 895,000 | $ 447,000 | $ 241,000 |
| Salt Lake County Utah | 2 | $ 1,020,000 | $ 510,000 | $ 337,000 |
| Summit County Utah | 2 | $ 970,000 | $ 485,000 | $ 109,000 |
| Fauquier County Virginia | 2 | $ 455,000 | $ 227,000 | $ 78,000 |
| Portsmouth County Virginia | 2 | $ 235,000 | $ 117,000 | $ 41,000 |
| York County Virginia | 2 | $ 318,000 | $ 159,000 | $ 168,000 |
| Dane County Wisconsin | 2 | $ 297,000 | $ 148,000 | $ 726,000 |
| Oneida County Wisconsin | 2 | $ 329,000 | $ 164,000 | $ 189,000 |
| Rock County Wisconsin | 2 | $ 633,000 | $ 316,000 | $ 207,000 |
| Washington County Wisconsin | 2 | $ 267,000 | $ 133,000 | $ 50,000 |
| Laramie County Wyoming | 2 | $ 196,000 | $ 98,000 | $ 41,000 |
| Baldwin County Alabama | 1 | $ 805,000 | $ 805,000 | $ 194,000 |
| Lee County Alabama | 1 | $ 138,000 | $ 138,000 | $ 43,000 |
| Madison County Alabama | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Marshall County Alabama | 1 | $ 600,000 | $ 600,000 | $ 182,000 |
| Shelby County Alabama | 1 | $ 1,200,000 | $ 1,200,000 | $ 162,000 |
| Santa Cruz County Arizona | 1 | $ 1,544,000 | $ 1,544,000 | $ 122,000 |
| Jefferson County Arkansas | 1 | $ 350,000 | $ 350,000 | $ 252,000 |
| Pulaski County Arkansas | 1 | $ 234,000 | $ 234,000 | $ 85,000 |
| El Dorado County California | 1 | $ 242,000 | $ 242,000 | $ 23,000 |
| Lake County California | 1 | $ 120,000 | $ 120,000 | $ 95,000 |
| Madera County California | 1 | $ 290,000 | $ 290,000 | $ 106,000 |
| Napa County California | 1 | $ 7,700,000 | $ 7,700,000 | $ 3,600,000 |
| Nevada County California | 1 | $ 350,000 | $ 350,000 | $ 187,000 |
| Placer County California | 1 | $ 4,500,000 | $ 4,500,000 | $ 1,320,000 |
| Santa Cruz County California | 1 | $ 508,000 | $ 508,000 | $ 203,000 |
| Shasta County California | 1 | $ 172,000 | $ 172,000 | $ 71,000 |
| Solano County California | 1 | $ 275,000 | $ 275,000 | $ 171,000 |
| Tuolumne County California | 1 | $ 136,000 | $ 136,000 | $ 77,000 |
| Yolo County California | 1 | $ 160,000 | $ 160,000 | $ 40,000 |
| Arapahoe County Colorado | 1 | $ 1,965,000 | $ 1,965,000 | $ 420,000 |
| Boulder County Colorado | 1 | $ 269,000 | $ 269,000 | $ 112,000 |
| Denver County Colorado | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Elbert County Colorado | 1 | $ 900,000 | $ 900,000 | $ 300,000 |
| Jefferson County Colorado | 1 | $ 100,000 | $ 100,000 | $ 744,000 |
| Montrose County Colorado | 1 | $ 470,000 | $ 470,000 | $ 547,000 |
| Teller County Colorado | 1 | $ 406,000 | $ 406,000 | $ 156,000 |
| Weld County Colorado | 1 | $ 144,000 | $ 144,000 | $ 98,000 |
| Sussex County Delaware | 1 | $ 212,000 | $ 212,000 | $ 160,000 |
| District of Columbia County District Of Columbia | 1 | $ 163,000 | $ 163,000 | $ 92,000 |
| Alachua County Florida | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Charlotte County Florida | 1 | $ 168,000 | $ 168,000 | $ 70,000 |
| Escambia County Florida | 1 | $ 164,000 | $ 164,000 | $ 45,000 |
| Hernando County Florida | 1 | $ 141,000 | $ 141,000 | $ 59,000 |
| Jackson County Florida | 1 | $ 120,000 | $ 120,000 | $ 57,000 |
| Leon County Florida | 1 | $ 126,000 | $ 126,000 | $ 96,000 |
| Levy County Florida | 1 | $ 550,000 | $ 550,000 | $ 656,000 |
| Pasco County Florida | 1 | $ 187,000 | $ 187,000 | $ 42,000 |
| Putnam County Florida | 1 | $ 294,000 | $ 294,000 | $ 100,000 |
| Santa Rosa County Florida | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Sumter County Florida | 1 | $ 168,000 | $ 168,000 | $ 82,000 |
| Chatham County Georgia | 1 | $ 333,000 | $ 333,000 | $ 478,000 |
| Clayton County Georgia | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Maui County Hawaii | 1 | $ 250,000 | $ 250,000 | $ 111,000 |
| Blaine County Idaho | 1 | $ 840,000 | $ 840,000 | $ 205,000 |
| Boundary County Idaho | 1 | $ 154,000 | $ 154,000 | $ 120,000 |
| Kootenai County Idaho | 1 | $ 117,000 | $ 117,000 | $ 28,000 |
| Champaign County Illinois | 1 | $ 140,000 | $ 140,000 | $ 100,000 |
| DeKalb County Illinois | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Macoupin County Illinois | 1 | $ 140,000 | $ 140,000 | $ 116,000 |
| Whiteside County Illinois | 1 | $ 130,000 | $ 130,000 | $ 39,000 |
| Bartholomew County Indiana | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Elkhart County Indiana | 1 | $ 776,000 | $ 776,000 | $ 240,000 |
| Fountain County Indiana | 1 | $ 83,000 | $ 83,000 | $ 60,000 |
| Jackson County Indiana | 1 | $ 185,000 | $ 185,000 | $ 68,000 |
| Kosciusko County Indiana | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| LaPorte County Indiana | 1 | $ 38,000 | $ 38,000 | $ 47,000 |
| Marion County Indiana | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| Tippecanoe County Indiana | 1 | $ 126,000 | $ 126,000 | $ 54,000 |
| Polk County Iowa | 1 | $ 217,000 | $ 217,000 | $ 93,000 |
| Johnson County Kansas | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Boone County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 65,000 |
| Floyd County Kentucky | 1 | $ 109,000 | $ 109,000 | $ 86,000 |
| Nelson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| East Baton Rouge County Louisiana | 1 | $ 780,000 | $ 780,000 | $ 300,000 |
| Washington County Louisiana | 1 | $ 80,000 | $ 80,000 | $ 33,000 |
| Kennebec County Maine | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Knox County Maine | 1 | $ 133,000 | $ 133,000 | $ 119,000 |
| Garrett County Maryland | 1 | $ 98,000 | $ 98,000 | $ 41,000 |
| Kent County Maryland | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Somerset County Maryland | 1 | $ 158,000 | $ 158,000 | $ 59,000 |
| Bristol County Massachusetts | 1 | $ 664,000 | $ 664,000 | $ 503,000 |
| Middlesex County Massachusetts | 1 | $ 310,000 | $ 310,000 | $ 26,000 |
| Nantucket County Massachusetts | 1 | $ 700,000 | $ 700,000 | $ 300,000 |
| Allegan County Michigan | 1 | $ 87,000 | $ 87,000 | $ 40,000 |
| Antrim County Michigan | 1 | $ 430,000 | $ 430,000 | $ 180,000 |
| Bay County Michigan | 1 | $ 170,000 | $ 170,000 | $ 79,000 |
| Berrien County Michigan | 1 | $ 300,000 | $ 300,000 | $ 360,000 |
| Calhoun County Michigan | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Emmet County Michigan | 1 | $ 330,000 | $ 330,000 | $ 59,000 |
| Grand Traverse County Michigan | 1 | $ 178,000 | $ 178,000 | $ 240,000 |
| Lapeer County Michigan | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Lenawee County Michigan | 1 | $ 147,000 | $ 147,000 | $ 93,000 |
| Muskegon County Michigan | 1 | $ 198,000 | $ 198,000 | $ 143,000 |
| Otsego County Michigan | 1 | $ 124,000 | $ 124,000 | $ 35,000 |
| Ottawa County Michigan | 1 | $ 122,000 | $ 122,000 | $ 101,000 |
| Roscommon County Michigan | 1 | $ 58,000 | $ 58,000 | $ 28,000 |
| Saginaw County Michigan | 1 | $ 69,000 | $ 69,000 | $ 24,000 |
| St. Joseph County Michigan | 1 | $ 146,000 | $ 146,000 | $ 54,000 |
| Tuscola County Michigan | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Van Buren County Michigan | 1 | $ 180,000 | $ 180,000 | $ 288,000 |
| Cass County Minnesota | 1 | $ 1,800,000 | $ 1,800,000 | $ 676,000 |
| Clay County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sherburne County Minnesota | 1 | $ 169,000 | $ 169,000 | $ 74,000 |
| Stearns County Minnesota | 1 | $ 310,000 | $ 310,000 | $ 115,000 |
| Steele County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 76,000 |
| Wright County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 93,000 |
| Hinds County Mississippi | 1 | $ 232,000 | $ 232,000 | $ 73,000 |
| Madison County Mississippi | 1 | $ 600,000 | $ 600,000 | $ 1,992,000 |
| Rankin County Mississippi | 1 | $ 80,000 | $ 80,000 | $ 35,000 |
| Clay County Missouri | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| Gallatin County Montana | 1 | $ 163,000 | $ 163,000 | $ 72,000 |
| Yellowstone County Montana | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Knox County Nebraska | 1 | $ 71,000 | $ 71,000 | $ 32,000 |
| Douglas County Nevada | 1 | $ 265,000 | $ 265,000 | $ 269,000 |
| Carroll County New Hampshire | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Grafton County New Hampshire | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Merrimack County New Hampshire | 1 | $ 161,000 | $ 161,000 | $ 188,000 |
| Atlantic County New Jersey | 1 | $ 650,000 | $ 650,000 | $ 222,000 |
| Cape May County New Jersey | 1 | $ 262,000 | $ 262,000 | $ 117,000 |
| Passaic County New Jersey | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 546,000 | $ 546,000 | $ 195,000 |
| Union County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 56,000 |
| Erie County New York | 1 | $ 423,000 | $ 423,000 | $ 190,000 |
| Fulton County New York | 1 | $ 138,000 | $ 138,000 | $ 90,000 |
| Monroe County New York | 1 | $ 120,000 | $ 120,000 | $ 88,000 |
| Oneida County New York | 1 | $ 155,000 | $ 155,000 | $ 34,000 |
| Otsego County New York | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Putnam County New York | 1 | $ 210,000 | $ 210,000 | $ 96,000 |
| Schenectady County New York | 1 | $ 168,000 | $ 168,000 | $ 48,000 |
| Sullivan County New York | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Ulster County New York | 1 | $ 150,000 | $ 150,000 | $ 66,000 |
| Warren County New York | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Cabarrus County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Cumberland County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 104,000 |
| Currituck County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 46,000 |
| Forsyth County North Carolina | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Franklin County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 62,000 |
| Halifax County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 115,000 |
| Harnett County North Carolina | 1 | $ 242,000 | $ 242,000 | $ 481,000 |
| Moore County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 49,000 |
| Pitt County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Union County North Carolina | 1 | $ 850,000 | $ 850,000 | $ 240,000 |
| Ashland County Ohio | 1 | $ 115,000 | $ 115,000 | $ 34,000 |
| Champaign County Ohio | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Fairfield County Ohio | 1 | $ 98,000 | $ 98,000 | $ 47,000 |
| Medina County Ohio | 1 | $ 276,000 | $ 276,000 | $ 85,000 |
| Montgomery County Ohio | 1 | $ 184,000 | $ 184,000 | $ 187,000 |
| Delaware County Oklahoma | 1 | $ 575,000 | $ 575,000 | $ 226,000 |
| Clackamas County Oregon | 1 | $ 190,000 | $ 190,000 | $ 79,000 |
| Jackson County Oregon | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Josephine County Oregon | 1 | $ 229,000 | $ 229,000 | $ 92,000 |
| Lane County Oregon | 1 | $ 550,000 | $ 550,000 | $ 120,000 |
| Multnomah County Oregon | 1 | $ 103,000 | $ 103,000 | $ 92,000 |
| Adams County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 81,000 |
| Berks County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Crawford County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 26,000 |
| Fayette County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 70,000 |
| Lackawanna County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Mercer County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 32,000 |
| Mifflin County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 33,000 |
| Wayne County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Westmoreland County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 56,000 |
| Bristol County Rhode Island | 1 | $ 263,000 | $ 263,000 | $ 151,000 |
| Beaufort County South Carolina | 1 | $ 2,100,000 | $ 2,100,000 | $ 394,000 |
| Dorchester County South Carolina | 1 | $ 428,000 | $ 428,000 | $ 300,000 |
| Lexington County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 408,000 |
| Cocke County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Hamilton County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 33,000 |
| Jefferson County Tennessee | 1 | $ 210,000 | $ 210,000 | $ 52,000 |
| Knox County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 100,000 |
| Dallas County Texas | 1 | $ 124,000 | $ 124,000 | $ 75,000 |
| Fort Bend County Texas | 1 | $ 170,000 | $ 170,000 | $ 89,000 |
| Box Elder County Utah | 1 | $ 188,000 | $ 188,000 | $ 48,000 |
| Tooele County Utah | 1 | $ 123,000 | $ 123,000 | $ 55,000 |
| Utah County Utah | 1 | $ 1,500,000 | $ 1,500,000 | $ 541,000 |
| Bennington County Vermont | 1 | $ 592,000 | $ 592,000 | $ 2,280,000 |
| Caledonia County Vermont | 1 | $ 248,000 | $ 248,000 | $ 118,000 |
| Chittenden County Vermont | 1 | $ 123,000 | $ 123,000 | $ 88,000 |
| Rutland County Vermont | 1 | $ 100,000 | $ 100,000 | $ 63,000 |
| Albemarle County Virginia | 1 | $ 1,120,000 | $ 1,120,000 | $ 131,000 |
| Arlington County Virginia | 1 | $ 137,000 | $ 137,000 | $ 52,000 |
| Campbell County Virginia | 1 | $ 84,000 | $ 84,000 | $ 46,000 |
| Covington County Virginia | 1 | $ 70,000 | $ 70,000 | $ 66,000 |
| Culpeper County Virginia | 1 | $ 96,000 | $ 96,000 | $ 57,000 |
| Franklin City County Virginia | 1 | $ 132,000 | $ 132,000 | $ 30,000 |
| Frederick County Virginia | 1 | $ 434,000 | $ 434,000 | $ 117,000 |
| Fredericksburg County Virginia | 1 | $ 190,000 | $ 190,000 | $ 54,000 |
| Hanover County Virginia | 1 | $ 172,000 | $ 172,000 | $ 81,000 |
| King George County Virginia | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Louisa County Virginia | 1 | $ 90,000 | $ 90,000 | $ 44,000 |
| Madison County Virginia | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Manassas County Virginia | 1 | $ 126,000 | $ 126,000 | $ 34,000 |
| Manassas Park County Virginia | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Mecklenburg County Virginia | 1 | $ 280,000 | $ 280,000 | $ 168,000 |
| Orange County Virginia | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Poquoson County Virginia | 1 | $ 178,000 | $ 178,000 | $ 79,000 |
| Pulaski County Virginia | 1 | $ 149,000 | $ 149,000 | $ 161,000 |
| Shenandoah County Virginia | 1 | $ 60,000 | $ 60,000 | $ 13,000 |
| Warren County Virginia | 1 | $ 369,000 | $ 369,000 | $ 63,000 |
| Westmoreland County Virginia | 1 | $ 115,000 | $ 115,000 | $ 68,000 |
| Winchester County Virginia | 1 | $ 333,000 | $ 333,000 | $ 95,000 |
| Chelan County Washington | 1 | $ 120,000 | $ 120,000 | $ 20,000 |
| Clark County Washington | 1 | $ 221,000 | $ 221,000 | $ 83,000 |
| Cowlitz County Washington | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Franklin County Washington | 1 | $ 559,000 | $ 559,000 | $ 180,000 |
| Island County Washington | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Kitsap County Washington | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| San Juan County Washington | 1 | $ 348,000 | $ 348,000 | $ 14,000 |
| Skagit County Washington | 1 | $ 110,000 | $ 110,000 | $ 21,000 |
| Snohomish County Washington | 1 | $ 563,000 | $ 563,000 | $ 156,000 |
| Berkeley County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Kanawha County West Virginia | 1 | $ 169,000 | $ 169,000 | $ 49,000 |
| Monongalia County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Morgan County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 85,000 |
| Wood County West Virginia | 1 | $ 89,000 | $ 89,000 | $ 47,000 |
| Columbia County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Juneau County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Ozaukee County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Polk County Wisconsin | 1 | $ 850,000 | $ 850,000 | $ 216,000 |
| Rusk County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Vilas County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 143,000 |
| Walworth County Wisconsin | 1 | $ 710,000 | $ 710,000 | $ 221,000 |
| Fremont County Wyoming | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Lincoln County Wyoming | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Sublette County Wyoming | 1 | $ 183,000 | $ 183,000 | $ 123,000 |
| Teton County Wyoming | 1 | $ 3,800,000 | $ 3,800,000 | $ 840,000 |
Mortgage Loan Application Detail Totals for Eastern Savings Bank, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,067 | $609,451,000 | $354,500 | $12,800,000 | $167,478 | $9,999,000 |
| Home Purchase | 227 | $93,842,000 | $585,621 | $10,000,000 | $363,351 | $9,600,000 |
| Home Improvement | 90 | $31,081,000 | $326,095 | $4,025,000 | $128,333 | $6,513,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 879 | $303,861,000 | $414,177 | $12,750,000 | $225,533 | $9,999,000 |
| Black or African American | 670 | $148,400,000 | $276,566 | $8,500,000 | $134,400 | $6,513,000 |
| Not Provided | 639 | $195,271,000 | $390,550 | $5,500,000 | $218,025 | $3,055,000 |
| Hispanic | 117 | $29,172,000 | $240,625 | $1,260,000 | $79,812 | $1,289,000 |
| Not applicable | 28 | $41,077,000 | $869,400 | $12,800,000 | $681,100 | $6,028,000 |
| Asian | 22 | $8,133,000 | $332,857 | $1,800,000 | $91,285 | $528,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,846,000 | $386,363 | $1,965,000 | $108,181 | $420,000 |
| American Indian or Alaskan Native | 12 | $2,614,000 | $217,000 | $440,000 | $95,500 | $264,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,384 | $734,374,000 | $382,659 | $12,800,000 | $194,212 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,135 | $330,232,000 | $445,272 | $10,000,000 | $288,363 | $9,600,000 |
| Application Withdrawn By Applicant | 583 | $160,012,000 | $288,500 | $2,700,000 | $126,705 | $9,999,000 |
| Application Denied By Financial Institution | 313 | $118,179,000 | $381,763 | $8,500,000 | $165,026 | $3,600,000 |
| File Closed For Incompleteness | 308 | $113,934,000 | $478,393 | $12,800,000 | $163,060 | $3,931,000 |
| Application Approved But Not Accepted | 43 | $11,694,000 | $260,500 | $1,120,000 | $108,666 | $1,289,000 |
| Loan Purchased By The Institution | 2 | $323,000 | $161,500 | $199,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 208 | $88,247,000 | $447,600 | $8,500,000 | $181,000 | $3,600,000 |
| Other | 42 | $13,697,000 | $251,666 | $3,600,000 | $86,000 | $660,000 |
| Debt-To-Income Ratio | 22 | $5,154,000 | $237,833 | $800,000 | $65,750 | $130,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $4,322,000 | $216,000 | $670,000 | $146,700 | $1,409,000 |
| Credit History | 11 | $2,729,000 | $291,333 | $613,000 | $113,666 | $220,000 |
| Unverifiable Information | 8 | $2,687,000 | $394,166 | $1,365,000 | $266,666 | $930,000 |
| Employment History | 2 | $827,000 | $413,500 | $585,000 | $101,500 | $160,000 |
| Credit Application Incomplete | 2 | $516,000 | $258,000 | $323,000 | $57,500 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Eastern Savings Bank, Fsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Eastern Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.