Easy Street Capital LLC Mortgage Lending & HMDA Data, 2025

In 2025, Easy Street Capital LLC of Austin, TX reported 2,409 mortgage applications totaling $863.6 million, up 24% from 2024. The average application was for $358,507, and applicants reported an average income of $0. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Tampa, FL (185), Los Angeles-Long Beach-Glendale, CA (154) and Atlanta-Sandy Springs-Roswell, GA (142) (applications in parentheses).

Mortgage Company & Address Easy Street Capital LLC
1201 E Cesar Chavez St Suite 1
Austin, TX 78702
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  
Total Number of Mortgage Applications 2,409
Total Mortgage Loan Application Amount $863,645,000
Average Mortgage Loan Application Amount $358,507
Highest Mortgage Loan Application Amount $7,495,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Easy Street Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Easy Street Capital LLC by Metropolitan Area in 2025

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Tampa, FL 185 $ 45,335,000 $ 245,054 $ 0
Los Angeles-Long Beach-Glendale, CA 154 $ 101,800,000 $ 661,038 $ 0
Atlanta-Sandy Springs-Roswell, GA 142 $ 34,810,000 $ 245,140 $ 0
Charlotte-Concord-Gastonia, NC-SC 120 $ 31,550,000 $ 262,916 $ 0
Dallas-Plano-Irving, TX 115 $ 34,025,000 $ 295,869 $ 0
Riverside-San Bernardino-Ontario, CA 88 $ 36,880,000 $ 419,090 $ 0
St. Petersburg-Clearwater-Largo, FL 87 $ 25,655,000 $ 294,885 $ 0
Anaheim-Santa Ana-Irvine, CA 80 $ 74,670,000 $ 933,375 $ 0
Houston-The Woodlands-Sugar Land, TX 66 $ 15,300,000 $ 231,818 $ 0
Austin-Round Rock, TX 60 $ 22,820,000 $ 380,333 $ 0
Fort Worth-Arlington, TX 55 $ 11,905,000 $ 216,454 $ 0
Orlando-Kissimmee-Sanford, FL 55 $ 14,365,000 $ 261,181 $ 0
Outside any metro area 53 $ 15,825,000 $ 298,584 $ 0
Nashville-Davidson--Murfreesboro--Franklin, TN 43 $ 14,045,000 $ 326,627 $ 0
San Antonio-New Braunfels, TX 38 $ 8,010,000 $ 210,789 $ 0
North Port-Sarasota-Bradenton, FL 36 $ 11,700,000 $ 325,000 $ 0
Pittsburgh, PA 32 $ 6,450,000 $ 201,562 $ 0
Marietta, GA 31 $ 10,675,000 $ 344,354 $ 0
Virginia Beach-Norfolk-Newport News, VA-NC 31 $ 8,445,000 $ 272,419 $ 0
Columbus, OH 29 $ 5,705,000 $ 196,724 $ 0
West Palm Beach-Boca Raton-Delray Beach, FL 28 $ 12,550,000 $ 448,214 $ 0
Jacksonville, FL 26 $ 5,940,000 $ 228,461 $ 0
Denver-Aurora-Lakewood, CO 25 $ 11,265,000 $ 450,600 $ 0
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 25 $ 8,705,000 $ 348,200 $ 0
Washington, DC-MD 25 $ 7,995,000 $ 319,800 $ 0
Sacramento--Roseville--Arden-Arcade, CA 23 $ 9,615,000 $ 418,043 $ 0
San Jose-Sunnyvale-Santa Clara, CA 22 $ 24,390,000 $ 1,108,636 $ 0
Lakeland-Winter Haven, FL 21 $ 3,695,000 $ 175,952 $ 0
Philadelphia, PA 21 $ 4,245,000 $ 202,142 $ 0
Cape Coral-Fort Myers, FL 20 $ 4,390,000 $ 219,500 $ 0
Oakland-Hayward-Berkeley, CA 19 $ 13,745,000 $ 723,421 $ 0
Phoenix-Mesa-Scottsdale, AZ 19 $ 5,915,000 $ 311,315 $ 0
Urban Honolulu, HI 19 $ 11,995,000 $ 631,315 $ 0
Indianapolis-Carmel-Anderson, IN 18 $ 2,850,000 $ 158,333 $ 0
Killeen-Temple, TX 17 $ 2,835,000 $ 166,764 $ 0
Richmond, VA 17 $ 4,035,000 $ 237,352 $ 0
San Diego-Carlsbad, CA 17 $ 10,575,000 $ 622,058 $ 0
Santa Maria-Santa Barbara, CA 17 $ 48,915,000 $ 2,877,352 $ 0
Clarksville, TN-KY 16 $ 2,710,000 $ 169,375 $ 0
Deltona-Daytona Beach-Ormond Beach, FL 15 $ 2,635,000 $ 175,666 $ 0
Miami-Miami Beach-Kendall, FL 15 $ 5,315,000 $ 354,333 $ 0
Bakersfield, CA 14 $ 3,200,000 $ 228,571 $ 0
Palm Bay-Melbourne-Titusville, FL 14 $ 2,620,000 $ 187,142 $ 0
Punta Gorda, FL 14 $ 3,050,000 $ 217,857 $ 0
Knoxville, TN 13 $ 2,775,000 $ 213,461 $ 0
Augusta-Richmond County, GA-SC 12 $ 1,750,000 $ 145,833 $ 0
Camden, NJ 12 $ 3,170,000 $ 264,166 $ 0
Port St. Lucie, FL 11 $ 2,805,000 $ 255,000 $ 0
Cleveland, OH 10 $ 2,000,000 $ 200,000 $ 0
Cincinnati, OH-KY-IN 9 $ 1,545,000 $ 171,666 $ 0
Corpus Christi, TX 9 $ 1,325,000 $ 147,222 $ 0
Homosassa Springs, FL 9 $ 1,315,000 $ 146,111 $ 0
Durham-Chapel Hill, NC 8 $ 2,530,000 $ 316,250 $ 0
Fresno, CA 8 $ 3,740,000 $ 467,500 $ 0
Ocala, FL 8 $ 1,180,000 $ 147,500 $ 0
Baltimore-Columbia-Towson, MD 7 $ 1,865,000 $ 266,428 $ 0
Boston, MA 7 $ 3,165,000 $ 452,142 $ 0
Fayetteville, NC 7 $ 1,055,000 $ 150,714 $ 0
Greensboro-High Point, NC 7 $ 915,000 $ 130,714 $ 0
Montgomery County-Bucks County-Chester County, PA 7 $ 2,115,000 $ 302,142 $ 0
Raleigh, NC 7 $ 2,435,000 $ 347,857 $ 0
Wilmington, DE-MD-NJ 7 $ 1,515,000 $ 216,428 $ 0
Arlington-Alexandria-Reston, VA-WV 6 $ 2,490,000 $ 415,000 $ 0
Birmingham-Hoover, AL 6 $ 880,000 $ 146,666 $ 0
Bridgeport-Stamford-Norwalk, CT 6 $ 2,810,000 $ 468,333 $ 0
Burlington, NC 6 $ 1,080,000 $ 180,000 $ 0
Columbus, GA-AL 6 $ 810,000 $ 135,000 $ 0
Huntsville, AL 6 $ 770,000 $ 128,333 $ 0
San Francisco-Redwood City-South San Francisco, CA 6 $ 6,420,000 $ 1,070,000 $ 0
Gainesville, GA 5 $ 1,255,000 $ 251,000 $ 0
New Haven-Milford, CT 5 $ 1,275,000 $ 255,000 $ 0
Panama City, FL 5 $ 1,145,000 $ 229,000 $ 0
Pensacola-Ferry Pass-Brent, FL 5 $ 855,000 $ 171,000 $ 0
Washington-Baltimore-Arlington, DC 5 $ 1,875,000 $ 375,000 $ 0
Worcester, MA-CT 5 $ 1,815,000 $ 363,000 $ 0
Allentown-Bethlehem-Easton, PA-NJ 4 $ 840,000 $ 210,000 $ 0
Amarillo, TX 4 $ 390,000 $ 97,500 $ 0
Atlantic City-Hammonton, NJ 4 $ 1,070,000 $ 267,500 $ 0
Cambridge-Newton-Framingham, MA 4 $ 3,680,000 $ 920,000 $ 0
Chattanooga, TN-GA 4 $ 940,000 $ 235,000 $ 0
Coeur D'Alene, ID 4 $ 1,440,000 $ 360,000 $ 0
Hickory-Lenoir-Morganton, NC 4 $ 1,390,000 $ 347,500 $ 0
Kansas City, MO-KS 4 $ 1,190,000 $ 297,500 $ 0
Las Vegas-Henderson-Paradise, NV 4 $ 2,910,000 $ 727,500 $ 0
Little Rock-North Little Rock-Conway, AR 4 $ 520,000 $ 130,000 $ 0
Oklahoma City, OK 4 $ 670,000 $ 167,500 $ 0
Stockton-Lodi, CA 4 $ 1,140,000 $ 285,000 $ 0
Wilmington, NC 4 $ 1,020,000 $ 255,000 $ 0
Charleston-North Charleston, SC 3 $ 695,000 $ 231,666 $ 0
Crestview-Fort Walton Beach-Destin, FL 3 $ 1,255,000 $ 418,333 $ 0
El Centro, CA 3 $ 225,000 $ 75,000 $ 0
Everett, WA 3 $ 2,405,000 $ 801,666 $ 0
Gainesville, FL 3 $ 515,000 $ 171,666 $ 0
Grand Rapids-Wyoming, MI 3 $ 605,000 $ 201,666 $ 0
Greenville-Anderson-Mauldin, SC 3 $ 505,000 $ 168,333 $ 0
Hartford-West Hartford-East Hartford, CT 3 $ 645,000 $ 215,000 $ 0
Kingsport-Bristol-Bristol, TN-VA 3 $ 465,000 $ 155,000 $ 0
Milwaukee-Waukesha-West Allis, WI 3 $ 715,000 $ 238,333 $ 0
Roanoke, VA 3 $ 395,000 $ 131,666 $ 0
Savannah, GA 3 $ 585,000 $ 195,000 $ 0
Sherman-Denison, TX 3 $ 495,000 $ 165,000 $ 0
Tulsa, OK 3 $ 445,000 $ 148,333 $ 0
Visalia-Porterville, CA 3 $ 715,000 $ 238,333 $ 0
Beaumont-Port Arthur, TX 2 $ 300,000 $ 150,000 $ 0
Burlington-South Burlington, VT 2 $ 800,000 $ 400,000 $ 0
Cedar Rapids, IA 2 $ 230,000 $ 115,000 $ 0
Charleston, WV 2 $ 290,000 $ 145,000 $ 0
Cheyenne, WY 2 $ 410,000 $ 205,000 $ 0
Dayton-Springfield-Kettering, OH 2 $ 240,000 $ 120,000 $ 0
Gulfport-Biloxi-Pascagoula, MS 2 $ 390,000 $ 195,000 $ 0
Hagerstown-Martinsburg, MD-WV 2 $ 410,000 $ 205,000 $ 0
Hilton Head Island-Bluffton-Beaufort, SC 2 $ 1,160,000 $ 580,000 $ 0
Lake Havasu City-Kingman, AZ 2 $ 730,000 $ 365,000 $ 0
Lancaster, PA 2 $ 340,000 $ 170,000 $ 0
Lansing-East Lansing, MI 2 $ 200,000 $ 100,000 $ 0
McAllen-Edinburg-Mission, TX 2 $ 670,000 $ 335,000 $ 0
Memphis, TN-MS-AR 2 $ 530,000 $ 265,000 $ 0
Mobile, AL 2 $ 220,000 $ 110,000 $ 0
Montgomery, AL 2 $ 300,000 $ 150,000 $ 0
Muskegon, MI 2 $ 250,000 $ 125,000 $ 0
New York-Jersey City-White Plains, NY-NJ 2 $ 1,060,000 $ 530,000 $ 0
Pinehurst-Southern Pines, NC 2 $ 380,000 $ 190,000 $ 0
Providence-Warwick, RI-MA 2 $ 820,000 $ 410,000 $ 0
Provo-Orem, UT 2 $ 1,050,000 $ 525,000 $ 0
Racine, WI 2 $ 360,000 $ 180,000 $ 0
Reading, PA 2 $ 440,000 $ 220,000 $ 0
Seattle-Bellevue-Everett, WA 2 $ 940,000 $ 470,000 $ 0
Spokane-Spokane Valley, WA 2 $ 710,000 $ 355,000 $ 0
Tucson, AZ 2 $ 350,000 $ 175,000 $ 0
Vallejo-Fairfield, CA 2 $ 1,010,000 $ 505,000 $ 0
Vineland-Bridgeton, NJ 2 $ 370,000 $ 185,000 $ 0
Waco, TX 2 $ 280,000 $ 140,000 $ 0
Waterbury-Shelton, CT 2 $ 570,000 $ 285,000 $ 0
Winston-Salem, NC 2 $ 410,000 $ 205,000 $ 0
Akron, OH 1 $ 175,000 $ 175,000 $ 0
Albany, OR 1 $ 245,000 $ 245,000 $ 0
Albuquerque, NM 1 $ 155,000 $ 155,000 $ 0
Athens-Clarke County, GA 1 $ 305,000 $ 305,000 $ 0
Bangor, ME 1 $ 265,000 $ 265,000 $ 0
Barnstable Town, MA 1 $ 605,000 $ 605,000 $ 0
Bremerton-Silverdale, WA 1 $ 275,000 $ 275,000 $ 0
Brownsville-Harlingen, TX 1 $ 175,000 $ 175,000 $ 0
Canton-Massillon, OH 1 $ 65,000 $ 65,000 $ 0
Cleveland, TN 1 $ 185,000 $ 185,000 $ 0
Colorado Springs, CO 1 $ 525,000 $ 525,000 $ 0
Daphne-Fairhope-Foley, AL 1 $ 515,000 $ 515,000 $ 0
Decatur, AL 1 $ 175,000 $ 175,000 $ 0
Dover, DE 1 $ 215,000 $ 215,000 $ 0
Farmington, NM 1 $ 145,000 $ 145,000 $ 0
Flagstaff, AZ 1 $ 425,000 $ 425,000 $ 0
Flint, MI 1 $ 195,000 $ 195,000 $ 0
Greenville, NC 1 $ 125,000 $ 125,000 $ 0
Jonesboro, AR 1 $ 135,000 $ 135,000 $ 0
Lake County-Porter County-Jasper County, IN 1 $ 145,000 $ 145,000 $ 0
Las Cruces, NM 1 $ 285,000 $ 285,000 $ 0
Lincoln, NE 1 $ 315,000 $ 315,000 $ 0
Louisville/Jefferson County, KY-IN 1 $ 375,000 $ 375,000 $ 0
Lynchburg, VA 1 $ 265,000 $ 265,000 $ 0
Macon-Bibb County, GA 1 $ 125,000 $ 125,000 $ 0
Madison, WI 1 $ 285,000 $ 285,000 $ 0
Manchester-Nashua, NH 1 $ 195,000 $ 195,000 $ 0
Merced, CA 1 $ 225,000 $ 225,000 $ 0
Myrtle Beach-Conway-North Myrtle Beach, SC-NC 1 $ 145,000 $ 145,000 $ 0
Naples-Immokalee-Marco Island, FL 1 $ 375,000 $ 375,000 $ 0
Niles-Benton Harbor, MI 1 $ 105,000 $ 105,000 $ 0
Omaha-Council Bluffs, NE-IA 1 $ 155,000 $ 155,000 $ 0
Oxnard-Thousand Oaks-Ventura, CA 1 $ 595,000 $ 595,000 $ 0
Peoria, IL 1 $ 95,000 $ 95,000 $ 0
Portland-South Portland, ME 1 $ 265,000 $ 265,000 $ 0
Portland-Vancouver-Hillsboro, OR-WA 1 $ 405,000 $ 405,000 $ 0
Prescott Valley-Prescott, AZ 1 $ 1,125,000 $ 1,125,000 $ 0
Rockingham County-Strafford County, NH 1 $ 325,000 $ 325,000 $ 0
Rocky Mount, NC 1 $ 115,000 $ 115,000 $ 0
Rome, GA 1 $ 175,000 $ 175,000 $ 0
San Rafael, CA 1 $ 2,375,000 $ 2,375,000 $ 0
Scranton--Wilkes-Barre--Hazleton, PA 1 $ 165,000 $ 165,000 $ 0
Sebring, FL 1 $ 135,000 $ 135,000 $ 0
Springfield, MA 1 $ 215,000 $ 215,000 $ 0
St. Louis, MO-IL 1 $ 125,000 $ 125,000 $ 0
Toledo, OH 1 $ 95,000 $ 95,000 $ 0
Tuscaloosa, AL 1 $ 325,000 $ 325,000 $ 0
Warner Robins, GA 1 $ 145,000 $ 145,000 $ 0
Warren-Troy-Farmington Hills, MI 1 $ 255,000 $ 255,000 $ 0
Wichita, KS 1 $ 335,000 $ 335,000 $ 0
Wildwood-The Villages, FL 1 $ 225,000 $ 225,000 $ 0
Yakima, WA 1 $ 225,000 $ 225,000 $ 0
Youngstown-Warren-Boardman, OH-PA 1 $ 105,000 $ 105,000 $ 0

Mortgage Loan Application Detail Totals for Easy Street Capital LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other Purpose 2,409 $863,645,000 $358,000 $7,495,000 $0 $0
Refinancing 0 $0 $0 $0 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0
Home Purchase 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,034 $713,250,000 $350,000 $7,495,000 $0 $0
Not Provided 197 $75,975,000 $385,000 $1,805,000 $0 $0
Hispanic 69 $22,545,000 $326,000 $935,000 $0 $0
White 66 $31,170,000 $472,000 $2,375,000 $0 $0
Asian 29 $17,195,000 $592,000 $3,575,000 $0 $0
Black or African American 13 $3,445,000 $265,000 $755,000 $0 $0
American Indian or Alaskan Native 1 $65,000 $65,000 $65,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,409 $863,645,000 $358,000 $7,495,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,409 $863,645,000 $358,000 $7,495,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,409 $863,645,000 $358,000 $7,495,000 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Easy Street Capital LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Easy Street Capital LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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