In 2024, Easy Street Capital LLC of Austin, TX reported 1,937 mortgage applications totaling $720.8 million, down 6% from 2023. The average application was for $372,134, and applicants reported an average income of $0. 100% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (203), Atlanta-Sandy Springs-Roswell, GA (163) and Riverside-San Bernardino-Ontario, CA (106) (applications in parentheses).
| Mortgage Company & Address | Easy Street Capital LLC 1201 E Cesar Chavez St Suite 1 Austin, TX 78702 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 |
| Total Number of Mortgage Applications | 1,937 |
| Total Mortgage Loan Application Amount | $720,825,000 |
| Average Mortgage Loan Application Amount | $372,134 |
| Highest Mortgage Loan Application Amount | $4,395,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Easy Street Capital LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 203 | $ 155,035,000 | $ 763,719 | $ 0 |
| Atlanta-Sandy Springs-Roswell, GA | 163 | $ 37,725,000 | $ 231,441 | $ 0 |
| Riverside-San Bernardino-Ontario, CA | 106 | $ 42,600,000 | $ 401,886 | $ 0 |
| Tampa, FL | 94 | $ 21,240,000 | $ 225,957 | $ 0 |
| Charlotte-Concord-Gastonia, NC-SC | 84 | $ 18,240,000 | $ 217,142 | $ 0 |
| Anaheim-Santa Ana-Irvine, CA | 83 | $ 70,255,000 | $ 846,445 | $ 0 |
| Dallas-Plano-Irving, TX | 80 | $ 18,700,000 | $ 233,750 | $ 0 |
| Houston-The Woodlands-Sugar Land, TX | 57 | $ 12,705,000 | $ 222,894 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 56 | $ 18,790,000 | $ 335,535 | $ 0 |
| San Diego-Carlsbad, CA | 50 | $ 34,880,000 | $ 697,600 | $ 0 |
| Orlando-Kissimmee-Sanford, FL | 42 | $ 11,000,000 | $ 261,904 | $ 0 |
| St. Petersburg-Clearwater-Largo, FL | 40 | $ 11,270,000 | $ 281,750 | $ 0 |
| Outside any metro area | 38 | $ 12,380,000 | $ 325,789 | $ 0 |
| Austin-Round Rock, TX | 36 | $ 15,590,000 | $ 433,055 | $ 0 |
| Marietta, GA | 33 | $ 9,705,000 | $ 294,090 | $ 0 |
| San Antonio-New Braunfels, TX | 30 | $ 5,840,000 | $ 194,666 | $ 0 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 29 | $ 4,885,000 | $ 168,448 | $ 0 |
| Fort Worth-Arlington, TX | 23 | $ 5,885,000 | $ 255,869 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 21 | $ 7,755,000 | $ 369,285 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 21 | $ 3,905,000 | $ 185,952 | $ 0 |
| Sacramento--Roseville--Arden-Arcade, CA | 21 | $ 7,765,000 | $ 369,761 | $ 0 |
| Urban Honolulu, HI | 21 | $ 16,335,000 | $ 777,857 | $ 0 |
| Philadelphia, PA | 20 | $ 4,090,000 | $ 204,500 | $ 0 |
| Lakeland-Winter Haven, FL | 18 | $ 3,030,000 | $ 168,333 | $ 0 |
| North Port-Sarasota-Bradenton, FL | 17 | $ 4,385,000 | $ 257,941 | $ 0 |
| Birmingham-Hoover, AL | 16 | $ 2,460,000 | $ 153,750 | $ 0 |
| Cape Coral-Fort Myers, FL | 16 | $ 4,670,000 | $ 291,875 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 16 | $ 2,770,000 | $ 173,125 | $ 0 |
| Columbus, OH | 15 | $ 3,145,000 | $ 209,666 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 15 | $ 5,515,000 | $ 367,666 | $ 0 |
| Oakland-Hayward-Berkeley, CA | 15 | $ 7,695,000 | $ 513,000 | $ 0 |
| Santa Maria-Santa Barbara, CA | 15 | $ 27,515,000 | $ 1,834,333 | $ 0 |
| Camden, NJ | 13 | $ 2,715,000 | $ 208,846 | $ 0 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 13 | $ 4,535,000 | $ 348,846 | $ 0 |
| Washington, DC-MD | 12 | $ 3,610,000 | $ 300,833 | $ 0 |
| Augusta-Richmond County, GA-SC | 11 | $ 1,455,000 | $ 132,272 | $ 0 |
| Greensboro-High Point, NC | 11 | $ 1,645,000 | $ 149,545 | $ 0 |
| Jacksonville, FL | 11 | $ 2,345,000 | $ 213,181 | $ 0 |
| Savannah, GA | 11 | $ 2,775,000 | $ 252,272 | $ 0 |
| Bakersfield, CA | 10 | $ 1,960,000 | $ 196,000 | $ 0 |
| Chattanooga, TN-GA | 10 | $ 1,540,000 | $ 154,000 | $ 0 |
| Fresno, CA | 10 | $ 2,240,000 | $ 224,000 | $ 0 |
| Montgomery County-Bucks County-Chester County, PA | 9 | $ 2,835,000 | $ 315,000 | $ 0 |
| Ocala, FL | 9 | $ 1,435,000 | $ 159,444 | $ 0 |
| Panama City, FL | 9 | $ 3,025,000 | $ 336,111 | $ 0 |
| Denver-Aurora-Lakewood, CO | 8 | $ 5,510,000 | $ 688,750 | $ 0 |
| Knoxville, TN | 8 | $ 1,640,000 | $ 205,000 | $ 0 |
| Pittsburgh, PA | 8 | $ 1,120,000 | $ 140,000 | $ 0 |
| Boston, MA | 7 | $ 2,315,000 | $ 330,714 | $ 0 |
| Cambridge-Newton-Framingham, MA | 7 | $ 2,815,000 | $ 402,142 | $ 0 |
| Cincinnati, OH-KY-IN | 7 | $ 1,185,000 | $ 169,285 | $ 0 |
| Fayetteville, NC | 7 | $ 1,225,000 | $ 175,000 | $ 0 |
| Gainesville, GA | 7 | $ 1,535,000 | $ 219,285 | $ 0 |
| Indianapolis-Carmel-Anderson, IN | 7 | $ 1,095,000 | $ 156,428 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 7 | $ 1,145,000 | $ 163,571 | $ 0 |
| Punta Gorda, FL | 7 | $ 1,275,000 | $ 182,142 | $ 0 |
| Columbia, SC | 6 | $ 930,000 | $ 155,000 | $ 0 |
| Corpus Christi, TX | 6 | $ 950,000 | $ 158,333 | $ 0 |
| Richmond, VA | 6 | $ 1,430,000 | $ 238,333 | $ 0 |
| Arlington-Alexandria-Reston, VA-WV | 5 | $ 1,975,000 | $ 395,000 | $ 0 |
| Cleveland, OH | 5 | $ 1,035,000 | $ 207,000 | $ 0 |
| Wilmington, NC | 5 | $ 1,875,000 | $ 375,000 | $ 0 |
| Baltimore-Columbia-Towson, MD | 4 | $ 920,000 | $ 230,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 4 | $ 730,000 | $ 182,500 | $ 0 |
| Huntsville, AL | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Killeen-Temple, TX | 4 | $ 540,000 | $ 135,000 | $ 0 |
| Lakewood-New Brunswick, NJ | 4 | $ 1,100,000 | $ 275,000 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 4 | $ 970,000 | $ 242,500 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 4 | $ 2,820,000 | $ 705,000 | $ 0 |
| Raleigh, NC | 4 | $ 1,060,000 | $ 265,000 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 4 | $ 5,260,000 | $ 1,315,000 | $ 0 |
| Stockton-Lodi, CA | 4 | $ 1,140,000 | $ 285,000 | $ 0 |
| Winston-Salem, NC | 4 | $ 690,000 | $ 172,500 | $ 0 |
| Amarillo, TX | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Athens-Clarke County, GA | 3 | $ 1,075,000 | $ 358,333 | $ 0 |
| Clarksville, TN-KY | 3 | $ 595,000 | $ 198,333 | $ 0 |
| Columbus, GA-AL | 3 | $ 565,000 | $ 188,333 | $ 0 |
| Des Moines-West Des Moines, IA | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Durham-Chapel Hill, NC | 3 | $ 1,165,000 | $ 388,333 | $ 0 |
| Homosassa Springs, FL | 3 | $ 715,000 | $ 238,333 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 3 | $ 525,000 | $ 175,000 | $ 0 |
| Modesto, CA | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 3 | $ 655,000 | $ 218,333 | $ 0 |
| Oklahoma City, OK | 3 | $ 545,000 | $ 181,666 | $ 0 |
| Phoenix-Mesa-Scottsdale, AZ | 3 | $ 1,455,000 | $ 485,000 | $ 0 |
| Port St. Lucie, FL | 3 | $ 835,000 | $ 278,333 | $ 0 |
| Providence-Warwick, RI-MA | 3 | $ 705,000 | $ 235,000 | $ 0 |
| Rome, GA | 3 | $ 385,000 | $ 128,333 | $ 0 |
| Salem, OR | 3 | $ 795,000 | $ 265,000 | $ 0 |
| Tyler, TX | 3 | $ 455,000 | $ 151,666 | $ 0 |
| Visalia-Porterville, CA | 3 | $ 905,000 | $ 301,666 | $ 0 |
| Abilene, TX | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 830,000 | $ 415,000 | $ 0 |
| Barnstable Town, MA | 2 | $ 790,000 | $ 395,000 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Daphne-Fairhope-Foley, AL | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Dayton-Springfield-Kettering, OH | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Florence, SC | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Greenville, NC | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Macon-Bibb County, GA | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Memphis, TN-MS-AR | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Muskegon, MI | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Ogden-Clearfield, UT | 2 | $ 1,010,000 | $ 505,000 | $ 0 |
| Peoria, IL | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 880,000 | $ 440,000 | $ 0 |
| Seattle-Bellevue-Everett, WA | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Tallahassee, FL | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Toledo, OH | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Warner Robins, GA | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Wilmington, DE-MD-NJ | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Worcester, MA-CT | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Asheville, NC | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Beaumont-Port Arthur, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Boulder, CO | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Brunswick, GA | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Burlington, NC | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chico, CA | 1 | $ 275,000 | $ 275,000 | $ 0 |
| College Station-Bryan, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Erie, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Flint, MI | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Fort Wayne, IN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Gainesville, FL | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Goldsboro, NC | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Greenville-Anderson-Mauldin, SC | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Harrisburg-Carlisle, PA | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Jackson, MS | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Kalamazoo-Portage, MI | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Lake County-Porter County-Jasper County, IN | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Lancaster, PA | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Laredo, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Longview, TX | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lynchburg, VA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Merced, CA | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Midland, MI | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Mobile, AL | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Morgantown, WV | 1 | $ 145,000 | $ 145,000 | $ 0 |
| New Haven-Milford, CT | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Odessa, TX | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Prescott Valley-Prescott, AZ | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Reading, PA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Saginaw, MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| San Rafael, CA | 1 | $ 855,000 | $ 855,000 | $ 0 |
| Santa Rosa, CA | 1 | $ 3,555,000 | $ 3,555,000 | $ 0 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Sebastian-Vero Beach, FL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Sebring, FL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sherman-Denison, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| South Bend-Mishawaka, IN-MI | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Spartanburg, SC | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Springfield, OH | 1 | $ 115,000 | $ 115,000 | $ 0 |
| St. Louis, MO-IL | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Staunton-Waynesboro, VA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tucson, AZ | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Tulsa, OK | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tuscaloosa, AL | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Vineland-Bridgeton, NJ | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Washington-Baltimore-Arlington, DC | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Waterbury-Shelton, CT | 1 | $ 155,000 | $ 155,000 | $ 0 |
| York-Hanover, PA | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Yuma, AZ | 1 | $ 185,000 | $ 185,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,937 | $720,825,000 | $372,000 | $4,395,000 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,607 | $585,545,000 | $364,000 | $4,395,000 | $0 | $0 |
| Not Provided | 176 | $80,050,000 | $454,000 | $2,535,000 | $0 | $0 |
| Hispanic | 67 | $22,465,000 | $335,000 | $935,000 | $0 | $0 |
| White | 55 | $16,035,000 | $291,000 | $965,000 | $0 | $0 |
| Asian | 26 | $13,760,000 | $529,000 | $1,405,000 | $0 | $0 |
| Black or African American | 5 | $2,655,000 | $531,000 | $1,265,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $315,000 | $315,000 | $315,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,937 | $720,825,000 | $372,000 | $4,395,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,937 | $720,825,000 | $372,000 | $4,395,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,937 | $720,825,000 | $372,000 | $4,395,000 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Easy Street Capital LLC's 2024 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Easy Street Capital LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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