Ecu Credit Union
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage loan statistics, lending data, and loan application totals for Florida.
The mortgage statistics and data below are specific to mortgage loan applications for Ecu Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2018.

Mortgage Company & Address Ecu Credit Union
11701 S. Belcher Rd. Ste 105
Largo, FL 33773
Tel #: available with data download
Federal Regulator * available with data download
Years 2006  2005  2004  2003  
Total Number of Mortgage Applications 68
Total Mortgage Loan Application Amount $3,972,000
Average Mortgage Loan Application Amount $69,888
Highest Mortgage Loan Application Amount $266,000
Average Applicant Income $71,777
Highest Applicant Income $249,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in FL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

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The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Florida, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Ecu Credit Union in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement (one-to-four family) 50 $1,834,000 $38,400 $147,000 $67,600 $249,000
Refinancing (home purchase or home improvement, one-to-four family) 18 $2,138,000 $109,250 $266,000 $77,000 $167,000
Home Purchase (one-to-four family) 0 $0 $0 $0 $0 $0
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 33 $2,203,000 $66,000 $266,000 $70,000 $249,000
Information not provided by applicant in mail or telephone application 27 $1,335,000 $86,000 $219,000 $87,500 $167,000
Asian or Pacific Islander 2 $191,000 $95,500 $105,000 $68,500 $84,000
Black 2 $47,000 $23,000 $30,000 $53,000 $87,000
Hispanic 2 $142,000 $71,000 $130,000 $74,000 $105,000
Other 2 $54,000 $27,000 $39,000 $74,000 $88,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 68 $3,972,000 $67,857 $266,000 $68,142 $249,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 42 $3,102,000 $73,833 $266,000 $68,666 $249,000
Application Denied By Financial Institution 17 $426,000 $25,000 $50,000 $61,000 $137,000
Application Withdrawn By Applicant 8 $405,000 $50,000 $90,000 $76,000 $124,000
Application Approved But Not Accepted 1 $39,000 $39,000 $39,000 $114,000 $114,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8 $213,000 $26,000 $42,000 $81,000 $137,000
Debt-To-Income Ratio 4 $59,000 $14,000 $24,000 $55,000 $80,000
Mortgage Insurance Denied 3 $90,000 $30,000 $50,000 $67,000 $89,000
Credit Application Incomplete 1 $39,000 $39,000 $39,000 $88,000 $88,000
Employment History 1 $25,000 $25,000 $25,000 $23,000 $23,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in FL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Florida, and search similar information at your convenience.

Download the Florida Lender List