Endeavor Capital Mortgage, LP Mortgage Lending & HMDA Data, 2007

In 2007, Endeavor Capital Mortgage, LP of Miamisburg, OH reported 204 mortgage applications totaling $28.1 million. The average application was for $137,676, and applicants reported an average income of $86,029. 80% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (192), San Antonio, TX (10) and Austin-Round Rock, TX (1) (applications in parentheses).

Mortgage Company & Address Endeavor Capital Mortgage, LP
3232 Newmark Drive
Miamisburg, OH 45342
Federal Regulator * available with data download
Years 2008  2007  
Total Number of Mortgage Applications 204
Total Mortgage Loan Application Amount $28,086,000
Average Mortgage Loan Application Amount $137,676
Highest Mortgage Loan Application Amount $300,000
Average Applicant Income $86,029
Highest Applicant Income $360,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Endeavor Capital Mortgage, LP filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Endeavor Capital Mortgage, LP in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 198 $27,338,000 $138,000 $300,000 $86,000 $360,000
Refinancing 6 $748,000 $124,000 $160,000 $87,000 $237,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 145 $19,634,000 $135,000 $300,000 $89,000 $360,000
Hispanic 38 $5,025,000 $132,000 $294,000 $77,000 $157,000
Not Provided 8 $1,350,000 $168,000 $231,000 $97,000 $143,000
Black or African American 6 $1,137,000 $189,000 $230,000 $83,000 $114,000
Asian 4 $462,000 $115,000 $172,000 $69,000 $100,000
American Indian or Alaskan Native 3 $478,000 $159,000 $163,000 $65,000 $70,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 136 $16,735,000 $123,000 $300,000 $87,000 $303,000
FHA-insured (Federal Housing Administration) 63 $10,566,000 $167,000 $203,000 $84,000 $360,000
VA-guaranteed (Veterans Administration) 5 $785,000 $157,000 $178,000 $76,000 $102,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 163 $22,051,000 $135,000 $300,000 $84,000 $290,000
Application Withdrawn By Applicant 24 $3,268,000 $136,000 $247,000 $91,000 $303,000
Application Denied By Financial Institution 13 $2,128,000 $163,000 $300,000 $106,000 $360,000
Application Approved But Not Accepted 4 $639,000 $159,000 $200,000 $67,000 $82,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit Application Incomplete 10 $1,554,000 $155,000 $300,000 $114,000 $360,000
Credit History 1 $221,000 $221,000 $221,000 $96,000 $96,000
Other 1 $174,000 $174,000 $174,000 $71,000 $71,000
Unverifiable Information 1 $179,000 $179,000 $179,000 $76,000 $76,000
Collateral 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Endeavor Capital Mortgage, LP's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Endeavor Capital Mortgage, LP's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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