Englewood Bank & Trust Mortgage Lending & HMDA Data, 2018
In 2018, Englewood Bank & Trust of Englewood, FL reported 117 mortgage applications totaling $28.1 million, up 3% from 2017. The average application was for $239,786, and applicants reported an average income of $134,068. 73% of its applications resulted in an originated loan and 15% were denied. Its largest markets were Punta Gorda, FL (81), North Port-Sarasota-Bradenton, FL (28) and Tampa-St. Petersburg-Clearwater, FL (4) (applications in parentheses).
| Mortgage Company & Address | Englewood Bank & Trust 1111 S. McCall Road Englewood, FL 34223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 117 |
| Total Mortgage Loan Application Amount | $28,055,000 |
| Average Mortgage Loan Application Amount | $239,786 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $134,068 |
| Highest Applicant Income | $641,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Englewood Bank & Trust filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Englewood Bank & Trust in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 66 | $20,310,000 | $307,000 | $1,505,000 | $170,000 | $641,000 |
| Other Purpose | 21 | $1,365,000 | $65,000 | $205,000 | $88,000 | $235,000 |
| Home Improvement | 14 | $700,000 | $50,000 | $85,000 | $73,000 | $130,000 |
| Refinancing | 9 | $4,065,000 | $451,000 | $1,255,000 | $77,000 | $160,000 |
| Cash-out Refinancing | 7 | $1,615,000 | $230,000 | $755,000 | $129,000 | $271,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90 | $18,540,000 | $206,000 | $1,505,000 | $133,000 | $641,000 |
| Not applicable | 13 | $6,915,000 | $531,000 | $1,505,000 | $0 | $0 |
| Not Provided | 12 | $2,260,000 | $188,000 | $535,000 | $141,000 | $392,000 |
| American Indian or Alaskan Native | 1 | $45,000 | $45,000 | $45,000 | $159,000 | $159,000 |
| Hispanic | 1 | $295,000 | $295,000 | $295,000 | $99,000 | $99,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 117 | $28,055,000 | $239,000 | $1,505,000 | $134,000 | $641,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 85 | $24,175,000 | $284,000 | $1,505,000 | $150,000 | $641,000 |
| Application Denied By Financial Institution | 17 | $1,695,000 | $99,000 | $535,000 | $77,000 | $181,000 |
| Application Withdrawn By Applicant | 10 | $1,810,000 | $181,000 | $345,000 | $100,000 | $392,000 |
| Application Approved But Not Accepted | 4 | $270,000 | $67,000 | $135,000 | $100,000 | $175,000 |
| File Closed For Incompleteness | 1 | $105,000 | $105,000 | $105,000 | $271,000 | $271,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 117 | $28,055,000 | $239,000 | $1,505,000 | $134,000 | $641,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Englewood Bank & Trust's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Englewood Bank & Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.
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